Virgin Money has today launched a savings account which offers its interest in air miles with the Virgin Atlantic airline. The bank hopes to lure savers into the one-year fix with 1,400 Flying Club miles for each £1,000 saved, instead of traditional interest.
Can my wife claim some of her late ex's pension? They split their assets amicably without going to court but then he died: Steve Webb replies
During the divorce the assets except his pension were amicably split 50/50. As this was his only income my wife agreed that he could keep the pension. But this was a private agreement and was made without any expectation that he would be diagnosed with cancer and die only a few years later. Does my wife have a legal claim on the pension?
THIS IS MONEY PODCAST
DON'T MISS
- The search for buy-to-let returns: How to invest in student property Sponsored
- Four strategies to beat the £8bn 'default' bills sting How to escape the higher household bill trap - and save £2k a year.
- Demand for additive-free and organic pet food rockets as healthy eating craze spreads to animals Market worth £430m a year, according to Sainsbury's.
- There is NO Brexit dividend now firms are taking flight RUTH SUNDERLAND on the Chancellor's Mansion House speech.
- The roof falls in on housebuilders as fears around interest rate rises grow Down £3.6bn in TWO WEEKS.
- Beleaguered House of Fraser calls on lenders for an extra £50m as it continues with overhaul Closing more than 50% of stores.
- Is this building society boss REALLY worth £2.3m a year? If you're a Nationwide member and think that's too much, then vote 'X'.
- An exceedingly bitter battle over the top job at Mr Kipling firm Investors call for a new boss.
- HBOS fraud - now bank chiefs face the wrath of MPs Two former directors are likely to be questioned over exactly what they knew.
- 'Help us speed up Britain's mobiles... or you may land in court' O2 chief sends out a powerful message to BT bosses.
- SUNDAY NEWSPAPER SHARE TIPS PTSG, Sirius Minerals, Bank of Georgia and Serco
- How to keep your pet premiums on a tight leash Soaring insurance bills mean thousands are ditching cover - but the costs can be controlled
- Do you want to live beside the seaside? Sandbanks and Salcombe named priciest spots to live by the coast - but values have dropped substantially in the last year
SAVE MONEY, MAKE MONEY: OUR TIPS TO GET RICHER
- This is Money's five favourite best buy cash Isas
- Looking for a better bank? Five of the best current accounts
- Energy bills: Could you cut save by switching?
- Best credit cards for spending, holidays and rewards
- The best mortgage rates and should you fix?
- Ten tips for cheaper car insurance - and compare prices
- Best debit and credit cards for spending overseas
- The best and longest balance transfer credit cards
- Best (and cheapest) DIY investing Isa platforms
- Ten tips for buy-to-let and how to find a mortgage
BUSINESS & MARKETS
FTSE CLOSE: London stocks recover some lost ground after yesterday's sharp drop; Carpetright swings to a full-year loss; pound at $1.32
The FTSE 100 closed up 28.08 points at 7537.92, after clawing back into the black following its dramatic plunge yesterday. Struggling floorings retailer Carpetright reported a full-year loss spearheaded by dwindling consumer confidence in the UK and increased competition. 'No one is showing any signs of backing down in the escalating and dangerous trade war that was started by the US,' said a City pundit, regarding today's market moves.
MONEY NEWS & ADVICE
The search for buy-to-let returns: How to invest in student property
It is still possible to make an investment in UK property profitable - you just need to know what you're doing and be much pickier than before. One increasingly popular approach over the past few years has been to put your money into student accommodation, where investors can benefit from lower house prices in regional cities and towns and higher rents from multiple tenants.
Grand motors: The 10 cars most likely to be listed for sale under £1k - but some cost THREE times as much to insure for new drivers
Everyone remembers their first motor - they're usually old, well used and flirting with the big scrapyard in the sky. These are the 10 models you're most likely to find if you are searching for a car for less than £1k. From top, left to right: Ford Fiesta, Renault Clio, Nissan Micra, Vauxhall Corsa, Renault Megane, Ford Ka.
