In the obsession with Theresa May's tickly throat as she addressed the Tory Party conference, another speech went almost unnoticed, though it highlighted a huge problem: the £200bn debt timebomb. Andrew Bailey, the chief executive of regulator the FCA, warned City bigwigs that it's ticking merrily away and wouldn't take much to detonate.
Mamma mia... No tuition fees! How students can save a fortune by going abroad (and one uni in Pisa even PAYS living costs)
The rising cost of university education is prompting more young people to venture abroad. Studying in many European Union countries is free and in some cases living costs may also be cheaper. Popular European destinations for students heading overseas include France, Spain and Germany, but America is still the favourite. A period of studying abroad is mandatory for many courses, including modern languages. But those taking other subjects - including medicine, business and history - can also seize the opportunity to broaden their horizons.
Holidaymakers were plunged into chaos this week as airline Monarch announced it had gone into administration. The closure of the business, which could affect up to 850,000 travellers, came hot on the heels of the debacle at Ryanair, which has seen up to 50 flights a day cancelled and 34 routes scrapped. Amid all the turmoil it is, perhaps, understandable that budget carrier easyJet has seen its share price climb almost 10 per cent to 1263p over the past month, on the basis it is well placed to cash in on its rivals' woes. The orange-emblazoned airline has long had the reputation of being the friendlier counterpart to its Irish competitor and now, while Monarch looks for a buyer and Ryanair remains in thousands of travellers' bad books, easyJet is the obvious budget alternative for holidaymakers.
Card sharks' £1.5m-a-day spree - with YOUR cash! As fraud levels spark concern, we reveal how to stop scam artists in their tracks
Fraudsters are going on a £1.5 million a day spending spree - using other people's plastic cards. These new fraud figures are published just as Financial Fraud Action UK steps up its Take Five campaign to help shoppers and householders beat the scourge. The campaign encourages everyone to be suspicious of uninvited approaches and to keep personal financial details to themselves - taking time to think before they act on any requests. The new strand, 'My Money, My info? I don't think so' is designed to crank up shopper scepticism.
'How I made £35,000 in just 90 SECONDS!' Jockey Jim Crowley can earn a fortune but for him it's all about the sport
When champion jockey Jim Crowley jumps on the back of a racehorse, he can earn up to £35,000 in just 90 seconds. But for 39-year-old Crowley, who won the Flat Jockeys Championship last year, getting paid £389 per second is just 'part of the job'. What motivates him is his love of horse racing and the prestige of winning, not the millions of pounds in prize money that is up for grabs. He avoids investing in the stock market, preferring instead to improve his family home.
Revealed: Cars most likely to FAIL their first MOT test and the worst areas of the UK for people driving bangers
critics warn that the Government's controversial switch to making the first roadworthiness tests after four years - rather than three as at present - will put lives at risk by leaving 385,000 'unsafe' cars on the road. Analysis of more than 400m MoT records from the Driver and Vehicle Standards Agency (DVSA) by consumer website HonestJohn.co.uk show that one in six cars fails its first test, with brakes, lighting and tyres among the most-common reasons.
SIMON LAMBERT: Don't wait for an energy price cap that probably won't work, help a reluctant switcher save on their bills now
We could keep banging the 'switching is easy drum', we could come up with a complicated price cap idea, or we could try a different approach. And this is where you come in - because I have a cunning plan. Help someone you know who will struggle to switch save on their energy bills now - between us we could save millions of pounds in a fortnight
Does Fidelity's move to performance-linked fund fees make it a shrewd pioneer or a big risk-taker? The active versus passive investing war explained
A typical active equities fund charges in the region of 0.7 per cent of the invested sum and often higher, while standard index trackers can charge as little as 0.07 per cent - a tenth of the cost. The fee difference is clear therefore active funds have to outperform the relevant index to even begin to justify their cost.
The new tenner that has just sold for £7,200! Jane Austen £10 note smashes its estimate at Bank of England auction
A new polymer Jane Austen tenner has sold for a huge £7,200 at a Bank of England charity auction this morning, smashing the estimate of £2,000-£3,000. This is Money, who are at the event in London held by auction house Spink, saw fierce bidding erupt over the AA01 000010 note, the lowest serial numbered one available to buy.
Meals on wheels: Come inside Jamie Oliver's new Land Rover Discovery that's been converted into an unbelievable mobile kitchen
The bespoke Land Rover Discovery 4X4 allows TV chef Jamie Oliver (pictured with wife Jules and their children) to grill a chicken from the grille, slow-cook a dish using heat from the engine, churn butter and ice-cream on the move, have a barbecue, dispense olive oil, and even pop up two slices of toast from a dashboard toaster. Created by Jaguar Land Rover's Special Vehicle Operations division for Jamie's forthcoming YouTube cookery show, it is the only Discovery in the world that has a toaster in the centre console and a revolving rotisserie in front of the grille on which a chicken can be cooked. Come take a guided tour.
I'm all right chukka! As shockwaves spread from Monarch's failure, the airline's polo-playing boss launches new firm
When Monarch Airlines' polo-playing chief executive Andrew Swaffield signed up for his tour of duty less than three years ago he was expecting to make a fortune. A successful revival of the business would have landed him tens of millions of pounds. But last week - with the airline in ruins - the £568,000-a-year boss had already switched his focus. He had rebooted his career and was making a fresh start by registering a business consultancy to run from home. Friends admitted it was an error of judgment at a time when the ink was still drying on the documents appointing Monarch's insolvency practitioners.
