Super-low interest rates and quantitative easing sent bond prices soaring after the financial crisis - and led to countless warnings that they are no longer such as safe investment.With interest rates heading up, the environment has got a whole lot tougher for both government and corporate bonds. We pick five of the best bond funds for rising rates.
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THE INVESTING SHOW: IDEAS TO MAKE MORE OF YOUR MONEY
- How to invest like Warren Buffett in the UK: Buffettology manager's...
- How investors can learn from Black Monday and other crashes
- Tax relief and tax-free dividends, should you invest in a VCT?
- How to profit from technology and hunt for the next consumer stars...
- Should investors be fearful or greedy right now?
- As house prices slow and tax bites, is buy-to-let still worth doing?
- Gervais Williams's tips to pick the best small company shares
- Britain is leaving the EU, but should Brexit-hit investors dive in?
- Are stockmarkets too expensive to invest right now?
- Should you invest in India? Manager whose fund is up 40%
- Is it time to invest in Europe? It's not fixed yet, warns Tom Becket
- John Redwood: Has the French election rescued the euro?
- Will shares go off the boil or keep on rising?
- Tips to choose the best funds for your Isa
- Can you profit from the growing Chinese middle-class?
- How to make sure all your eggs aren't in one basket
- Templeton Emerging Markets' Carlos Hardenberg on what next
- Who is buying gold now and is it set to rise again?
- Where to invest for income and how to spot the best dividends
- How to profit from property in the world's best cities
- Should investors worry about political upheaval?
- Will President Donald Trump prove to be good for investors?
- Is now a good time to buy emerging markets?
- Banks are suffering but they're good value in an expensive market,...
- Should investors worry about the US election, banks and a 'hard...
- Can investors make money by keeping it simple?
- infrastructure is the next opportunity for investors
- The value investor who likes unloved bank and supermarket shares
- How to spot the dividend stars of the future
- Best places to invest around the world to beat Brexit
- Five things you need to know about picking shares... and how to cut...
- Where should you invest and what should you avoid after Brexit?
- How to spot reliable income shares
- Mergers, market crashes and a dividend hero's favourite shares
Whisky prices have been rocketing by 7% a year for a decade, so could investing instead of drinking it bring...Profits galore
Despite potentially tasty returns, the whisky market is not regulated by the Financial Conduct Authority and if you become a victim of a scam you cannot get help from the Financial Services Compensation Scheme. So you need to tread carefully - scams are a regular feature of the whisky market.But you can develop your taste buds by trying out a few Scotch distilleries that are highly regarded by connoisseurs. Bottles that could prove shrewd investments can often be purchased from as little as £50.
Britain's investors strike gold as dividends reach a record high: We pick four of the best funds for income
Britain's small army of income investors are on track to receive a bumper payout this year after dividends reached a record £28.5billion over the summer. The dividend boost will help those invested in both individual shares and hugely popular UK income funds. We take a look at what's happening and get four top income fund picks to invest in Britain and overseas.
INVESTING SHOW: What if it happens again? How investors can learn from Black Monday and other crashes
Does the financial world of 1987, a time before the internet, have anything to teach us today - and what can we also learn from the dot com bust and the financial crisis crash? On this episode of the Investing Show, Simon Lambert, of This is Money, Ben Kumar of 7IM, Richard Hunter, of Wilson King, discuss how investors can learn from the past for the next time a crash arrives.
HOW TO BE A DIY INVESTOR
The easy ways to invest in an Isa: Hassle-free tips to make your money work harder
'I want to invest in an Isa, can you give me any tips on getting started?' This is a question that regularly crops up and we usually refer people to This is Money's extensive guides, But sometimes people don't want to do all that research. Rightly or wrongly, they want a quick, straightforward route map to investing in an Isa. To that end, this is our distilled guide to getting started.
INVESTING NEWS AND IDEAS
Does Fidelity's move to performance-linked fund fees make it a shrewd pioneer or a big risk-taker? The active versus passive investing war explained
A typical active equities fund charges in the region of 0.7 per cent of the invested sum and often higher, while standard index trackers can charge as little as 0.07 per cent - a tenth of the cost. The fee difference is clear therefore active funds have to outperform the relevant index to even begin to justify their cost.
Act your investor age: Taking a financial risk may be fine in your 20s, but could lead to sleepless nights by middle age
There are many factors to consider when you start investing - such as what to invest in and how much it will cost. But what many people might not realise is that one of the most important considerations is your age. How old you are determines how long you have to invest, and that can help decide how much investment risk you should take. Ryan Hughes of pension provider AJ Bell says: 'The rule of thumb is that the longer timeframe you have, the more risk you can afford to take. But there is no point investing in a way that will give you sleepless nights.'
