There are legitimate and important new ways to earn more cash and beat the taxman. Canny money-makers can end up with thousands more in tax free earnings every year than the average UK take home pay. How? Here is our step-by-step guide of what you need to know and do.
THIS IS MONEY'S SIX OF THE BEST
'My mum is preyed on by scam artists but can't move home': Daughter tells how 85-year-old mother is trapped by Bank of Scotland mortgage nightmare
Sammi MacQueen says her mother Joan Stracey has become a target for conmen and would like to move, but is trapped by a debt that has ballooned from £35,000 to £380,000. She was one of the unlucky borrowers who took out a shared appreciation mortgage, where the debt rose with house prices. Almost 20 years later her daughter says she now cannot move from a home where she lives alone.
DON'T MISS
- Income tax boost for hard-up households, universal credits restored, a VAT cut even? What's in store for the Autumn Statement.
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How does the state pension work and how do you find out what you'll get?
Our guide to point you in the right direction
Sponsored - Borrowers are being offered cash rewards of up to £1,500 just for taking a mortgage... - but are they worth it?
- Should I buy an airport car parking space from firm offering a guaranteed return of at least 8%
- British supercar maker's BP23 will be a three-seat 'hyper GT' evoking the 1990s icon - and all 106 are sold The child of the McLaren F1.
- Tesco unveils radical new plan to add residential flats on top of some of its largest urban stores
- Black Friday is overhyped, overrated and over here... Read our 10-step survival guide.
- As a perfect storm brews to put up energy bills, experts say act NOW for the best deal 'I cut my bill by £400 a month'.
- Will my wife get a state pension increase if I die before she does? Pensions Agony Uncle Steve Webb replies.
- Skoda tested its new Kodiaq 7-seat SUV by lending one to a family with the UK's most extreme school run... - we try it for size too.
- Hope at last for towns hit by bank closures Victory for campaign as building society opens where banks moved out.
- They look just like a tax refund offer - but beware! This is how one man was hit TWICE by online fraud.
- 'Lock up the traders behind this made-to-measure chair chaos' TONY HETHERINGTON.
- Business rates shock - now pay even if bill is WRONG New Government edict blocking appeals is set to cost firms billions.
BUSINESS & MARKETS
FTSE CLOSE: Footsie solid as pound falls to $1.24, while on Wall Street the Dow Jones smashes through 19,000
The FTSE 100 closed up 41.76 points at 6819.72 as investors geared up for tomorrow's Autumn Statement, when the Chancellor is likely to offer more reassurances about Brexit to a wary business community. US markets hit record highs today, with the Dow Jones briefly topping 19,000 before falling back to trade 17.4 points higher at 6819.7. The S&P; 500 and tech-dominated Nasdaq also notched up new records. Germany's DAX was ahead 28.7 points at 10,713.8 while France's CAC 40 was up 18.8 points at 4,548.4. Brent crude was at $48.77 a barrel, and the pound was back at $1.24 against the US dollar after surging above $1.25 yesterday.
SAVE MONEY, MAKE MONEY: OUR TIPS TO GET RICHER
- This is Money's five favourite best buy cash Isas for 2016
- Looking for a better bank? Five of the best current accounts
- Energy bills: Could you cut save by switching?
- Best credit cards for spending, holidays and rewards
- The best mortgage rates and should you fix?
- Ten tips for cheaper car insurance - and compare prices
- Best debit and credit cards for spending overseas
- The best and longest balance transfer credit cards
- Best (and cheapest) DIY investing Isa platforms
- Ten tips for buy-to-let and how to find a mortgage
MONEY NEWS & ADVICE
Income tax boost for hard-up households, universal credits restored, a VAT cut even? What's in store for the Autumn Statement
On the one hand, the Prime Minster is keen help out cash-strapped households who suffered under George Osborne's austerity drive - particularly given the threat of rising inflation. On the other, a stuttering economy facing the shock of Brexit and running out of monetary options needs some support. The former could be presented as feeding fiscally into the latter.
Barclays unveils contactless ATMs that dispense up to £100 with the tap of a smartphone
Customers will be able to withdraw up to £100 at cash machines inside branches, either by tapping their Android smartphones or by using their contactless debit cards. Barclays claims that contactless cash machines are more secure than traditional ones because they remove the risk of card skimming - when fraudsters copy debit cards' information by using a magnetic stripe.
State-of-the-art bungalow the size of SEVEN family homes for sale at £2.75m - but you'll have to build it first
It's an exclusive offer for a multi-millionaire after their own 21st century country house. This architect designed state-of-the-art home will come with stunning views and is set in Ashridge, among ancient trees and rolling chalk hills. But the new owner needs to knock down the existing 1970s bungalow, near Berkhamsted, in Hertfordshire, and replace it with this stunning contemporary home.
The state pension: Everyone knows it exists, but how does it work and how do you find out what you'll get?
The state pension is designed to provide a basic minimum income after retirement for anyone who has worked in the UK during their lives. It has changed recently and it is important to work out what you will be eligible for and when you will reach retirement age. Our guide can help point you in the right direction.