Single first-time buyers need over a decade to raise a deposit - and for Londoners it could take 17 years
A single first-time buyer who started saving up for a deposit earlier this year will not be able to buy a home until 2028 in certain parts of England and Wales. To raise enough money for a 15 per cent deposit on a first home, a single first-time buyer will need to save for just over 10 and a half years, new figures by Hamptons International show. With pay packets gradually creeping up and house prices cooling off in areas like London, the amount of time it takes for a single first-time buyer saving up for a deposit to get on the housing ladder has dipped slightly from the 11 year mark seen a year ago.
Four strategies to beat the £8billion 'default' bills sting: How to escape the higher household bill trap - and save £2,000 a year
Millions of households are routinely overpaying or losing out by hundreds of pounds a year by falling victim to the 'default penalty' sting - one that shunts people into poor financial deals and costs £8 billion a year. Households are being caught in four key areas - energy, mortgages, savings and home communications. Here we show how you can escape these traps - and boost your annual household budget by £2,000 by switching deals.
MORE BUSINESS & MARKETS NEWS
Shares in Britain's biggest estate agent Countrywide crash to all-time low after it issues second profit warning in six months
On a brutal day for investors, Countrywide stock fell 30 per cent, meaning it has lost 54 per cent of its value so far this year and more than 90 per cent since its peak in 2014. The group, which owns brands including Hamptons, Bairstow Eves, Beresford Adams and Gascoigne-Pees, was worth £1.6 billion four years ago but is now valued at £131m.
YOUR MONEY ESSENTIALS
Motorists given a heatwave warning: Driving dehydrated can have the effect of being over the drink drive limit
Scorching temperatures of up to 90F have been predicted this week, which will see Britons bathed in hotter conditions than Tahiti. And this poses a risk to motorists who don't consume enough water, studies have shown. A Loughborough University study showed a similar decline in reactions to being over the drink drive limit.
The £9k Rolex I purchased online is a counterfeit, what should I do? TONY HETHERINGTON investigates
I purchased a Rolex online for £9,000. The seller had arranged payment through PayPal so we were both protected, he said. I called PayPal and it confirmed I would be fully protected if anything went wrong. The watch turned out to be counterfeit and the seller immediately went to ground. PayPal said it had frozen the payment, but demanded proof from Trading Standards or Rolex that the watch was fake. I supplied both, but got no refund.
Zero tolerance: How keying in the number '0' instead of letter 'O' can cost hundreds in parking penalties
Getting the letter 'O' mixed up with number '0' is an easy mistake to make. But get it wrong when using a car parking machine and it can end up costing you hundreds of pounds in fines. Personal trainer Danni Crawford faces such a demand from debt collectors after failing to key in correctly her car registration number on four separate occasions - tapping in a zero rather than the letter O. She says the first she learned about the errors was when details of the fines arrived in the post.
How to keep your pet premiums on a tight leash: Soaring insurance bills mean thousands are ditching cover - but the costs can be controlled
Thousands of pet owners are being forced to ditch insurance for their dogs and cats because of rocketing premiums. Around 12 million households have a pet but as many as eight million are uninsured, leaving them at risk of hefty bills should they have to visit a vet. Here we look at the options available, how to keep costs down and the key facts pet owners need to know about their insurance cover.
Is this building society boss REALLY worth £2.3m a year? If you're a Nationwide member and think that's too much, then vote 'X'
Customers of Nationwide are being urged to vote against the fat-cat pay being enjoyed by the board's 'gang of four' executives at next month's annual general meeting. The call to action has been made by the Building Societies Members Association, a longstanding organisation that passionately believes mutuals such as Nationwide should be run primarily for the benefit of those who own them - savers and borrowers - and not for the personal gain of top executives.
