My ex-husband and I divorced in June 2006 and I was awarded a pension sharing order for one of his final salary pensions. I have recently discovered that the order was never passed to the pension company. The fund has since merged with that of the parent company and the administrator says the order would no longer apply as it is out of date and also for an invalid named scheme. My ex says he cannot be held liable for the failure to transfer as he fully complied with the court order. What can I do? Lawyer Jane Keir replies.
PROPERTY CLINIC: I live in a block of flats where my neighbours regularly hold late night parties - what action can I take?
I live in a luxury block of flats in a central city location, with neighbours who regularly hold late night parties. Sometimes, it means I struggle to get more than a few hours sleep before I have to head off to work in the morning. I've asked them politely to be more considerate to their neighbours, but this has been ignored
The pound continued to climb back on Friday after the Bank of England was perceived to be slightly more hawkish than expected despite keeping rates on hold. Having sunk as low as $1.31 before the update, it is closing back in on $1.33. Shares also in the green heading into the weekend as investors continue to calculate a path with be found to deescalate the burgeoning global trade war.
SIMON LAMBERT: The Lifetime Isa is a duff idea but it's also a great deal if you're saving for a first home - so grab that 25% bonus
The Lifetime Isa's 25% bonus is a level of a return you would need to wait 25 years to achieve on money paid into a standard savings account paying 1.5 per cent interest. So, while it is a bit of a duff product, it can also be a great deal. If you are saving for a first home then get one (or tell your children or grandchildren to open one if they are).
Are these Greece's most upmarket properties? Half of the houses on this luxury eco-development have been snapped up off-plan at an average price of £5M
There are 50 plots of land for new homes at the development, which also includes established five-star hotels and one of Europe's best golf courses - which hosts a professional and amateur golf tournament every year. Each new home at Costa Navarino is individually designed within the development's strict sustainability criteria, ensuring that the buildings blend seamlessly into the stunning landscape.
Birmingham and Leeds reveal plans to charge drivers up to £10 a day to use older cars in city centre Clean Air Zones similar to London's ULEZ
Birmingham and Leeds city councils are set to introduce Clean Air Zones in 2020 that will charge drivers between £6 and £10 a day to enter their centres. Similar to the existing T-Charge and next year's Ultra-Low Emissions Zone (ULEZ) in London, the levy will be applied in a bid to tackle lethal 'crisis-level' air pollution.
The mini 4x4 that looks like a baby Hummer or G-Wagen: Suzuki reveals a new Jimny for the first time in 20 years
Cheap to run, almost impossible to break and capable of taking you just about anywhere a set of wheels can go, the Suzuki Jimny has a big fan base. Now the first new one in two decades has been revealed. With its stretched grille and cheery oval headlamps, the new Jimny looks like it could be the love child of a Hummer, inset, and the equally battle-ready Mercedes G-Wagen.
I tried to deposit £100 into my Santander account via a cash machine outside the bank. After I had inserted the final note, a message appeared on the screen, telling me it couldn't process the transaction. A member of staff had to open the machine to retrieve my card. I completed a form and was told that someone would phone me by 1pm the next day and the money would be credited to my account.
Currys PC World mis-selling scandal: We hand firm dossier of protests from customers who claim they were sold insurance they didn't want
Thousands of shoppers complained after finding Currys had taken up to £22 out of their bank account each month for something called 'product support'. Peter Harris, 71, and his wife Janet, 75, set up a monthly payment plan to buy a £600 TV in May last year. But when checking their bank account carefully this April, they saw £77 was missing and realised an extra £7 had been taken each month.
The best towns and cities to invest in property: Map reveals that student hotspots are the best bet for buy-to-let
Buy-to-let landlords squeezed by recent tax changes may find better returns by targeting towns with strong student populations, research suggests. University towns and cities where housing is cheap, such as Liverpool and Middlesbrough, provide rental yields up to seven times higher than in London, a study by credit specialists Totally Money found. Its report compared average rents to house prices to highlight the most profitable places for buy-to-let and named a pair of postcodes close to two of Liverpool's three universities as a hotspot for property investment - with rental yields of almost 12 per cent.