Wall St legend warns Europe is on brink of a new crisis: Big Short star says Italy's banks are going bust
Steve Eisman, who made his name and fortune on Wall Street by foreseeing the demise of toxic sub-prime mortgage securities, says crippling levels of bad debt could drive the Italian financial system over the edge. The country's banks hold up to £310bn of 'non-performing loans' - money owed by companies and individuals who have fallen behind with payments.
Bond managers need to adjust to the new normal and think globally, says rising star fund manager
Fixed income markets have changed so dramatically in the past few years that the only way to access them effectively is by being completely flexible, according to rising star manager Fraser Lundie. He says that this has created an environment where cherry picking is the only answer.
Should I buy an airport car parking space from firm offering a guaranteed return of at least 8%
A firm has emailed me about buying an airport car parking space, which it says would give me a guaranteed minimum return of 8 per cent a year. It says that a RICS valuation has been done and the parking space is being sold below its market value. I'm wary as I know about stocks and funds but I've never held this type of investment. Is putting some of my savings in an airport car parking space a good idea?
Black Friday is overhyped, overrated and over here: Read our 10-step survival guide
It is overhyped, overrated and over here - yet one in three shoppers is expected to hit the shops this 'Black Friday' in the hope of snapping up a bargain. The US phenomenon is now part of the British festive calendar and along with Cyber Monday - three days later - it has toppled Boxing Day from its traditional start of the winter sales season.
Skoda tested its new Kodiaq 7-seat SUV by lending one to a family with the UK's most extreme school run - we try it for size too
Skoda will enter the large SUV sector from next year, but before right-hand drive models arrive in 2017 the Jones family put the Kodiaq through its paces on a commute across country from their farm in Wales to school, via some of the nation's toughest terrain. We get their verdict on the Skoda Kodiaq and put it to the test too, but strictly on tarmac.
MORE BUSINESS & MARKETS NEWS
The other PM set to lose his job after calling a referendum: Italy's December vote spells trouble for Matteo Renzi
The referendum is about reforms to the constitution that are intended to make it easier for the government to boost the sluggish economy. It sounds dry, but it's explosive, because in the eyes of many ordinary voters it is an opportunity to take revenge on the political establishment - and that could be very bad news indeed for the troubled eurozone.
SMALL CAP IDEAS: Brain scanning expert IXICO makes money from monitoring the effects of drugs
IXICO generated around £3million in revenues from brain scanning in the year to September, which makes it a rarity among the minnows of the healthcare and technology sectors in that it is paid for its services. In September, It landed a deal with the American giant Biogen to provide the brain scanning expertise that will allow physicians to monitor the effects of the company's flagship product, Tysabri for multiple sclerosis.
YOUR MONEY ESSENTIALS
They look just like a tax refund offer - but beware! This is how one man was hit TWICE by online fraud
Taxpayers are being warned to ignore a new blight of emails from fraudsters passing themselves off as HM Revenue & Customs and inviting them to claim refunds for overpaid tax. The fraudulent 'phishing' emails or texts are designed to trick people into giving key details about their bank accounts which are then used by the criminals to gain access and empty them.
MIDAS SHARE TIPS: Logistics firm Wincanton is really going places
Despite a strong share price performance over the past few years, its shares still look undervalued. On top of that, the group looks set to start delivering a decent dividend. The company is a sizeable player in the logistics sector. Its clients include Sainsbury's, Co-op, BAE Systems and Heinz. Many of these groups have signed up for contract renewals lasting to 2019 or beyond. The result is a very visible revenue stream in the future.
SIMON LAMBERT: Will President Trump mean interest rates finally rise? The Trumpflation trade believes so...
As people were left scratching their heads over a reality TV businessman elected President and what he will do in office, one firm idea did emerge in the financial world this week - Trumpflation. This is the idea that Trump's spending, protectionist policies and tax cuts will lead to inflation - and call time on the low rate era.
'My school told me to work in a shop': Tips from the 26-year-old multi-millionaire who started his SBTV media empire after getting a camera for his 15th birthday
Jamal Edwards has achieved more at the age of 26 than many people can aspire to in a lifetime. After building his own media empire, he shares the advice he gives to young people who want to start their own business - and why he believes it's still possible to break into the music industry without going on reality TV.
Jaguar takes aim at Tesla: RAY MASSEY on the 200mph five-seater I-Pace that charges at home in two hours
Jaguar had a host of stars to help launch its new 200 mph electric car in Hollywood this week. On the eve of the Los Angeles Motor Show, the Jaguar I-Pace car grabbed the most attention. Having long traded on its bad boy image, Jaguar aims to make electric cars desirable. It says it has 'torn up the rule book' with the I-Pace to create a svelte zero emissions five-seater that combines 'supercar looks, sports car performance and sports utility space' in one car that can be charged at home from the domestic mains.
Trump victory in US election drives investors to dump bonds: Will sell-off turn into a rout?
A sell-off of UK gilts and US treasuries was already under way but has accelerated since last week's US election, leaving holders sitting on capital losses as prices fall. But it's not all bad news as bond yields always move in the opposite direction to prices, so income seekers are getting better returns when they buy government debt.
