Fund giant Vanguard has launched two special funds aimed at fresh-faced investors with over 40 years to go before they retire. It claims a 25-year-old investing £100 per month could end up with around £135,000 after 40 years.
Where are landlords raking in the biggest profits? The map that reveals where Britain's buy-to-let hotspots are
Rising house prices, more stamp duty to pay and less tax relief have all piled the pressure on to landlord finances in recent years but there are still healthy returns on offer in some parts of the UK. Research has looked at annual yields on 500,000 buy-to-let properties across Britain and found that while landlords in London are struggling to make a decent return, those letting out homes in Liverpool are firmly in the black.
THIS IS MONEY PODCAST
DON'T MISS
- How to stop YOUR car being stolen by high-tech thieves Almost all new car drivers at risk
- An easy way to ease the pain of commuters paying £4,000 a year to get the train to work SIMON LAMBERT
- Jaguar's all-electric £60k I-Pace undergoes final tests March launch to take on Tesla
- How the average British home got £8,000 harder to buy in just one year New record high
- The street with the UK's slowest broadband Suffolk road named and shamed, are you near a blackspot?
- How high are first-time buyers near you tipped to rise over a decade? Average to hit £81k
- My eBay iPhone delivery was signed for but never arrived - I got a refund but now the seller is furious ASK TONY.
- NS&I; launches new fixed-rate savings deals and the first guaranteed income bonds in eight years
- How to shield yourself against devastating losses if markets crash Do you have an investing Plan B?
- How big banks pocketed YOUR rate increase Some savers will see less than a sixth of the 0.25% base rate rise.
- What's it like to drive BMW's futuristic all-electric family car? We put the improved i3S to the test.
- How our brains are wired so we pay off the wrong debts and sell shares at the worst time Beat the mind tricks that make you poorer.
- Britain is bottom of the retirement league State pension delivers biggest income drop of any major country
- Bank branch bloodbath: A thousand close this year Fears grow they will soon vanish from the High Street completely
- Beware penalties if you forget to collect your Christmas parcel Shoppers hit with 'stealth' charges
- Steelworkers must be told the truth and get the pension protection they deserve DAN HYDE
- What is a dividend? How they work and why you get them without even realising Big Money Questions
SAVE MONEY, MAKE MONEY: OUR TIPS TO GET RICHER
- This is Money's five favourite best buy cash Isas
- Looking for a better bank? Five of the best current accounts
- Energy bills: Could you cut save by switching?
- Best credit cards for spending, holidays and rewards
- The best mortgage rates and should you fix?
- Ten tips for cheaper car insurance - and compare prices
- Best debit and credit cards for spending overseas
- The best and longest balance transfer credit cards
- Best (and cheapest) DIY investing Isa platforms
- Ten tips for buy-to-let and how to find a mortgage
BUSINESS & MARKETS
MARKET REPORT: Hotels group Millennium & Copthorne soars after Singaporean suitor ups his offer to £20bn
Kewk Leng Beng, the 77-year-old chairman of M&C;, who already owns 65.2 per cent of the company through his investment vehicle City Developments Limited (CDL), has offered £2bn to take control of the firm outright. The offer, at 620p per share, is a 38.8 per cent premium to the hotel chain's closing price of 446.7p before an initial proposal was made in August.
MONEY NEWS & ADVICE
Some parents will 'skip meals and say no to holidays' in order to buy Christmas gifts - and many would pay 30% premium to secure sold out toys
The true cost of Christmas for some has been laid bare by research showing some parents are willing to skip meals and say no to holidays in order to buy gifts. Revealing the pressure that parents feel under at this time of year, one in three admit to dipping into their savings and overdrafts to finance presents, with a fifth admitting it is a huge financial burden.
Is this the most luxurious ski chalet? £8million-home with indoor garden, glass bridge and climbing wall goes on sale in France's Val-d'Isère
Chalet Huskey is the largest new build chalet to be built in the popular resort of Val-d'Isère in the French Alps, and it is on the market for £8million. As well as an indoor garden with a glass bridge, it boasts an indoor swimming pool, seven bedrooms and a climbing wall. There is also a bar and a dining area that can seat 18 people.
