It's nearly that time of year again: the dreaded self-assessment tax deadline falls in little over a month and more than 10 million of us need to file a return. Whether you've filled one in before or not, the whole process can be somewhat bewildering. To help take some of the pain out of the process, we asked Tim Walford-Fitzgerald, private client partner at accountancy firm HW Fisher & Company, to talk us through everything you need to know.
Commonplace cars on the brink of extinction: The 1990s motors you or your parents would have owned that scrappage schemes are killing off
For instance, the first generation Ford Focus (bottom right) - a car launched in 1998 - is disappearing at a rate of 25 per cent a year. That means there won't be any Mk1 Focuses left by 2020. Here are 10 1990s favourites that are declining in numbers at the most alarming rates.Top left: Rover 400. Top right: Vauxhall Cavalier. Bottom left: Citroen Saxo.
DON'T MISS
- Will house price gains grind to a halt in 2018 - and are regional cities set for a boom? Experts predictions for the property market...
- Where should you invest in 2018? Japan could be a safe bet but experts warn investors to turn their backs on Trump.
- Slash £2k off your mortgage bills AND beat rate hikes Our ingenious New Year trick to ensure your family budget doesn't feel the pinch.
- One in four families will start 2018 with a monster credit card bill The £8.5bn Xmas debt burden.
- From the daft to the incompetent - how we triumph over firms that fob you off ASK TONY.
- Blink and you miss it: Top savings deals are disappearing within days of being launched
- 'NatWest will rip the heart out of thriving market towns' That's what these Sussex residents fear as bank closes 1-in-4 branches.
- Experts warn web giants enjoy unfair advantage as 44 shops vanish each week Stop business rates bloodbath or watch the High Street die.
- Barclays customers can now pay in cheques with their mobile phone cameras
- The Great Christmas Money Quiz: Are you a personal finance mastermind? Find out here...
- The best places to stream sports, movies and shows - and cut the cost of that expensive TV package
- The Mail on Sunday's personal finance team reveal their hits and misses of 2017 What we learned about our money this year.
- I got an unusual 50p coin in my change featuring two motorbike racers dated 1997 Is it rare and what's it worth?
- Are you a switching hero? We launch competition to find Britain's best bills bargain-hunter DAN HYDE.
- Tips to make sure those gifts you really don't want never go to waste Our guide to returning, selling, re-gifting or even swapping them.
- It's utter tosh for David Gauke to claim pension auto-enrolment has 'rebuilt the UK's savings culture' JEFF PRESTRIDGE.
- At last our fight is over - now we'll help other victims Couple who helped jail corrupt HBOS bankers
SAVE MONEY, MAKE MONEY: OUR TIPS TO GET RICHER
- This is Money's five favourite best buy cash Isas
- Looking for a better bank? Five of the best current accounts
- Energy bills: Could you cut save by switching?
- Best credit cards for spending, holidays and rewards
- The best mortgage rates and should you fix?
- Ten tips for cheaper car insurance - and compare prices
- Best debit and credit cards for spending overseas
- The best and longest balance transfer credit cards
- Best (and cheapest) DIY investing Isa platforms
- Ten tips for buy-to-let and how to find a mortgage
BUSINESS & MARKETS
MARKETS CLOSE: New intraday high for the FTSE 100 index; miners lead risers again; Bitcoin down 8%
The FTSE-100 index at the close was up 2.20 at 7622.88. At one point hitting 7,633.55, the FTSE 100 index has set a new intraday high, after yesterday's record close. Meanwhile bitcoin prices took another tumble today as investors were spooked by news that South Korean authorities were launching a fresh crackdown on cryptocurrency trading.
MONEY NEWS & ADVICE
Will house price gains grind to a halt in 2018 - and are regional cities set for a boom? Experts predictions for the property market...
Property prices have remained resilient this year in the face of economic uncertainty and in the face of Brexit. Housing has been a hot topic this year, with the first-time buyer stamp duty axe in the Budget, landlords seemingly being targeted by the Government and the focus on the number of homes being built. What will happen to house prices in 2018?
