Create a Disaster Plan
Questions?
Call us at 888-213-4695 or visit your local branch.
Follow this step-by-step list to be as prepared as possible if an emergency strikes.
| Insurance | Review your homeowner's or renter's insurance policy to see what's covered. Talk to your agent about flood or earthquake insurance if either is a concern for your area and about whether you need umbrella insurance. |
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| Inventory | Keep an updated video inventory of valuable household items in a safe place, such as a safe-deposit box, with an out-of-town relative, or in outside digital storage. Make sure to include any professional appraisals and replacement value estimates. |
| Documents | Keep copies of birth certificates, passports, wills, trust documents, records of home improvements, and insurance policies in a fireproof, waterproof "evacuation box" that you can grab in a hurry. |
| Backup | Consider scanning your important documents and storing them, along with a backup of your personal computer files, online or on a CD or a Zip drive that's kept in a safe place away from your home. |
| Cash | Keep petty cash on hand for emergencies. Local ATMs might be out of commission in the event of an emergency, so having enough cash on hand to get by for a few days is a good idea. |
| Providers | Check that others are prepared. Ask your financial providers what plans they have to cope with a natural disaster. For example, does your accountant keep important documents and records backed up and stored in a safe location? |
What you can do now:
- See how Schwab helps to keep you safe.
Already a Schwab client?
Call 888-539-4888 to speak with an insurance specialist.
Contact your Financial Consultant or call us anytime at 888-213-4695.
The information provided here is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, Schwab recommends that you consult with a qualified tax advisor, CPA, financial planner, or investment manager.
Brokerage and insurance products:
• Are not deposits
• Are not FDIC-insured
• Are not insured by any federal government agency
• Are not guaranteed by the bank or affiliates of the bank
• May lose value
Charles Schwab & Co., Inc., a licensed insurance agency, distributes certain insurance and annuity contracts that are issued by insurance companies that are not affiliated with Schwab. Not all products are available in all states.