Investors continue to ditch UK companies and even turn away from income funds, as bonds hoover up the most money
Traditionally popular UK equity income funds were hit by heavy withdrawals during October as investors continued to be spooked by the ongoing Brexit saga. Figures from the IA revealed UK Equity Income as the worst selling sector, losing £272million, as private investors pulled out more cash than they put in.
SIMON LAMBERT: Forget 'millennial railcard' gimmicks, here's an easy way to ease the pain of commuters paying £4,000 a year to get the train to work
Britain's long-suffering commuters have a problem with sky-high train fares, so what did the Government deliver? An extension of the Young Person's railcard up to the age of 30. But there is a simple solution that could at least ease the pain of people paying thousands of pounds a year to get to work - officially allow people to salary sacrifice their season tickets.
Property ladder gets longer: Average first-time buyer deposit forecast to rise to £81,000 within 10 years - how high will they go near you?
The average deposit that first-time buyers need to get onto the property ladder is expected to rise to more than £80,000 in the next 10 years. Highlighting the extreme financial pressures placed on those wanting to buy their own home - mortgage broker L&C; created an interactive map that shows how first-time buyers will be affected.
How the average British home got £8,000 harder to buy in just one year, as lack of supply is blamed for house prices rising 3.9%
The average house price is now £226,821 - up 3.9 per cent over the past 12 months - according to the latest Halifax house price figures. Demand continues to outstrip demand, pushing up prices, according to Halifax, with homes as expensive compared to wages as they were at the peak of the 2000s boom.
ASK TONY: My eBay iPhone delivery was signed for but never arrived - I got a refund but now the seller is furious
I bought an iPhone 6 on eBay for £200 plus £5 postage. The seller sent the phone to me straight away via Royal Mail's 'signed for' service. Unfortunately, on the day it was apparently delivered, my husband and I were both out. When I got home I saw online that the parcel had been delivered and signed for. I checked with my neighbours and looked for the parcel to no avail. Royal Mail spoke to the driver who apparently said that he had left it in my mailbox.
MORE BUSINESS & MARKETS NEWS
Rush for lifetime mortgages as baby boomers shun their kids' inheritances and sign away their homes
Savings firm Legal & General said it has seen a surge in demand for the products, which allow owners to borrow cash against the value of their house and repay it after they die, plus interest. Retirees are piling into the market so they can release some of the money in their homes without having to downsize. In many cases those in retirement have seen the value of their home soar by hundreds of thousands of pounds.
Amazon turns British cardboard box maker into FTSE giant: Rise of internet shopping causes DS Smith sales surge
London-based DS Smith, which produces millions of tons of cardboard and plastic packaging a year, joined the FTSE 100 last week. Its customers include Amazon, Asos and Next - some of the most successful retailers to have tapped into the online spending revolution. Yesterday, DS Smith reported sales of £2.8bn for the six months to October 31, up from £1.7bn over the same period five years ago.
YOUR MONEY ESSENTIALS
Britain is bottom of the retirement league: Those relying solely on the state pension face the biggest income drop of any major country, says OECD
Britons thinking about retirement should not rely on their state pension or face up to a huge fall in earnings, a report from the influential OECD shows. The report that put the UK bottom of the pensions league showed retirees face the steepest income drop compared to any other OECD country - behind Mexico, Poland and Japan - if they rely solely on state pension payments.
What is a dividend? We explain how they can make you richer, how they work and why you might be getting them without even realising
And don't think that you have to be a big investor to be affected by dividends. You may be profiting from them without even realising. In this episode of the Big Money Questions, Marcus Stadlmann, chief investment officer at Lloyds Private Banking explains what they are, how they work and how they can make you richer.
Bitcoin Bay! Idyllic 13-acre plot on a Caribbean island for sale at £5.3M, but the owners will only take the cryptocurrency as payment
The owners of this Caribbean property for sale on Bloody Beach Bay will only accept Bitcoin as payment (and are refusing cash). It follows the phenomenal rise in value of the cryptocurrency. A spokesman for the company selling the property said: "Someone wise or brave enough to have got in early on the cryptocurrency phenomenon could soon be lifting their rum cocktails to toast the bargain of the century."
