Maike Currie's fund managers who thrived since the crisis

Ten years on from the great financial crisis who are the fund managers that have delivered? Maike Currie highlights five UK investors that not only survived the credit crunch but thrived. It hasn't been an easy landscape for investors to navigate, yet there have been managers who have rolled up their sleeves and managed to deliver market beating returns for their investors.

The rural area in the south of England was lauded for having good weather and a low crime rate in Prudential's updated Quality of Retirement Index.

Gartenart outlines the benefits of a natural swimming pool

There are many misconceptions about natural swimming pools, but nature-lovers are embracing them as a chemical-free alternative providing a water feature all year-round. But they are not cheap, with installation costs varying considerably from £90,000 to £150,000 for a family-sized pool.

The world's oldest investment trust is still going strong thanks to bumper returns from emerging markets and European equities according to its interim performance figures.

Phil Loney, head of savings firm Royal London, said more retirees were putting their money into drawdown products with no understanding of the risks.

Unlike the recent offer launched by BMW, conventional petrols are not inclusive of the discount, only Mercedes' current range of Euro 6 diesels, restricting buyers to the under-fire fuel type.

The semi-detached house in posh Surrey's Ewell Village was sold last year after being marketed for sale with an asking price of £285k. It is now for sale for £330k.

EDITOR'S DEALS OF THE WEEK
For current account rewards and interest conditions may apply eg. using provider's full switching service, min deposits and direct debits. For savings, access maybe limited, min/max deposits may apply. See T&Cs.; Representative example: If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable). *price increases to £32.98 after 12 months, £22 set-up

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MARKETS CLOSE: Markets tetchy after Barcelona attack

World stocks are in line for a second day of losses after an exodus of US executives from presidential business councils dealt a fresh blow to hopes of tax reform. Investors fled into German and US Treasury bonds and bought gold for the third day in a row, as the appeal of such top-notch assets grew further due to a deadly attack in Barcelona. The FTSE 100 index was down 63.89 at 7323.98.

Appetite for business class travel has grown this year with a travel website showing a 63% increase in 'premium cabin' flight searches from London airports compared to 2016.

Heineken’s £403million takeover of Punch Taverns has been given the thumbs up after the competition watchdog accepted plans to sell off some the almost 1,900 newly-acquired pubs

Rail passengers will be spared potentially higher fares and a worse service after competition watchdog agreed to a cap on South West Trains rail franchise's ticket prices

Former Goldman Sachs banker Gary Cohn has been a lynchpin of Trump’s administration and is spearheading the tax reform efforts which have driven US markets to record highs.

Heart valve developer AorTech International’s share price has added 65% over the past few days to 18p, despite seeing sales fall by almost a third last year.

The death of dinner party buy-to-let and easy gains

Buy-to-let was Britain’s favourite investing hobby. Today, dinner party chatter is as likely to be about why the numbers didn’t stack up for keeping your old flat, or buying another property. It’s not that we’ve fallen out of love with bricks and mortar but tax hikes and regulations have snatched the wind from our sails and buy-to-let investors must be much more careful nowadays.

With hotel conversions on rise, is now time to check in?

These days you can check into hotels, even those with an illustrious past, full-time as an owner because many are being turned into houses. In Hertfordshire, Harpenden’s last hotel is set to become 37 homes, while a scheme of new apartments called 51 Degrees Latitude is being carved from a former hotel overlooking Tenby’s South Beach. In Sheffield, the city’s historic Beauchief Hotel will become 30 new homes and in Newquay, Cornwall, two hotels are being considered by the council for apartments.

The financial crisis was a sobering experience for investment managers - just ask Carl Stick who's Rathbone Income fund was one of the worst performers when it all came crashing down.

Owning a Ferrari is a rite of rock and roll passage and this one has been driven by one of the most iconic rockers of all time. It's a 1983 Ferrari 400i owned by Keith Richards.

IMF: China debt binge could crash the world economy

Consumer, business and government debt has surged to 230 per cent of the country’s economy – sparking fears of a high-risk bubble which could burst at any moment. The new Chinese middle class is a vital driver of global growth, and a financial crisis in the country could plunge the planet into a fresh recession, it is claimed.

