London, Lancashire, Kent and Essex are migration hotspots

People are far more willing to move away from the place where they were born to secure a job, to attend university or even for romance, new research has revealed. Greater London has the highest proportion of people who were born in Britain but in a different part of the country to where they live now, followed by Lancashire, Kent and Essex.

Tom Selby, 31, who works for finance firm AJ Bell, takes on ex-Pensions Minister Ros Altmann, who argued on This is Money that young savers should beware of Lifetime Isas.

Is there anything I can do to avoid rising probate fees?

Probate fees are set to rise to up to £20,000 from May. At present, they are never any higher than £215. Is there anything you can do to protect your loved ones from the higher cost? Or at the least, is there anything you can do to prepare? An expert answers.

Early last month Ton Buchner the super-fit chief exec of Dutch owned chemical and Dulux paint group Akzo Nobel was asked if he'd fancy a coffee with the boss of a rival firm.

Former Pensions Minister Ros Altmann is seriously concerned about Lifetime Isas. She explains her doubts and offers some words of warning to anyone considering whether to open one.

In a major overhaul of its business, boss Paul Polman also pledged a £4.3bn share buy back, a 12 per cent dividend hike and even, the possible scrapping of its London stock market listing.

UK developers are set to be banned from selling new-build houses with leases that can double every decade and end up costing British families a fortune.

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MARKETS LIVE: FTSE steady at the open following airstrikes

Shares in London opened close to flat as the world digested the implications of Donald Trump's military intervention in Syria overnight.   

Paul Polman has a reputation for embracing grand global causes when a bit more attention to the nitty-gritty of Unilever might have been useful.

Dudley, 61, was paid £8.57m in 2016, nearly £5m less than his pay package for 2015 that was voted down by investors. BP posted net profit for 2016 of £2.28bn, its lowest level in a decade.

Sales jumped 4.5 per cent, as it continued to move towards higher-end products and away from discounting. International sales were hurt by 'challenging' conditions in the Middle East.

The firm, dubbed the 'Amazon for engineers' said an 8 per cent rise in sales in the fourth quarter, coupled with strong growth in North America and a favourable currency impact, bode well.

Unilever boss Paul Polman hosted a conference call with journalists yesterday to outline his plans to sell parts of his firm's food divison. It was suddenly interrupted by a piercing siren.

UK house prices expected to rise by £50,000 by 2021

Average property prices are expected to rise by over £50,000 within the next five years, economists predict. While the rate of house price growth is expected to slow over the next two years as Brexit negotiations take place, by the end of this year prices are still expected to be around £9,000 higher than in 2016. The Centre for Economics and Business Research said the cost of a home in the UK will be roughly £220,000 by the end of the year and £272,000 by 2021.

Analysis by one of the UK's largest buy-to-let lenders, BM Solutions suggests that average yields across England, Wales and Northern Ireland are holding up.

The average cost of childcare services, including childminders, babysitters, nannies and nurseries is £6.69 per hour in the UK.

Average pension pot swells 72% to £50k in just two years

Although average pot size has increased across the board, men have saved £73,600, nearly three times the £24,900 held by women, according to the research by Aegon. The firm believes the pension freedom reforms in 2015 are a major reason behind the recent massive growth in the size of retirement pots. The changes gave over-55s direct control over their retirement pots, and heightened awareness of the importance of saving enough for a comfortable old age.

It’s so easy to come up with stories to tell ourselves to justify spending money. So I’ve started building up an armoury of reverse arguments to tell myself to help save.

Five nifty ways to pay less tax in the coming tax year

The start of the new tax year brings with it a raft of changes and new rules that will affect how you manage your finances. Here, we take you through everything you need to know about changing tax allowances, limits and perks.

The new £20,000 Isa allowance means you can shield even more of your savings income from the taxman but it's not easy to spot a fund manager who can give bumper returns and a good income.

Tesco said it was moving to a night-to-day replenishment model at 69 of its largest supermarkets, axing round-the-clock opening hours in eight of those stores.

