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Birmingham Midshires has launched a new best-buy easy access savings account paying 1.35 per cent plus two market-leading fixed rate bonds. The savings provider is part of the Lloyds Banking group, a positive sign that the bigger banks are beginning to compete once again after ignoring interest-starved savers.
Widows, widowers and bereaved civil partners have been able to claim an extra Isa allowance called the Additional Permitted Subscription (APS) since 2014.
Coventry Building Society and Bank of Cyprus UK have launched two new market-leading easy access savings deals while Atom Bank has added two new fixed rate bonds to its ranks.
Online shoppers who purchase goods via credit or debit card will soon have to enter a one-time passcode sent directly to their mobile phone via text message to complete the transaction.
Savers who are looking for fixed-rate savings account could grab a deal paying far beyond the current rate of inflation with a simple trick.
How hard does your bank account work for you? Hard enough to give you cashback on your household bills, interest on your balance or simply standout customer service? Here is our pick of the best accounts to make your money work harder, cut down on fees, or get free stuff.
Industry estimates suggest as much as £15billion languishes in bank and building society accounts, National Savings and Investments products, pensions and life insurance plans.
While the rates look better than the 1.3 per cent on a standard easy-access, it means some £24.50 extra interest on each £10,000 over six-months.
Aldermore pays 1.65% AER interest on its two-year fixed rate Isa account. Interest can be paid monthly or yearly. Allows transfers in from other providers, minimum deposit is £500.
Shawbrook pays 1.3% AER on its easy access Isa account. The bank offers a monthly interest option paying 1.29 per cent. It allows transfers in from other providers, minimum deposit is £1,000.
Bank of Cyprus UK offers a cash Isa fixed for one year paying 1.52% AER fixed. The account allows transfers in and can be opened with a minimum deposit of £500. Fully FSCS protected.
Skipton BS offers a rate of 1.35% AER interest on its 18-month fixed rate cash Isa - one of few accounts over the term available. You can open with a £500 deposit and it allows transfers in.
Ford Money pays 1.45% interest on its one-year fixed rate Isa. interest paid monthly at a rate of 1.44%. The provider offers flexible accounts that allow withdrawals without affecting your annual tax-free allowance. It requires a minimum deposit of £500.
Marcus says it will offer savings products firmly aimed at the UK retail market in the late summer having already secured its banking licence. The accounts it offers in the US have proved incredibly popular. Within an 18 month period, it garnered a mammoth $22billion in deposits and approved $3billion in personal loans.
New best buy bonds mean savers can now get better deals than at any time since the start of 2016, according to an index from independent advice website Savings Champion.
The absolute maximum the Government allows you to build up in a pension is £1.03m But many workers whose salaries have risen to about £80,000 unwittingly breach this allowance.
Monzo and Starling have handed those trying to get back on track what could be a lifeline - the option to automatically block payments to betting shops and gambling sites from their current account.
The latest indications suggest we will indeed see the rate edge up a smidgin in August (possibly from 0.5 to 0.75 per cent), partly because of all that sun-induced shopping.
Virgin Money has today launched a savings account which offers its interest in air miles with the Virgin Atlantic airline. The bank hopes to lure savers into the one-year fix with 1,400 Flying Club miles for each £1,000 saved, instead of traditional interest.
A million children between the ages of seven and 15 could be missing out on tax-free savings pots of up to £1k each in 'lost' Child Trust Fund accounts. Here's how to find out if your child has lost theirs
The 25% bonus is a level of a return you would need to wait 25 years to achieve on money paid into a standard savings account paying 1.5 per cent interest.
The government agency, which raises money for HM Treasury, wants to attract less from savers this year. NS&I; has been set a target of raising £6bn between April 1 and March 31 next year.
Nottingham BS has announced it will launch a cash Lifetime Isa deal this summer, an alternative to Skipton BS, which until now has been the only provider interested in savers cash.
We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year
The new beastly branch, opened last month, is thought to be the largest in the country and comes at the time of an 'alarming' rate of bank closures. This is Money took an exclusive look around - including its feature, safety deposit boxes accessed by fingerprint.
Sigrid Hambley became a Mail Marshal after falling victim to a scam.She received a letter from a fake law firm telling her that a distant relation had left her £2m in their will
The start-up, which issues luminous pink coloured debit cards, saw losses in the 12 months to February rocket from £7.9million last year, its annual report revealed this morning.
Britain's banks could provide 'effective nationwide national coverage' with just 600 branches each, according to research commissioned by the Nottingham Building Society. Analyst David Black of DJB Research said that 2,400 branches would represent a quarter of the branches of big names including Barclays, HSBC, Lloyds, Natwest and RBS.
Here's a thought to hold on to as you slog through a day's work in this heat: you may have won a life-changing £100,000 Premium Bond prize, but it's been allocated to someone long dead.
Britons who were not mis-sold PPI but did not know of sales commissions paid to their broker could be able to claim billions more in compensation following a key court ruling.
Nearly £25m-worth of attempted fraud prevented due to rapid response scheme which sees bank branch staff easily contact police if they suspect a customer is in the process of being scammed. Last year, This is Money reported on the Banking Protocol, and how it helped one Barclays customer avoid losing £27,000.
In a victory for Money Mail's Pay Back Fraud Victims campaign, new rules from the City watchdog should help protect the thousands who fall victim to bank transfer scams each year.
When I separated from my husband we had a NatWest account with a large overdraft. It was a joint account, but had only ever been used by him.
The Bank of Cyprus UK pays 1.34% interest on its easy access account. The rate includes a 12-month bonus, after that interest drops to 0.85% so make sure to move your pot again to a better deal. It requires a minimum deposit of £1.