Lamborghini reveals its ultimate 4x4: The 190mph Urus SUV that's more powerful than a McLaren F1 and will beat a Ferrari F40 in a sprint to 62mph
The Lamborghini Urus follows in the footsteps of the 1986 LM002, and the Italian exotic car maker has dropped a colossally powerful engine into a 4x4 to create an offroad family vehicle that will be able to blitz just about everything that comes into its path. Revealed in Italy today, the Urus uses a 4.0-litre twin-turbocharged V8 engine packing 641bhp and will cost £157,800 or $200,000 before tax.
THIS IS MONEY'S FIVE OF THE BEST CURRENT ACCOUNTS
TSB's Classic Plus account will pay you 3% interest on up to £1,500 and up to £10-a-month if you maintain two direct debits and make 20 debit card payments each month (until June 2018). You must pay in £500 a month.
First Direct regularly tops polls for customer service. Its First Account offers £125 for joining and has a £250 interest-free overdraft. It also now pays cashback for spending with certain retailers. You must pay in £1,000 or pay a £10 monthly fee.
Santander's 123 account pays 1.5% interest on balances up to £20,000 and also gives 1 to 3% cashback on bills. You need to pay a £5 a month fee, pay in £500 a month and have two active direct debits.
Nationwide pays 5% interest on the first £2,500 in your Flex Direct account for the first year. Plus you get a fee-free overdraft for 12 months. Requires a £1,000 per month deposit.
M&S; Bank's current account has a £125 gift card for joining, plus you get an extra £5 a month top up for the year. It has a £100 fee-free overdraft and no miniumum deposit criteria.
GUIDES: HOW TO SAVE MONEY AND MAKE MONEY
WHAT YOU NEED TO KNOW ABOUT YOUR MONEY?
50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings
To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.
How much money do I need to save for my pension? A quick guide to retirement saving...
The amount you can save into a pension ultimately depends on what you can afford - but the longer you leave it the more you will need to save. We tend to put ambitious targets on our hoped-for income in retirement and then underestimate how much we will need to set aside to achieve that. So how much should you save?
What next for interest rates? Bank of England raises base rate back to 0.5%
The Bank of England has raised the base rate back to 0.5 per cent. The move up from 0.25 per cent is accompanied by an Inflation Report, which will outline where the bank sees things moving next. Expectations are that rates will not move up swiftly after this first rise, This is Money will bring you the details of the Inflation report and analysis imminently.
What next for mortgage rates: Should you lock in to a cheap fix now?
Borrowers are being offered a raft of cheap fixed rate mortgages as lenders attempt to lure them into remortgaging or buying a home. But HSBC has decided to buck the trend and launch a new rate mortgage that is a tracker instead. We pick out the best fixed and tracker rate mortgages and look at what next for rates.
Ten tips for buy-to-let: the essential advice for property investors
For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips
ABOUT THIS IS MONEY
BASE RATE RISE: TOP SAVING RATES
Provider
Rates
Axis Bank
2.05%
2yr fix
Coventry
3.50%
Junior Isa
Bank of Cyprus
1.25%
Standard
Atom Bank
1.95%
1yr fix
See full best buy tables
Premium Bonds winners
Prize value | Winning bond No. | Area |
---|---|---|
£1,000,000 | 60PV693631 | Cornwall |
£1,000,000 | 273WE102226 | Kent |
£100,000 | 35RR629565 | West Sussex |
£100,000 | 299ET677431 | Cumbria |
£100,000 | 251QM976219 | Avon |
£100,000 | 155MW909384 | North East Scotland |
£50,000 | 80JH932161 | London |
£50,000 | 72CY368436 | Oxfordshire |
£50,000 | 303YS939445 | Essex |
£50,000 | 270VD138656 | Buckinghamshire |
£50,000 | 250PF153091 | London |
THE INVESTING SHOW
- How investing like Buffett in the UK paid off: The Buffettologist's guide to winning shares
- What if it happens again? How investors can learn from Black Monday and other crashes
- You get 30% tax relief and tax-free dividends but should you invest in a VCT?
- How to profit from technology and hunt for the next consumer stars like Fever-Tree
- 'Be fearful when others are greedy and greedy when others are fearful', said Warren Buffett. Which should investors be right now?
- As house prices slow and tax hikes bite, is buy-to-let still worth doing?