Interactive map shows England's happiest places to live: Oxford, Cambridge and Richmond-upon-Thames are the most 'vibrant' towns, research claims
Healthy lifestyles and social cohesion are as important as economic prosperity in determining how happy and vibrant a place is to live in, a study suggests. Across the country, urban areas with decent economic scores often scored worst for health, well-being and happiness levels, with parts of London, Birmingham, Manchester and Liverpool all performing poorly.
The top 10 places in Britain where house hunters would most like to live (and London doesn't feature) with prices starting at £170,000
The Isle of Skye won the accolade following a survey of nearly 24,000 people by property website Rightmove. The Scottish island (pictured top left), where the average house price is £230,000, was among the seaside locations that featured heavily in the top ten, including Woolacombe (top right), in Devon, and the popular Cornish holiday destinations of St Ives (bottom right), Padstow (bottom left) and Newquay.
SMALL BUSINESS: NEWS, TIPS AND SUCCESS STORIES
Medical recruiter Remedium Partners 'saves the National Health Service millions'
The company was launched by friends David Green and Philip Braham, both 27, with £10,000 of savings each. They estimate they have saved the NHS more than £25 million as they claim locums can charge up to £150 an hour, roughly double what a permanently employed doctor would get.
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Jones family do the most extreme school run in Skoda Kodiaq
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Alfa Romeo introduces the first SUV in 106 years 'Stelvio'
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Jaguar introduces the I-PACE their first all-electric car
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'You're joking': Astonished girl discovers she's won luxury car
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Delighted BOTB winner Chris collects his Aston Martin Vantage
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Mercedes-Benz reveals the new X-CLASS pickup truck
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The new Mini Countryman: From city to country and back again
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All you need to know: The all new BMW 5 Series Sedan
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The everyday supercar? We test the Porsche 911 Turbo
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Renault unveils their utterly breathtaking concept car TREZOR
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BMW Concept X2 makes it's world Premiere at Paris Motor Show
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Stunning reveal trailer of the new Mercedes-AMG GT C Roadster
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Ferrari revealed the absolutely beautiful 'LaFerrari Aperta'
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The beautiful Skoda Kodiaq premiere at Paris Motor Show 2016
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Introducing the new Suzuki IGNIS, promising to ignite your senses
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Revealing the more versatile second generation of the Audi Q5
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Unveiling the Citroën C3: The new Citroën offensive
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Volkswagen presents the I.D. electric car concept in Paris
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A tour of the new Mercedes-Benz Generation EQ showcar
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New Land Rover Discovery revealed on huge lego structure
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How Honda will build the new high-tech Civic in the UK
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The Harley-Davidson Forty-Eight put to the test
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Motorway middle-lane hogging explored in Confused.com film
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Take a sneak peek at the Aston Martin V12 Vantage S Coupe
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The new Porsche Panamera turns heads with split rear wing
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Style and space with all-new Kia Optima Sportswagon
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Exhibiting the Jaguar D-Type: 24 hours of Le Mans Champion
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Shelby Cobra CSX 2000: 'The shot heard round the world'
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Chris Hoy is back on two wheels but this time doing car stunts
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How a 1920s RAF base was transformed into a classic car hub
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Behind the scenes on what goes into making the LEGO Ford GT
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The original Peugeot 205 GTI advert from the 1980s
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Nissan disclose new BladeGlider electric sports car prototype
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Introducing the Car Park Hotel: A luxury stay for your car
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Jaguar Land Rover reveal what's inside it's 'world-class' HQ
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The new limited edition Vanquish Zagato, from Aston Martin
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Bentley uses NASA-derived tech to snap car from 700m away
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Fast and furious: Jaguar release F-Type SVR 200mph monster
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Land Rover stunt sees car haul a 100-tonne train for six miles
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How good is the Ford Mustang V8? We put it to the test
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New fuel: Honda cracks down pollution with fuel cell car
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What's it like to drive a Ford Capri 280?
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Take a look at the sleek new Audi TT RS Coupé and Roadster
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What's it like to design and collect a Rolls-Royce?
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Make it sparkle: Cleaning tips on how to prepare your car
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Take a look at the new Volkswagen Tiguan in action
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The new Jaguar F-Pace Diesel R-Sport in Italian racing red
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Mazda MX-5 RF features Transformer-like folding roof design
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Behind the wheel of the new Rolls-Royce Dawn
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Take a look at the new 200mph F-Type SVR Jaguar in action
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Hexagon show off iconic classic cars to promote showroom move
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The big reveal: How owners first see their new Rolls-Royce
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Sir Stirling Moss takes his Renault Twizy for a spin!
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Papa don't teach! Driving can come at a pulsating cost
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Near miss as Tesla autopilot tries to swerve into another car
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Sebastian Vettel paid Renault a visit to test drive the Twizy
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Land Rover completes world's first drive across PAPER bridge
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Can the Renault Kadjar compete with the Nissan Qashqai?
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British artist's full scale replica of the Nissan Juke
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Built for Bond: The Aston Martin DB10 for new film Spectre
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Red Ferrari 250GT SWB sells fir £6,600,000 at auction
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Tesla unveil radical Model X crossover with 'falcon wing doors'
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The Colton Collection Ferraris take to the country's roads
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Introducing the new Rolls Royce Dawn convertible
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Harry Kane tackles John Barnes in the 'Unbelievable' challenge
GUIDES: HOW TO SAVE MONEY AND MAKE MONEY
WHAT NEXT FOR YOUR MONEY?