Why cheap loans punish savers: Two UK building societies cut rates in order to keep costs down for borrowers
Nationwide, the largest society, with assets of more than £200 billion, will pare the rates of its Instant Isa Saver, Instant Access Saver and Smart Saver for children from June 28. And Coventry, which ranks at No 2 in the UK, with assets of £42.5 billion, is lowering rates on 20 accounts at the start of next month.
I disinherited my son due to violence towards me, but he says when I'm dead he'll be 'back for his share': Could he challenge my will?
My youngest son has been abusive and, at times, even violent towards me. In view of his behaviour, I drafted a new will over 10 years ago leaving everything to my eldest son. I've seen various press articles suggesting that disaffected family members are achieving more success in challenging wills which do not make any provision for them. My youngest son has stated that 'when I'm dead he'll be back for his share' and I'm concerned that he may still inherit despite my wishes. Could he challenge my will? Lawyer Daniel Winter (pictured) replies.
King of the 80s classics: Ford Sierra RS500 Cosworth tipped to sell for £105,000 as Britain's frenzy for fast Fords continues
The 1987 model - number 38 out of 500 built - is the second souped-up Sierra expected to break the £100,000 mark in as little as two months after another sold for £112,500 in May. The car has an incredibly low 10,840 miles on the clock and has been kept in the same family since 1988. It's now being offered by the original owner's wife - who the car is registered to after his death - who wants to use the funds to purchase a retirement bungalow.
Asking prices hit a record of £310,000, as sellers cash in on buyers hunting limited homes for sale in the North
The Rightmove House Price Index found that newly-marketed properties' average prices increased 0.4 per cent to £309,439 in the month to mid-June. On a yearly basis, average prices were up 1.7 per cent. It said the North is a sellers' market - encouraging people to raise prices - whereas more homes are coming onto a softer market in the South.
Faster Eight: The BMW 8 Series is back - and it's set to become the German carmaker's most powerful model ever
After almost two decades away, BMW has rekindled the 8 Series name. Revealed on Friday evening ahead of the Le Mans 24 Hour race, the enormous two-door coupe has wowed fans. Prices will start from £76,000 - though if you want the yet-to-be-seen M8 version, which is based on BMW's Le Mans racer, you'll have to fork out closer to £130,000.
Passport maker targeted by the takeover sharks: Bosses at De La Rue are warned by investors to prepare for hostile raid
The banknote printing firm which lost the contract to make British passports is preparing to defend against hostile takeover bids, the Mail understands. De La Rue has been warned it is a sitting duck after the controversial decision by the Government to award the contract for the new blue British passport to French firm Gemalto. Bosses have been warned by investors to put in place a strategy that protects the firm from predators.
Chanel reveals its full year earnings for the first time with soaring sales bumping profits to £1.4bn
Chanel has posted soaring sales and profits as it revealed full year earnings for the first time. The French fashion house, which was founded in 1910 by Coco Chanel, racked up an 11per cent sales boost to £7.3billion as profits grew 18.5per cent to £1.4billion. Until now, privately owned Chanel has been secretive of financial figures and seemed uninterested in making money from selling its clothes online.
I used to work at a care home that went bust, so how do I track down my pension? Steve Webb helps his 100th This is Money reader
'A few years ago I worked as a care home manager. Our home was taken over by a large care company that went into liquidation. Can you tell me what will have happened to my pension?' Today, our pensions columnist Steve Webb answers his 100th question from a This is Money reader, this time helping someone find an old fund from an employer that went out of business.
Does your child have a forgotten £1,000 nest egg? How to track down old child trust funds given to 6million youngsters born between 2002 and 2011
Six million Child Trust Funds accounts were opened while they were available between 2002 and 2011 offering a tax-free savings headstart for your child from the Governement ,kick started with a £250 handout. One million of these accounts have been forgotten by parents, labelled 'addressee gone away' after they move home.
Sainsbury's linked the £4,000 I borrowed to my Sainsbury's credit card. I am now charged interest at 16.94 per cent on all purchases unless I pay off the full amount on the monthly statement, including the £4,000. Though I am sure this is legal I regard it as unfair trading. For many years I have used the card for all my purchases and paid the full balance by the due date to avoid paying interest.