Slash £2k off your mortgage bills AND beat rate hikes: Our ingenious New Year trick to ensure your family budget doesn't feel the pinch
Rates could rise 0.5 points by 2020, the Bank of England has warned. That would push a typical £150,000 mortgage from 2.5 per cent to 3 per cent, adding £38 to monthly repayments. If you started paying this extra £38 into your mortgage account immediately, you could save a huge amount of money - and your family budget won't feel the pinch when rates do eventually rise.
They all put a bit of sport into SUV but which is best out of the Audi Q2, Ford Kuga and Seat Ateca?
Everyone wants SUVs these days. So much so that manufacturers are now making sporty versions that are offered as more practical hot hatchbacks on stilts. But which one is the best? We pitted three of the main contenders against each other: the Seat Ateca (orange), Audi Q2 (white) and Ford Kuga (black).
ASK TONY: From the daft to the incompetent - how we triumph over firms that fob you off
This has been a bumper year for letters to my Ask Tony column, with thousands of you writing in with your consumer disputes. While that's kept me busy, it raises concerns about the way some companies are so dismissive of legitimate complaints. Often it is not the amount of money involved, but the energy and time wasted chasing the problem.
Where should you invest in 2018? Japan could be a safe bet but experts warn investors to turn their backs on Trump
Millions of us will resolve to make a fresh start this week - whether that's joining a gym, eating healthier or seeing more of our families in the New Year. So why not take the same approach with your investments? This is the ideal moment to review your plans and exchange poor-performing funds for ones set to soar.
The Great Christmas Money Quiz: Are you a personal finance mastermind? Find out here...
How much do you know about personal finance? Experts from a leading industry body, the Chartered Institute for Securities & Investment, have compiled a Christmas quiz for This is Money to help you find out. After you finish the questions, head to the comments section to share your score with other readers.
MORE BUSINESS & MARKETS NEWS
MARKET REPORT: Commodities rally lifts FTSE to another record with Copper at its highest level in three and a half years
The blue chip FTSE 100 climbed to an all-time closing high of 7630.27 points, up 0.5 per cent or 37.61. And the FTSE 250 index of smaller companies also ventured into uncharted territory, rising 0.7 per cent or 141.1 points at 20.622.17. Yesterday's rally was driven chiefly by mining stocks, helped by a jump in metal prices. Copper shot to its highest level in three and a half years and other commodities also rallied.
YOUR MONEY ESSENTIALS
The best places to stream sports, movies and shows - and cut the cost of that expensive TV package
The cold winter nights provide an ideal excuse to curl up on the sofa and enjoy some TV. But now, thanks to a major viewing revolution, you can dramatically cut the cost of watching most shows and events. Gone are the days when you have to pay up to £50 a month - even more in some cases - for a TV bundle, most of which you never access.
With the advent of 'streaming' over the internet, viewing opportunities have been transformed. Now viewers need only pay for what they want to watch - and can actually enjoy more television for free.
What we learned about our money this year: The Mail on Sunday's personal finance team reveal their hits and misses of 2017
As 2017 draws to a close, The Mail on Sunday's award-winning Personal Finance team look at how their finances have fared this year - for better and for worse. These hits and misses are divided up into the victories and the defeat, ranging from indulging a cinema habit with an expensive membership that made viewing cheap, to getting a cheap mortgage before rates went up.
The battle of Hastings Pier: Nicknamed Goldfinger, Sheikh Abid Gulzar is hoping to outbid Luke Johnson... and they both already own piers
Hastings Pier has had a long, colourful history since it was opened to the public on a wet and windy August Bank Holiday Monday in 1872. In the 145 years since, the pier has burned down twice, acted as a landing site for refugees during the Second World War, and hosted concerts by the Rolling Stones and Jimi Hendrix.
The most expensive streets in Britain revealed - including the one where the average cost of a home is £16MILLION
Eaton Square, pictured, in London's exclusive area of Belgravia has been unveiled as the most expensive street in England and Wales, with an average price of £16,944,000. The square has been home to famous faces such as prime minister Margaret Thatcher, top right, and James Bond actors Sean Connery, bottom right. Outside of London, the most expensive streets include Panorama Road, in the Sandbanks area of Poole, with an average price of £4,618,000 and Crick Road, in Central North Oxford, at £4,049,000.
