Money

Millions of holidaymakers preparing for a getaway this year are warned to look out for a devilish detail in their travel insurance cover - one that could result in a claim being harshly rejected. Failing to tell insurers about routine visits to the doctor - even after buying a policy - could mean a claim being denied if a medical issue disrupts a person's travel plans. This problem mostly affects people who buy annual multi-trip policies and is a stark example of how people with medical conditions are routinely disadvantaged by the insurance industry.

Spring often sparks thoughts of a house move - and questions over what to do with the home loan. But it is often the case that a home mover can take their existing mortgage with them - and save potentially thousands of pounds - in a process known as 'porting'. New research suggests widespread confusion surrounds this option. Two thirds of borrowers have not heard of porting and of those who have, one in five would not attempt it because of a dearth of information on how it works.

Typical home loan payments accounted for 29 per cent of homeowners' disposable income in the last three months of 2017, data from Halifax shows. This compares to 48 per cent in summer 2007 and has been driven largely by historically low mortgage rates.

Here is our special Isa podcast in which we dive into everything you need to know about Isas, from cash, to stocks and shares, and Innovative to Lifetime. The podcast tackles the basics and also tips for those who are experienced Isa savers or investors. It also looks at why investing is the best way to get inflation-beating returns over the long-term, how savers can eke some precious extra interest from accounts.

You've probably seen the finance deals offered by car manufacturers in TV adverts saying you can have their latest models for as little as £100 a month. But how about £26,000 a month? That's just one of the deals put on the table for well-heeled petrol heads who enquired about financing a 200mph supercar launched at last week's Geneva Motor Show. But why don't they buy them outright?

Years of house price inflation mean that a nice two-bedroom flat for £400,000 can be a good deal in London, which is why Sarah Beeny, inset, picked this as her bargain property of the month. She describes as 'affordable' and 'ready to move into'. 'Properties that are this great, this affordable and this ready to move into are an absolute rarity in the capital these days,' she said.

The search for investment themes that will deliver returns irrespective of the state of the global economy is the mission of Simon Edelsten. Along with colleagues Alex Illingworth and Rosanna Burcheri, he runs £700 million of assets for fund management house Artemis. Portfolios that are all worldwide in their scope, are built with a determination to preserve investors' capital, but provide the opportunity to deliver more than half-decent investment returns.

A disorderly Brexit would pose a grave threat to the UK's world-leading financial services sector, the Bank of England warned today. The brake on economic activity and growth that Brexit is expected to apply will be central to the monetary policy committee's deliberations next week, when it is expected to sit tight on rates ahead of the next set of quarterly inflation forecasts in May.

I have about £250,000 from life savings and the proceeds of a house sale in my bank account. What should I do with it? The first thing to ask yourself is what you want the money for. If you don't need it for a while, consider the stock market - that's where you'll get the most growth.

Called the Mean Mower, it's the brand's second iteration of a high-performance ride-on grass cutter powered by an engine from one of its superbikes. When it arrives it will look to beat the record top speed for a mower of 117mph.

A housebuilder specialising in rooftop development has already begun using the space above existing buildings to boost the supply of homes in Britain. It comes after the Government announced in the Housing White Paper at the end of last year that it is committed to building upwards, on 'airspace' above existing buildings.

The figures were released alongside the Chancellor of the Exchequer's Spring Statement, an update on the health of the economy and the government's plans for the next few months. Many of the top-line figures painted a picture of a strengthening economy, with GDP revised up to 1.7 per cent for last year, 1.5 per cent this and 1.3 per cent in 2019.

With mortgage rates at rock bottom now, if we waited until December 2018, there will probably be two rate rises from the BoE and we would end up with a much worse deal. To throw another complication in: we might sell up and move in anything from 1 to 3 years' time. But we don't see this as a problem as the mortgage is portable.

A fearless driver mastered no fewer than 99 hairpin turns with drops of more than 4,000 feet on the other side for just over seven miles of treacherous tarmac in less than 10 minutes - all in an SUV you can use for the school run right now.

Many airlines force passengers to pay an upfront charge to guarantee seats next to each other. If you don't choose this option, a computer automatically assigns seats for you. So the chances of two parents with one teenage child being automatically given seats in a row of three on a Ryanair flight are so slim that there is a better chance of them winning £100 in the National Lottery.

Investors can cheer the arrival of a fresh dividend hero - as another investment trust has joined the ranks of those that have raised payouts every year for two decades. But Invesco Income Growth has some way to go before it can match the records of the top three dividend heroes - City of London, Bankers and Alliance Trust, which have raised payouts for an astonishing 51 years in a row.

To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

The amount you can save into a pension ultimately depends on what you can afford - but the longer you leave it the more you will need to save. We tend to put ambitious targets on our hoped-for income in retirement and then underestimate how much we will need to set aside to achieve that. So how much should you save?