I paid off my credit card bill but the cash is missing

I went into my Lloyds branch on November 21 and paid off the £423.41 owing on my Sainsbury's Bank credit card. I got a receipt showing this. My next statement from Sainsbury's Bank showed it had not been paid. Lloyds says it sent the money, but Sainsbury's Bank says it did not get it. I have spoken to both parties several times and each blames the other. D. S., Cambridge.

There is just one month left to spend or bank old-style paper fivers which are still in circulation before they lose legal tender status, the Bank of England has warned.

Thousands of home-owning families will see their potential inheritance tax bills slashed when a new residence allowance comes into force tomorrow.

Why you can't afford to miss the new £20k Isa

Savers will be offered a terrific deal tomorrow - one they simply can't afford to turn down. Under landmark changes to Isas, the annual tax-free savings allowance will rocket from £15,240 to £20,000. It's a huge step towards abolishing savings tax altogether, as everything you earn from the investments will be tax-free.

It's a brand new tax year and everyone has a new Isa allowance of £20,000. But with seven different types of Isa to choose from, how do you pick which one is right for you?

Best Isa deals for the new tax year revealed

NatWest and RBS, part of the same banking group, are offering the top deal to savers who put in their money between April 6 and May 5, a 1 pc bonus for a year, worth an extra £200 in interest. The underlying rate with the easy-access NatWest Cash Isa is just 0.01 pc, but the bonus boosts it to 1.01 pc - not far below the rate you can earn if you tie up your money for a year. At RBS, the standard rate is 0.05 pc or 1.05 pc including the bonus. The accounts are available from 856 NatWest and 151 RBS branches as well as online or over the phone. New Isa rules that came in last year give you the freedom to take money out of your account and then replace it in the same year without sacrificing any of your tax-free entitlement. But it is up to the individual banks and building societies as to whether they offer this flexibility - and NatWest and RBS don't.

Under new rules to stop rip-offs, which came into force on April 1, companies must clearly state the past year's premium on the letters.

Can I draw a pension and carry on working full time?

Former Pensions Minister Steve Webb is This Is Money's Agony Uncle. He is ready to answer your questions, whether you are still saving, in the process of stopping work, or juggling your finances in retirement. This week, a reader asks what happens if he decides to carry on working full time past state retirement age?

Given the risks involved with this sector, a really good way to get exposure is via a fund with a diversified portfolio of global technology companies.

The supermarket bank launched the account in February but pulled the offer eight days later after being swamped by a deluge of new customers.

BP boss Bob Dudley has his pay cut by 40%

BP boss Bob Dudley has seen his overall pay package cut by 40 per cent in the last year, following an outcry from shareholders at last year's annual general meeting. Ahead of next month's AGM, the oil giant has revealed that Dudley's 2016 pay was reduced from just over £15million in 2015 to £9.3million last year. Nearly 60 per cent of BP's shareholders revolted against Mr Dudley's bumper 2015 pay package last year, which came to light amid heavy losses sustained as the price of oil fell.

Enjoying a 13.6 per cent rise in online sales, Mothercare saw like-for-like UK sales increase by 4.5 per cent in its final quarter to 25 March.

John Phizackerley – known across the City as Phiz – picked up a £550,000 base salary, £1,000 in benefits and a £2.6m annual bonus.

The five best tax-free cars on sale today

In order to avoid paying tax on a car from now on you need to buy something that has zero tailpipe emissions and costs less than £40,000. Need some help? Here are the best options as well as another that could be worth waiting a year for. Clockwise from top left: Hyundai Ioniq, Renault Zoe, Kia Soul EV, BMW i3

Rising prices have cost households an additional £21.31 on average during the past 12 weeks, the new data from Kantar Worldpanel suggests.

The website used Facebook adverts and flash sales to target people living in specific areas with sold out music events such as an Adele concert in London.

Five must-know motoring hacks using everyday items

According to a recent study, the cost of motoring has increased by 10% in the last year. To save drivers time, money and effort, here are five hacks can help drivers out all year round. It includes using toothpaste of headlights, nail polish on paint scratches and hand sanitiser on frozen locks.