It's slower, cheaper and has fewer cylinders, but can Jaguar's nimble F-Type prove less really is more for sports cars? We test it
This is the first time Jaguar has plonked a four-cylinder engine into one of its sports cars. And not just any sports car - the glorious F-Type that until now has only boasted V6 and V8 soundtracks. That does mean its lighter, more nimble and cheaper. So the big question that needs answering is: when it comes to cylinders, is less really more? Rob Hull spent a week with the new 2.0-litre model to find out.
Hargreaves Lansdown's first ever stock market fund is one year old. So how has it fared for investors?
It has been a year since Hargreaves Lansdown, the UK's biggest online stockbroker, dipped a toe into fund management with the launch of its maiden in-house fund investing in UK companies. The product, called the HL Select UK Growth Shares, is a culmination of the DIY platform's favourite shares and ETFs for investment growth over the long term (five years plus).
What's the outlook for gold in 2018, how can you buy it and is BITCOIN a good substitute?
Throughout history gold has been seen as the ultimate prize. We explore why this is, how it can be bought and what could happen to the value of gold in the New Year. We also look at whether Bitcoin is a good substitute - or if it's actually silver losing buyers to Bitcoin. Adrian Ash at BullionVault has the answers on the Big Money Questions show.
THIS IS MONEY'S FIVE OF THE BEST SAVINGS DEALS
Al Rayan Bank pays 1.85% interest on its one-year fixed rate. This rate is the 'expected profit rate'. The bank monitors the target profit on a daily basis to ensure it is achievable. Minimum deposit of £1,000.
Shawbrook Bank pays 1.1% AER on its easy access Isa. Minimum deposit is £1,000.
Paragon Bank pays 2.05% AER variable interest on its two-year fixed rate savings account. The minimum deposit is £1,000.
Halifax pays 4.5% AER fixed interest for 12 months on its children's account. Regular savings of £10 to £100 per month.
RCI Bank pays 1.3% AER variable interest on its easy access deal. Deposits in its Freedom Savings Account have no FSCS protection, but you are covered for up to €100,000 by the French equivalent (FGDR).
GUIDES: HOW TO SAVE MONEY AND MAKE MONEY
WHAT YOU NEED TO KNOW ABOUT YOUR MONEY?
50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings
To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.
How much money do I need to save for my pension? A quick guide to retirement saving...
The amount you can save into a pension ultimately depends on what you can afford - but the longer you leave it the more you will need to save. We tend to put ambitious targets on our hoped-for income in retirement and then underestimate how much we will need to set aside to achieve that. So how much should you save?
What next for mortgage rates: Should you lock in to a cheap fix now?
Borrowers are being offered a raft of cheap fixed rate mortgages as lenders attempt to lure them into remortgaging or buying a home. But HSBC has decided to buck the trend and launch a new rate mortgage that is a tracker instead. We pick out the best fixed and tracker rate mortgages and look at what next for rates.
Ten tips for buy-to-let: the essential advice for property investors
For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Climbing house prices, rising rents and improving mortgage deals are tempting investors - although they will need a big deposit. Read This is Money's top ten buy-to-let tips
ABOUT THIS IS MONEY
BASE RATE RISE: TOP SAVING RATES
Provider
Rates
Axis Bank
2.05%
2yr fix
Coventry
3.50%
Junior Isa
Bank of Cyprus
1.25%
Standard
Atom Bank
1.85%
1yr fix
See full best buy tables
Premium Bonds winners
Prize value | Winning bond No. | Area |
---|---|---|
£1,000,000 | 60PV693631 | Cornwall |
£1,000,000 | 273WE102226 | Kent |
£100,000 | 35RR629565 | West Sussex |
£100,000 | 299ET677431 | Cumbria |
£100,000 | 251QM976219 | Avon |
£100,000 | 155MW909384 | North East Scotland |
£50,000 | 80JH932161 | London |
£50,000 | 72CY368436 | Oxfordshire |
£50,000 | 303YS939445 | Essex |
£50,000 | 270VD138656 | Buckinghamshire |
£50,000 | 250PF153091 | London |
be a successful investor
THE INVESTING SHOW
- How investing like Buffett in the UK paid off: The Buffettologist's guide to winning shares
- What if it happens again? How investors can learn from Black Monday and other crashes
- You get 30% tax relief and tax-free dividends but should you invest in a VCT?