- How to invest and achieve long-term returns that beat inflation and low savings rates
- 'Private investors have an advantage': Gervais Williams's tips to pick the best small company shares
- Britain is leaving the EU, but should Brexit-hit investors go the other way?
- Are stockmarkets too expensive to invest right now?
- Should you invest in India? We ask the manager whose fund is up 40% in a year what all the fuss is about
- Is it time to invest in Europe? It's not fixed yet, warns Tom Becket
- Tips to choose the best funds for your Isa
- Can you profit from the growing Chinese middle-class? We meet Fidelity China Special Situations manager Dale Nicholls
MOST READ MONEY
- New car sales are down for the EIGHTH consecutive month Under-fire diesel remains in freefall
- Bitcoin Bay! For sale at £5.3M, but the owners will only take the cryptocurrency Idyllic 13-acre Caribbean plot
- Should you hang on for cheaper mortgage rates? Experts predict a best buy bonanza before Christmas
- Record £661m bailouts for pension funds that go bust Successful small firms footing much of the bill
- Do you really believe you can get rich betting on a rise or fall? Beware binary options trading
- Crackdown on the celebrities who tout Bitcoin online Former City minister warns of 'a bubble that will inevitably burst'
- Are diesel cars and bitcoin being demonised? Listen to the This is Money podcast
- Why buying car insurance in December costs £100 MORE than February Calendar lottery
- Can you guess the UK's drink driving capital? Ten hotspots and the occupations most likely to be caught
- Lamborghini reveals its ultimate 4x4: The 190mph Urus SUV
- Best credit cards to use this Christmas How to boost rewards, spread the cost and avoid the traps
- Can the new BMW M5 match it's legendary status? We test the £90,000 super-saloon
- My energy firm docked 5% VAT off my Warm Home Discount - but shouldn't I get the full £140? Steve Webb
- Government promises to free-up 400 miles of motorway over Christmas 'Roadworks embargo' from December 22 to January 2
STEVE WEBB ANSWERS YOUR PENSION QUESTIONS
- I am 73 and have just remarried - will I lose my widow's state pension?
- Can I leave the British Steel pension scheme?
- My state pension is made up of basic, Serps and graduated parts: why do they increase at different annual rates?
- I'm retired but bored - would going back to work part-time hit my pension payouts?
- Why must I pay big fees to a financial adviser to move my pension... I know what I'm doing: Steve Webb replies
- Why is my state pension being cut for years I was CONTRACTED IN and paid full contributions?
- How do I ensure my children inherit my pension if I die young? I've been saving for years: Steve Webb replies
- Should my pub cleaner friend paid cash 'off the books' become self-employed to pay NI towards a state pension?
- I am too ill to work and need to claim my pension and other benefits, but it's a minefield
- How millennial investors can turn £100 a month into £135,000: Fund giant Vanguard launches investments for...
- Could you train your brain to get richer? Listen to the This is Money podcast
- RAY MASSEY: Citroen's new smoothie can scan the road for potholes and bumps to make your ride bounce free
- Where are landlords raking in the biggest profits? The map that reveals where Britain's buy-to-let hotspots...
- Pound surges against the euro as markets give a thumbs-up to Brussels Brexit deal
- Poundland on the brink: Shares sink 84% as boss quits in accounting scandal
- If all diesels over ten-years-old were replaced with cleaner new cars then killer emissions would fall...
- Central banks must warn over Bitcoin bubble, says RBS chairman as online currency rockets to $16,000
- MARKET REPORT: Hotels group Millennium & Copthorne soars after Singaporean suitor ups his offer to £20bn
- BIG SHOT OF THE WEEK: Terra Firma boss Guy Hands is nowhere near as shambolic as his appearance would...
- ALEX BRUMMER: Rise of the internet economy is driving end-of-year surge for bids and deals
- BT prepares for the worst in football battle: Boss warns there are limits to what he will pay for Premier...
- DAILY BRIEFING: Turkey is top destination for exports of steel from the European Union
- Asda to axe 800 jobs and cut workers' hours as it battles discounters Aldi and Lidl
- Some parents will 'skip meals and say no to holidays' in order to buy Christmas gifts - and many would pay...
