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Last updated: 22:09 BST, 28 March 2018
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Shares in drug maker Shire surge after rival Takeda reveals it is poised to swoop on £32bn

The Dublin-based company, founded in the UK and listed in London, surged by 25 per cent in early trading after the announcement. Its board said it was aware of Takeda's interest but had not been formally approached yet. Takeda said that its advances were in the early stages but a takeover of Shire could strengthen its position in several fields of medicine and allow it to become 'truly global'.

Savers have just a few days to use up this year's £20,000 Isa allowance - so where should you invest for the best returns?

New £75k Jaguar F-Pace SVR is a 4x4 that can outsprint most sports cars

Jaguar has revealed the fastest version yet of its F-Pace SUV - with a top speed of 176mph. Powered by a 5-litre supercharged V8 engine, it produces 542bhp and can hit 60mph in 4 secs. Here's what you need to know about the new F-Pace SVR.

Many of us are guilty of sticking with a bog standard credit card issued by our bank. But if you play your cards right, the best credit deals could actually make you money.

British mapping firm what3words reckons that just 26 per cent per cent of street addresses (which could represent as many as 46million people) lead a driver directly to the correct place.

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For current account rewards and interest conditions may apply eg. using provider's full switching service, min deposits and direct debits. For savings, access maybe limited, min/max deposits may apply. See T&Cs.; Representative example: If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

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MARKET REPORT: Shares in technology firms on both sides of Atlantic hit

A further £30.2bn ($42bn) was wiped off the value of the Silicon Valley giants Amazon, Apple and Netflix after the boss of Facebook agreed to testify to Congress about the crisis engulfing his firm. While Mark Zuckerberg has refused a similar request to appear before British MPs, he said he welcomed regulation of social media sites. Investors are increasingly fearful that governments and regulators will clamp down on the way big tech firms use and sell the data they keep on their users. That would not just hit the profits of social media sites, but all types of technology firms.

Too many have been bamboozled by the hype of the company which, on the day it unveiled its GKN bid, had the brass neck to
sack 270 workers at loss-making generating
group Brush.

The 62-year-old, a former Tory Party treasurer, has received an offer from the Chicago-based CME Group for Nex, the firm he set up more than 30 years ago.

In a statement to the stock market, Conviviality revealed it had failed to secure £125m in emergency funding to save it, following a dramatic fall from grace just three weeks ago.

Unilever, its parent company, said a move out of the 160-year-old site was expected to begin in the autumn, with the loss of about 50 out of 113 jobs.

The firm, which has a stock market listing in London, said in January the two plants were under threat. It has now confirmed the plans.

Why your Facebook profile could stop you getting a mortgage

Mobile phone giants and banks are using private companies to root through customers' social media profiles before issuing contracts and loans. After investigating, we found that firms are using data from Facebook and other social media websites such as Instagram, LinkedIn and Twitter to find out about customers' spending habits and earnings as well as to confirm their age, address and employment.

My daughter, who has special needs, was asked by the Department for Work and Pensions (DWP) to supply all bank statements from April 2015 to the present date.

Over the past six months banks have changed the way they charge customers who go into the red. And while some people will be better off, others face fee increases of up to 150 per cent.

All is not lost, however. You may be able to challenge your council tax bill if you think you are in the wrong band and paying the wrong amount. Needless to say, success is not guaranteed.

Banks reserve their best lending deals for those borrowers with the highest credit scores. To give yourself the best chance of getting a top rate, make some time to tidy up your credit file.

INVESTMENT CLINIC:  What is the difference between active funds and passive funds?

An active fund is run by a manager who makes decisions about where to invest money. Passive funds are run by computer and simply aim to copy a chosen stock market such as the FTSE 100.

Cash Isas were once the most popular and easily-understood savings accounts. You put in a limited amount each tax year steadily building up a nest-egg year by year.

How to start investing in a stocks and shares Isa

Over the long term not investing in shares means you are passing up the best chance of inflation-beating returns. If you already invest, then you'll know what to do to get your money into an investing Isa before the end of the tax year - but what if you are new to the game? These are my tips.