50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings
To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.
Confused about 'hard' and 'soft' Brexit, the Norway model and the Swiss solution? This handy table explains the options for the UK's exit from the EU
Despite endless media coverage of the political wrangling and financial speculation, the average Briton can be forgiven for remaining confused about what 'soft' and 'hard' Brexit really mean. About the difference between the 'Norway model' for the UK's post-Brexit relationship with the UK and the 'Swiss solution'. But a clever table put together by HSBC in a report called 'Is Brexit Getting Harder?' cleaves some clarity from the murk.
What next for mortgage rates? More cuts arrive so should you fix now?
Several months after the Bank of England slashed the base rate to 0.25 per cent and lenders are still cutting mortgage rates on almost a weekly basis - but how low can they really go? The experts say not a lot lower and it's likely that if you get a mortgage at the moment, it's going to be a pretty cracking deal.
Ten tips for buy-to-let: the essential advice for property investors
For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips
TIPS, TOOLS AND HELP FOR LANDLORDS
Guides and tools
Partner services
Landlord insurance
Quick, easy - compare and buy today
Find a mortgage
Check the best rate for your circumstances
Boiler cover
Insure your heating system for less
Let a property for £99
Save on letting agent fees - or sell from £475
Best paid jobs 2015: Compare your salary to the national average in this league table of 350 professions - and see the year's winners and losers
Musicians have seen pay rises averaging nearly 20 per cent in 2015, while cleaners are getting 17.8 per cent more, and window cleaners 12.3 per cent. Artists in general are earning 14.6 per cent more in 2015 than 2014, according to the huge annual data dump of pay scales by the Office For National Statistics highlights.
ABOUT THIS IS MONEY
Premium Bonds winners
Prize value | Winning bond No. | Area |
---|---|---|
£1,000,000 | 64ST558712 | Bristol |
£1,000,000 | 196XC935430 | Norwich |
£100,000 | 73XC247749 | South Gloucestershire |
£100,000 | 209BT382482 | West Sussex |
£100,000 | 196QY362195 | Tyne and Wear |
£50,000 | 48QF456615 | North East Scotland |
£50,000 | 279LW728226 | Shropshire |
£50,000 | 254GR423814 | North Yorkshire |
£50,000 | 159NM557980 | Suffolk |
£50,000 | 140PB015876 | Avon |
£25,000 | 41VP618789 | Somerset |
THE INVESTING SHOW
- Investing Show: Will President Donald Trump prove to be good for investors?
- Investing Show: Should you invest in a VCT for 30% tax relief and exciting growth companies
- Investing Show: Is now a good time to buy emerging markets?
- Investing Show: Banks are suffering but they're good value in an expensive market, says Richard Buxton
- Investing Show: We've bought US tech stars like Tesla because of how great they could really become, says Scottish Mortgage's Tom Slater
- Investing Show: Banks are suffering but they're good value in an expensive market, says Richard Buxton
- Investing Show: Should investors worry about the US election, banks and a 'hard Brexit'?
- Investing Show: Can investors make money by keeping it simple?
- Investing Show: Rate cuts are pointless but infrastructure is the next opportunity for investors
- Investing Show: The value investor who likes unloved bank and supermarket shares
- Investing Show: Best places to invest around the world to beat Brexit
- Investing Show: Where should you invest and what should you avoid after Brexit?
MOST READ MONEY
- MY BEST AND WORST INVESTMENTS James Henderson, Manager of £414m in Lowland Investment Company.
- Bank of England says low interest rates and money printing have not enriched the wealthy and failed the poor Deputy governor Ben Broadbent.
- Will you be barred from selling if the bond bubble bursts? .Trump turnaround sees savers flocking to riskier stocks since US election.
- How paying rock bottom prices for project properties is a thing of the past Want to buy a wreck and do it up? Might not be so straightforward
- Ten weird road safety rules from around the world revealed If you hit an elk in Finland it's illegal not to tell the police.
- Tips from the 26-year-old multi-millionaire who started his SBTV media empire after getting a camera for his 15th birthday
- Nationwide profits slip 13% as low interest rate environment grips UK's biggest building society
- Want affordable housing? Then force property developers who are sat on land to build homes or get out, say estate agents RICS.
- Trump victory in US election drives investors to dump bonds Will sell-off turn into a rout?
- REVEALED: The hidden secrets of a modern Welsh castle that costs £2.8M and looks like it was built centuries ago
- Former market traders who started out flogging cut-price cosmetics to make £23m as their make-up firm floats
- This is Money named Financial Website of the Year Judges at the highly-regarded Santander Media Awards praise the 'consumer champion'.
- Oxford, Cambridge and Richmond-upon-Thames are the most 'vibrant' towns, research claims Interactive map shows England's happiest places to live.
- VW will lay off 30,000 workers by 2020 to save £3.2bn a year Financially ravaged by the emissions scandal.
- Meet the inventor of a £149 do-it-yourself computer that claims to be as easy and fun as Lego His firm Kano is set to be UK's next tech star.