- How to profit from technology and hunt for the next consumer stars like Fever-Tree
- 'Be fearful when others are greedy and greedy when others are fearful', said Warren Buffett. Which should investors be right now?
- As house prices slow and tax hikes bite, is buy-to-let still worth doing?
- How to invest and achieve long-term returns that beat inflation and low savings rates
- 'Private investors have an advantage': Gervais Williams's tips to pick the best small company shares
- Britain is leaving the EU, but should Brexit-hit investors go the other way?
- Are stockmarkets too expensive to invest right now?
- Should you invest in India? We ask the manager whose fund is up 40% in a year what all the fuss is about
- Is it time to invest in Europe? It's not fixed yet, warns Tom Becket
- Tips to choose the best funds for your Isa
- Can you profit from the growing Chinese middle-class? We meet Fidelity China Special Situations manager Dale Nicholls
MOST READ MONEY
- First Utility energy bosses to bag a £110m reward Bought by oil giant Shell
- Raise a glass this Christmas to campaigners who fought corrupt bankers, pension scandals and 'feudal' property RUTH SUNDERLAND
- The battle of Hastings Pier: Sheikh Abid Gulzar is hoping to outbid Luke Johnson... and they both already own piers
- We meet the Thomas Cook boss trying to revitalise package holidays 'The customer needs to be at the heart of everything we do'
- The most expensive streets in Britain revealed One where the average cost of a home is £16MILLION
- 'Ghost' used my dead mum's house for insurance on their Land Rover TONY HETHERINGTON investigates
- My magic tricks can make £10,000 disappear into my bank account in just one hour Star magician Ben Hanlin
- Is the great US stock boom about to end? Rising interest rates, expensive stocks and a new tech bubble threaten nine-year run
- It's slower, cheaper and has fewer cylinders, but can Jaguar's nimble F-Type prove less really is more for sports cars? We test it
- RAY MASSEY tests a four-door family muscle car with blistering performance and a sensible seven year warranty Kia's Stinger is a proper humdinger.
- Hargreaves Lansdown's first ever stock market fund is one year old How has it fared for investors?
- What's the outlook for gold in 2018, how can you buy it and is BITCOIN a good substitute?
- Tim Harford on the things that created our economy Listen to a special This is Money podcast
- We might not be at the top yet, so would you buy into the bitcoin bubble now? SIMON LAMBERT
- What do you REALLY need to save for retirement? How to work it out
- More than 34,000 cars are written off in December - and 300 are damaged beyond repair on Christmas Day Mind how you go
- How to find and profit from cheap shares Fidelity Special Situations value investor Alex Wright on the Investing Show.
- Ladbrokes Coral agrees to £4billion takeover by Sportingbet owner GVC
- Crackdown on L-plate scooter riders means new motorcyclists will need to take a theory test CBT overhaul
- I bought a new A+ fridge freezer - what temperature should it be set at and how much does it cost to run annually?
- Letting out your home on Airbnb can void your home insurance - here's how to get covered for £1.50 a day
- We're not doom-mongering on Brexit, says IMF It downgrades UK growth forecast
- Hundreds of thousands of households face energy bill hikes of up to 54% How to save money now
- Britain 'runs out of people to fill jobs in the economy' But wages are going nowhere next year
STEVE WEBB ANSWERS YOUR PENSION QUESTIONS
- My energy firm docked 5% VAT off my Warm Home Discount - but shouldn't I get the full £140?
- Will my father's second wife receive a widow's pension from the NHS?
- I am 73 and have just remarried - will I lose my widow's state pension?
- Can I leave the British Steel pension scheme?
- My state pension is made up of basic, Serps and graduated parts: why do they increase at different annual rates?
- I'm retired but bored - would going back to work part-time hit my pension payouts?
- Why must I pay big fees to a financial adviser to move my pension... I know what I'm doing: Steve Webb replies
- Why is my state pension being cut for years I was CONTRACTED IN and paid full contributions?
- Beat the taxman: How to fill out your self-assessment tax return online, claim expenses and the allowances...