Money Pit Stop: I'm 89 and comfortable in retirement and want to invest £130k for my children - what's the best option?
In our Money Pit Stop series, we put your investment questions to an expert to give you a free portfolio makeover. Featured in this installment is John Miles, an 89-year-old retired driving instructor who wants to know how best to invest £130,000 at low risk to provide income for his children. He also asks whether it is best to invest the sum in stocks or investment funds.
MINOR INVESTOR: Is it time to buy into the UK - and profit from the unloved stuff in this unloved country?
When investing it often pays to do the opposite of what others are doing. So what should we make of the seemingly contrarian investing opportunity staring us in the face - UK shares? Britain's investors have made it abundantly clear that their home market is not for them but that could mean that looking for unloved companies in our unloved country could pay off.
How much money do you need before you start investing? Experts reveal when you should take the first steps
Would you lose sleep over the amount you plan to invest if it got wiped out in a market crash? If your answer's 'yes, it would cripple me emotionally and financially', think again about whether you're ready to invest. So, what amount of seed money is ideal, how long should you be prepared to lock it away, and what should the general state of your finances be before you enter the world of investing.
MINOR INVESTOR: How to create an investment plan that can help you build an income, retire early or just get richer
You might invest, but do you have a a clearly defined plan of what you are investing for and how you plan to do it. If you're anything like me the answer is 'no'. But without an investment plan you are much less likely to achieve your goals - one expert says it's like 'driving without knowing your destination' So here's how to get one quickly and easily.
How has Anthony Bolton's old China investment trust more than doubled in three years? We ask its manager Dale Nicholls
The Fidelity China Special Situations Trust, has generated 123 per cent return since Dale Nicholls succeeded fund manager Anthony Bolton as fund manager. We speak to the manager of the trust for the past three-and-a-half years and ask him why its fortunes have revived and why he believes China is a good place to invest.
The LendInvest bond promises to pay investors 5.25% with two payments a year until 2022, but should you invest?
Alternative property lender and investment platform LendInvest has launched a five-year retail bond paying 5.25 per cent twice a year for investors with a minimum of £2,000. In an era of one per cent savings rates and where yields spanning beyond 5 per cent are hard to come by in the equity markets, this deal is sure to whet the appetite of many investors.
Want to buy 'safe' bonds but don't know where to start? Six of the best ETFs to invest in government debt
The art of portfolio building involves mixing assets to deliver the right blend for your investment outlook - with the key ingredients being shares and bonds. Fortunately, for British investors, UK Government bonds - or gilts as they are known - are considered among the world's safest to invest in, but how do you invest in them or other highly-rated bonds around the world?
MINOR INVESTOR: Are fund managers starting to beat the market again - and can they keep it up?
There is a spot of good news for our embattled fund managers. A note landed in my inbox this week, highlighting that an increasing number of UK active funds are beating the market this year. That, of course, simply means fund managers are doing the job they are paid to do, but nonetheless for investors who haven't entirely bought into the passive investing-only dogma it's worth a look.
'Private investors have an advantage': Gervais Williams's tips to pick the best small company shares, on the Investing Show
Gervais Williams has carved out a reputation as one of the UK's best smaller company stock pickers. But despite his ability to meet with senior company directors and the research resources that he enjoys, Gervais says that he believes private investors, especially those outside London, can have an advantage when investing in smaller companies. He explains why and gives us his tips.
Savers losing £1.5bn a year to inflation by keeping long-term pots stashed in cash.... how to invest to avoid it happening to you
Britons are sitting on some £60billion in cash savings earmarked for the long-term but this is declining in real value by £1.5billion per year through not being invested, according to new research by BlackRock. We take a look at why and what you can do to invest easily if you have a chunk of money you've set aside for the long term and don't fancy watching it dwindle in real value
Could you help your child build a healthy investment pot? We meet the parents investing with their kids and helping educate them financially
James Carleton, 71, was a fund manager in the City in his working life and has been putting money aside for his daughter since she was young.He has created a portfolio of investments for Louise and she adds money to the various investment trusts when she wants to. He is just one of the parents investing with their kids.
SIMON LAMBERT: It's time to stop raising the Isa limit and make them work better for savers and investors instead
The Isa has been a marvellous invention. It has enabled savers and investors to build greater wealth and draw more from it, thanks to tax-free growth and withdrawals. I've cheered the Isa allowance's rise to £20,000, but the time has come to stop lifting it. Instead, we need to overhaul the Isa to make it work for the modern world.