SUNDAY NEWSPAPER SHARE TIPS: PTSG, Sirius Minerals, Bank of Georgia and Serco
We round up the Sunday newspaper share tips. Joanne Hart and her Midas column in the Financial Mail on Sunday takes a look at PTSG, a company that provides specialist services for buildings across the UK and updates on mineral firm Sirius. Meanwhile, the Sunday Telegraph runs the rule over the Bank of Georgia while the Sunday Times delves into outsourcing giant Serco.
EXPERTS' GUIDE TO BUYING AND SELLING YOUR HOME
How to turn your humble home into a hot property: Location, Location, Location stars Kirstie and Phil's tips for buyers and sellers
There's nobody better to ask for advice if you want to sell your home - now or in the future - and would like to get the best possible price than Kirstie Allsopp and Phil Spencer (inset). Allsopp and her co-host on Location, Location, Location have been helping people move since 2000. They give us their tips and Kirstie casts her eye over a selection of houses pictured.
Invest your money in a second holiday home, buy to-let or student digs for your child
There are so many ways to make it work to your advantage through buying property, whether it be a holiday home for you and your family, a house or flat you can rent out, or somewhere for one of your children to live, possibly when they are a student. A holiday home in the sun is possibly the most immediately appealing option, with many places in the Mediterranean still surprisingly inexpensive. Pictured left: This three bedroom semi-deteached villa in Davutlar, Turkey, is £99,950. Bottom right: Various flats are for sale at Bath's Riverside development. Top right: A three-bedroom apartment in this block in Ibiza is selling for £481,000.
Deal or no deal: Mystery shop reveals which car brands are most (and least) likely to knock money off the price of a new motor
The average discount on the list price of vehicles between March and May was £2,581. However, of the 7,500 purchases reviewed, 218 customers couldn't get a single penny off the retail price of a new car. These are the brands providing the most wiggle room and the ones who don't want to haggle on price at all.
We must fight speculators who hijack the market, says Britain's best-known fund manager Neil Woodford
Woodford, founder and head of investment at Woodford Investment Management, has suffered a rocky 18 months as the value of his flagship fund has plummeted. But in an interview with leading City research firm Square Mile, he told how speculators were causing wild swings in stock prices that were destroying faith in the stock market.
Help! Have I lost a £12k a year pension because of admin blunder following my divorce?
My ex-husband and I divorced in June 2006 and I was awarded a pension sharing order for one of his final salary pensions. I have recently discovered that the order was never passed to the pension company. The fund has since merged with that of the parent company and the administrator says the order would no longer apply as it is out of date and also for an invalid named scheme. My ex says he cannot be held liable for the failure to transfer as he fully complied with the court order. What can I do? Lawyer Jane Keir replies.
SIMON LAMBERT: The Lifetime Isa is a duff idea but it's also a great deal if you're saving for a first home - so grab that 25% bonus
The Lifetime Isa's 25% bonus is a level of a return you would need to wait 25 years to achieve on money paid into a standard savings account paying 1.5 per cent interest. So, while it is a bit of a duff product, it can also be a great deal. If you are saving for a first home then get one (or tell your children or grandchildren to open one if they are).
Why the super-rich are investing in wine... but that doesn't mean you should take this risky bet too
Ultra-rich investors are piling cash into fine art and wine as returns soar. A boom in demand for modern art and classy bottles of vino is pushing up prices - and making profits for investors. It's a classic symptom of a bull - and, many believe, overinflated -market, where wealthier investors seek different assets to jump on.
The best towns and cities to invest in property: Map reveals that student hotspots are the best bet for buy-to-let
Buy-to-let landlords squeezed by recent tax changes may find better returns by targeting towns with strong student populations, research suggests. University towns and cities where housing is cheap, such as Liverpool and Middlesbrough, provide rental yields up to seven times higher than in London, a study by credit specialists Totally Money found. Its report compared average rents to house prices to highlight the most profitable places for buy-to-let and named a pair of postcodes close to two of Liverpool's three universities as a hotspot for property investment - with rental yields of almost 12 per cent.