- Motorists gear up for hikes at the petrol pumps as world oil price hits highest level since 2015
- Bitcoin prices slip $1,000 in a day as South Korea becomes the latest country to impose a crackdown on...
- Commonplace cars on the brink of extinction: The 1990s motors you or your parents would have owned that...
- From 52p in Caracas, to £4.76 in London and nearly £9 in Dubai... The average cost of a pint of beer around...
- Aldi, Lidl and Tesco 'will be Christmas sales winners' as shoppers spend more on increasingly expensive...
- Thought car clocking was dead? Rising number of drivers are paying up to £100 to illegally manipulate the...
- Check your pockets! These rare £2 coins could be worth a mint one day - with some ALREADY worth up to £73 on...
- MARKETS CLOSE: New intraday high for the FTSE 100 index; miners lead risers again; Bitcoin down 8%
- Barclays' £1bn hit from Trump tax shake-up raises fears it may be unable to hike dividends as quickly as it...
- How Lego fans built a £15m events business: Conventions organiser lists on London's junior stock exchange
- Rise of robots could cost nearly HALF of British jobs with workers in catering, retail and agriculture...
- Tesla billionaire Elon Musk pledges to build 'game-changing' electric pick-up truck
- Glaxo’s $1bn vaccine breakthrough: New chief set to take on US rival with first new shingles blockbuster...
- Will house price gains grind to a halt in 2018 - and are regional cities set for a boom? Experts predictions...
- Bitcoin prices slip $1,000 in a day as South Korea becomes the latest country to impose a crackdown on 'abnormal' speculation
- From 52p in Caracas, to £4.76 in London and nearly £9 in Dubai... The average cost of a pint of beer around the world revealed
- Commonplace cars on the brink of extinction: The 1990s motors you or your parents would have owned that scrappage schemes are killing off
- Glaxo’s $1bn vaccine breakthrough: New chief set to take on US rival with first new shingles blockbuster drug
- Tesla billionaire Elon Musk pledges to build 'game-changing' electric pick-up truck
- Thought car clocking was dead? Rising number of drivers are paying up to £100 to illegally manipulate the mileage of their cars, experts warn
- Barclays' £1bn hit from Trump tax shake-up raises fears it may be unable to hike dividends as quickly as it had hoped
- Office rental pioneer Mark Dixon makes £600m as he sells empire to Canadian funds
- Beat the taxman: How to fill out your self-assessment tax return online, claim expenses and the allowances you need to know about now
- Aldi, Lidl and Tesco 'will be Christmas sales winners' as shoppers spend more on increasingly expensive groceries
- ALEX BRUMMER: Bumper boardroom pay is fool's gold - FTSE 100 bosses are serial under-achievers for investors
- CITY DIARY: Race to succeed ex-BP chief Lord Browne as chairman of the Tate heats up
- MARKET REPORT: Commodities rally lifts FTSE to another record with Copper at its highest level in three and a half years
- MARKETS CLOSE: New intraday high for the FTSE 100 index; miners lead risers again; Bitcoin down 8%
- DAILY BRIEFING: Miner Rio Tinto buys back £1.1bn of its shares and plans to buy back another £1.4bn
- MOST READ IN DETAIL
Big Money Questions
- Will artificial intelligence become cleverer than humans? We look at what it would mean for our jobs, planet - and how we need to prepare NOW
- Will economists be able to see the next financial crisis coming? They didn't see the last one...
- What is the FTSE 100? Investor and MP John Redwood explains what it is and why it matters to you even if you don't invest
- Why do asset prices move? Is it just down to investors reacting to the news or is there something else at play...