"No smoking" sign on a wall --- Image by © Christopher Stevenson/Corbis

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

Couple Painting Together --- Image by © Michael A. Keller/Corbis

DIY

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best.

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Our house burnt down and the insurer refused to pay because they said we had 7 bedrooms

Paul and Sophie Weldin were on holiday with their four young children in April when they learned of the blaze at their East Devon home. They had moved in just two months earlier and had not finished unpacking. But when they made a claim on their home policy, it was declined. Insurer Ageas said the Weldins had wrongly declared that the property had five bedrooms when it had seven.

Paul Weldin isn't a crook. Yet you'd be forgiven for thinking he was given the way Ageas has treated him after his family home in East Devon burnt down last April.

We exposed how people with little or no investing experience lost thousands of pounds from this type of activity. The City of London Police say binary trading is one of the biggest UK fraud risks.

Some households could struggle with mortgage debts if interest rates hit 2%

Britons' debt as a share of income has fallen by almost 20 per cent since its peak before the crisis, with most households currently able to repay their mortgage debts as interest rates remain low, policymakers said. However, a rise of about 1.5 per cent in the base rate could put a proportion of households in a more difficult position to repay their mortgages, policymakers said.

Launched last June, the account topped the best-buy tables at a time when the average rate was just 0.38 per cent. It was withdrawn from sale in October.

Ofgem has ordered Iresa to extend its call centre hours (Yui Mok/PA)

The independent supplier is also banned from increasing existing customers´ direct debits and asking for one-off-payments for up to three months.

Can my daughter and I split my parents house after they die?

My parents have decided to leave their house to their only granddaughter after their passing. However, my daughter has said it seems a little unfair on me so she wants to split the inheritance two ways, so we both get an equal share of their estate. Can this be done and are there any taxation implications? Liz Alley of Brewin Dolphin (pictured) replies.

Ministers believe the tax hike, applying to England, could lead to thousands of properties being made available, as local authorities are given powers to levy extra charges.

Consumers have embarked on a borrowing binge since the financial crisis - egged on by card firms offering 0 per cent interest introductory offers to lure them in.

Work out if you're saving enough into a pension

When it comes to saving for old age, too many of us bury our heads. There always seems to be something more pressing... until it's too late. But there's no need to let your golden years turn into a damp squib. With our guide, your pension will be back on track in no time and you can make sure you have a richer retirement.

You can squeeze hundreds of pounds more annual interest from your nest-egg without any risk. Even if you haven't got a big savings pot, there are rich rewards for making your money work harder.

Stock market investment can seem scary and complicated, particularly if you have only ever used ordinary savings accounts at banks and building societies.

Jaguar to supply 20,000 I-Paces to Google spin-off Waymo

Britain's Jaguar Land Rover has secured deal worth potentially £1.3billion to supply 20,000 of its new all-electric I-Pace cars to Google's self-driving car spin-off Waymo. The aim is to create 'the world's first premium self-driving electric vehicle for Waymo's driverless transportation service', which plans to launch later this year and offer customers the opportunity to hail a driverless car with an app.

Honda's NSX is the closest thing to the current F1 cars you can have on the road today. Powered by a hybrid V6 engine, it's one of few supercars to adopt electric power. Here's our full review.

Should the winning bidder recommission this early example of a 4.2-litre E-Type Fixed Head Coupe back to its original state it could be worth up to £128,000 - three times what they paid for it.

House prices are falling in 42% of London postcodes, says Hometrack

House prices are falling in 42 per cent of London's postcodes and are tipped to fall across the capital by summer, according to a new report today. While the capital just about kept its head above water with annual house price growth of 1 per cent, cities in the Midlands and North are seeing a mini-property boom. Hometrack said that Liverpool, Birmingham and Manchester all recorded price inflation of more than 7 per cent.

H&M's mountain of £3bn unsold clothes

H&M; - the world's second-biggest clothes group after Inditex - admitted it had built up a record pile of unsold garments, equivalent to 17.6 per cent of sales, or £3bn.