The best student bank accounts for 2017's freshers

Opening a student bank account is one of the most important financial steps in gearing up for the start of a fresher’s university journey. The one school leavers choose will likely see them through their three plus years of study and longer, as inertia stops most people switching away from their existing bank.

Nick Timothy said many school leavers receiving their A-level results are being 'forced' into expensive degrees that fund a 'gravy train' for university bosses.

NS&I launch its first Junior Isa with a 2% rate

On the maximum subscription amount over a year, the NS&I; account would offer £83 tax-free interest. Junior Isas have a far smaller subscription limit than adult tax-free accounts with £4,128 allowed to enter the account for the financial year 2017/18. The NS&I; version can only be opened and managed online, with a minimum deposit of £1.

Newham Council said up to 13,000 out of 26,254 renters had not registered for tax self-assessments, which are required for those receiving at least £2,500 a year from tenants.

A Barclays customer with acute anxiety and depression has been left devastated after the banking giant closed down her three accounts without full explanation.

Older homeowners stand to lose £29k in fees downsizing

The crippling sum is made up of a long list of bills, which include stamp duty, estate agency fees, surveys, legal costs, removal fees and refurbishment costs. The sum eats into capital downsizers had hoped to use to help make ends meet or fund a more comfortable retirement.

Sybil Kretzmer, who is married to Les Miserables lyricist Herbert Kretzmer, 91, paid £410.87 for invalid tickets to a Royal Opera House show on website Viagogo.

Research suggests the cost of reserving plane seats can end up being more than the flights themselves - with several airlines, including British Airways and Ryanair, coming under fire.

Aston Martin's new Vanquish Zagato Shooting Brake estate

Aston Martin gave the world a sneak preview of its first ever estate car. It's called the Vanquish Zagato Shooting Brake and it's a two-seat sports car, ideal for the days when James Bond needs a bit more luggage space. And it's not the only limited edition Vanquish Zagato Aston Martin revealed.

Following reports that new car registrations were down 10% in July, new figures showed there's been an even bigger drop-off in second-hand purchases - a 13.5 decent decline.

New banks, along with a handful of building societies including Yorkshire, Leeds and Skipton, have edged up rates in the past few weeks.

MAGGIE PAGANO: Europe is facing a lost generation 

President Macron will be chuffed that France's unemployment rate has fallen again, albeit by a fraction, to 9.5 per cent. This still leaves an 2.65m of the French population unemployed.

After competition authorities blocked the sale, Deutsche Boerse boss Carsten Kengeter raised hackles in Germany culminating in a criminal probe many see as politically motivated.

By contrast, the jobless rate across vast swathes of the single currency bloc has remained high, particularly among the young, sparking fears of a lost generation who may never find regular work.

It’s claimed Lloyds, Barclays, Royal Bank of Scotland and others helped ruin 39 firms across the Atlantic by rigging Libor interest rates.

Banco Popular collapsed in June and was sold to Santander for €1 after a loss of confidence which saw families rush to pull money out.

DIY disaster as rivals B&Q and Homebase are hammered

Sales at Kingfisher’s chain B&Q; were down 7.7 per cent to £967m during the second quarter while Homebase’s sales for the full year plummeted 6.8 per cent to £1.2bn.

YOLO – named after the phrase ‘you only live once’ soared by 85 per cent after one of its investments, music-streaming service Electric Jukebox, announced plans to list on the LSE.

The FTSE 250 firm and its partner Vectura were savaged in May after failing to gain US regulatory approval for a generic version of rival GlaxoSmithKline’s asthma drug Advair.

The Government-owned firm reported revenue of £152.8m during the latest financial year, up 4 per cent on the previous year and above £150m for the first time ever.

Art gallery The Wallace Collection offers tickets in a fortnight's time to 'George IV: From Rake to Regal', a lecture about the dandyish 19th century monarch who kept a string of mistresses.