- Wine prices will have to go up due to pound's Brexit plonk, warns Majestic boss Rowan Gormley says he will try to protect customers.
- Ten top tips to get more from your spending: How to save money and get rewarded Sponsored
- The top 10 places in Britain where house hunters would most like to live with prices starting at £170,000 (and London doesn't feature)
- Will President Trump mean interest rates finally rise? The Trumpflation trade believes so... SIMON LAMBERT.
- Santander limits cashback for 123 credit cardholders to £9 per month and ramps up interest charges
- Banks could be ordered to clamp down on buy-to-let mortgages under sweeping new powers being handed to regulators
- Cheapest and most expensive cities in the world to get your caffeine fix revealed How much would you cough up for coffee?
- National Savings & Investments now top for income and cash Isas Banks and building societies slash rates.
- Call to rescue young buyers as homes for sale fall to 40-year low Brexit, stamp duty and buy-to-let tax hike leave just 44 properties on average estate agent's books .
- Thomson won't give back the £438 I lost when its website crashed as I was booking a holiday ASK TONY.
- Lifetime Isa savers set to receive stiff warnings amid fears they will lose out 'scandal waiting to happen'
- Alfa Romeo's resurgence continues as famous sporting Italian brand launches the Stelvio... - its first ever SUV
- Want your Morrisons groceries delivered in 60 mins? You'll need Amazon prime, an extra £7, and to live in these postcodes in the South East.
- Households encouraged to beat the 'postcode lottery' and cut their energy bill by up to 30% this winter
- Ever worried that an Aston Martin won't be fast enough? British sportscar maker pushes performance barrier with new 600bhp Vanquish S.
- Tesco rules out insider bank job Customers assured personal data was not compromised in hack attack.
- Watch out for home extension loan fees Borrowers who take out second mortgages hit with soaring interest rates.
- Saga car insurance customers to lose protection that stops premiums soaring after a claim
- Electricity prices to rise 10% in January - and yes, you've guessed it, energy giants are blaming green taxes.
- We need more state-run care home and an end to this care fees lottery DAN HYDE
- Tesco rules out insider bank job Customers assured personal data was not compromised in hack attack.
- Hargreaves Lansdown launches its first pure stock market fund... - and it claims it will be cheaper to invest in than 90% of rivals.
- Want to see The Grand Tour kick off? Amazon Prime subscription cut by £20 to £59 until midnight Friday
- 'Don't be fooled' by inflation falling to 0.9% in October Carney warns households that cost of living WILL soar.
- Schoolboy tycoon, 14, nets £2MILLION after property developer offered him a fortune for land he bought with cash from selling tax disk reminders Mini-onaire!
- Clampdown on rip-off pension exit fees sees ban from April And a 1% cap set for older pots.
- Property prices rise by an annual 7.7% in September... - making the average home £16,000 more expensive than a year ago.
STEVE WEBB ANSWERS YOUR PENSION QUESTIONS
- Will my company still pay into my pension while I'm on maternity leave?
- Why has drawing the state pension changed my tax code - and why wasn't I warned sooner?
- I'm divorcing - can my ex-husband take half my pension and cash in his share?
- I'm an ex-civil servant who was 'contracted out' - can I pay a top-up to get full new state pension?
- I am divorced - how much of my state pension could I lose if I remarry?
- Why am I doubled-taxed with National Insurance when I worked and then income tax on my state pension?
- How you can earn £27,000 tax-free: Five steps to make more money and keep hold of it
- Food and drink prices set to soar in run-up to Christmas as Britain's producers are hurt by the weak pound
- RACHEL RICKARD STRAUS: This is why the Autumn Statement is doomed (…and every one ever after)
- 'My mum is preyed on by scam artists but can't move home': Daughter tells how 85-year-old mother is trapped...
- New mothers urged to sign up for child benefit even if they are not eligible - or they could miss out on...
- Investing Show: Will President Donald Trump prove to be good for investors?
- Vodafone cancelled my direct debit THREE TIMES without asking - leaving a black mark on my credit score
- Say hello to the 194mph zero emissions hypercar: The NIO EP9 is the fastest electric vehicle round the...
- FTSE CLOSE: Footsie solid as pound falls to $1.24, while on Wall Street the Dow Jones smashes through 19,000
- More than 250 jobs lost and hundreds more at risk as Manchester equipment hire firm collapses into...
- Hammond's £1.6trillion debt problem as PM pledges that Britain must 'live within our means once again'
- Another nail in Project Fear's coffin! Government borrowing falls again as the economy continues to defy...
- Weak French markets continue to drag on B&Q; owner Kingfisher but strength in UK and Poland sees total sales...
- All Bar One pubs owner Mitchells & Butlers sees profits fall and warns of rising costs ahead
- Income tax boost for hard-up households, universal credits restored, a VAT cut even? What's in store for the...