I disinherited my son due to violence towards me, but he says when I'm dead he'll be 'back for his share': Could he challenge my will?
My youngest son has been abusive and, at times, even violent towards me. In view of his behaviour, I drafted a new will over 10 years ago leaving everything to my eldest son. I've seen various press articles suggesting that disaffected family members are achieving more success in challenging wills which do not make any provision for them. My youngest son has stated that 'when I'm dead he'll be back for his share' and I'm concerned that he may still inherit despite my wishes. Could he challenge my will? Lawyer Daniel Winter (pictured) replies.
THIS IS MONEY'S FIVE OF THE BEST CASH ISA DEALS
Aldermore pays 1.65% AER interest on its two-year fixed rate Isa account. Interest can be paid monthly or yearly. Allows transfers in from other providers, minimum deposit is £500.
Al Rayan pays 1.35% AER on its easy access Isa account. The bank is Sharia compliant and therefore pays an expected profit rate rather than guaranteed interest. Allows transfers in from other providers, minimum deposit is £50.
Charter Savings Bank offers a cash Isa fixed for one year paying 1.52% AER. The minimum opening deposit is £1,000. Transfers in are allowed and the bank offers Portfolio Isas so you can open several accounts within the same Isa wrapper.
Skipton BS offers a rate of 1.35% AER interest on its 18-month fixed rate cash Isa - one of few accounts over the term available. You can open with a £500 deposit and it allows transfers in.
Ford Money pays 1.45% interest on its one-year fixed rate Isa. interest paid monthly at a rate of 1.44%. The provider offers flexible accounts that allow withdrawals without affecting your annual tax-free allowance. It requires a minimum deposit of £500.
GUIDES: HOW TO SAVE MONEY AND MAKE MONEY
WHAT YOU NEED TO KNOW ABOUT YOUR MONEY?
What next for interest rates? The 'dead certain' hike that never arrived - Bank holds at 0.5% but door left open for an August move
The Bank of England's Monetary Policy Committee kept interest rates on hold at 0.5 per cent, in spite of forecasts of a 90 per cent chance of a rise just three weeks ago. Policymakers voted 7-2 for a hold, with the two members who called for a rise saying that they believed there were 'upside risks' for inflation.
What next for mortgage rates: Should you lock in to a cheap fix now?
Borrowers are being offered a raft of cheap fixed rate mortgages as lenders attempt to lure them into remortgaging or buying a home. But HSBC has decided to buck the trend and launch a new rate mortgage that is a tracker instead. We pick out the best fixed and tracker rate mortgages and look at what next for rates.
Ten tips for buy-to-let: the essential advice for property investors
Buy-to-let is much tougher than it once was. A tax crackdown on buying properties and a tax raid on the rental income from owning them has seen to that. But for many Britons the idea of investing in property still appeals, as they trust bricks and mortar and may feel that they can add value to a property. Read our top ten buy-to-let tips
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BASE RATE RISE: TOP NEW SAVING RATES
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3.50%
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Bank of Cyprus
1.32%
Standard
Tesco Bank
1.25%
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THE INVESTING SHOW
- What you need to know about global funds - and finding the world's best places to invest
- When is a good time to start investing - and how can you cut the risks?
- What you need to know about crowdfunding, peer to peer, and Innovative Finance Isas
- How to invest in retirement and avoid the pitfalls that could see your pension run out: The Investing Show Live
- Tips to invest your Isa - and what to think about if you're worried about market falls
- Why now is the time to invest in Vietnam
- Get a 4% dividend from the future of medicine: International Biotechnology Trust manager
- Asia's best companies can deliver for the next 20 years - we speak to the top emerging markets fund manager
- Where are the best places to invest in 2018 - and will UK shares be one of them?