How to avoid the pitfalls of buying a home abroad: From legal wrangles to currency worries, the eight things you must consider
Buying a property overseas is a life-long dream for many people looking for sun, relaxation - and perhaps a place to retire. Some will plan on basing themselves abroad for a few months of the year while others will want to relocate permanently. Many will pick spots on the Continent though some will venture further afield. Whatever you decide, unless you plan carefully those dreams of owning a place in the sun could soon turn into a nightmare. Here are some of the potential problems and pitfalls you need to be aware of.
From setting up a home reversion plan to booking a lifetime mortgage: The key to unlocking cash from your home revealed
Dwindling pension pots mean the number of retirees tapping their properties for income is expected to rise by nearly 50 per cent over the next decade. Research compiled for The Mail on Sunday reveals that one fifth of over-50s - around 3.9 million people - are planning to solve a cash crisis in retirement by downsizing, making use of buy-to-let property or borrowing against the value of the family home. Borrowing, commonly known as 'equity release', is rising in popularity. Unlike a conventional home loan, equity release does not require a borrower to pay any monthly interest charges. Instead, the interest charges roll up into the loan with the final debt usually cleared when the homeowner dies or goes into long-term care.
Music to your ears... enjoy a festival WITHOUT spending a fortune: Tips on planning ahead, going 'small' and avoiding ticket touts
The music festival has come of age. It is no longer about muddy fields, poor toilet facilities and flower power. It is a slickly run industry with more than a hundred events nationwide from which to choose, catering for a wide range of tastes and budgets. Here, we look at how you can experience festival season without having to dig too deep. One option is to join the army of volunteers and paid workers required for concerts, providing everything from first-aid, media support, through to litter picking. Student Napsugar Bardocz (pictured) gets to enjoy festivals for free by offering support to bands and working as a talent scout.
A boom in house prices has squeezed out millions of families, leaving them no option but to choose smaller, 'hutch' properties, the estate agent Savills said. Even buyers with a 25 per cent deposit could not afford an average-sized home in every region of England and Wales, according to the research.Lawrence Bowles, a research analyst at Savills, said home ownership remained 'frustratingly out of reach for those who don't wish to hutch up'. Our stock picture shows a row of homes.
THIS IS MONEY'S FIVE OF THE BEST CASH ISA DEALS
Aldermore pays 1.65% AER interest on its two-year fixed rate Isa account. Interest can be paid monthly or yearly. Allows transfers in from other providers, minimum deposit is £500.
Al Rayan pays 1.35% AER on its easy access Isa account. The bank is Sharia compliant and therefore pays an expected profit rate rather than guaranteed interest. Allows transfers in from other providers, minimum deposit is £50.
Charter Savings Bank offers a cash Isa fixed for one year paying 1.52% AER. The minimum opening deposit is £1,000. Transfers in are allowed and the bank offers Portfolio Isas so you can open several accounts within the same Isa wrapper.
Skipton BS offers a rate of 1.35% AER interest on its 18-month fixed rate cash Isa - one of few accounts over the term available. You can open with a £500 deposit and it allows transfers in.
Ford Money pays 1.45% interest on its one-year fixed rate Isa. interest paid monthly at a rate of 1.44%. The provider offers flexible accounts that allow withdrawals without affecting your annual tax-free allowance. It requires a minimum deposit of £500.
What next for interest rates? The 'dead certain' hike that never arrived - Bank holds at 0.5% but door left open for an August move
The Bank of England's Monetary Policy Committee kept interest rates on hold at 0.5 per cent, in spite of forecasts of a 90 per cent chance of a rise just three weeks ago. Policymakers voted 7-2 for a hold, with the two members who called for a rise saying that they believed there were 'upside risks' for inflation.
Borrowers are being offered a raft of cheap fixed rate mortgages as lenders attempt to lure them into remortgaging or buying a home. But HSBC has decided to buck the trend and launch a new rate mortgage that is a tracker instead. We pick out the best fixed and tracker rate mortgages and look at what next for rates.
Buy-to-let is much tougher than it once was. A tax crackdown on buying properties and a tax raid on the rental income from owning them has seen to that. But for many Britons the idea of investing in property still appeals, as they trust bricks and mortar and may feel that they can add value to a property. Read our top ten buy-to-let tips
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|Updated 22 Jun 2018.|
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