The turnaround group also said its discussions and letters with Business Secretary Greg Clark and his department showed 'a commitment to GKN that its current board sadly lacks.'

Megabus ad (ASA/PA)

The Advertising Standards Authority said consumers would expect to be able to find the fares across a range of dates if they booked in advance.

A judge ruled Eric Daniels had earned the money for overseeing a tie-up with toxic rival HBOS, which was bought under his leadership during the financial crisis.

The group said its performance had been hampered by ' challenging market conditions', adding that it is 'remains susceptible to falls in consumer confidence.

Faced with anger from shareholders and mounting political pressure, the insurance group ended up backtracking on its proposals to scrap the preference shares.

Julian Dunkerton, 53, will leave his director position with the fashion retailer at the end of the month, with creative teams stepping in to take over his product and brand work.

GSK has teamed up with Swiss firm Novartis for the past three years to produce Sensodyne toothpaste. But now it is to take over Novartis's stake, buying the 36.5 per cent of it does not already own.

The deal will see Glaxo will take full ownership of the division which makes Panadol and allow shareholders 'to capture full value of future performance', the drugs giant said.

Melrose's past practice of closing down the HQ and concentrating power at its Mayfair headquarters is not exactly a vote of confidence in Redditch, the Midlands supply chain and among stakeholders.

The pledges are in response to demands by business secretary Greg Clark, who demanded 'extensive and clear' commitments from the company.

Moss Bros warns of 'extremely challenging' times ahead 

Moss Bros, which has already issued two profit warnings this year - one of which last week - posted a 6.1 per cent fall in pre-tax profits to £6.7million for the year to the end of January. The new financial year did not start on a good foot either, with like-for-like retail sales for the first eight weeks down 6.7 per cent, as product shortages that have been hitting trading since last year continued.

The Bank of England said it has considered increasing the amount of money that the banks must set aside to counter the risks they face as lending in Britain grows.

A passenger was restrained after attempting to smoke in the lavatories. Witnesses say when cabin staff escorted him back to his seat, a bottle of vodka was discovered on his person.

Mark Wilson earned a £1m salary at the insurer, plus £288,000 towards his pension and £107,000 in benefits such as medical cover and a car allowance.

Former RAF fighter pilot Ed Molyneux, 47, Olly Headey, 43, and Roan Lavery, 42, set up Freeagent in 2007 so small businesses could 'feel smart, not stupid, about their finances'.

Can I spend one pension pot after I'm 60 and then another one later?

I have two pensions. One starts at the age of 60 and the other at the age of 65. My thinking is this. Can I 'draw' from the first one for 10 years such that there will be nothing left? Five years into this the second one will kick in, and seven years into this the state pension will kick in. Is this possible?

Savers are being tempted to give up defined benefit pensions, which promise income for life, by large sums potentially worth hundreds of thousands of pounds.

The West Brom is offering to buy back £75m of so-called permanent interest-bearing shares (Pibs) for just 51 per cent of their initial value. It means savers are facing huge losses.

How to beat mortgage rate hikes: 7 tricks to stop your repayments rocketing

The clock is ticking for homeowners. The Bank of England is expected to hike base rate from 0.5 per cent to 1 per cent by December. You can be sure that banks will do everything in their power to pass on these increases to customers who have a mortgage. Here's how to beat them,

My dilemma is that each year I wait, the more expensive it gets. But the Government has said it is changing rules for leaseholders, which could mean I'd get a better deal if I wait until they kick in.

This type of loan was popular in the early Noughties, as they kept monthly repayments low. Unlike a traditional repayment mortgage, you have only to pay the interest each month.

Ten seconds of snooker made me £60,000: Dennis Taylor on money

Taylor, the son of a lorry driver, grew up in a two-bedroom terrace house with his six siblings in Northern Ireland and now lives in a six-bedroom country house in Wales with a river running through it and a three-arch bridge. He reveals he once bought himself a £60,000 BMW 750 just for fun and says his biggest luxury nowadays is playing golf twice a week.

Regulator Ofgem has ordered providers to put an end to 'catch-up bills' that demand customers pay thousands of pounds for energy used more than 12 months previously.

