Andrew Bailey, Britain’s top financial consumer regulator, is worried about debt. As chief executive of the FCA, he is acutely aware that many households have taken on too much. Problem debt, he says, ‘is something people wouldn’t realise is as prevalent as it is’.
THIS IS MONEY'S SIX OF THE BEST
DON'T MISS
- Will the house of 0% credit cards come crashing down? Asks SIMON LAMBERT
-
I want to invest my Isa as soon as possible but how do I find the right cheap index tracker funds?
Investing tips
Sponsored - How do you avoid a 40% tax hit when taking a large amount of money from your pension pot? Steve Webb replies
- Could you get money back from your energy company? Suppliers are sitting on £1.3bn of customers' cash, here's how to get yours.
- Plusnet is the latest big telecoms provider to unveil inflation-busting line rental hikes following its rivals
- M&S; pinches Halfords boss to save ailing fashion lines The no-nonsense mum taking on the toughest job on the High Street.
- Second petrol price war in as many months is triggered as supermarkets cut pump prices again
- Now you WILL be taxed on selling crafts online and renting out a room Government quietly scraps tax breaks on 'micro-entrepreneurs' just days after they kick in.
- How did two firms let crooks set up car insurance policies in my name? ASK TONY.
- The best depreciation dodging cars of 2017 The brand new models that will hold the most value when you sell.
- Should you buy your summer holiday cash today? Or take a gamble and wait until after the election...
- Banks give you just ten days to grab top bonds with some insisting you deposit your cash all in one go
- Direct Line customers see car insurance premiums jump, as change to personal injury claim payouts starts to bite
- The dream family holidays wrecked by noisy builders... - and how to fight back if you arrive at your hotel to find nightmare scenes.
- Elderly cold-called into expensive phone deals before being hit with eye-watering cancellation fees
- Mortgage price war pushes rates to record lows - but only if you have a large deposit Home loan setback for new buyers.
- My mortgage broker wants me to put my five buy-to-lets into a limited company to save on tax, should I do it?
- Tories must give families a tax break if they win the election as well as helping corporations DAN HYDE.
BUSINESS & MARKETS
Panic on volatile trading floor as U.S drilling boom sinks oil prices by 20%, crude falls $46.64
The oil price has fallen nearly 20 per cent in less than four weeks on the back of a drilling boom in the United States. Crude dropped as low as $46.64 a barrel in London yesterday – its lowest level since November – having been trading above $56 in mid-April. It later recovered but remained below $50 as hedge funds and other speculators abandoned bets on future oil price rises.
SAVE MONEY, MAKE MONEY: OUR TIPS TO GET RICHER
- This is Money's five favourite best buy cash Isas for 2016
- Looking for a better bank? Five of the best current accounts
- Energy bills: Could you cut save by switching?
- Best credit cards for spending, holidays and rewards
- The best mortgage rates and should you fix?
- Ten tips for cheaper car insurance - and compare prices
- Best debit and credit cards for spending overseas
- The best and longest balance transfer credit cards
- Best (and cheapest) DIY investing Isa platforms
- Ten tips for buy-to-let and how to find a mortgage
MONEY NEWS & ADVICE
Will the house of 0% credit cards come crashing down? asks SIMON LAMBERT
The credit card arms race means that the longest 0% deal now stretches to 43 months. This has all been a brilliant wheeze, but there are now signs the tide is turning. The FCA, Bank of England and even some senior bankers are said to be worried by various aspects of the zero interest bonanza. So what will happen next?
How do you avoid a 40% tax hit when taking a large amount of money from your pension pot? Steve Webb replies
Former Pensions Minister Steve Webb is This Is Money's Agony Uncle. He is ready to answer your questions, whether you are still saving, in the process of stopping work, or juggling your finances in retirement. This week, why might HMRC overtax you at 40% instead of 20% on pension withdrawals, and can you prevent this?
Hi-tech cars risk being hacked and turned into 'bombs on wheels', warn motor industry chiefs
Modern hi-tech cars risk being hacked and turned into remotely controlled 'bombs on wheels' unless more is done to vet garage mechanics who service them, motor industry chiefs warned. The Institute of the Motor Industry warning on rogue technicians hacking cars echoes scenes in the latest blockbuster Fast and the Furious film .
