Holidays

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Don’t forget visas, vaccinations and the right travel insurance for your gap year

Growing numbers of older, professional workers are also satisfying their wanderlust by putting careers on hold for a year out of the rat race. But experts are warning all travellers to plan ahead to cover often overlooked essential costs, such as vaccinations, travel visas and insurance.

Previously, passengers could take a large bag such as a wheelie suitcase and a small bag such as a handbag on board.

Jamie Leyshon (pictured) from Llantwit Fardre, South Wales is a self-confessed aerophobe and lost hundreds of pounds when he was forced to cancel a trip due to the condition.

In an experiment run by Starling Bank, identical twins Heidi and Alice, 29, travelled to Berlin for a weekend. They made exactly the same purchases and both used the same debit card.

Several of the airlines have sales in between now and then, but we don’t know if it’s worth the gamble to wait and buy later in the year, or if it's actually cheaper to buy a year ahead.

Don't leave sorting your holiday cash to the last minute this year

Every year most of us leave sorting out our holiday spends to the last minute, pushing up the cost. Leave it too late and you won’t have enough time to apply for a cheap overseas card or give yourself the time to ensure you are getting the best rate. So we have put together a time line of when you need to start looking for a cheap travel credit or debit card and how to catch the rate at its best when changing currency.

Follow our cash saving checklist to ensure a worry-free trip to holiday heaven

British travellers will make tens of millions of trips abroad in the coming months – in the process receiving poor currency deals, being caught out by car hire cons and travelling without insurance. We highlight the financial concerns you should tick off your list before you head off on holiday. Cashback, prepaid cards, camping and strict budgeting have all helped the Trivetts (pictured) fund their trip. They quit the humdrum of normal life in the UK to embark on a world tour - travelling across North America, South America, Australasia, Asia and currently Europe.

Instead of buying a travel insurance policy, many of the 2,015 adults surveyed said they thought having a European Health Insurance Card would provide them with enough cover while on holiday.

Instead of sifting through your coin collection and attempting to get some half decent photos in a photo booth, or paying a specialist shop, you can now use a photo from your phone.

Timeshare owners were promised cheap holidays that never materialised. Now they could be in line for a refund after the financial ombudsman ordered banks to repay the money they invested.

I have bought a house in France to retire to. What’s the cheapest way to pay for the

I have bought a house in France which I am slowly renovating with the aim of retiring out there in the future. What’s the best and easiest way to send money abroad regularly to pay for the restoration?Should I just use my bank? Our experts take a look.

Holidaymakers gathering vital paperwork in time for their travels this summer are being warned to beware of money-grabbing ‘copycat’ websites.

Large numbers of Britons continue to pay through the nose to exchange currency in airports which can see you pay fees of up to 15 per cent. A new currency swapping service charges just 2 per cent.

Avios scheme closes - everything you need to know

The popular airline rewards scheme, Avios Travel Rewards is closing, affecting around 2.4 million customers who will need to transfer to the British Airways Executive Club scheme instead. Here's everything you need to know about the changes, what they mean for your points pot and whether you could in fact end up better off.

The Foreign Office in 2016 warned couples who were expecting a baby to postpone travelling as a result of the mosquito-borne virus which swept the U.S., Africa, Asia and the Caribbean.

Easter is the time for many families to get out the camping gear. Rachel, second left, and sister Sarah Hughes – with their daughters Lili, left, and Esme – run The Fire Pit camp in Norfolk

How to make sure you have the right travel insurance for a cruise holiday

Just 56 per cent of single policies and 59 per cent of annual travel insurance policies include cover for a cruise trip as standard, so it’s well worth checking you’re covered as soon as you’ve booked the trip. If you do get it wrong and end up on a cruise trip and need to claim – and find out your insurance doesn’t cover you – you could be left severely out of pocket.

In January, fees on debit and credit card payments were banned in the UK. But British customers booking with Expedia face a £6.60 levy as Amex processes payments in the EU.

My International Currency Exchange card was taken by thieves. I was given a new card but this was declined when I tried to use it. The old card had been used again, but ICE debited the new one.

Many travellers may be oblivious to the potential financial loss because they pay for their phone by monthly contract. But Georgia Pacquette-Bramble got a new phone after the theft in Trinidad.

Under EU law, you are entitled to up to £529 compensation if you arrive at your destination more than three hours late. Emirates had refused to pay by treating connecting journeys as two flights.

Megabus ad (ASA/PA)

The Advertising Standards Authority said consumers would expect to be able to find the fares across a range of dates if they booked in advance.

Many of us are guilty of sticking with a bog standard credit card issued by our bank. But if you play your cards right, the best credit deals could actually make you money.

A one in 17,578 chance of families getting seats together on Ryanair

Many airlines force passengers to pay an upfront charge to guarantee seats next to each other. If you don't choose this option, a computer automatically assigns seats for you. So the chances of two parents with one teenage child being automatically given seats in a row of three on a Ryanair flight are so slim that there is a better chance of them winning £100 in the National Lottery.

John Heslam, 66, and his wife Annette, 61, from Foxton, Cambridgeshire, paid £70 to guarantee seats together by a window, but were seated in a row with no window - just a blank wall.

A holiday is costly enough without the added horror of returning home to find your bank statement littered with extra fees and charges after using your card overseas.

Post Office check and send passport service cost to rise

The cost of a British passport is set to rise next month - and travellers using the Post Office for their application are among the hardest hit. Purchasing the document at the Post Office using its check and send service will cost £94.75, This is Money can exclusively reveal, compared to the £82.25 it costs at the moment. The increase marks a rise of 15 per cent - considerable above the current three per cent rate of inflation.

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Tourist rates

Currency Rate Buy now
Updated 15 Jun 2018.
Euro 1.1205 Buy Now
US Dollar 1.304 Buy Now
Australian Dollar 1.731 Buy Now
Canadian Dollar 1.693 Buy Now
Chinese Yuan 8.27 Buy Now
Croatian Kuna 8.122 Buy Now
Czech Koruna 28.27 Buy Now
Danish Krone 8.273 Buy Now
Egyptian Pound 16.27 Buy Now
Hong Kong Dollar 10.21 Buy Now
Hungarian Forint 352.7 Buy Now
Icelandic Króna 133.4 Buy Now
Israeli New Shekel 4.605 Buy Now
Japanese Yen 143.5 Buy Now
Malaysian Ringgit 6.2624 Buy Now
Mexican Peso 26.38 Buy Now
New Turkish Lire 5.971 Buy Now
New Zealand Dollar 1.856 Buy Now
Norwegian Krone 10.43 Buy Now
Polish Zloty 4.708 Buy Now
Russian Rouble 70.96 Buy Now
Singapore Dollar 1.737 Buy Now
South African Rand 17.3 Buy Now
Sterling 1.0 Buy Now
Swedish Krona 11.23 Buy Now
Swiss Franc 1.287 Buy Now
Thai Baht 41.86 Buy Now
UAE Dirham 4.807 Buy Now
   

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