Money

Beauty is the eye of the beholder, but there tends to be a general agreement on the worst lookers that escaped an automotive production line. We pick 18 for a catwalk of horrors, including, clockwise from top left, Nissan's Micra C+C, Suzuki's X90, Ford's Scorpio and Morris' Ital. Let us know which models you think we've missed.

The Tories will axe the 'triple lock' guarantee from 2020, meaning older people could eventually get smaller annual state pension rises if Theresa May wins the election. The party would switch to 'double lock' increases in three years' time, so the state pension would no longer rise by a minimum of 2.5 per cent each year, but by whichever is the highest of inflation or annual earnings growth.

You don't have to spend an arm and a leg to get an fantastic car these days. To prove that point, we've teamed up with What Car? to bring you a selection of cars it rated with a maximum five stars that you can pick up from dealers. Including, clockwise from top left, the Seat Ateca, Renault Zoe, Skoda Superb and Mazda MX-5.

We want a tip-top NHS, social care and education, ideally free at the point of consumption, yet the cost of delivering that properly already seems to be beyond us - and grows greater every day. Set aside that crucial trio of services and there are plenty of other things that it's fairly obvious Britain could do with spending some money on. So would you pay more tax?

One customer, Jamie Seabright, received his new Lloyds credit card at the end of January. It was to be linked to his Avios account so he could start accumulating points. However, some four months later, the card is still not linked - and he has been told it will take 26 weeks to put right.

In our Money Morals series we invite readers to help solve a dilemma. This time, one reader asks whether she should pay an extra £100 a month to have the biggest room in a flatshare, or if she should take the smaller room to save money. Read the question and leave your answer in the comments at the bottom of the article.

It was as high as $1.3048, its strongest since September last year, before falling below $1.30 again. It was boosted in part by UK retail sales shooting up 2.3 per cent in April, surpassing analysts' expectations. US stocks have suffered their worst sell-off since June as doubts continue over Trump's ability to deliver his campaign promises.

The account lets you squirrel away between £25 and £250 every month, potentially earning £55.62 in interest on a total £3,000 pot. Unlike top-paying rival deals savers don't have to be an existing customer to open an account.

In its monthly report the Council of Mortgage Lenders revealed that a total of £900million was handed out in buy-to-let loans for house purchases in March: a 79.5 per cent decrease compared with March 2016, when £4.4billion-worth of landlord loans were advanced.

Our investigation found that drivers earning as little as £8,200 a year can walk away with a brand new £12,500 Ford Fiesta, Britain's most popular car. You would need to earn just £13,500 to be able to afford a Mazda MX-5 - a flashy Japanese two-seater sports car that's worth roughly £19,000.

Little-known energy companies are beating the big suppliers to offer the cheapest prices on the market. And some of the companies with the top deals hail from Italy, France and Holland. But many households will be nervous about putting their gas and electricity supplies with firms they have never even heard of. Here we give our rundown of the tiny energy firms offering the best deals.

With the T-Charge coming to London in October and Clean Air Zones predicted across the UK by 2019, should you be jacking in your diesel car? We take a look at how drivers are reacting to the news.

Neil Woodford, one of Britain's most celebrated fund managers, has scoured the UK market for some Brexit bargains to add to his record breaking flagship fund. The CF Woodford Equity Income Fund has seen an influx of new holdings, most notably Lloyds Banking Group - but not without the complete disposal of Woodford's old favourite holding: GlaxoSmithKline.

US fund group Vanguard has thrown down the gauntlet to Britain's established DIY investing platforms, with the launch of one of the cheapest online investment services. The new platform will pit Vanguard against Hargreaves Lansdown, Fidelity, Interactive Investor. Crucially, however, Vanguard's new platform only allows people to invest in its own funds

Should everyone receive a small monthly lump sum, regardless of how much money they have, how much they earn or how much they do? For many it may seem a radical idea, but it's one that's gaining popularity around the globe. In this episode of the Big Money Questions, Guy Standing explores how a Universal Basic Income would work, how much people would get - and how we would pay for it.

This is 'something of a 1% issue but an issue nonetheless', says a high-earning reader who wonders how they will save for retirement now their pension annual allowance is limited. Former Pensions Minister Steve Webb, who is This Is Money's Agony Uncle, explains the issue and the options.

Mother's will leaves her bungalow to her two sons but states her 76-year-old partner (who has lived there for approximately 30 years) can continue to live there for the rest of his life. As her sons do not intend to charge the partner rent are they legally defined as landlords? Solicitor Karon Walton (pictured) explains their responsibilities.

Guess what has experienced inflation ten times higher than house prices, gold, petrol or even a pint of beer in central London? Directory enquiries. The reason behind the price hikes are the same as those behind energy and insurance rip offs. Will they suffer the same fate?

To clear the average national household debt of ?13,000 at 6% interest with a monthly repayment of ?100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

The amount you can save into a pension ultimately depends on what you can afford - but the longer you leave it the more you will need to save. We tend to put ambitious targets on our hoped-for income in retirement and then underestimate how much we will need to set aside to achieve that. So how much should you save?

The break from rising inflation is only likely to be brief and economists forecast the cost of living to continue to rise through this year. The Bank is still not expected to raise rates due to Brexit uncertainty, however, if the economy continues to fire on all cylinders the mood could shift.

Compare your pay to the national average and see whether your employer treated you to a pay rise in line with the the rest of your profession. Farmers, care and air travel assistants were big winners on the pay scales in 2016. Travel agents, careers advisers and probation officers lost out.