Big boots for small prices: Ten of the best second-hand estate cars
If you need to lug loads, an estate car is your best option. They handle better than SUVs and offer more practicality than just about any other model type on the market. But only if you buy one of the best ones. We can help you make a decision with this list of the choice second-hand models right now.
The return of the bank safety deposit box: Metro says boxes cover 80% of its branch rental costs - and its new Luton store will have 6,000 of them...
Metro Bank, which opened in 2010, now has nearly 80,000 safety deposit boxes - and at some branches, the boxes are snapped up before the doors even open. Safes are typically used for heirlooms, wedding certificates, house deeds, photographs and jewellery – priceless items that need to be stored safely.
MORE BUSINESS & MARKETS NEWS
YOUR MONEY ESSENTIALS
The dream family holidays wrecked by noisy builders... and how to fight back if you arrive at your hotel to find nightmare scenes
Every year, thousands of holidaymakers arrive to find their hotel is a building site after no advance warning. We have heard from families who've had to eat meals in clouds of dust, been unable to use the pool and endured endless drilling. Many have spent their holiday worrying about their children's safety amid scaffolding and rubble. Here's what you must know and how to fight back.
The best depreciation dodging cars of 2017: The brand new models that will hold the most value when you sell
You may not think about depreciation when you're buying a new car, but you'll be hit hard by it when you come to sell, if you pick the wrong model. These are the 10 2017 models that will hold their value best over three years, including pictured clockwise from top right, the Porsche Macan, Dacia Duster, Lotus Elise and Range Rover Sport.
How to beat a parking ticket: Half of drivers who contest fines win - how to stand up to the highway robbers raking in your cash
Steep car parking fines are a modern day curse, raking in millions of pounds every year for private firms and cash-starved councils. Last year, a record 4.7million people had their addresses bought for £2.50 a piece by car park operators, earning the agency almost £12million. Although car park operators are using increasingly sinister tactics to ensure parking fines are paid, victims can hit back.
How to invest for your age: When taking a spin on the markets, young and old must think differently to fly high
How many years you have left to invest will help determine where best to put your money. The younger you are the more investment risk you can afford to take. Analysis by investment website The Share Centre shows that while savers aged 50 or over have most commonly been choosing investments that pay a reliable income, younger investors are making bolder choices.
Has the French election rescued the euro? John Redwood on the Investing Show
With the first round of the French election done and questions being raised over whether President Donald Trump can deliver on his economic promises, we welcome Charles Stanley's chief global strategist John Redwood to the Investing Show. He says the euro was on the ballot paper in the Netherlands and in France - and it's passed two of those very big tests with the currency save in France if Emmanuel Macron goes on to win as expected.
THIS IS MONEY'S FIVE OF THE BEST CURRENT ACCOUNTS
TSB's Classic Plus account will pay you 3% interest on up to £1,500 and up to £10-a-month if you maintain two direct debits and make 20 debit card payments each month (until June 2018). You must pay in £500 a month.
First Direct regularly tops polls for customer service. Its First Account offers £100 for joining and has a £250 interest-free overdraft beyond that an authorised overdraft costs 15.9% EAR. You must pay in £1,000 per month.
Santander's 123 account pays 1.5% interest on balances up to £20,000 and also gives 1 to 3% cashback on bills. You need to pay a £5 a month fee, pay in £500 a month and have two active direct debits.
Nationwide's FlexDirect pays 5% interest on up to £2,500 and has a fee-free overdraft. Watch out these are both for the first year only and you must pay in £1,000 a month.
M&S; Bank's current account has a £125 gift card for joining, plus you get an extra £5 a month top up for the year. It has no qualifying criteria.
GUIDES: HOW TO SAVE MONEY AND MAKE MONEY
WHAT YOU NEED TO KNOW ABOUT YOUR MONEY?
50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings
To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.
How much money do I need to save for my pension? A quick guide to retirement saving...
The amount you can save into a pension ultimately depends on what you can afford - but the longer you leave it the more you will need to save. We tend to put ambitious targets on our hoped-for income in retirement and then underestimate how much we will need to set aside to achieve that. So how much should you save?