Tesla has overtaken Ford to become the second most valuable player in the American auto industry - despite selling 27 times fewer cars.

In many motoring enthusiasts' eyes, the E-Type is the greatest car of all time. Given the classic Jaguar's power, racing pedigree and looks to-die-for, it's hard to argue with them.

More than half of over-55s fear state pension will be axed

Scepticism about the future of the state pension runs deep despite Prime Minister Theresa May's promise to stick with the triple lock guarantee until the next election. That means annual payouts are increased by whichever is the highest of price inflation, average earnings growth or 2.5 per cent.

Royal Mint unveils 4 more Beatrix Potter coins for 2017

The Royal Mint has today confirmed there will be an additional four Beatrix Potter themed coins this years after the popularity of the 50p series last year. The four coins depict Peter Rabbit in his first book, Mr Jeremy Fisher, Tom Kitten and Benjamin Bunny, and are sure to be sought after by collectors who wish to add to the four already in circulation.

The new rules mean if a customer has been paying an incorrect amount for their energy, a provider won't be able to bill them for anything they owe from a year ago.

Around 3.3million people are described as people in persistent debt, paying more in interest and charges than they have repaid of their borrowing over an 18-month period.

Savers being tempted out of gold-plated workplace pensions

In some instances, the the lure of a near-£1million lump sum is too appealing to dismiss. But some experts fear such tempting amounts may not be enough to compensate for giving up predictable retirement incomes.

Home sellers can pick from more online-only estate agents

Sellers who have saved thousands by using an online estate agent include Zoe and Mike Smith (pictured). The couple attracted plenty of interest when they marketed their flat through Settled for £650,000. Zoe, 31, who works in marketing, and Mike, 32, an advertising executive, paid £399 to use the service (the charge is now £499) and accepted an offer within a week.

How the new Lifetime Isa can help you buy your first home

A new tax-friendly savings vehicle launches this week aimed at people looking to buy their first home. JEFF PRESTRIDGE explains how the Lifetime Individual Savings Account (Lisa) will work and whether it is worth considering. Savers will be able to make annual contributions up to £4,000 which will then be topped up with a generous 25 per cent bonus from the Government.

George Michael split our book money says Tony Parsons

Tony Parsons received a modest £60,000 advance for his bestselling novel Man And Boy. But he went on to earn enough from his pen to buy million pound houses outright and now lives in his dream home in London's leafy Hampstead. But life has not always been easy for the award-winning writer. In the 1980s, he struggled to make ends meet as a single father.

The annual general meeting season for building societies provides borrowers and savers with the perfect opportunity to have their say on how their mutual is being run.

Last month, it reported another year of dividend growth - the 46th on the trot - with its board signalling a steely determination to make it 47 this time next year.

RPS is a company that likes to think big - it advises clients on how best to implement major projects. It has been through tough times and has proved it can bounce back.

We round up the Sunday newspaper share tips. This week, infrastructure specialist RPS, chemicals firm Croda and drugs giant GlaxoSmithKline.

TONY HETHERINGTON: Why was my windfall taken to pay debts?

I got into debt but found a reliable debt management company - Moneyplus. I reached a point where only about 18 monthly payments were left due, but meanwhile my two sons and I inherited some money which I invested. Half belonged to a son who is mentally ill. When this matured, Moneyplus took all the money without my knowledge and now wants me to set up another arrangement.

How do I make money from my garden or allotment?

With spring in the air, now is the ideal time to step outside and enjoy the garden. Toby Walne puts on his wellies and uncovers some great value ideas that will save you money - as well as help the local wildlife. Sherie Plumb and daughter Emily (pictured) love their allotment. It is the perfect time to plant a vegetable plot. If you struggle to find sufficient space with the garden, you can still grow herbs, salad leaves, tomatoes, peppers and vegetables such as carrots and beans, on your windowsill.

Families set to hit road for Easter - so get into gear

Many will dust down their caravan or motorhome for its first big outing of the year. So check your van or motorhome is road ready and fully covered to avoid disaster. Ensure your caravan insurance is up to date and if the renewal is due soon, shop around for cover. A brand new top of the range caravan can cost tens of thousands of pounds so you will want to be adequately protected.