- Where are landlords raking in the biggest profits? The map that reveals where Britain's buy-to-let hotspots are
- Pound surges against the euro as markets give a thumbs-up to Brussels Brexit deal
- How millennial investors can turn £100 a month into £135,000: Fund giant Vanguard launches investments for those retiring in the 2060s
- VW boss jailed for seven years in US over emissions scandal as legal action brews in UK over government cheerleading for diesel cars
- If all diesels over ten-years-old were replaced with cleaner new cars then killer emissions would fall two-thirds (and UK motorists would save £1bn)
- Some parents will 'skip meals and say no to holidays' in order to buy Christmas gifts - and many would pay 30% premium to secure sold out toys
- Could you train your brain to get richer? Listen to the This is Money podcast
- Poundland on the brink: Shares sink 84% as boss quits in accounting scandal
- MARKETS LIVE: FTSE 100 and pound stable after Juncker and May FINALLY announce EU divorce package
- SMALL CAP MOVERS: Advanced Oncotherapy climbs 54% on Chinese investment as The People's Operator tanks in bid to stave off insolvency
- Asda to axe 800 jobs and cut workers' hours as it battles discounters Aldi and Lidl
- MARKET REPORT: Hotels group Millennium & Copthorne soars after Singaporean suitor ups his offer to £20bn
- BIG SHOT OF THE WEEK: Terra Firma boss Guy Hands is nowhere near as shambolic as his appearance would suggest
- BT prepares for the worst in football battle: Boss warns there are limits to what he will pay for Premier League games
- Debenhams boss lands £1.3m pay despite sinking profits and Christmas worries
- MOST READ IN DETAIL
Big Money Questions
- Will artificial intelligence become cleverer than humans? We look at what it would mean for our jobs, planet - and how we need to prepare NOW
- Will economists be able to see the next financial crisis coming? They didn't see the last one...
- What is the FTSE 100? Investor and MP John Redwood explains what it is and why it matters to you even if you don't invest
- Why do asset prices move? Is it just down to investors reacting to the news or is there something else at play...
- The next financial crisis is eight months away, will be BIGGER than the last and triggered by war with North Korea, JIM RICKARDS predicts
- Ever wondered why prices always rise? Watch our inflation explainer in the Big Money Questions show
- Want to get an edge in investing? Read fiction, say the authors of a new book 'Cents and Sensibility' - and there's a lot economists could learn as well
- Why have we still not beaten fraud? Scammers' tricks are as old as time and yet we still get stung by the same ones... watch an expert explain how
MIDAS SHARE TIPS
- MIDAS SHARE TIPS: Nothing tasty in the Budget? Relax...and fish for a profit with Angling Direct
- MIDAS SHARE TIPS UPDATE: Carpet chief buys up rivals for wall to wall wealth
- MIDAS SHARE TIPS: Amryt Pharma makes remedies that can save lives - and cheer savers
- MIDAS SHARE TIPS: Founder of office fitters Morgan Sindall believes the best is yet to come from company with annual turnover of £2.5bn
- MIDAS SHARE TIPS UPDATE: AB Dynamics is in pole position as share values triple since June 2015
- MIDAS SHARE TIPS UPDATE: VP's tool hire service continues to grow as it announces purchase of rival
- MIDAS SHARE TIPS: It Ain't Half Hot, Dad.. Why you'll warm to property trust M7 run by legendary screenwriter's son
- MIDAS SHARE TIPS: George Soros and other big investors are attracted by Swallowfield's growth prospects
- MIDAS SHARE TIPS UPDATE: Video games group Keywords Studios scores tenfold rise in share price
- MIDAS SHARE TIPS: Velocity Composites has failed to take off but buy at today's price and you should be rewarded
- MIDAS SHARE TIPS: Should investors worry about a potential big correction, 30 years on from Black Monday?