What next for mortgage rates? If you're sitting on an SVR you could save
Mortgage rates were tipped to start rising in 2017 but so far, there hasn't been any evidence to suggest rates are about to get more expensive. Experts say borrowers sitting on their lender's default rate could save money by remortgaging now.
Ten tips for buy-to-let: the essential advice for property investors
For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips
ABOUT THIS IS MONEY
Premium Bonds winners
Prize value | Winning bond No. | Area |
---|---|---|
£1,000,000 | 240PY584997 | Tyne and Wear |
£1,000,000 | 180WD005230 | Cheshire East |
£100,000 | 273DD706488 | Oxfordshire |
£100,000 | 264GB618229 | Hertfordshire |
£100,000 | 255LL874518 | Sheffield |
£50,000 | 5VV637650 | Lincolnshire |
£50,000 | 42PZ971979 | Kent |
£50,000 | 199QG753460 | Warwickshire |
£50,000 | 180MZ547770 | Somerset |
£25,000 | 93FX094284 | Cumbria |
£25,000 | 290AS923590 | Essex |
THE INVESTING SHOW
- Investing Show: Will shares go off the boil or keep on rising?
- Investing Show: Tips to choose the best funds for your Isa
- Investing Show: Can you profit from the growing Chinese middle-class? We meet Fidelity China Special Situations manager Dale Nicholls
- Investing Show: Asset allocation - how to make sure all your eggs are not in one basket
- Emerging markets manager who returned 60% in a year: We meet Templeton's Carlos Hardenberg
- Investing Show: Where to invest for income and how to spot the best dividends
- Investing Show: How to profit from property in the world's best cities
- Investing Show: Should investors worry about political upheaval?
- Investing Show: Will President Donald Trump prove to be good for investors?
- Investing Show: Should you invest in a VCT for 30% tax relief and exciting growth companies
- Investing Show: Is now a good time to buy emerging markets?
MOST READ MONEY
- Online rates on easy-access accounts edging up for savers Ford Money now offering 1% on its Flexible Saver.
- My energy provider wants to install a smart meter in my home, can I say no?
- NS&I; says you can have index-linked certificates in joint names - so why is it refusing to let us merge ours?
- The end of mobile phone 'bill shock'? New law forces all providers to offer customers monthly bill caps.
- Blow for savers as NatWest and RBS hack Reward Account cashback to 2% Should you switch for a better deal?
- How to start again if your start-up doesn't go to plan Business failure can be good and nothing to be ashamed of.
- How to build your own perfect pension: Five easy options to start a Sipp Get money flowing into your retirement pot.
- Should you stick to investing in what you know? More than half of investors prefer famous UK brands - but there are dangers.
- When taking a spin on the markets, young and old must think differently to fly high How to invest for your age.
- Paltry savings rates fail to halt the dash for cash Isas So here's where to find the best deals for your money.
- Six safe places to stash your money instead of under the mattress Investments that can offer some protection.
- A teddy sold for £110,000 and Barbie dolls that fetch thousands of pounds - it's a long way from just toy money
- Half of drivers who contest fines win - how to stand up to the highway robbers raking in your cash How to beat a parking ticket.
- A PPI firm asked for £495 upfront to make a claim - but months later I've received nothing and it won't refund me TONY HETHERINGTON.
- Who makes the best posh estate - Audi, Mercedes or Volvo? We put their 2.0-litre diesel versions to the test
- 'I am not interested in the stock market' TV presenter SIAN LLOYD on how she tripled her money on property investments in Wales
- 'Pensions have an image problem': Government body admits workers believe in property rather than saving for retirement
- Manchester, Newcastle and Birmingham see strongest house price growth for 12 years Hometrack says southern property market has slowed.
- Would you fix your savings for SEVEN years to get a rate of 2.2%? Shawbrook Bank meets 'growing desire' for long-term deals...
- Meet the 32-year-old who won a competition to live rent FREE in one of London's most exclusive area... - AND the chance to put £48k in the bank...
- Anthony Joshua takes delivery of a lavishly personalised Range Rover ahead of his title fight with Klitschko Heavyweight car for a heavyweight champion.
- Cambridge is named as having the slowest traffic in Britain (but that's not such a bad thing) Go with the slow!
- In a bet that's electrified Wall Street, one trader's gambled £80m on the demise of US shopping malls The Big Short... Part Two!