- How you can earn £27,000 tax-free: Five steps to make more money and keep hold of it
- Wall Street legend warns Europe is on the brink of new crisis: Big Short star says Italian banks are going bust
- The child of the McLaren F1: British supercar maker's BP23 will be a three-seat 'hyper GT' evoking the 1990s icon - and all 106 are sold
- Jail for City 'Wolf Of Wall Street' crooks who conned £7.5m from the elderly then blew it all at Harrods
- Deal that may hike all credit card bills: Lloyds £7bn swoop for rival to control one in four of all card debts
- Goldman boss who advised Sir Shifty on selling BHS to former bankrupt Dominic Chappell quits after 30 years
- Barclays unveils contactless ATMs that dispense up to £100 with the tap of a smartphone
- The other PM set to lose his job after calling a referendum: Italy's December vote spells trouble for Matteo Renzi
- Should I buy an airport car parking space from firm offering a guaranteed return of at least 8%
- 'My mum is preyed on by scam artists but can't move home': Daughter tells how 85-year-old mother is trapped by Bank of Scotland mortgage nightmare
- Pound tops $1.25 as Theresa May tells business leaders she will avoid a 'cliff edge' Brexit
- Britons are 10% worse-off thanks to Brexit vote - but UK still has third highest share of the world's mega-rich
- The state pension: Everyone knows it exists, but how does it work and how do you find out what you’ll get?
- Hammond's £1.6trillion debt problem as PM pledges that Britain must 'live within our means once again'
- Vodafone cancelled my direct debit THREE TIMES without asking - leaving a black mark on my credit score
- MOST READ IN DETAIL
Big Money Questions
- Would it be fairer if everyone paid the same level of tax or should the rich pay more?
- Is the greatest threat to the euro flying under the radar? How a culture clash between Germany and France threatens to destabilise the currency
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- Is MATHS creating an unfair society? How algorithms decide our insurance costs, where police patrol - and even how long we're left on hold
- What is GDP, how is it worked out - and why does it make some people very angry? Find out in the Big Money Questions Show
- Ever wondered why prices always rise? Watch our inflation explainer in the Big Money Questions show
- What is the Bank of England base rate and why does is matter? Watch our quick explainer in the Big Money Questions
- Are our successes down to luck or hard work? An economist crunches the numbers on the Big Money Questions show
- Are you ready for a 100-year life? Watch our tips on planning everything from finances to friendship in The Big Money Questions
MIDAS SHARE TIPS
- MIDAS SHARE TIPS: Logistics firm Wincanton is really going places
- MIDAS SHARE TIPS UPDATE: Keep holding on as Asos shares still look a smart investment
- MIDAS SHARE TIPS: Investors on solid ground after flotation of engineering services firm Van Elle
- MIDAS SHARE TIPS UPDATE: Chapel Down shares mature well as wine production doubles
- MIDAS SHARE TIPS: US deal poised to give household insurance firm HomeServe a flood of clients
- MIDAS SHARE TIPS UPDATE: Profits at convenience store McColl's to soar once Co-op sale is approved
- MIDAS SHARE TIPS: Lightbulb moment helps newly-listed Luceco shine
- MIDAS SHARE TIPS UPDATE: Play safe and take some profit after palm oil firm MP Evans rejects £360m bid
- MIDAS SHARE TIPS: Bar group serves up a mean cocktail but City wants a Revolution
- MIDAS SHARE TIPS UPDATE: Canny property veterans watch income soar by 57% at Palace Capital
FUND AND TRUST IDEAS
- BLACKROCK UK INCOME FUND: Mark Wharrier has made a triumphant return after a ten-year absence
- JO HAMBRO CAPITAL MANAGEMENT GLOBAL OPPORTUNITIES: Cash-rich global fund that's (cautiously) cleaning up
- MARLBOROUGH EUROPEAN MULTI-CAP: It's all about the stocks, NOT the big picture for top Euro fund boss
- ASHBURTON INDIA EQUITY OPPORTUNITIES: How India-based funds are revving up returns for investors
- MOMENTUM FACTOR 5 FUND: The investment where inflation spells good news
- JPMORGAN AMERICAN INVESTMENT TRUST: 'Trump or Clinton? We're more worried about interest rates'
- EVENLODE INCOME: How two Wise men turned £1m into £1bn in just seven years
- CHARTERIS GOLD & PRECIOUS METALS: Fund delivers a 12-month return of 179% as gold prices rise
- THREADNEEDLE UK PROPERTY: Fund re-opens after post-Brexit alarm subsides
- HERMES GLOBAL EMERGING MARKETS: Growth before location, that's the drill for emerging markets
- JUPITER ABSOLUTE RETURN: If a firm's in the soup we'll short it, says boss James Clunie
- MONKS INVESTMENT TRUST: 'I'm disappointed' says fund boss who made 29% profit in a year
- AURORA INVESTMENT TRUST: Will Aurora see a brighter dawn as Mars is left behind?
- INTERNATIONAL BIOTECHNOLOGY TRUST: Doctor, analyst... and grand master at the biotech 'slow game of chess'
Latest: Mortgages & home
- 'My mum is preyed on by scam artists but can't move home': Daughter tells how 85-year-old mother is trapped by Bank of Scotland mortgage nightmare
- Borrowers are being offered cash rewards of up to £1,500 just for taking a mortgage - but are they worth it?