How do I avoid paying any tax on pension income legally?

My wife and I get state pensions and I have a SIPP, giving a potential total income of £22,727 a year. Given that the current taxable personal allowance is £11,500 a year, what options are there for us to legally avoid paying any tax? Are we able to share each others taxable allowances? If possible, how do we go about it? Former pensions minister Steve Webb replies.

Nicole Rogers from DAS Law answers the most important questions for existing Airbnb hosts and those thinking of renting out their properties.

Ibrahim Hussein, 62, was contacted by a London law firm called Mishcon de Reya which wanted him to pay a debt of £18,327 to a large commercial property firm called Daejan Properties.

How safe is my DIY investing platform or online broker?

I have an Isa in an online investment account with Interactive Investor. How safe are my investments? Though unlikely, could my money be used to pay off creditors if the company went out of business?

Barclays customers will be unable to check their balance or move money online, over the phone or via the mobile app between 11.30pm on Saturday and 3.30pm on Sunday.

Power firms are supposed to fit the meters, which display the cost of energy as you use it, in every home by 2020, but there is no obligation to get one.

Vodafone adds £1-a-month charge to a million contracts

The new fee — which will net the telecoms giant millions of pounds a year — has been added to every new monthly contract taken out since February. Vodafone says the service offers customers extra protection against any harmful websites users may visit while surfing the internet. The so-called 'Secure Net' software is included on monthly contracts and is advertised as a 'free three-month trial' in Vodafone's promotional material.

Nearly 1.3 million households were forced to pay an average of £79 more than they owed, and some are still waiting for a refund, according to a study by price comparison website uSwitch.

When Charter Savings Bank launched its Easy Access cash Isa at 1.02 per cent last month, it was on sale for just one week before the bank closed it to new savers.

Don't let tax chaos rob YOUR family of childcare perks

Parents baffled by the Government's two new - and very complicated - childcare schemes risk losing out on vital perks if they don't act quickly. Yesterday we revealed parents fear losing nursery places or being hit with unexpected bills because of delays and technical problems with the taxman's website and helpline.

It is the latest warning that the finance bubble that has spurred the sale of new cars to record levels in the UK, may be about to burst.

I've lost count of the number of readers who've written to us this year after discovering money leaking out of their bank accounts in all sorts of ways.

Scottish six-bed country house for sale at £200k

If you've ever thought that owning a sprawling country house is out of your price range, it's time to look again. A stunning six-bedroom country property called Chesterhill House (pictured) has gone on the market for a mere £200,000. The asking price of the listed house in Scotland's Fife, which comes with three acres of land, is the same as a one-bedroom studio flat for sale in Haringey, North London (top right and bottom right). Chesterhill House comes with land and outbuildings, including a walled garden and some detached garages. It also has several distinctive architectural features, such as castellated parapets and a square plan tower. With an asking price of £200,000, it could be possible to purchase the property with a £20,000 deposit and an annual salary of £40,000 (based on banks lending 4.5 times annual income).

Property prices increased 4.9 per cent in the year to June to reach £223,000 - £10,000 higher than the same month last year and £2,000 higher than May, according to the Office for National Statistics.

Many of us will wish we could call our rented cottages by the sea 'home.' Mark Fielden, tax partner at Kingston Smith LLP, suggests a way to make a nostalgic dream a tax efficient reality.

All-new Ford Fiesta takes on rivals in triple test

The small-car sector is of crucial importance in the UK and, pretty much since it was launched in 2008, the Ford Fiesta has led the way. Now there's a new one for 2017. The question is, can it retain supermini supremacy or is there a new champion of the compact-car market? Pictured from left to right: Seat Ibiza, Ford Fiesta, Skoda Fabia.

Owners of Euro 4 emissions diesels and older - those registered before September 2009 - are eligible for a £2,000 saving if they choose a new low emission BMW or Mini.

A similar tool already exists on Facebook's Messenger app after being added in 2015. Mobile payments services have struggled in recent years against the might of Apple's Apple Pay service.