- How to find cheap shares: Fidelity Special Situations value investor Alex Wright gives us his tips
- Buy unloved banks, not expensive beer - how to invest for higher inflation
- 'You can't beat the market, so profit from being a passive investor', says Lars Kroijer
- How to invest for income and growth: Tips from dividend hero Brunner's manager
- How investing like Buffett in the UK paid off: The Buffettologist's guide to winning shares
- You get 30% tax relief and tax-free dividends but should you invest in a VCT?
- As house prices slow and tax hikes bite, is buy-to-let still worth doing?
- 'Private investors have an advantage': Gervais Williams's tips to pick the best small company shares
MOST READ MONEY
- Why the super-rich are investing in wine... But that doesn't mean you should take this risky bet too
- Volvo's electric dream RAY MASSEY checks the new S60 hybrid saloon with 28 mile range in electric-only power
- We must fight speculators who hijack the market Says Britain's best-known fund manager Neil Woodford
- Novice trader accidentally makes £9m after his practice account turns out to be real But now the broker's refusing to pay
- Deal or no deal Mystery shop reveals which car brands are most (and least) likely to knock money off the price of a new motor
- Death of the digital camera Dixons takes cameras off its shelves as shoppers use mobiles to take photos
- How to make sure your child car seat is right A guide to everything you need to know about safely securing your children
- Renters will pay a MILLION pounds more than homeowners over the course of a lifetime We reveal where tenants are worst off
- The 1962 Ferrari 250 GTO set to become the most expensive car to sell at auction ...but the $45 MILLION price tag could be a bargain
- Would you pay more tax to save the NHS? Listen to the This is Money podcast
- The Lifetime Isa is a duff idea but it's also a great deal if you're saving for a first home - so grab that 25% bonus Says SIMON LAMBERT
- The mini 4x4 that looks like a baby Hummer or G-Wagen: Suzuki reveals a new Jimny for the first time in 20 years - and it's seriously cute
- I disinherited my son due to violence towards me, but he says when I'm dead he'll be 'back for his share' Could he challenge my will?
- Top one-year deal for fixed-rate bonds at 2.05% with Atom Bank... - but you must open and run account through an app.
- How to block those infuriating phone pests Pensions conmen and claims firms are already finding ways to beat new rules.
- The best towns and cities to invest in property Map reveals that student hotspots are the best bet for buy-to-let.
- Ford Sierra RS500 Cosworth tipped to sell for £105,000 as Britain's frenzy for collectible fast Fords continues King of the 80s classics.
- One in four people successfully appeal that their home is in the wrong council tax band
- Property asking prices hit a fresh record of £310,000, as sellers cash in on buyers hunting limited homes for sale in the North Rightmove index.
- Tens of thousands more energy customers to get the £140 annual Warm Home Discount
- Why smaller companies can punch above their weight What you need to know about investing in AIM shares.
- One in five people struggling with problem debts suffer from a mental health or physical illness or have been bereaved
- The BMW 8 Series is back And it's set to become its most powerful model ever
- I used to work at a care home that went bust, so how do I track down my pension? Steve Webb replies
- Has Steve Webb answered YOUR retirement question yet? Read all his previous replies about pensions here
- Does your child have a forgotten £1,000 nest egg? How to track down old child trust funds
STEVE WEBB ANSWERS YOUR PENSION QUESTIONS
- I used to work at a care home that went bust, so how do I track down my pension?
- Help! I put my husband's name first on child benefit form and lost some state pension
- Should I have inherited some of my husband's state pension after his death?
- Before their marriage my sister's husband nominated his work pension death benefits to go to his mum: if he dies who will get it?
- Why won't I get a full state pension even though I paid National Insurance for 38 years?
- What happens to my state pension if my husband moves into a care home?
- How do I set up a pension from scratch?
- I work part-time, care for my disabled husband and pay the 'married woman's stamp': What state pension will I get at retirement?
- My state pension was just 11p a week! It went up when my husband retired, but should my years as a mother count too?
- Investing my pension pot at retirement sounds risky - can I just put it in cash?