- The next financial crisis is eight months away, will be BIGGER than the last and triggered by war with North Korea, JIM RICKARDS predicts
- Ever wondered why prices always rise? Watch our inflation explainer in the Big Money Questions show
- Want to get an edge in investing? Read fiction, say the authors of a new book 'Cents and Sensibility' - and there's a lot economists could learn as well
- Why have we still not beaten fraud? Scammers' tricks are as old as time and yet we still get stung by the same ones... watch an expert explain how
MIDAS SHARE TIPS
- MIDAS SHARE TIPS: Cash in on the Great Christmas Clean-up with Biffa - an investment that recycles rubbish into electric power and profits
- MIDAS SHARE TIPS UPDATE: Uncorked... festive sales flow for drinks firm Conviviality
- MIDAS SHARE TIPS UPDATE: Patience will pay off for young tech entrepreneurs at Mercia
- MIDAS SHARE TIPS: Slap on the Warpaint, cosmetics shares look to be a winner
- MIDAS SHARE TIPS UPDATE: Gold producer Hummingbird Resources that survived near meltdown now aims to coin it in
- MIDAS SHARE TIPS: Ten-pin bowling firm Hollywood Bowl is on target as profits soar - and dividends are tipped to be generous too
- MIDAS SHARE TIPS: Nothing tasty in the Budget? Relax...and fish for a profit with Angling Direct
- MIDAS SHARE TIPS UPDATE: Carpet chief buys up rivals for wall to wall wealth
- MIDAS SHARE TIPS: Amryt Pharma makes remedies that can save lives - and cheer savers
- MIDAS SHARE TIPS: Founder of office fitters Morgan Sindall believes the best is yet to come from company with annual turnover of £2.5bn
- MIDAS SHARE TIPS UPDATE: AB Dynamics is in pole position as share values triple since June 2015
- MIDAS SHARE TIPS UPDATE: VP's tool hire service continues to grow as it announces purchase of rival
FUND AND TRUST IDEAS
- THE SCOTTISH INVESTMENT TRUST: The global fund that's raising a glass to the vineyards of Australia
- JP MORGAN US EQUITY INCOME: Why the US can be the real thing for dividend income
- PERSONAL ASSETS TRUST: The trust that protects nest eggs from rise in the cost of living
- MARTIN CURRIE ASIA UNCONSTRAINED TRUST: New approach means more dividends and backing winners for the long term
- NEWTON GLOBAL EMERGING MARKETS: The fund boss who aims to help you sleep soundly
- JUPITER UK SPECIAL SITUATIONS: Enter the matrix...how to take the emotion out of stock picking
- VINACAPITAL VIETNAM OPPORTUNITY: Why Vietnam is proving the jewel in the crown of frontier markets
- TEMPLETON EMERGING MARKETS: How a stock market meltdown can mint rewards for the brave
- AMATI UK SMALLER COMPANIES: Hunting down high-quality small caps lets fund double investors' money in three years
- MITON US OPPORTUNITIES: Full speed ahead as U.S. fund leaves S&P 500 in its wake
- OYSTER CONTINENTAL EUROPEAN SELECTION: Patience is a virtue for fund manager Michael Clements as top stocks reveal rich rewards
- RATHBONE ETHICAL BOND: Manager filters out the unethical to give investors the feelgood factor
- KAMES DIVERSIFIED MONTHLY INCOME: 'Steady Eddie' fund manager's strategy is paying off
- GRESHAM HOUSE STRATEGIC: Fund helps firms raise the bar AND become more valuable
Latest: Mortgages & home
- Will house price gains grind to a halt in 2018 - and are regional cities set for a boom? Experts predictions for the property market...
- Slash £2k off your mortgage bills AND beat rate hikes: Our ingenious New Year trick to ensure your family budget doesn't feel the pinch
- Letting out your home on Airbnb can void your home insurance - here's how to get covered for £1.50 a day
- Britain's biggest independent broker L&C joins the robo-ranks with new online mortgage finder, but would you get a home loan online?
- Britain's top ten property hotspots of 2017 revealed: Picturesque Suffolk town of Sudbury leads the places where asking prices rose fastest
- Where can you get on the property ladder with a £6,897 deposit? We reveal the UK's Help to Buy hotspots
- Revealed: The towns where property asking prices are being slashed - with sellers cutting by an average of £25,000
- Would you opt for a tracker mortgage if interest rates are set to go up in 2018? Here's why it might be worth it
- Now you can get a mortgage through Facebook: As new online broker Nuvo launches in messenger - we take a look
Latest from Saving & banking
- Barclays customers can now pay in cheques with their mobile phone cameras
- Blink and you miss it: Top savings deals are disappearing within days of being launched
- Small banks join the Isa trade at last: Shawbrook Bank's Easy Access deal pays 1.1% and OakNorth Bank's new account 1.05%
- NatWest will rip the heart out of thriving market towns: That's what these Sussex residents fear as bank closes 1-in-4 branches
- I got an unusual 50p coin in my change featuring two motorbike racers dated 1997 – is it rare and what's it worth?
