Traps that cost a fortune to use your mobile on holiday

New rules introduced last month mean that if you use your mobile phone for calls, texts or browsing the internet while on holiday within the European Union, it will cost the same as it would in the UK. The European Commission pledged to end punitive roaming charges, saying 'mobile phone users will pay the same price as at home, with no extra charges'.

When former flight attendant Sandra Kemball finally got a refund from Extra Energy last July, she thought her troubles with the power firm were over.

If you are prepared to hold on to your existing handset you can shave hundreds off your mobile bills in minutes by switching to a SIM-only contract.

We had £2k stolen so why is our insurer paying £1,257?

Much to our surprise the insurer came back to us and said we could either have a voucher for the jewellery shop, Signet Group, for the full amount of £2,225 which is what we paid originally, or we could take a cash settlement of £1,257.13. If we take the cash amount we will lose 42 per cent of the value but surely we should be entitled to the full amount if we take it in cash or vouchers?

The AA has said my breakdown premium will go up by £9 a month if I stay with it and this is £18 more than a new customer would pay for exactly the same policy.

A prepayment funeral plan can take much of the worry out of financing a send-off – but almost half the money paid out can be pocketed in administration fees and commission.

Fix your finances: How to get your bills sorted

Overhauling your bills can potentially save you thousands of pounds, we deliver all the tools and tips you need in one place.

Woefully slow broadband is the bane of many households. A recent report from consumer group Which? identified 11 local authorities where broadband speeds do not reach a proposed

British Gas probe into claims it overcharged customers

Ofgem is looking into whether British Gas wrongly charged its customers exit fees when they switched to other providers in the last 49 days of their fixed-term contract. Under Ofgem rules providers are not allowed to charge penalty fees to customers switching within this window.

If customers find any of the items cheaper online at Amazon, John Lewis, Argos, Tesco, Asda or Currys, eBay will match the cheaper price.

Virgin Media's early exit fees investigated by Ofcom

The fees are currently applied if a contract is terminated early, even if the customer is moving house and Virgin isn't available in the new property. Ofcom has launched the investigation following complaints received by customers who are charged up to £240 when leaving a contract early.

Virgin Media, stop charging customers £240 to move home

Virgin Media charges customers who move home up to £240 to cancel their contract if they cannot get Virgin services at their new address. But sometimes we have little control over when we have to move. Being forced to pay termination fees just when our finances are squeezed anyway due to other moving costs seems pretty tough.

Now you can finally banish charity junk mail

Some charities have hounded elderly and vulnerable people with countless letters, calls, texts and emails. Now, the Fundraising Regulator has introduced a free service that allows members of the public to bar specific charities from contacting them. Here, we explain how it works.

Under plans, customers who have been stuck on an expensive standard variable tariff for at least one year will receive a letter from their supplier alerting them to better offers.

Customers made some 344 complaints about the Allianz - the underwriter for Sainsbury's and Petplan policies - between April 2016 and April 2017. About three in ten were upheld.

DNA and the local library: Cheap ways to build family tree

Interest in genealogy - plotting your family tree - is soaring. Thanks to the internet, it is now easier than ever to get involved. TV shows such as Who Do You Think You Are? are also inspiring people to become detectives and search out their ancestors. The appeal of digging back into your family's roots has created a multi-million pound industry with a host of services offering to do the legwork on your behalf. Yet it can be an expensive business. We offer a six-step guide to tracing your ancestry without raiding the bank. Sarah Vey (pictured) has found 4,500 relatives.

We asked top insurers how they justify an EIGHTFOLD price hike for the same cover. Their answers (if they responded at all) will make your blood boil.

The main reason given by those who say they don't want a free smart meter fitted is because they're worried about data protection issues.

Best special offers on prescription sunglasses revealed

Special offers for 'free' or 'two-for-one' prescription sunglasses are being heavily advertised in the high street as the sun beams down and we gear up for the summer holidays. Here, we take a sharp-eyed look at these promotions and assess whether they really offer value for money.

European roaming charges have now been abolished, but some networks include a slightly different selection of countries and each have their own 'fair usage' caps. We round them up

Those living in the constituency of the Isle of Wight are overpaying by the most, at a total of £10.68million or £261 per household.

The British and Irish Lions rugby union tour of New Zealand is reaching its climax while England's cricket Test series against South Africa starts early next month.