Five ways to invest for income away from the FTSE big guns

Investors use dividend-focussed funds to build their wealth or generate healthy income payouts, but an expert has warned these funds are over-reliant on just a few British companies. Adrian Lowcock, investment director at Architas, says many funds in the Investment Association UK Equity Income sector pile into the same handful of high dividend-paying shares. We look at five ways to avoid that.

The advantage of an equity release mortgage is that you have no monthly payments to make but the amount you owe generally doubles around every 12 years.

My instant saver account with NatWest pays just 0.01% interest. Why does the international version of the same account pay 0.25% to customers?

Can you guess the price of the bungalows for sale?

Bungalows appear to be having a turnaround in fortunes as they're now commanding house prices of more than £1million in sought-after areas. And one of the properties in our quiz costs an eye-watering £3million - but can you guess which one?

Bitcoin soars past $4k after leaping by 332%

The price of cryptocurrency bitcoin has surged in the last few weeks meaning the value of the coins is up 332 per cent since the start of the year. Now sitting at $4,317 a coin, bitcoin had reached a record high of $2,476 back in May when This is Money last covered the digital currency.

Learning how to drive a hillclimb at Shelsley Walsh

Hillclimbing is one of the oldest forms of motorsport and is a spectacular event where competitors race uphill to set the fastest time. Hillclimbing became hugely popular in the UK after the First World War, with thousands of spectators turning out at public road courses to watch top drivers race. However, a run of accidents put paid to road racing in April 1925. It enjoyed great success again in the 1950s and 1960s and is run today on courses around the UK. We took a trip to the oldest one, Shelsley Walsh, to learn how to do it.

50 ways to save money....

To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

Pick the best (and cheapest) investment Isa platform

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

We asked trusted experts to recommend the best funds that cover different investment sectors - and included This is Money's selection of active and passive options too.

Rightly or wrongly, some people simply want a quick, straightforward route map to investing in an Isa. To that end, this is our distilled guide to getting started.

How much money do I need to save for my pension?

The amount you can save into a pension ultimately depends on what you can afford - but the longer you leave it the more you will need to save. We tend to put ambitious targets on our hoped-for income in retirement and then underestimate how much we will need to set aside to achieve that. So how much should you save?

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Making the most of a pension is your best chance of securing a decent income when you retire. We explain what you need to know.

Even at a time when we are stretching our finances further to afford a home, moving less, and pushing mortgages beyond 30 years, we still remain captivated by two-year fixed rate deals.

When will UK interest rates rise?

Worries over debt in the economy have been raised in the latest bank Financial Stability Report in the wake of fresh speculation that interest rates may rise sooner than most expect. The latest MPC meeting led one investment bank, Nomura, to suggest a rate rise could come as soon as August. Economist George Buckley said comments from Bank chief economist Andy Haldane's and the 5-3 split made an early move more likely.

What next for mortgage rates?

Borrowers are being offered a raft of cheap fixed rate mortgages as lenders attempt to lure them into remortgaging or buying a home. But HSBC has decided to buck the trend and launch a new rate mortgage that is a tracker instead. We pick out the best fixed and tracker rate mortgages and look at what next for rates.

Ten tips for buy-to-let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips

Best paid jobs and biggest pay rises of 2016 revealed

Compare your pay to the national average and see whether your employer treated you to a pay rise in line with the the rest of your profession. Farmers, care and air travel assistants were big winners on the pay scales in 2016. Travel agents, careers advisers and probation officers lost out.

Premium Bonds winners

August 2017
Prize value Winning bond No. Area
£1,000,000 87DH369559 Leicestershire
£1,000,000 164QV715020 Bristol
£100,000 78WT211368 Kirklees
£100,000 11BX061836 London
£100,000 108VH624020 East Sussex
£50,000 45HQ519519 Stoke-On-Trent
£50,000 305MT369656 West Midlands
£50,000 289WC671218 Buckinghamshire
£50,000 234JL749601 Overseas
£50,000 176CB195657 Suffolk
£25,000 53KL770998 Kent
More Premium Bonds winners
   

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