- Virgin Money launches one-year fixed savings account offering air miles instead of cash interest - is it any...
- Struggling to park, it's not just you! Modern cars have grown so big that many DON'T fit into Britain's...
- Star fund manager Richard Buxton on why UK shares are undervalued and how the economy could 'surprise on the...
- Can my wife claim some of her late ex's pension? They split their assets amicably without going to court but...
- Brexit has HALVED new investment in the British car industry this year, trade industry boss claims
- Travel insurance to get easier to find for cancer sufferers and those with long-term illnesses, as...
- Britain's 'bad bank' set to complete Northern Rock and Bradford & Bingley mortgage book sell-off by 2021
- Pensions are 'alien', 'unreliable' and give us a 'bad feeling' - so many people plan to rely on property to...
- FTSE CLOSE: London stocks recover some lost ground after yesterday's sharp drop; Carpetright swings to a...
- Carpetright rolls into the red as consumer slowdown and supplier jitters knock profits at the embattled...
- HAMISH MCRAE: We know a gale is blowing through the High Street but it is also blowing through property...
- Government threatens bosses and employers with jailtime or unlimited fines if they jeopardise workers'...
- Short sellers target WPP after Sir Martin Sorrell's exit - predicting share price will fall as it readjusts
- Friends of former prime minister David Cameron to cash in from £145m float of behavioural science firm
- Sponsored The search for buy-to-let returns: How to invest in student property
- China buries clause in deal to buy British microchip firm that will stop its technology ever being sold back overseas
- Struggling to park, it's not just you! Modern cars have grown so big that many DON'T fit into Britain's standard parking spaces - and these are the worst offenders
- Pensions are 'alien', 'unreliable' and give us a 'bad feeling' - so many people plan to rely on property to fund retirement
- My wife and I have agreed to divorce but is she entitled to some of my small business?
- Brexit has HALVED new investment in the British car industry this year, trade industry boss claims
- Can my wife claim some of her late ex's pension? They split their assets amicably without going to court but then he died: Steve Webb replies
- Virgin Money launches one-year fixed savings account offering air miles instead of cash interest - is it any good?
- Short sellers target WPP after Sir Martin Sorrell's exit - predicting share price will fall as it readjusts
- MARKET REPORT: Combination of trade-war fears, commodities concerns and rising oil prices prompts sell-off approaching February’s plunge
- Have you been overcharged by your mobile network? Three million customers believe they have - how to complain and reclaim your cash
- Star fund manager Richard Buxton on why UK shares are undervalued and how the economy could 'surprise on the upside', despite lack of Brexit progress
- HAMISH MCRAE: We know a gale is blowing through the High Street but it is also blowing through property services
- Jobs under threat at Marks & Spencer’s banking arm as it slashes branch staff
- Friends of former prime minister David Cameron to cash in from £145m float of behavioural science firm
- Britain's 'bad bank' set to complete Northern Rock and Bradford & Bingley mortgage book sell-off by 2021
- MOST READ IN DETAIL
Big Money Questions
- Worried about plastic in the ocean and cars polluting? How to invest to help the environment - and earn good returns
- How can you get the maximum enjoyment from the money you have? Ad man Rory Sutherland shares his offbeat tips on being a savvy spender
- What exactly is an ETF? We explain exchange traded funds, why investors like them and how they work
- Why you should be WORRIED if your whole portfolio is rising: Here's why you should hold investments you hope to lose money on
- Does tax have to be so blooming complicated? Office of Tax Simplification boss Angela Knight reveals if a red-tape bonfire is realistic
- What is sustainable investing - and does it mean conventional investing is not sustainable?
- How to get the money you need for the lifestyle you want: Entrepreneur and multi-millionaire Rob Moore shares his tips
- What is a bank and can anyone set one up? Founder of Metro and Atom Bank Anthony Thomson answers
- What's the outlook for gold in 2018, how can you buy it and is BITCOIN a good substitute?