Thousands of first-timers who took advantage of the Government's Help to Buy equity scheme - launched five years ago - are about to be reminded of the extra price to pay for the support received.

TUI said I had to go to the Admiralty Court for my cruise injury claim

While we were on a cruise with Thomson (now called TUI), my wife was injured by a member of the ship's staff who took a short cut through a fire door that opened on to the deck. There were no warning signs. The ship's doctor gave us a wheelchair for a week, but the holiday was ruined. Now TUI says we must got to Admiralty Court.

Nearly 25,000 people who were charged to receive junk text messages from a company flouting the regulator's rules are to get refunds worth hundreds of thousands of pounds.

We take a look at the industry's finances, from how much artists get from downloads, to why gigs have never been more important and how to invest yourself.

Borrowers should brace for interest rates to hit 2%

Interest rates could rise four-fold over the next three years as the Bank of England steps up its fight against inflation. A senior economist at the central bank yesterday suggested rates could be as high as 2 per cent by 2020 - pushing up borrowing costs for millions of families. But such a move would be welcomed by savers who have suffered paltry returns on their nest eggs since rates were slashed to rock bottom levels in the financial crisis. The Bank raised rates for the first time in over a decade in November, from 0.25 per cent to 0.5 per cent. It is widely expected to strike again in May by increasing rates to 0.75 per cent amid signs that wages are picking up.

Spring is the busiest time of the year for buyers making offers on a first property. But a dream purchase can quickly turn sour if a buyer is rejected for a home loan due to a poor credit rating.

Does buy-to-let still stack up? The This is Money podcast

My property is my pension. That was the popular saying when buy-to-let was all the rage and every other person you met fancied their chances as a minor property mogul. But life has got much tougher for landlords, with a series of tax grabs and tougher mortgage rules hitting. So does buy-to-let still stack up as a way to build your wealth?

I am looking at maxing out my Isa limit ahead of the 5 April deadline and was wondering why the £20,000 sum didn't rise with inflation this financial year.

For many Britons the idea of investing in property still appeals, as they trust bricks and mortar and may feel that they can add value to a property. Read our top ten buy-to-let tips

Beat the loyalty traps and slash £3,000 off your bills! 

Today, Money Mail launches a major five-part series to help you beat the traps that cost families millions of pounds a year. If you've ever suspected a bank, insurer or utility provider has been taking you for a ride, you were probably on to something. Today and all next week, we will reveal how to recover £3,000 that's sneakily been added to your bills; cunning ruses to stop banks hiking your mortgage; the secret that professionals use to make money from the stock market; the only credit cards you really need in your wallet; and how to outwit the greedy taxman.

50 ways to save money....

To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.

Pick the best (and cheapest) investment Isa platform

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

We asked trusted experts to recommend the best funds that cover different investment sectors - and included This is Money's selection of active and passive options too.

Rightly or wrongly, some people simply want a quick, straightforward route map to investing in an Isa. To that end, this is our distilled guide to getting started.

How much money do I need to save for my pension?

The amount you can save into a pension ultimately depends on what you can afford - but the longer you leave it the more you will need to save. We tend to put ambitious targets on our hoped-for income in retirement and then underestimate how much we will need to set aside to achieve that. So how much should you save?

Making the most of a pension is your best chance of securing a decent income when you retire. We explain what you need to know.

Even at a time when we are stretching our finances further to afford a home, moving less, and pushing mortgages beyond 30 years, we still remain captivated by two-year fixed rate deals.

What next for mortgage rates?

Borrowers are being offered a raft of cheap fixed rate mortgages as lenders attempt to lure them into remortgaging or buying a home. But HSBC has decided to buck the trend and launch a new rate mortgage that is a tracker instead. We pick out the best fixed and tracker rate mortgages and look at what next for rates.

Ten tips for buy-to-let

Buy-to-let is much tougher than it once was. A tax crackdown on buying properties and a tax raid on the rental income from owning them has seen to that. But for many Britons the idea of investing in property still appeals, as they trust bricks and mortar and may feel that they can add value to a property. Read our top ten buy-to-let tips

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