I have written twice to Yorkshire-General Life Assurance about an old pension, but both times, the letter has been returned with a note saying: 'Not known at this address'. The sum is hardly a fortune - but the firm appears determined not to pay out.

Next year could be the year that the UK 'runs out of people to fill the jobs in the economy', research claims. There is also next to no chance of the squeeze on wages coming to an end any time soon, with most employers finding they 'can't afford to or don't feel the need to make an above inflation pay rise', the Chartered Institute of Personnel and Development said. Looking further ahead, there is evidence that the effect of Brexit on migration may 'not be as significant as predicted', the CIPD added.

I snapped up a new fridge freezer in the Black Friday sales event. It is 50/50 in terms of space for the fridge and freezer element. Both the fridge and freezer have five five temperature options - which should I go for? How much would it add to my bills if I lowered the temperature a little?

Britons are being warned over a cookware scam that has started to emerge again ten years after This is Money first alerted readers about it. John, a retired banker from West Yorkshire, was approached on his driveway by an unscrupulous smartly dressed salesman who duped him after asking for directions - and he has been left £300 out of pocket.

Amazon appears to be the worst affected retailer. It uses Hermes, which also serves Debenhams, Zara, John Lewis, Tesco, Asda, and ASOS. The social media feeds of courier firms DPD and Yodel were also registering complaints. Amazon's Twitter feed has been flooded with complaints in the past week and the company may face an investigation over the delays.

Inflation jumped to 3.1 per cent in November, its highest level since March 2012. It means there are no savings accounts that even match the rate of inflation, let alone outpace it. The rate you can earn on some accounts has risen slightly since Bank of England base rate went up from 0.25 per cent to 0.5 per cent last month.

The stock market is riding high at the moment, so are there still profits to be made from cheap shares? Special situations fund manager and value investor Alex Wright believes that there is still value to be found, particularly among UK-facing companies beaten up by the market over Brexit fears. He explains why.

The number of homeowners opting for a variable rate when they remortgage has plummeted 75 per cent over the past year as fears mount that base rate will continue to climb in 2018. It might seem an odd move but there are still some reasons why borrowers would take out a mortgage that could rise rather than locking into a fix.

Halifax's kids regular saver is now the highest rate available to savers anywhere in the market, beating even the best buy five-year fixed rate from Secure Trust Bank at 2.51 per cent.

The heavy losses may cast doubt on its decision to begin investing in stores after initially only selling clothes online. Companies House accounts show Missguided lost £1.5m in the year to March 26.

BI, which was once called Bordeaux Index and is chaired by City grandee Michael Spencer, said the top 20 wines sold on its trading platform had risen by an average of 20.54 per cent.

I am self-employed and have two separate private pensions predicted to be worth £130k and £80k by 2022. I plan to retire when I am 62 years old. I would like to know whether I can take 25% drawdown on the first pot when I am 62 and delay the drawdown of the same amount of the second pot until I am 65.

What does your job say about you? That you're successful? Highly motivated? Eager to climb the business ladder? How about a bad driver? One insurer has ranked job titles by the number of accident claims issued so far in 2017 and compared the standings to the same analysis from last year.

It's the latest creation by London-based Land Rover and Range Rover customiser Kahn Designs and it laughs in the face of ice, snow and just about everything you'd encounter on and off road. Called the Flying Huntsman 110 6x6 Double Cab Pickup Soft-Top, it takes an iconic Land Rover Defender, adds two more wheels and a folding fabric roof to create a go-anywhere offroader with six wheels and a six-figure asking price.

I was cold-called in August by Incrementum Funding and told shares in Paragon Time Trading would be an excellent investment. I was dubious, but after a number of calls I was persuaded to invest £6,000.

The most famous slot car racing brand is British company Scalextric which is celebrating its 60th anniversary after being unveiled at the Harrogate Toy Fair in 1957. Its earliest cars were sturdy tin-plated vehicles that raced around rubber tracks and were powered by batteries hidden in a cardboard hut. Slot car racing fan Mike Harvey (pictured) has built his own 97ft racetrack

For anyone who wants to give family and friends a British experience that represents value for money, we have come up with some alternative present ideas. Gift days out, experiences and memberships, with the added bonus they are easy to wrap (in an envelope) and can be sent in the post for the price of a first-class stamp.

Meaden told of a board meeting at one of her businesses, Somerset-based cloth merchant Fox Brothers, which has held back on a plan to expand into a new factory. 'I found myself saying, and I hated myself for it: "Oh, there might be too many uncertainties at the moment."' She said of Brexit: 'It's been going on a little bit too long...I'd like to know what we're dealing with now. The complications trading outside of the EU are vast, and they're ever-moving parts.'

To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

The amount you can save into a pension ultimately depends on what you can afford - but the longer you leave it the more you will need to save. We tend to put ambitious targets on our hoped-for income in retirement and then underestimate how much we will need to set aside to achieve that. So how much should you save?

The Bank of England has raised the base rate back to 0.5 per cent. The move up from 0.25 per cent is accompanied by an Inflation Report, which will outline where the bank sees things moving next. Expectations are that rates will not move up swiftly after this first rise, This is Money will bring you the details of the Inflation report and analysis imminently.

Compare your pay to the national average and see whether your employer treated you to a pay rise in line with the the rest of your profession. Farmers, care and air travel assistants were big winners on the pay scales in 2016. Travel agents, careers advisers and probation officers lost out.