- What is a dividend? We explain how they can make you richer, how they work and why you might be getting them without even realising
- Can you live a champagne lifestyle on a lemonade budget? Multi-millionaire property investor Mark Homer thinks you can and tells you how
- What is an Isa? We explain what they do, how to pick the best one for you and how they can make you richer
- Will artificial intelligence become cleverer than humans? We look at what it would mean for our jobs, planet - and how we need to prepare NOW
- Will economists be able to see the next financial crisis coming? They didn't see the last one...
MIDAS SHARE TIPS
- MIDAS SHARE TIPS: Making buildings safer is a sure bet for PTSG's growth as bosses look to triple its size within a few years
- MIDAS SHARE TIPS UPDATE: Buy into mineral firm Sirius led by a miner celebrity
- MIDAS SHARE TIPS: Ashoka India Equity Investment Trust offers a chance to branch out in a growth economy
- MIDAS SHARE TIPS UPDATE: BT has been a dog... but at least it's ringing the changes
- MIDAS SHARE TIPS: Lithium could power your portfolio with the rise of the electric car - and Savannah is mining it in Portugal
- MIDAS SHARE TIPS UPDATE: Uranium miner Berkeley Energia digs in before a nuclear boost
- MIDAS SHARE TIPS: The shops that ring up shareholder returns with Ediston Property Investment Company
- MIDAS SHARE TIPS: How Arrow Global which provides relief for debtors can help investors
- MIDAS SHARE TIPS: Power firm Drax might energise your share portfolio
- MIDAS SHARE TIPS UPDATE: Hold on until M&S fortunes revive (although they've been predicting that since 2001)
- MIDAS SHARE TIPS: Wake up and smell the opportunity with Brazil-based Harvest Minerals
- MIDAS SHARE TIPS UPDATE: Investors are beaming as Satellite Solutions Worldwide's shares double in price
FUND AND TRUST IDEAS
- BRUNNER INVESTMENT TRUST: 'We may look like two cautious females but we are very active,' say fund board members
- JPMORGAN ASIAN INVESTMENT TRUST: 6,000 miles apart... but the investment marriage between these two managers works
- SCOTTISH AMERICAN INVESTMENT COMPANY: Four decades of growing dividends and the Saints are still marching in
- SANLAM GLOBAL HIGH QUALITY: Pieter Fourie's fund has doubled in size in the last 18 months alone
- FIDELITY JAPAN INVESTMENT TRUST: Boss Nicholas Price says his job is to 'turn over enough stones to find a pearl'
- AURORA INVESTMENT TRUST: How new kids on the block at Phoenix are helping fund to shine again
- JPMORGAN AMERICAN: Staying on track, the £1bn trust built on the rail roads of America
- INTERNATIONAL BIOTECHNOLOGY TRUST: How investors can get a brew of dividends and the future of medicine
- PICTET NUTRITION: The laid-back fund that's using improving food quality to boost performance
- TEMPLETON EMERGING MARKETS INVESTMENT TRUST: New team aims for growing markets 'sweet spot'
- WITAN INVESTMENT TRUST: Andrew Bell conducts an orchestra of managers creating investment harmony
- UTILICO EMERGING MARKETS: Trust set to make monopoly money from Asian airports
Latest: Mortgages & home
- Single first-time buyers need over a decade to raise a deposit - and for Londoners it could take 17 years
- Renters will pay a MILLION pounds more than homeowners over the course of a lifetime - and we reveal where tenants are worst off
- Property asking prices hit a fresh record of £310,000, as sellers cash in on buyers hunting limited homes for sale in the North
- How to avoid the pitfalls of buying a home abroad: From legal wrangles to currency worries, the eight things you must consider
- From setting up a home reversion plan to booking a lifetime mortgage: The key to unlocking cash from your home revealed
- Home-seekers routinely misled into buying new-build leasehold houses with extortionate fees and ground rents attached, Which? reveals
- Have you bought a leasehold property? How to check the lease, get it changed and challenge your freeholder
- Number of homes coming up for sale slowly on the rise as house price growth remains sluggish
- Has your home been your top investment? How house price gains compare to shares, gold and bonds
Latest from Saving & banking
- Virgin Money launches one-year fixed savings account offering air miles instead of cash interest - is it any good?