Five funds to fill up your new £20k Isa

With a new tax year just days away, many savers will be looking to use up their Isa allowance for this year or planning ahead for where to invest next year's. From April 6 the allowance will increase from £15,240 to £20,000. We've asked the experts where they are putting their money.

This is Money's five favourite best buy cash Isas 2017

Although cash Isas don't currently offer fantastic rates, it is still worthwhile opening one to shield money away from the taxman. Our savings correspondent Lee Boyce picks his five favourite cash Isas for savers in 2017 - essential reading to help you choose a top savings account for your money. This page is kept up-to-date throughout the year - bookmark it for the very latest developments.

EDITOR'S SAVINGS DEALS OF THE WEEK
For current account rewards and interest rates conditions may apply eg. using provider's full switching service, min monthly deposits and direct debits. For savings, access maybe limited, min/max deposits may apply. Always check T&Cs.; *Not FCSC protected.

50 ways to save money....

To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

Pick the best (and cheapest) investment Isa platform

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

L Board sign on the rear of a blue saloon car , UK

If you are new to investing then the huge number of funds and investment trusts on offer can be confusing. Fortunately, This is Money's experts have some ideas to get you started.

On the up: Emerging markets such as Brazil are where much of the world's growth is expected to be over future years.

If you're looking to add some flair to your investing Isa with emerging markets, This is Money's experts have some ideas to get you started

Income investing: Dividends can deliver both a healthy boost to long-term growth and a way to earn from your investments.

Income investing can let you draw on your portfolio or reinvest dividends to build solid growth over time. Our experts give their fund and investment trust recommendations.

After the turbulence of 2016, many investors will be wondering what this year could possibly have in store for them. Here, three experts pick funds they believe could be winners.

How much money do I need to save for my pension?

The amount you can save into a pension ultimately depends on what you can afford - but the longer you leave it the more you will need to save. We tend to put ambitious targets on our hoped-for income in retirement and then underestimate how much we will need to set aside to achieve that. So how much should you save?

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Making the most of a pension is your best chance of securing a decent income when you retire. We explain what you need to know.

Even at a time when we are stretching our finances further to afford a home, moving less, and pushing mortgages beyond 30 years, we still remain captivated by two-year fixed rate deals.

When will UK interest rates rise?

Inflation pushed up to a higher than expected 1.6 per cent in December, but pressure remains within the range that the Bank of England is expected to disregard in its interest rate decisions. Rate setters did not meet in January due to the shift from monthly decisions, the next MPC meeting and announcement is due in early February, alongside the Inflation Report.

Handy Brexit table explains options for the UK's EU exit

Despite endless media coverage of the political wrangling and financial speculation, the average Briton can be forgiven for remaining confused about what 'soft' and 'hard' Brexit really mean. But a clever table put together by HSBC cleaves some clarity from the murk.

What next for mortgage rates?

Mortgage rates were tipped to start rising in 2017 but so far, there hasn't been any evidence to suggest rates are about to get more expensive. Experts say borrowers sitting on their lender's default rate could save money by remortgaging now.

Ten tips for buy-to-let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

Best paid jobs and biggest pay rises of 2016 revealed

Compare your pay to the national average and see whether your employer treated you to a pay rise in line with the the rest of your profession. Farmers, care and air travel assistants were big winners on the pay scales in 2016. Travel agents, careers advisers and probation officers lost out.

Premium Bonds winners

April 2017
Prize value Winning bond No. Area
£1,000,000 272ZX585408 East Sussex
£1,000,000 220QZ029789 Harrow
£100,000 74BJ518826 Hertfordshire
£100,000 266SY771735 Overseas
£100,000 194HC348527 Tyne and Wear
£50,000 296MF685247 Dorset
£50,000 241JY963947 London
£50,000 233KM862688 Outer London
£50,000 220RV894391 Cheshire East
£50,000 213ST686306 Somerset
£50,000 188EP485002 Devon
More Premium Bonds winners
   

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