- Holidays, meals out, new clothes: What Britons refuse to give up to get on the property ladder
- 'Politicians sporting a hard hat and hi-vis jacket, waving a clay brick': The 19-year merry-go-round that has seen 14 housing ministers fail to get a grip on the UK's property crisis
- Who is 'wealthy' in the UK? Middle-aged married men with a salary of £65k and stock market investments
- Want affordable housing? Then force property developers who are sat on land to build homes or get out, say estate agents
- Call to rescue young buyers as homes for sale fall to 40-year low: Brexit, stamp duty and buy-to-let tax hike agent's books
- Watch out for home extension loan fees: Borrowers who take out second mortgages hit with soaring interest rates
- Mortgage lenders signal rising student debt levels as 'potential crisis' that will help lock millions out of owning homes
Latest from Saving & banking
- Barclays unveils contactless ATMs that dispense up to £100 with the tap of a smartphone
- Safety net for savers set to be restored to £85k after the value of the pound tumbles
- Hope at last for towns hit by bank closures: Victory for campaign as building society opens where banks moved out
- Tesco rules out insider bank job: Customers assured personal data was not compromised in hack attack
- Savers left in dark over new rules to stop banks slashing rates without informing customers
- National Savings & Investments now top for income and cash Isas as banks and building societies slash rates
- Looking for a better bank? This is Money's five of the best current accounts
- Tesco Bank hack: How it happened and what you can do to protect your account
- Tesco Bank customers 'at high risk of fraud' after cyber-attack and warned to watch out for email, text and phone call scams aimed at them
- As the Co-op and HSBC ditch their generous current account sweeteners, where else can you get paid to join?
ANSWERS FROM THE Experts
- Vodafone cancelled my direct debit THREE TIMES without asking - leaving a black mark on my credit score
- TONY HETHERINGTON: ‘Lock up the traders behind this made-to-measure chair chaos’
- ASK TONY: Thomson won't give back the £438 I lost when its website crashed as I was booking a holiday
- TONY HETHERINGTON: Are you sitting comfortably? How Westminster Recliners ripped off a woman of 95
- I'm self-employed, my wife is expecting our second child and we need to move, but I’m worried we won't get a mortgage
- ASK TONY: Debt collectors are chasing me over a Santander loan that I've never had
- I'm retiring in two years - should I top up my pension or invest in buy-to-let?
- The cheapest energy deal is with a provider I've never heard of. Is it risky to go with them?
- I gave my ex a goodwill gesture of £8,500 when we split, but now she's found a new partner. Can I get it back?
- TONY HETHERINGTON investigates: So-called investment manager SW1 Options Limited promised me returns of 3 to 4% a week, but only over the phone
Latest from Holidays
- British travellers risk cash crunch as shock withdrawal of 500 and 1,000 rupee notes sends Indian banks into chaos
- The Airmiles tricks that could pay for your next holiday: Savvy traveller reveals how he's flown for free for five years
- Cruise companies, travel firms and wedding venues told to stop pocketing deposits when customers have to cancel
- Ryanair's latest wheeze: Now passengers must pay £6 to check-in more than four days before a flight
- The cheapest travel destinations revealed... and why where you fly from and what day you book can affect the cost of your holiday
- Holidaymakers get less than one euro to the pound at airport currency desks as sterling continues to suffer
- Travel insurance catch left widow with £2,500 bill after her husband died of altitude sickness on dream holiday in Peru
- How to get the best (and cheapest) travel insurance
- Holiday protection: How to get your cash back if an airline goes bust and leaves you high and dry
Currency | Rate | Buy now |
---|---|---|
Updated 22 Nov 2016. | ||
Euro | 1.15 | Buy Now |
US Dollar | 1.2215 | Buy Now |
Australian Dollar | 1.6446 | Buy Now |
Canadian Dollar | 1.636 | Buy Now |
Chinese Yuan | 8.252 | Buy Now |
Croatian Kuna | 8.5446 | Buy Now |
Czech Koruna | 30.873 | Buy Now |
Danish Krone | 8.4756 | Buy Now |
Egyptian Pound | 16.27 | Buy Now |
Hong Kong Dollar | 9.4083 | Buy Now |
Hungarian Forint | 349.6 | Buy Now |
Icelandic Króna | 131.43 | Buy Now |
Israeli New Shekel | 4.6072 | Buy Now |
Japanese Yen | 135.54 | Buy Now |
Malaysian Ringgit | 6.2624 | Buy Now |
Mexican Peso | 24.268 | Buy Now |
New Turkish Lire | 4.0054 | Buy Now |
New Zealand Dollar | 1.7253 | Buy Now |
Norwegian Krone | 10.337 | Buy Now |
Polish Zloty | 5.02 | Buy Now |
Singapore Dollar | 1.7305 | Buy Now |
South African Rand | 17.112 | Buy Now |
Sterling | 1.0 | Buy Now |
Swedish Krona | 11.147 | Buy Now |
Swiss Franc | 1.2305 | Buy Now |
Thai Baht | 42.65 | Buy Now |
UAE Dirham | 4.4644 | Buy Now |
LATEST ON HOUSEHOLD Bills
- Consumer rights: How to protect yourself when shopping
- Black Friday is overhyped, overrated and over here: Read our 10-step survival guide
- 'I earned cash as a drug Guinea Pig': How to beat the flu ...without your finances catching a cold
- 'I cut my bill by £400 a month': As a perfect storm brews to put up energy bills, experts say act NOW for the best deal
- Energy bills postcode lottery revealed: Households in Merseyside and North Wales pay the most - but how does your region compare?