How you can save thousands with a new investing website: How US firm Vanguard's rock-bottom fees measure up
With Vanguard you pay just 0.15 per cent a year to invest in a range of funds - a third of the 0.45 per cent pocketed by rivals such as Hargreaves Lansdown. Experts believe the move could spark a price war. So could you save a fortune by switching to Vanguard's new deal - even if it only offers its own funds?
How do the investing services offered by the UK's biggest banks (and Nationwide) stack up?
Britain's biggest banks axed or scaled back investment services following a clean-up of the financial industry that banned cosy backdoor commission deals four years ago. But now most banks are bringing back investment options for customers under the new regime. We round up what the top players are offering and what it costs.
Is it time to invest in Europe? It's not fixed yet, warns Tom Becket on the Investing Show - but consider these overlooked emerging markets instead
With the French election out of the way and the 'safe' choice of Emmanuel Macron elected, can investors now make some money from Europe? While short-term he believes there are profits to be had, European leaders are in danger of forgetting how grave Europe's problems still are, says Psigma's Tom Becket. He outlines why and where there are better opportunities.
Dividend heroes revealed: The investment trusts that have increased payouts for 50 years (all the way back to Sgt Pepper's)
In 1967, France's President de Gaulle vetoed UK membership of the EEC, the Rolling Stones' Mick Jagger and Keith Richards were busted for drugs and the Beatles released Sgt Pepper's Lonely Hearts Club Band. Since then, three dividend hero investment trusts, City of London, Bankers and Alliance Trust have paid investors more year-in, year-out for an astonishing 50 years.
THE INVESTING SHOW
Britain is leaving the EU, but should Brexit-hit investors go the other way? Investing Show on where to make money in Europe
Are we underestimating the prospects for making money from European companies and where are the best places to invest to profit from the best it has to offer? Chris Hiorns, manager of the Amity European Fund, joins us on the latest Investing Show to discuss why France may be a better place to invest than you think, why Italy is improving but its banks are still trouble and why he thinks some of Europe's media companies could be about to rise again.
THE INVESTING SHOW
- How investing like Buffett in the UK paid off: The Buffettologist's guide to winning shares
- What if it happens again? How investors can learn from Black Monday and other crashes
- You get 30% tax relief and tax-free dividends but should you invest in a VCT?
- How to profit from technology and hunt for the next consumer stars like Fever-Tree
- 'Be fearful when others are greedy and greedy when others are fearful', said Warren Buffett. Which should investors be right now?
- As house prices slow and tax hikes bite, is buy-to-let still worth doing?
- How to invest and achieve long-term returns that beat inflation and low savings rates
- 'Private investors have an advantage': Gervais Williams's tips to pick the best small company shares
- Britain is leaving the EU, but should Brexit-hit investors go the other way?
- Are stockmarkets too expensive to invest right now?
- Should you invest in India? We ask the manager whose fund is up 40% in a year what all the fuss is about
- Is it time to invest in Europe? It's not fixed yet, warns Tom Becket
- Tips to choose the best funds for your Isa
- Can you profit from the growing Chinese middle-class? We meet Fidelity China Special Situations manager Dale Nicholls
INVESTING VIEWS FROM OUR COLUMNISTS
MINOR INVESTOR: Is it time to buy into the UK - and profit from the unloved stuff in this unloved country?
When investing it often pays to do the opposite of what others are doing. So what should we make of the seemingly contrarian investing opportunity staring us in the face - UK shares? Britain's investors have made it abundantly clear that their home market is not for them but that could mean that looking for unloved companies in our unloved country could pay off.
THE MINOR INVESTOR COLUMN
- Is it time to buy into the UK - and profit from the unloved stuff in this unloved country?
- How to create an investment plan that can help you build an income, retire early or just get richer
- Are fund managers starting to beat the market again - and can they keep it up?
- Five of the best dividend hero investment trusts to consider for an Isa
- Gold isn't an investment, it's a bet on people freaking out
- What's the point in holding cash - and do you keep too much?
INVESTMENT CLINIC
- I want to invest £60,000 for an income to supplement my pension. What is my best strategy?
- Could I really still be paying money on my investments to a financial adviser I haven't seen in years?
- How safe is my Isa in an online investing account, what if the firm goes bust?
- How often should I review my investments and what am I looking out for?