- Has the French election rescued the euro and will Donald Trump deliver? John Redwood on the Investing Show.
- Overseas money backs Brexit Britain ahead of Europe Foreign investment in the UK jumps to levels not seen since 2005.
- Should state pension be axed for the rich? Idea floated by OECD May remains under pressure to keep triple lock.
- Are traders using leaked data to bet on the pound? Study suggests crooked politicians could be passing secret reports on to the City.
- Ant Anstead tells us about joining the classic car hunters for a new TV series where $105m worth are sold Secrets of the world's most expensive cars.
- Supply of properties for sale slumps 28% in a year and estate agents claim there are now 10 house hunters for every home on the market
- Watch as Aston Martin celebrates moving into its new factory by racing its iconic cars through the Welsh facility This is how you make an entrance.
- Should we ditch the pensions triple lock? SIMON LAMBERT on how a measly 2.5% rise became so divisive.
- M&S; Bank ups its current account switching carrot by offering £125 gift card up front... - but who wins in the battle of the sign-up 'bribes'?
- When I heard the pledge not to raise income tax, NI or VAT is being scrapped I thought 'Great!' Here's why... RACHEL RICKARD STRAUS.
STEVE WEBB ANSWERS YOUR PENSION QUESTIONS
- Can I use my pension pot to buy my daughter a house after I get access to it at age 55?
- I'm being deprived of £155 full state pension despite paying NI for 45 years because I was 'contracted out' behind my back!
- Can I draw a pension and carry on working full time? Will I get stung on tax and NI?
- I'm a grounds worker struggling with work at only 52 - why can't I claim state pension early but get lower payouts?
- Why am I losing inflation benefits of my Guaranteed Minimum Pension?
- I'm 35 and in the Tata Steel pension scheme...can I cash out my savings and walk away?
- I'm nearly 40... what's the best way to top up my pension and retire at 60 and should I use a new Lifetime Isa?
- Must older married women wait for husbands to reach retirement age to get state pension?
- Our debt problems are even worse than you think: City watchdog chief's stark warning, as we interview the...
- I was a named driver on my ex-husband's policy so do I need to tell my insurer about his car accident?
- How Bank of England boss Mark Carney's home country of Canada is trying to defuse its property boom… and is...
- RACHEL RICKARD STRAUS: Here's why you should worry about student loan rate hikes - despite promises...
- Motorway speed limit could be cut from 70mph to 60mph and drivers paid to scrap their diesel cars under new...
- What the Apprentice winner did next: At 16, she made £2k from chocolates, now Alana Spencer is creating...
- Would you get a syndicate of investors to buy you a home? New firm cooks up a plan to help buyers with no...
- Thousands of Debenhams flower delivery service customers who ordered bouquets online have card details...
- Panic on volatile trading floor as U.S drilling boom sinks oil prices by 20%, crude falls $46.64
- INVESTMENT EXTRA: Stock picking legend is in a slump but here’s... why you can still bet on Woodford
- BIG SHOT OF THE WEEK: Jill McDonald, latest head of Marks & Spencer’s struggling clothes division
- ALEX BRUMMER: 'Back to the future at M&S...; few management teams have stayed the course'
- Daily Briefing: Rolls-Royce boss awarded £2.3million shares for his troubles following company’s
- MARKET REPORT: Education publisher Pearson soars despite a bruising investor revolt
- I want to invest my Isa as soon as possible but how do I find the right cheap index tracker funds?
- MARKETS CLOSE: Sliding oil prices cause headache for global investors, while Pearson stock rockets 14%
- Is this £2,400 roof tent for a Mini the most outrageous car accessory yet? We reveal ten other oddball options
- What the Apprentice winner did next: At 16, she made £2k from chocolates, now Alana Spencer is creating ambassadors to sell her cakes
- RACHEL RICKARD STRAUS: Here's why you should worry about student loan rate hikes - despite promises graduates may never pay the debt off
- How to make a credit card work for YOU: The tricks to avoiding the traps laid by 0% interest deals
- I was a named driver on my ex-husband's policy so do I need to tell my insurer about his car accident?