- The year of the cryptocurrency: Internet search data shows the remarkable explosion of interest in bitcoin, ethereum and litecoin in 2017
- Give children the gift of a savings habit this Christmas - or even set them up with an Isa
- Double the pain for savers as punishing inflation pushes prices up while rates fall
- Children can now earn an inflation-busting 4.5% on their savings with Halifax - but parents get just 1.85%
- Our savings picks: This is Money's five favourite best buy cash Isas for 2017
ANSWERS FROM THE Experts
- ASK TONY: From the daft to the incompetent – how we triumph over firms that fob you off
- 'Ghost' used my dead mum's house for insurance on their Land Rover: TONY HETHERINGTON investigates
- 'Our baby has no crib for a bed this Christmas': TONY HETHERINGTON on the trail of Funique's nursery furniture that never arrived
- I bought a new A+ fridge freezer in the Black Friday sales – what temperature should it be set at and how much does it cost to run annually?
- ASK TONY: I'm trying to trace a lost pension from the 1980s but Yorkshire-General keeps returning my letters
- 'Cold caller pestered me into buying £6K of shares in Paragon Time Trading': TONY HETHERINGTON on the 'Netflix of watches' and its boiler room scam
- Will my sister who cared for our poorly dad be made homeless after he moves to a care home?
- I owned a home briefly years ago, do I qualify as a first-time buyer to avoid stamp duty - and how would I get caught out?
- ASK TONY: O2 said I could cut my monthly phone bill from £19 to £17 by switching to a new tariff - but it soared to £700!
- My eBay iPhone delivery was signed for but never arrived - I got a refund but now the seller is furious
Latest from Holidays
- Couple who fell ill on holiday billed £4,250 to cancel sickness claim after being contacted by cold caller
- Thomas Cook to offer 'pay as you go away' cover and prepaid card for multiple currencies
- Hot deals for a cool skiing trip: Turn a pricey dream holiday into affordable reality
- Want a third off flights in 2018? Search for Tuesdays, evenings and book exactly 60 days in advance for cheapest fares, in-depth data shows
- Think comparison websites give you the lowest hotel prices? Use this trick to go one better, says LEE BOYCE
- Passengers can fly to the US from Southend from £199 at the end of October - but must connect in Dublin
- Here's how to get the best travel money deals around: Take a tip from Mr Frenchman who saves a bundle of cash on his holiday trips to France!
- Up to 50,000 passengers could miss out on Monarch delay payouts after airline's collapse
- Travel firms and airlines including BA 'make exaggerate claims' on Atol travel protection
Currency | Rate | Buy now |
---|---|---|
Updated 28 Dec 2017. | ||
Euro | 1.1 | Buy Now |
US Dollar | 1.315 | Buy Now |
Australian Dollar | 1.6801 | Buy Now |
Canadian Dollar | 1.6512 | Buy Now |
Chinese Yuan | 8.4498 | Buy Now |
Croatian Kuna | 8.1934 | Buy Now |
Czech Koruna | 27.9726 | Buy Now |
Danish Krone | 8.2089 | Buy Now |
Egyptian Pound | 16.27 | Buy Now |
Hong Kong Dollar | 10.2371 | Buy Now |
Hungarian Forint | 338.3651 | Buy Now |
Icelandic Króna | 132.0322 | Buy Now |
Israeli New Shekel | 4.4635 | Buy Now |
Japanese Yen | 147.7808 | Buy Now |
Malaysian Ringgit | 6.2624 | Buy Now |
Mexican Peso | 25.2848 | Buy Now |
New Turkish Lire | 4.9194 | Buy Now |
New Zealand Dollar | 1.8492 | Buy Now |
Norwegian Krone | 10.764 | Buy Now |
Polish Zloty | 4.5522 | Buy Now |
Singapore Dollar | 1.7513 | Buy Now |
South African Rand | 16.0678 | Buy Now |
Sterling | 1.0 | Buy Now |
Swedish Krona | 10.7732 | Buy Now |
Swiss Franc | 1.2883 | Buy Now |
Thai Baht | 42.3601 | Buy Now |
UAE Dirham | 4.8231 | Buy Now |
LATEST ON HOUSEHOLD Bills
- Beat the taxman: How to fill out your self-assessment tax return online, claim expenses and the allowances you need to know about now
- Now you can turn unwanted gift cards into spare cash by flogging them online
- Is it time to pay £10.99 to protect your flashy gadgets? Rising cost of luxury tech means insuring it is no longer a waste of money
- Energy firm hikes bills 27%: Toto Energy among small providers raising rates