- I think it might be a good idea to invest in cyber security. How do I go about doing this?
- I want to invest around the world simply and cheaply, but what is actually in a global ETF?
MAIKE CURRIE
- How to invest with the rising stars of emerging markets
- Three things women need to think about to improve their finances
- Dividends tipped to hit a record level: We pick four of the best funds for income
- Five of the best female fund managers you should consider
- Good-bye America, hello Asia: Why China and India are now the bright spots for investors
MONEY PIT STOP
- If I invest the profits from my business and buy-to-let, can I retire before I'm 50?
- I'm 45 and can save £5,000 a year. How do I invest it in green technologies?
- I'm 89 and comfortable in retirement and want to invest £130k for my children - what's the best option?
- I want to pay off my mortgage, retire early and save up for a buy-to-let - how can I invest to do this?
- I'm a retiring fireman who has built up £152k in investments and £183k in cash, can I get a good income and enjoy some holidays?
- I'm 38 now, how can I invest to generate enough income to retire at 55?
- I've just got married and want to save up for a holiday home in Europe - where should I invest?
CHECK YOUR INVESTMENTS
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Investing: don't miss
- I think a crash is coming so I want to stick my £70k pension pot into cash, but are there risks and hidden fees?
- The crypto currency revolution! Is it a passing craze or the next big thing for investors?
- How to invest with the rising stars of emerging markets MAIKE CURRIE picks the best funds to profit
- Money Pit Stop If I invest the profits from my business and buy-to-let, can I retire before I'm 50?
- Whisky prices have been rocketing by 7% a year for a decade But you need to tread carefully - scams are a regular feature of the whisky market
- How to cash in on the UK warehouse boom Funds that made a shed load from the rise of online shopping
- What is the FTSE 100? Investor and MP John Redwood explains what it is and why it matters to you even if you don't invest
- Has the tide finally turned for Japanese stocks? Experts pick the best funds to profit from Japan's resurgence
- I want to invest in a global ETF or tracker fund but how do I avoid having more than half of my money in the US?
- Stock markets had soared, house prices were sky-high, interest rate rises were on the cards and political tension was rife... Do the 1980s sound familiar?
- The cheapest and most expensive DIY investing platforms to hold investment trusts revealed - BUT always look beyond the price tag
- Japan's stock market has hit a 21-year high Has Abenomics recreated the economy or will political uncertainty and North Korea end the party?
- I'm a retired builder with £130k to invest after a property sale - how do I get started? .
- Does Fidelity's move to performance-linked fund fees make it a shrewd pioneer or a big risk-taker?
- Fund tips to help you act your investment age How to take a risk early on, be more cautious in your 40s, and invest for income in retirement
- The 13 investment trusts that pay more than 4% revealed From the dividend hero, to the Asian income star... and one that pays 6.7%
- MINOR INVESTOR Is it time to buy into the UK - and profit from the unloved stuff in this unloved country?
- Would you like an expert's help with your investments and savings? Get ideas to improve your wealth in our Money Pit Stop
Investing essentials
- How to pick the best (and cheapest) DIY investing Isa A wealth of choice and changes to charges have left many investors scratching their heads
- Fund and investment trust tips: The experts' ideas for different investors and the easy ways to invest your Isa
- MINOR INVESTOR: Why long-term investing works - and the easiest way to do it
- How to find the best (and cheapest) Sipp Make more money from your DIY pension
- How to invest in funds, investment trusts and ETFs And save money as a DIY investor
- How to invest in shares Your complete guide to joining the excitement of individual share-picking
MIDAS SHARE TIPS
- MIDAS SHARE TIPS: Amryt Pharma makes remedies that can save lives - and cheer savers
- MIDAS SHARE TIPS: Founder of office fitters Morgan Sindall believes the best is yet to come from company with annual turnover of £2.5bn
- MIDAS SHARE TIPS UPDATE: AB Dynamics is in pole position as share values triple since June 2015
- MIDAS SHARE TIPS UPDATE: VP's tool hire service continues to grow as it announces purchase of rival
- MIDAS SHARE TIPS: It Ain't Half Hot, Dad.. Why you'll warm to property trust M7 run by legendary screenwriter's son
- MIDAS SHARE TIPS: George Soros and other big investors are attracted by Swallowfield's growth prospects
- MIDAS SHARE TIPS UPDATE: Video games group Keywords Studios scores tenfold rise in share price
- MIDAS SHARE TIPS: Velocity Composites has failed to take off but buy at today's price and you should be rewarded
- MIDAS SHARE TIPS: Should investors worry about a potential big correction, 30 years on from Black Monday?