- Lloyds Bank and Bank of Scotland slash current account interest for Club Lloyds and Vantage customers - so should you switch?
- Is this building society boss REALLY worth £2.3m a year? If you're a Nationwide member and think that’s too much, then vote 'X'
- The 5% savings rate trick: Best high interest-paying current accounts to make your money work harder
- Top one-year deal for fixed-rate bonds at 2.05% with Atom Bank - but you must open and run account through an app
- Why cheap loans punish savers: Two UK building societies cut rates in order to keep costs down for borrowers
- A second cash Lifetime Isa finally arrives as Nottingham BS helps first-time buyers earn a 25% savings boost
- The building society boss on banker money: Nationwide chief gets £595 in perks a day - that's on top of his £855k salary, £903k bonus and £342k pension
- Does your child have a forgotten £1,000 nest egg? How to track down old child trust funds given to 6million youngsters born between 2002 and 2011
- Beekeeper John Edwards was killed off by TSB with cards, account and pensions axed: The sting in the tail? Just £50 compensation!
ANSWERS FROM THE Experts
- ASK TONY: I paid £100 into a Santander cash machine – and then it went missing
- TONY HETHERINGTON: You really DO need legal cover for a cruise on a TUI ship
- TONY HETHERINGTON: Why has Sainsbury's linked a 0% interest loan to my credit card?
- ASK TONY: Farcical Virgin Media can't decide if I'm deep in debt or owed hundreds of pounds!
- I'm worried about job losses at my company, can I be made redundant while I'm on maternity leave?
- Is now a good time to take a lifetime mortgage? I want to release some cash from my home next year but am worried rates will rise by then
- Why is my neighbour able to download films at a much faster rate than I can?
- TONY HETHERINGTON: Scottish Power broke into our British Legion's flat over a previous tenant's unpaid bill and took 51 weeks to pay a £129 refund
- Can I get broadband without a landline? I only ever use my mobile, so I'm paying for something I don't want
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Latest from Holidays
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Currency | Rate | Buy now |
---|---|---|
Updated 26 Jun 2018. | ||
Euro | 1.11 | Buy Now |
US Dollar | 1.2945 | Buy Now |
Australian Dollar | 1.749 | Buy Now |
Canadian Dollar | 1.719 | Buy Now |
Chinese Yuan | 8.406 | Buy Now |
Croatian Kuna | 8.132 | Buy Now |
Czech Koruna | 28.54 | Buy Now |
Danish Krone | 8.286 | Buy Now |
Egyptian Pound | 16.27 | Buy Now |
Hong Kong Dollar | 10.12 | Buy Now |
Hungarian Forint | 358.9 | Buy Now |
Icelandic Króna | 134.3 | Buy Now |
Israeli New Shekel | 4.61 | Buy Now |
Japanese Yen | 141.8 | Buy Now |
Malaysian Ringgit | 6.2624 | Buy Now |
Mexican Peso | 25.24 | Buy Now |
New Turkish Lire | 6.016 | Buy Now |
New Zealand Dollar | 1.881 | Buy Now |
Norwegian Krone | 10.48 | Buy Now |
Polish Zloty | 4.787 | Buy Now |
Russian Rouble | 70.96 | Buy Now |
Singapore Dollar | 1.755 | Buy Now |
South African Rand | 17.57 | Buy Now |
Sterling | 1.0 | Buy Now |
Swedish Krona | 11.44 | Buy Now |
Swiss Franc | 1.281 | Buy Now |
Thai Baht | 42.54 | Buy Now |
UAE Dirham | 4.766 | Buy Now |
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