Brexit boost as Dutch lead London stock market charge: Finance firm TMF to quit Amsterdam HQ for new base in the UK capital
The company, which employs 7,000 staff in more than 80 countries and offers accounting, tax and payroll services for clients such as Netflix and LinkedIn, looks set to be valued at around £1.4bn when it goes public next month.
Bosses at TMF said the Brexit vote 'has not been a barrier to the company choosing London' - adding the UK's exit from the EU 'could actually present an opportunity'.
'I am proud to tell my kids where I invest my money': Businesswoman reveals how she discovered ethical capitalism
The penny dropped when I saw my pension fund was invested in BP, Shell and British American Tobacco. How could I let my hard-earned cash finance companies which depend on burning fossil fuels and keeping people hooked on cigarettes? It made no sense that I could be donating to Cancer Research one minute - I have lost my grandmother, father and one of my best friends to lung cancer - but the next, sticking £400 a month into an investment fund helping to keep the tobacco industry alive. Similarly, how silly to be recycling and buying 100 per cent renewable energy while handing over my savings to companies with a vested interest in pumping out more carbon dioxide.
How a 10-minute phone call will cost you £49 if you dial 118 118 (but if you ring the number they don't shout about, it's FREE)
We have discovered that the firm that owns 118 118, The Number UK, has a similar service that costs just £1 per call. It also has an automated service that is completely free of charge. But while the firm has spent millions of pounds advertising the famed 118 118 number on prime-time television, these cheaper options are buried in the small print on its website.
Five rules to stop airlines sabotaging your holiday: Top of the list - buy your insurance on the same day you book your trip
More than a million holidaymakers have suffered travel chaos this year. First British Airways's computer systems crashed causing thousands of passengers to miss flights. Then Ryanair announced it was cancelling 20,000 flights due to a shortage of pilots. And now Monarch has collapsed, causing chaos for 860,000 passengers who had bookings.
What's it like to drive a Rolls-Royce Phantom? We take the £350k 'most silent and luxurious car in the world' for a spin
Silence is golden, so whisper it softly, Ray Massey (pictured) has been driving what Rolls-Royce claims is the quietest car on the planet - the new £350,0000 Rolls-Royce Phantom. Super-rich owners who can stretch to one are not just choosing a mode of luxurious transport, but a lifestyle. The Phantom is the most technologically advanced car Rolls-Royce has ever built and about as luxurious as you can get. This is what it is like to ride in.
Get £125 to switch banks: Battle for current account customers steps up as First Direct boosts its cash carrot
First Direct has ramped up its cash sign up bonus to £125 as banks continue to use tempting cash carrots to entice customers away from rivals. The move comes just weeks after it improved it launched a new perk that sees credit and debit card customers paid cashback for spending with certain retailers.
The 13 investment trusts that pay more than 4% revealed: From the dividend hero, to the Asian income star... and one that pays 6.7%
Good sources of income are hard to come by and analysts at Stifel have compiled a list of 13 investment trusts that invest in shares with a yield of at least 4 per cent. The names on it range from dividend hero City of London, with 50 years of rising payouts under its belt, to Aberdeen Asian Income and European Assets Trust, which yields 6.7 per cent.
THIS IS MONEY'S FIVE OF THE BEST SAVINGS DEALS
RCI Bank pays 1.3% AER variable interest - the best rate available - on its easy access deal. Deposits in its Freedom Savings Account have no FSCS protection, but you are covered for up to €100,000 by the French equivalent (FGDR).
Milestone Savings pays 1.82% AER on its one-year fixed term deposit account. The account is Sharia compliant and offers an expected profit rate rather than guaranteed interest. Minimum deposit is £10,000.
The Post Office pays 1.01% AER variable interest on its easy-access, Online Isa. The account allows transfers from an existing provider, plus you can split tax-free savings between both instant access and fixed-rate products. Rate drops to 0.25% after 12 months
Masthaven pays 1.7% AER fixed interest if you lock your cash away for 18 months. Alternatively savers can set their own fixed-rate term themselves. It requires a minimum £500 deposit and you can choose to receive interest monthly or annually
Yorkshire Bank pays a best-buy rate of 1.5% AER fixed until 31 Januray 2019 on its Cash Isa Fixed Rate Bond. The account allows transfers in and requires a minimum £2,000 deposit.
50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings
To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.
The amount you can save into a pension ultimately depends on what you can afford - but the longer you leave it the more you will need to save. We tend to put ambitious targets on our hoped-for income in retirement and then underestimate how much we will need to set aside to achieve that. So how much should you save?
When will interest rates rise? Carney fuels markets' and economists' belief that base rate could rise in November
Bank of England Governor Mark Carney has hinted once more than interest rates are likely to rise soon, leading to fresh speculation of a November hike. Markets are betting on a rate hike to 0.5 per cent arriving at the next MPC meeting in November, while Reuters says economists also now expect a move up. This would mark something of a turnaround from a 7 to 2 vote to hold rates in September.
Borrowers are being offered a raft of cheap fixed rate mortgages as lenders attempt to lure them into remortgaging or buying a home. But HSBC has decided to buck the trend and launch a new rate mortgage that is a tracker instead. We pick out the best fixed and tracker rate mortgages and look at what next for rates.
For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips
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