Households could save money on their energy bills and help the planet, paying just £8 more for a renewable energy deal than the cheapest deal on the market.

How can I tell my fiance's parents to back off?

The offer of cash from my fiancee's parents for our wedding day is so generous but now we've accepted it we don't seem to have any say in our wedding plans. How can we tell them to back off without offending them?

With couples forking out so much for the day, and with months of planning going into most weddings, is it ever worth buying wedding insurance to cover you?

As it's been so hot, we've had it on throughout the night and during the day at weekends so are we going to be hit with a massive price rise to our energy bills?

Glastonbury 2017: How to cut costs and stay safe

The music festival season is in full swing. Here, we provide festival-goers with all the information required to cut costs, avoid being a victim of crime - and take out the right insurance to cover your valuables.

Phone users are being warned that a new crackdown on roaming charges in Europe could land them with higher bills.

Parcels are also often left in insecure locations such as bins and many of those who receive late deliveries have paid for a premium service.

Booking a flight used to be so simple - choose the destination and class of travel, select a seat and you could be sure your baggage was also included on board. 

Of the 131 mobile phone policies on offer, 37 per cent won't cover you if calls or data are used when the phone is stolen while 35 per cent do not cover for loss, according to Defaqto.

Could your energy bills be about to soar?

There are 54 tariffs due to end before the end of August and households with one will be automatically rolled onto the provider's standard tariff. The standard variable tariff is typically the most expensive and on average costs £192 more than the cheapest fixed-price energy tariffs on the market.

There are lots of ways you can cut down the amount of money you spend on a family holiday. From flying at certain times to staying at a university, we've listed 10 of the best we know.

My cat has diabetes but I can't afford her medication

My 11-year old cat has been diagnosed with diabetes and the cost of her medication is too expensive for me. But I can't face the thought of having her put down but can't think of another option.

It is ok to carrying on using my ex's Netflix account?

Ever since we broke up I've continued using my ex's Netflix and Amazon Prime accounts. It's not costing him anything extra as I just use them to watch box sets. But should I be the bigger person and just get my own or can I wait until he changes his password?

Pet insurers using flimsy excuses to reject claims

Insurers delve into medical records from even the first check-up to find grounds for rejection. If they prove the animal showed signs of an illness before insurance was taken out, they can refuse to pay up, as most do not cover pre-existing conditions. They argue if a pet had a symptom, the owner should have realised it may have a serious condition.

Research by The Mail on Sunday has discovered that premiums often double, quadruple - or even multiply eightfold - for former employees who want to maintain cover with the same provider.

I ended  my mobile phone contract with Three in December 2015, giving notice in November. However, it has continued taking money from my account - and I have now overpaid by £615.78.

How to switch energy providers and get a cheaper deals

With an avalanche of price rises from the 'big six' energy providers, now is the time to review your energy tariff and consider locking in to a best-buy fixed-rate tariff before energy companies pull them from the market.

EDITOR'S DEALS OF THE WEEK
For current account rewards and interest conditions may apply eg. using provider's full switching service, min deposits and direct debits. For savings, access maybe limited, min/max deposits may apply. See T&Cs.; Representative example: If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).*Price after 12 months is £40 , £20 activation fee.

How to organise a wedding without Pippa's budget

Here are our ten top tips cut the cost of your big day without cutting back on style, from using cashback websites and credit cards, to considering cheaper ranges such as the new one from Poundland (pictured) and reselling items online afterwards.

This is Money spoke to several insurers who told us if holidaymakers are making a claim on their travel insurance, it may be rejected if there is evidence they were drinking excessively.

Everyday essential: broadband might be a family staple but you don't need to pay through the nose to get it

Switching your deal could in fact save you a heap of cash with cheap deals costing as little at £1.20 a month.

This is not science fiction, mortgage providers could shun you, insurers may refuse to cover your property and homebuyers can cold shoulder you.

I don't use my home phone and rely on my mobile for making calls so why do I need to pay out for a landline just to get broadband in my home?

Representative example: If you spend £200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable). Credit limits and terms may vary based on your individual circumstances. Balance transfer offers and introductory fees limited to transfer made with 60/90 days of account opening. See product specific T&Cs.; * must spend £1k within 3 months

   

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