- MIDAS SHARES TIPS: Kettle safety control maker Strix Group to benefit as global kettle sales start to boil
FUND AND TRUST IDEAS
- MARTIN CURRIE ASIA UNCONSTRAINED TRUST: New approach means more dividends and backing winners for the long term
- NEWTON GLOBAL EMERGING MARKETS: The fund boss who aims to help you sleep soundly
- JUPITER UK SPECIAL SITUATIONS: Enter the matrix...how to take the emotion out of stock picking
- VINACAPITAL VIETNAM OPPORTUNITY: Why Vietnam is proving the jewel in the crown of frontier markets
- TEMPLETON EMERGING MARKETS: How a stock market meltdown can mint rewards for the brave
- AMATI UK SMALLER COMPANIES: Hunting down high-quality small caps lets fund double investors' money in three years
- MITON US OPPORTUNITIES: Full speed ahead as U.S. fund leaves S&P 500 in its wake
- OYSTER CONTINENTAL EUROPEAN SELECTION: Patience is a virtue for fund manager Michael Clements as top stocks reveal rich rewards
- RATHBONE ETHICAL BOND: Manager filters out the unethical to give investors the feelgood factor
- KAMES DIVERSIFIED MONTHLY INCOME: 'Steady Eddie' fund manager's strategy is paying off
- GRESHAM HOUSE STRATEGIC: Fund helps firms raise the bar AND become more valuable
- JP MORGAN GLOBAL GROWTH & INCOME: Income may be the Holy Grail... but can funds really keep it up?
- OCTOPUS UK MICRO CAP GROWTH: From tonic to tech, fund mixes it up to find success
- KEYSTONE INVESTMENT TRUST: Collapse in Provident Financial shares affects millions of investors in high-profile equity income funds
Latest: Mortgages & home
- How the average British home got £8,000 harder to buy in just one year, as lack of supply is blamed for house prices rising 3.9%
- Should you hang on for cheaper mortgage rates? Experts predict a best buy bonanza before Christmas
- 'We'll save at least £5,000 on our home': How first-time buyers can use the stamp duty axe to cut mortgage costs - and save more money
- House price inflation stays steady at 2.5%, as Nationwide says offices being turned into homes are boosting supply
- Value of Britain's homes tops £6TRILLION for first time - and 40% of the wealth is owned by the over-65s
- London homes now cost a record 14.5 TIMES average earnings - but Manchester and Birmingham are catching up
- Helping first-time buyers is noble, but movers need a stamp duty cut too, says SIMON LAMBERT... and perhaps the seller should pay
- Will the stamp duty cut REALLY help first-time buyers? As the Budget watchdog warns it will drive up house prices, we look at who saves money
- How the super rich in London can pay LESS council tax than a family in Wiltshire... and an old extension could make your bill soar
Latest from Saving & banking
- 'I cashed out my Isas and lumped half of it in Bitcoin': LEE BOYCE on a conversation with a taxi driver that reveals how far the boom has reached
- Bank branch bloodbath: A thousand close this year as fears grow they will soon vanish from the High Street completely...
- How big banks pocketed YOUR rate increase: Some savers will see less than a sixth of the 0.25% base rate rise
- NS&I launches new fixed-rate savings deals and the first guaranteed income bonds in eight years
- Return of top NS&I bonds paying 1.5% - but you can't buy them over the phone - only online
- A black week for bank branches: First Lloyds, Halifax and YBS, and now RBS says 259 branches will close - so what is going on?
- Was this the best investment of 2016? Woman from Kent scoops £1million jackpot with Premium Bond bought 18 months ago
- Bank customers warned of new scam: Fraudsters pose as police officers to enlist victims in an 'undercover operation'
- Will your bank branch be shut? Lloyds, Halifax, BoS and Yorkshire BS set to shut another 62 spots and cull hundreds of jobs
- Death of the savings habit: As the amount we put aside falls towards a record low of 30p for every £100, how YOU can get back on track
ANSWERS FROM THE Experts
- My eBay iPhone delivery was signed for but never arrived - I got a refund but now the seller is furious
- Will I lose my work pension after Brexit? I'm Italian and have been working and saving in the UK for 12 years
- ASK TONY: AA charged me £90 for call-out even though I'm a member - now it could take up to eight weeks to investigate my complaint
- TONY HETHERINGTON: I was victim of a rare earth metals investment scam operating under the name Denver Trading
- ASK TONY: Should I take my delayed state pension as lump sum or a bigger income?
- 'Is this offer from "Herald Investment Trusts" for my carbon credits a scam?' TONY HETHERINGTON says beware the crooks cloning websites
- I just got engaged and have much more in savings than my fiancée and an inheritance, can I protect my money?