- Thousands of Debenhams flower delivery service customers who ordered bouquets online have card details stolen
- Is M&S; finally about to bounce back? High street giant's shares jump as it brings in another big hitter, naming Archie Norman as chairman
- Education publisher and former FT owner Pearson sees shares jump 14% after it announces cost cutting drive
- ALEX BRUMMER: 'Back to the future at M&S...; few management teams have stayed the course'
- Would you get a syndicate of investors to buy you a home? New firm cooks up a plan to help buyers with no deposit
- Brexit-bashed British Airways owner IAG posts a record profit for the first three months this year
- SMALL CAP MOVERS: Speculative demand strong for Myanmar-language social media platform MySquar
- Panic on volatile trading floor as U.S drilling boom sinks oil prices by 20%, crude falls $46.64
- I want to invest my Isa as soon as possible but how do I find the right cheap index tracker funds?
- MOST READ IN DETAIL
Big Money Questions
- Would it be fairer if everyone paid the same level of tax or should the rich pay more?
- Is the greatest threat to the euro flying under the radar? How a culture clash between Germany and France threatens to destabilise the currency
- Does the amount of cereal in the box tell you as much about the economy as maths and graphs? How YOU can predict the way the economy is moving using everyday signals
- Is MATHS creating an unfair society? How algorithms decide our insurance costs, where police patrol - and even how long we're left on hold
- What is GDP, how is it worked out - and why does it make some people very angry? Find out in the Big Money Questions Show
- Ever wondered why prices always rise? Watch our inflation explainer in the Big Money Questions show
- What is the Bank of England base rate and why does is matter? Watch our quick explainer in the Big Money Questions
- Are our successes down to luck or hard work? An economist crunches the numbers on the Big Money Questions show
- Are you ready for a 100-year life? Watch our tips on planning everything from finances to friendship in The Big Money Questions
MIDAS SHARE TIPS
- MIDAS SHARE TIPS: Sirius Minerals digs deep to mine in the Yorkshire Moors
- MIDAS SHARE TIPS UPDATE: Plug in to infrastructure fund International Public Partnerships as it raises £250m
- MIDAS SHARE TIPS: Can the A&E strategy reap rewards for the future? Healthcare firm Totally says yes
- MIDAS SHARE TIPS UPDATE: Learning Technology Group's £54m takeover helps shares soar
- MIDAS SHARE TIPS: Central London property group Shaftesbury is West End gold
- MIDAS SHARE TIPS UPDATE: Palm oil producer DekelOil offers healthy future for investors
- MIDAS SHARE TIPS: RPS builds bridges as governments look to upgrade creaking infrastructure across the globe
- MIDAS SHARE TIPS: Property firm Sirius Real Estate is well placed if firms head to Germany
- MIDAS SHARE TIPS UPDATE: Good times roll as carpet maker Victoria's shares soar by 59%
- MIDAS SHARE TIPS: Fidelity Asian Values - the all-singing, all-dancing trust that sticks to a winning formula
- MIDAS SHARE TIPS UPDATE: Investors clean up as our tip Johnson rises 501%
- MIDAS SHARE TIPS: Affordable homes builder MJ Gleeson lifted by Generation Brexit
FUND AND TRUST IDEAS
- WAVERTON PORTFOLIO: Fund increases UK exposure in anticipation of a stronger pound
- SVM UK OPPORTUNITIES: The outperforming minnow fund that lives in the shadow of 'super-tankers'
- JP MORGAN JAPANESE INVESTMENT TRUST: Forget laptops, my Japanese trust fund is all about robots and ski slopes
- ARTEMIS GLOBAL INCOME: Heading west with Wells Fargo - the successful Danish fund manager on a golden trail
- FOREIGN & COLONIAL INVESTMENT TRUST: 'Conductor' Niven keeps world's oldest trust in perfect harmony
- CRUX EUROPEAN SPECIAL SITUATIONS: The new kid on the block run by an old hand (who loves Playing FTSE)
- JUPITER EMERGING EUROPEAN OPPORTUNITIES: Fund fights back as the revolution begins for Russian share values
- FIDELITY CHINA SPECIAL SITUATIONS: Fund boss who knows Far Eastern markets inside out is riding high
- PICTET DIGITAL: Heading for a dotcom bubble MKII? We are nowhere near another 2000, say fund managers