- MIDAS SHARES TIPS: Kettle safety control maker Strix Group to benefit as global kettle sales start to boil
- MIDAS SHARE TIPS UPDATE: SuperGroup is in vogue with sales set to rise 15.5% to £869m
- MIDAS SHARE TIPS: Is EasyJet an easy bet as its rivals Monarch and Ryanair are hit by turmoil?
FUND AND TRUST IDEAS
- NEWTON GLOBAL EMERGING MARKETS: The fund boss who aims to help you sleep soundly
- JUPITER UK SPECIAL SITUATIONS: Enter the matrix...how to take the emotion out of stock picking
- VINACAPITAL VIETNAM OPPORTUNITY: Why Vietnam is proving the jewel in the crown of frontier markets
- TEMPLETON EMERGING MARKETS: How a stock market meltdown can mint rewards for the brave
- AMATI UK SMALLER COMPANIES: Hunting down high-quality small caps lets fund double investors' money in three years
- MITON US OPPORTUNITIES: Full speed ahead as U.S. fund leaves S&P 500 in its wake
- OYSTER CONTINENTAL EUROPEAN SELECTION: Patience is a virtue for fund manager Michael Clements as top stocks reveal rich rewards
- RATHBONE ETHICAL BOND: Manager filters out the unethical to give investors the feelgood factor
- KAMES DIVERSIFIED MONTHLY INCOME: 'Steady Eddie' fund manager's strategy is paying off
- GRESHAM HOUSE STRATEGIC: Fund helps firms raise the bar AND become more valuable
- JP MORGAN GLOBAL GROWTH & INCOME: Income may be the Holy Grail... but can funds really keep it up?
- OCTOPUS UK MICRO CAP GROWTH: From tonic to tech, fund mixes it up to find success
- KEYSTONE INVESTMENT TRUST: Collapse in Provident Financial shares affects millions of investors in high-profile equity income funds
- PREMIER GLOBAL ALPHA GROWTH: Fund avoids big tech 'FANGs' but sinks teeth into suppliers
Monthly Or Lump Sum Savings Calculator
DON'T MISS
- What's the best used car you can buy? This £7,000 hatchback was voted the winner Reliable and easy to get your hands on.
- Will the Budget help you (or anyone)? Listen to the This is Money podcast
- Buy-to-let lenders relax mortgage rules for landlords, less than a year after the Bank of England told them to crack down
- Ten tips to protect your small business from hackers Be safe, as cyber crime rockets and open banking approaches.
- Consumer confidence falls to lowest since July 2016 as households get Brexit jitters over finances and house prices YouGov/Cebr Index at 106.6 this month.
- Will the Budget help you (or anyone)? Listen to the This is Money podcast From stamp duty to economic gloom, what you need to know
- The best dash cams for under £150 The highest rated devices for drivers buying on a budget.
- Households face 'lost decade' of falling living standards Grim Budget forecasts slash size of the UK economy by £65bn.
- How will the Budget cut your tax bill? Those on £50,000 a year will get a £236 tax cut , while those on £30,000 save £101
- Should we make the seller pay stamp duty? ...if we can't take it back to a flat 1% for all
- We go behind the scenes at Argos as it gears up for Black Friday mayhem Lee Boyce inside the retail machine
- The British business making leather jackets for Batman, Superman and Thor Matchless boss on kickstarting a dormant brand
- I switched back to British Gas but my smart meter it fitted won't work Smart meter madness
- Aston Martin accelerates to record profits as wealthy buyers tick the options list Sales surge
FUND JARGON BUSTER
Acc: Accumulation - any income generated by the fund like dividends or interest is automatically reinvested.
Inc: Income - any income generated is distributed by the fund instead of being reinvested.
Dis: Distribution - any income generated is distributed by the fund instead of being reinvested.
R: Retail - the fund is aimed at ordinary investors.
I/Inst: Institutional - the fund is aimed at corporate investors like pension funds.
A, B, M, X etc: Different fund houses use letters for different things. Check with them what they stand for.
NT/No trail: Some fund houses use this name on clean funds which carry no commissions for financial advisers, supermarkets or brokers, just the fee levied by the fund manager. But other fund houses use different letters - I, D or Y, for example - so you need to find out for yourself which are clean funds.
Gr: Stands for gross.
GBP/£: Fund denominated in pounds.
EUR: Fund denominated in euros.
USD/$: Fund denominated in US dollars.
Compiled with online stockbroker The Share Centre