- ASK TONY: Axa turned down my claim on travel cover because I had suffered from backache
- TONY HETHERINGTON: It's time to leave the Cameron House Hotel timeshare
- I'm Hungarian and worked in the UK for eight years. Will I get a state pension or could I lose NI contributions after Brexit?
Latest from Holidays
- Couple who fell ill on holiday billed £4,250 to cancel sickness claim after being contacted by cold caller
- Thomas Cook to offer 'pay as you go away' cover and prepaid card for multiple currencies
- Hot deals for a cool skiing trip: Turn a pricey dream holiday into affordable reality
- Want a third off flights in 2018? Search for Tuesdays, evenings and book exactly 60 days in advance for cheapest fares, in-depth data shows
- Think comparison websites give you the lowest hotel prices? Use this trick to go one better, says LEE BOYCE
- Passengers can fly to the US from Southend from £199 at the end of October - but must connect in Dublin
- Here's how to get the best travel money deals around: Take a tip from Mr Frenchman who saves a bundle of cash on his holiday trips to France!
- Up to 50,000 passengers could miss out on Monarch delay payouts after airline's collapse
- Travel firms and airlines including BA 'make exaggerate claims' on Atol travel protection
Currency | Rate | Buy now |
---|---|---|
Updated 09 Dec 2017. | ||
Euro | 1.115 | Buy Now |
US Dollar | 1.311 | Buy Now |
Australian Dollar | 1.7534 | Buy Now |
Canadian Dollar | 1.6911 | Buy Now |
Chinese Yuan | 8.5958 | Buy Now |
Croatian Kuna | 8.3799 | Buy Now |
Czech Koruna | 28.5416 | Buy Now |
Danish Krone | 8.3814 | Buy Now |
Egyptian Pound | 16.27 | Buy Now |
Hong Kong Dollar | 10.2689 | Buy Now |
Hungarian Forint | 350.652 | Buy Now |
Icelandic Króna | 132.4159 | Buy Now |
Israeli New Shekel | 4.5362 | Buy Now |
Japanese Yen | 149.487 | Buy Now |
Malaysian Ringgit | 6.2624 | Buy Now |
Mexican Peso | 24.4472 | Buy Now |
New Turkish Lire | 4.9661 | Buy Now |
New Zealand Dollar | 1.9252 | Buy Now |
Norwegian Krone | 10.9211 | Buy Now |
Polish Zloty | 4.6673 | Buy Now |
Singapore Dollar | 1.7784 | Buy Now |
South African Rand | 17.6493 | Buy Now |
Sterling | 1.0 | Buy Now |
Swedish Krona | 11.1586 | Buy Now |
Swiss Franc | 1.3147 | Buy Now |
Thai Baht | 42.5591 | Buy Now |
UAE Dirham | 4.8422 | Buy Now |
LATEST ON HOUSEHOLD Bills
- Some parents will 'skip meals and say no to holidays' in order to buy Christmas gifts - and many would pay 30% premium to secure sold out toys
- How to make your computer run faster and work better without braking the bank
- Could you be left out in the cold? Only a fifth of home insurance covers heating and 23% of boiler policies won't pay for a new one - here's what to check for
- 'Scandal' of pestering messages you PAY to receive: Predatory firms profit from premium rate texts you did not want or ask for
- Charity cards that let your charity squirrel away more cash: How to ensure this year's festive greetings really benefit good causes
- 'My £95,000 payout gave me a new lease of life': Health policies have changed in recent years - should you switch your critical illness insurance?
- So how much do green taxes add to YOUR energy bills? British Gas boss claims they cost every family £200 a year
- 'I was hounded by sales calls after using a prepaid funeral website to compare prices': Beware fake sites preying on the fear of funeral costs
- How to give your household budget a boost: Our tips to improve your finances...with a little help from the Chancellor
- Four of the best Black Friday deals that save you money all year round - and how to get an Avios boost in the process
Latest from Cards & loans
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TOP CALCULATORS
- This is Money's calculators and tools All our calculators in one place. See how they could help you
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- Monthly or lump sum savings calculator How much a regular monthly savings scheme could make or a lump sum could be worth.