- What we learned about our money this year: The Mail on Sunday's personal finance team reveal their hits and misses of 2017
- Tips to make sure those gifts you really don't want never go to waste: Our guide to returning, selling, re-gifting or even swapping them
- The best places to stream sports, movies and shows - and cut the cost of that expensive TV package
- Hundreds of thousands of households face energy bill hikes of up to 54% as 61 cheap deals end - here's what you can do to protect yourself
- The miserly charity Christmas cards: Just 10% of the cost actually goes to a good cause
- Don't let Christmas delivery chaos leave you out of pocket: National shortage of drivers sparks flood of complaints
Latest from Cards & loans
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- The loyalty scheme that will reward you for spending and even going to the pub: Is the Ice add-on for your MasterCard worth taking?
- Why your car loan could prevent you getting a credit card: Debra has a good income and has paid off her mortgage - but Santander turned her down
- Best credit cards to use this Christmas: How to boost rewards, spread the cost and avoid the traps
- Small Business Saturday is back tomorrow: Here's where to find free parking and get £5 cashback each time you spend
- Death of the airline credit card? As MBNA scraps EIGHT rewards cards, here's the best you can still get
- Shamed: The firms that charge you up to 3% to pay by credit card... even though ministers say the fees are a rip-off
Latest from Investing
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- Ediston Property: The trust that is expanding its portfolio to turn a profit even as the High St declines
- Is the great US stock boom about to end? Rising interest rates, expensive stocks and a new tech bubble threaten nine-year run
- SIMON LAMBERT: We might not be at the top yet, so would you buy into the bitcoin bubble now?
- Has Santa been upstaged by Trump? Rapid climb in markets is more to do with US tax cuts than the annual Christmas boost
- SMALL CAP SHARE IDEAS: Ten Lifestyle concierge service tapping into a market set to grow substantially
- TRADER TIPS: City insiders say invest in operationally efficient Cranswick, but sell Pearson
- SUNDAY NEWSPAPER SHARE TIPS: Biffa, Carpetright and WH Smith
- MIDAS SHARE TIPS UPDATE: Uncorked... festive sales flow for drinks firm Conviviality
Latest: money and Cars
- Commonplace cars on the brink of extinction: The 1990s motors you or your parents would have owned that scrappage schemes are killing off
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- Dazzling! Almost half of drivers have felt blinded by others - and the two second effect is enough time to travel half a football pitch
- Thought car clocking was dead? Rising number of drivers are paying up to £100 to illegally manipulate the mileage of their cars, experts warn
- Would you buy a used electric hybrid car? From the BMW i3, to the Golf GTE and Mitsubishi Outlander PHEV, here are ten of the best
- They all put a bit of sport into SUV but which is best out of the Audi Q2, Ford Kuga and Seat Ateca?
- What's it like to race across Australia in a car without using a splash of fuel? An insider's experience taking part in the World Solar Challenge
- It's slower, cheaper and has fewer cylinders, but can Jaguar's nimble F-Type prove less really is more for sports cars? We test it
- Kia's Stinger is a proper humdinger: RAY MASSEY tests the four-door family muscle car with blistering performance and a sensible seven year warranty
- Fuel costs this Christmas will hit the highest level since 2013 - and motorway service stations are ramping up prices
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- This is Money's calculators and tools All our calculators in one place. See how they could help you
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- True cost mortgage tool - rates AND fees Compare the cost of rival fixed and tracker rate mortgages
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- Monthly or lump sum savings calculator How much a regular monthly savings scheme could make or a lump sum could be worth.