- Want your Morrisons groceries delivered in 60 mins? You'll need Amazon prime, an extra £7, and to live in these postcodes in the South East
- Households encouraged to beat the 'postcode lottery' and cut their energy bill by up to 30% this winter
- Electricity prices to rise 10% in January - and yes, you've guessed it, energy giants are blaming green taxes
- Energy firms to bombard customers with junk mail to persuade them to switch to a cheaper deal
- Households warned that energy bills could soar this winter - and keep rising - as wholesale costs rebound
Latest from Cards & loans
- Santander limits cashback for 123 credit cardholders to £9 per month and ramps up interest charges
- The best personal loan rates - and how to find the right one for you
- Fed up of short-lived sign-up deals and crafty interest hikes? Here's our pick of the best low-rate credit cards
- Ten top tips to get more from your spending: How to save money and get rewarded
- Virgin Money targets big ticket spenders with credit card offering 0% interest for record two-and-a-half years
- Play your cards right: The best credit cards for spending, holidays, rewards or clearing your debts
- Borrow interest-free for three-and-a-half years! The best balance transfer credit cards to help clear your debts
- The personal loan at just 3%: Sainsbury's cuts rates again to deliver best buy - but only for Nectar card holders
- Get more for your holiday money: The best debit and credit cards to beat overseas fees
Latest from Investing
- Investing Show: Will President Donald Trump prove to be good for investors?
- Should I buy an airport car parking space from firm offering a guaranteed return of at least 8%
- Bond managers need to adjust to the new normal and think globally, says rising star fund manager
- BLACKROCK UK INCOME FUND: Mark Wharrier has made a triumphant return after a ten-year absence
- MIDAS SHARE TIPS UPDATE: Keep holding on as Asos shares still look a smart investment
- MIDAS SHARE TIPS: Logistics firm Wincanton is really going places
- SUNDAY NEWSPAPER SHARE TIPS: Wincanton, Mitie and Majestic
- Will you be barred from selling if the bond bubble bursts? Trump turnaround sees savers flocking to riskier stocks since US election
- MY BEST AND WORST INVESTMENTS: James Henderson, Manager of £414m in Lowland Investment Company
Latest: money and Cars
- Say hello to the 194mph zero emissions hypercar: The NIO EP9 is the fastest electric vehicle round the Nürburgring - but needs a 45 minute charge after that
- London Mayor calls for VW to 'fully compensate' dieselgate car owners and pay £2.5m in lost Congestion Charges
- Skoda tested its new Kodiaq 7-seat SUV by lending one to a family with the UK's most extreme school run - we try it for size too
- The child of the McLaren F1: British supercar maker's BP23 will be a three-seat 'hyper GT' evoking the 1990s icon - and all 106 are sold
- Jaguar takes aim at Tesla: The 200mph five-seater I-Pace that charges at home in two hours
- Should fixed speed cameras be axed? Report says they cause 80% of UK's dangerous braking blackspots
- VW will lay off 30,000 workers by 2020 to save £3.2bn a year after being financially ravaged by the emissions scandal
- If you hit an elk in Finland it's illegal not to tell the police: Ten weird road safety rules from around the world revealed
- First of legendary Jaguar XKSS's is reborn after six decades - with nine of the exclusive cars to come with a £1million price tag
- Alfa Romeo's resurgence continues as famous sporting Italian brand launches the Stelvio - its first ever SUV
Latest from Markets
- FTSE CLOSE: Footsie solid as pound falls to $1.24, while on Wall Street the Dow Jones smashes through 19,000
- Food and drink prices set to soar in run-up to Christmas as Britain's producers are hurt by the weak pound
- All Bar One pubs owner Mitchells & Butlers sees profits fall and warns of rising costs ahead
- Weak French markets continue to drag on B&Q owner Kingfisher but strength in UK and Poland sees total sales rise
- MARKET REPORT: Oil giants rise as Iran deal and encouraging statement from Vladimir Putin spark hopes of an Opec production cap
- Deal that may hike all credit card bills: Lloyds £7bn swoop for rival to control one in four of all card debts
- DAILY BRIEFING: Ofcom blocks BT and EE from bidding in the next auction for the 4G spectrum
- Jail for City 'Wolf Of Wall Street' crooks who conned £7.5m from the elderly then blew it all at Harrods
- Pound tops $1.25 as Theresa May tells business leaders she will avoid a 'cliff edge' Brexit
- FTSE CLOSE: Footsie up as commodities rally with oil prices; pound at $1.25 ahead of Autumn Statement
TOP CALCULATORS
- This is Money's calculators and tools All our calculators in one place. See how they could help you
- Historic inflation: how the value of money has changed The effects of inflation since 1900 and what past prices mean today
- True cost mortgage tool - rates AND fees Compare the cost of rival fixed and tracker rate mortgages
- Mortgage affordability: How much you can borrow Find out how much you can afford to borrow and the difference between repayment and interest-only
- Monthly or lump sum savings calculator How much a regular monthly savings scheme could make or a lump sum could be worth.