- FRANKLIN UK EQUITY INCOME: From £500k to a £300m fund...meet the Northern powerhouse
- SARASIN FOOD AND AGRICULTURE OPPORTUNITIES: From salmon farming to chocolate, the fund with a taste for success
- BROOKS MACDONALD DEFENSIVE CAPITAL: 'I'm waiting for the next crisis to deliver my absolute returns,' says manager
- MITON UK MULTI CAP INCOME: Driving force behind top fund thinks small for big returns
Latest: Mortgages & home
- Would you get a syndicate of investors to buy you a home? New firm cooks up a plan to help buyers with no deposit
- Mortgage setback for first-time buyers as price war pushes rates to record lows - but only with a large deposit
- The most affordable cities to buy a home revealed: Kingston-upon-Hull tops the list with more than 90% for sale below the UK average price
- What next for mortgage rates? Lenders are slashing rates across all deposit sizes with the cheapest-ever deals now available
- Manchester, Newcastle and Birmingham see strongest house price growth for 12 years
- Housebuilder sets aside £130m for homeowners locked in leaseholds that punish them with rocketing ground rents
- Supply of properties for sale slumps 28% in a year and estate agents claim there are now 10 house hunters for every home on the market
- Number of new-build homes across the UK climbs to the highest level since 2007 - as councils sit on 23,000 empty homes
- Should we remortgage early to take advantage of rock bottom mortgage rates?
Latest from Saving & banking
- Banks give you just ten days to grab top bonds with some insisting you deposit your cash all in one go
- The return of the bank safety deposit box: Metro says boxes cover 80% of its branch rental costs – and its new Luton store will have 6,000 of them…
- Online rates on easy-access accounts edging up for savers with Ford Money now offering 1% on its Flexible Saver
- Phone app that will find you a cash machine when in an unfamiliar town
- M&S Bank ups its current account switching carrot by offering £125 gift card up front - but who wins in the battle of the 'bribes'?
- Paltry savings rates fail to halt the dash for cash Isas, so here's where to find the best deals for your money
- Blow for savers as NatWest and RBS hack Reward Account cashback to 2%: Should you switch for a better deal?
- 'There has never been a better time to build long-term wealth': How you can take advantage of government incentives to long-term saving
- Online banking chaos continues into Bank Holiday weekend as customers of Lloyds, Halifax and TSB have trouble getting into accounts
- Payday banking meltdown as Lloyds, Halifax and NatWest customers are hit by online glitch that stops them accessing their accounts - and even makes payments 'vanish'
ANSWERS FROM THE Experts
- I was a named driver on my ex-husband's policy so do I need to tell my insurer about his car accident?
- ASK TONY: How did two firms let crooks set up car insurance policies in my name?
- TONY HETHERINGTON: A PPI firm asked for £495 upfront to make a claim - but months later I've received nothing and it won't refund me
- NS&I says you can have index-linked certificates in joint names – so why is it refusing to let us merge ours?
- My energy provider wants to install a smart meter in my home, can I say no?
- ASK TONY: I'm trying to cash in some 11-year-old travellers cheques but firms are just giving me the runaround
- We're left with dismal broadband while our neighbours enjoy it superfast because BT won't connect us to the local cabinet
- We've given our new cleaner a set of keys - if she stole or damaged something would our home insurance cover us?
- My dentist said I didn't have to pay but now the NHS has charged me £233 and fined me £100: TONY HETHERINGTON investigates
- I have a good job for a tech firm but work on a zero hours contract, can I get a mortgage?
Latest from Holidays
- Could you use an airline glitch to cut the cost of your ticket? Everything you need to know about ‘error fares’
- The dream family holidays wrecked by noisy builders... and how to fight back if you arrive at your hotel to find nightmare scenes
- Should you buy your summer holiday cash today? Or take a gamble and wait until after the election...
- Snap election gives holidaymakers a boost as sterling reaches a six-month high against the euro
- Britons rush to buy holiday money to take advantage of the pound's surge after PM's call for election
- My Airbnb flat was hacked by a fraudster: How holiday conmen pull 100 scams a WEEK and cheat Britons out of thousands
- Beware holiday money trap as pound recovers: Firms offer worse rates in store than online
- More than 200 travel websites accused of misleading consumers with inaccurate prices
- Five tricks to boost your Avios points pot without spending any extra cash
Currency | Rate | Buy now |
---|---|---|
Updated 06 May 2017. | ||
Euro | 1.153 | Buy Now |
US Dollar | 1.266 | Buy Now |
Australian Dollar | 1.7068 | Buy Now |
Canadian Dollar | 1.7386 | Buy Now |
Chinese Yuan | 8.5305 | Buy Now |
Croatian Kuna | 8.4527 | Buy Now |
Czech Koruna | 30.7115 | Buy Now |
Danish Krone | 8.5536 | Buy Now |
Egyptian Pound | 16.27 | Buy Now |
Hong Kong Dollar | 9.8062 | Buy Now |
Hungarian Forint | 356.644 | Buy Now |
Icelandic Króna | 127.476 | Buy Now |
Israeli New Shekel | 4.4585 | Buy Now |
Japanese Yen | 141.6214 | Buy Now |
Malaysian Ringgit | 6.2624 | Buy Now |
Mexican Peso | 23.5721 | Buy Now |
New Turkish Lire | 4.4486 | Buy Now |
New Zealand Dollar | 1.8347 | Buy Now |
Norwegian Krone | 10.92 | Buy Now |
Polish Zloty | 4.8062 | Buy Now |
Singapore Dollar | 1.7677 | Buy Now |
South African Rand | 17.1887 | Buy Now |
Sterling | 1.0 | Buy Now |
Swedish Krona | 11.121 | Buy Now |
Swiss Franc | 1.2484 | Buy Now |
Thai Baht | 43.1954 | Buy Now |
UAE Dirham | 4.6322 | Buy Now |
LATEST ON HOUSEHOLD Bills
- Call that smart? New energy meters won’t work in 1 in 3 homes: The farce behind scheme designed to cut bills (but actually costs us all £11bn)
- Could you get money back from your energy company? Suppliers are sitting on £1.3bn of customers' cash, here's how to get yours
- Plusnet is the latest big telecoms provider to unveil inflation-busting line rental hikes following its rivals
- Now you WILL be taxed on selling crafts online and renting out a room: Government quietly scraps tax breaks on 'micro-entrepreneurs' just days after they kick in
- Direct Line customers see car insurance premiums jump, as change to personal injury claim payouts starts to bite
- Elderly cold-called into expensive phone deals before being hit with eye-watering cancellation fees
- The end of mobile phone 'bill shock'?New law forces all providers to offer customers monthly bill caps
- A breed apart for vet bills: Insurance premiums for nation’s next top dog are set to rise by a third
- Theresa May’s plan to cap energy bills 'could break EU law'
- Cheapest mobile charges abroad: It will soon be free to use your mobile in Europe - but head to the USA and you risk a £3,000 bill
Latest from Cards & loans
- How to make a credit card work for YOU: The tricks to avoiding the traps laid by 0% interest deals
- Play your cards right: The best credit cards for spending, holidays, rewards or clearing your debts
- Britons load up on store cards, payday loans and car finance at astonishing rates as worried regulators plan a borrowing crackdown
- Virgin Money to keep a close eye on surge in borrowing as it posts an 8% rise in credit card balances
- Borrow interest-free for three-and-a-half years! The best balance transfer credit cards to help clear your debts
- Watchdog sets out plans to probe high levels of consumer debt and how firms treat vulnerable consumers
- How to get a loan without ruining your credit rating: Banks refusing to reveal rate and using 'underhand tactics' to hide loan penalties
- Tesco 'jumbo loans' flout runaway credit warning as BoE considers rules to rein in banks' lending splurge
- Fed up of short-lived sign-up deals and crafty interest hikes? Here's our pick of the best low-rate credit cards
Latest from Investing
- Could the clean living craze give your investments a health kick? Funds to tap into the trend
- WAVERTON PORTFOLIO: Fund increases UK exposure in anticipation of a stronger pound
- MIDAS SHARE TIPS UPDATE: Plug in to infrastructure fund International Public Partnerships as it raises £250m
- MIDAS SHARE TIPS: Sirius Minerals digs deep to mine in the Yorkshire Moors
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Latest: money and Cars
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Latest from Markets
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