Ford Money pays 1.45% AER (1.44% monthly income) on its one-year fixed rate Isa. It is a Portfolio Isa which means savers can open more than one Isa under the same tax-free wrapper to divide cash between easy-access and fixed rates. It requires a minimum deposit of £500.
Atom Bank pays a top rate of 2.05% AER interest on its fixed-rate bond lasting one year. The minimum deposit is just £50. You must apply and manage your account via its mobile app
Gatehouse Bank pays 1.9% AER interest on one-year fixed term deposit plus This is Money readers can earn a £50 bonus for opening an account. The bank is Sharia compliant and therefore quotes expected profit rather than guaranteed interest. It requires a minimum deposit of £1,000.
RCI Bank pays 1.3% AER variable interest on its easy access deal - the best rate on the market without a temporary rate bonus. Deposits in its Freedom Savings Account have no FSCS protection, but you are covered for up to €100,000 by the French equivalent (FGDR) It requires a £100 deposit.
I tried to deposit £100 into my Santander account via a cash machine outside the bank. After I had inserted the final note, a message appeared on the screen, telling me it couldn't process the transaction. A member of staff had to open the machine to retrieve my card. I completed a form and was told that someone would phone me by 1pm the next day and the money would be credited to my account.
Lloyds Bank is slashing the interest it pays Club Lloyds current account customers from 2 per cent on the first £5,000 to 1.5 per cent, at the start of next month. So should you switch to a better deal?
Customers of Nationwide are being urged to vote against the fat-cat pay being enjoyed by the board's 'gang of four' executives at next month's annual general meeting.
The Royal Mint has been accused of a massive blunder after a college student found a Paddington Bear 50p coin that has not yet been released in her chain - and it demanded it back, This is Money can reveal. The Mint, based in Llantrisant, South Wales, faces embarrassment after the Paddington Bear coin was found in change by a student via a shop in near-by Caerphilly.
NS&I; has dealt wealthy savers a punishing blow by slashing the amounts they can squirrel away in its popular Guaranteed Growth Bonds from £1million to £10,000.
The easy-access account and cash Isa, both at 1.02 per cent, come with an unusual guarantee to pay 0.52 percentage points over the Bank of England base rate for two years.
Bereaved families can now inform all major banks of a loved one's death in a single step, thanks to a pioneering service launched today. In the years leading up to our Looking After Your Legacy campaign, we reported on several heartbreaking cases of readers' terrible experiences with banks after a loved one had died.
Nearly seven weeks ago, John Edwards (pictured) was informed he was dead. As TSB's computer systems began to implode, he became one of 370 customers accidentally 'deleted'.
Nationwide, the largest society, with assets of more than £200 billion, will pare the rates of its Instant Isa Saver, Instant Access Saver and Smart Saver for children from June 28.
Competition among the challenger banks is heating up, with a battle breaking out to offer the most attractive fixed-rate bonds.Gatehouse Bank and Atom Bank play savings leap-frog.
Atom Bank has raced past the rest of the pack with the launch of a new one-year deal paying 2.05% - the first rate beyond the 2% mark since April 2016 according to Moneyfacts.
Making the most of your annual Isa allowance is the cornerstone of wise saving. There's no income tax to pay on interest and no capital gains tax on profits. This makes them ideal for long-term savings because money that is not taxed grows faster. This essential guide reveals, how to start using an Isa for your savings ...read ...read ...read ...read
Barclays Bank offers cash loyalty rewards as part of its Blue Rewards scheme including £7 per month for having two direct debits from your account. The feature comes with a £3 monthly fee and you must pay in £800 a month.
First Direct's First Account offers a choice of freebies to sign up, including a £150 Expedia voucher, online development courses or free tech worth up to £170. It comes with a £250 free overdraft and requires a £1,000 monthly deposit to avoid a £10 monthly fee.
HSBC is currently giving £150 to switch plus an extra £50 to stay for a year. Account holders also get a fee-free overdraft for 6 months. You need to pay in at least £1,750 per month.
Nationwide's FlexPlus is one of our favourite package bank accounts. It pays 3% interest on up to £2,500 and comes with family worldwide travel insurance and breakdown and mobile cover for £13 per month. The account also comes with a £250-free overdraft.
M&S; Bank's current account has a £125 gift card for joining, plus you get an extra £5 a month top up for the year. It has a £100 fee-free overdraft and no miniumum deposit criteria.
The way you spread out your savings with banks is crucial in terms of protection and compensation. We show you how to get protected.
Although cash Isas don't currently offer fantastic rates, it is still worthwhile opening one to shield money away from the taxman. Our savings correspondent Lee Boyce picks his five favourite cash Isas for savers in 2016 - essential reading to help you choose a top savings account for your money. This page is kept up-to-date throughout the year - bookmark it for the very latest developments.
Our savings picks
This is Money's five favourite best buy cash Isas for 2018
Banks will soon require text message confirmation for online Visa card purchases
Shake-up that will hit ALL internet shoppers
Use this simple trick to get an inflation busting one-year fixed-rate savings account paying 7% on £1k
With FSCS protection
Savings rates get a boost as challengers launch FOUR new table-topping deals
But would you fix for just three months?
The Scambusters
Meet the secret army of OAPs who go undercover to catch mail fraud gangs tricking the elderly out of their life savings
Why you may have won a £100k Premium Bond prize which you cannot claim
Could UK savers soon get table-topping rates from Goldman Sachs?
Challenger bank Marcus is a huge hit in the US and is set to shake up savings over here
Losses at challenger bank Monzo quadruple to £33M
And four in five new customers don't use it as their main account
Best buy fixed-rate savings accounts are on the up
Average interest rates at highest in more than two years
ASK TONY
NatWest wants me to sort out £40,000 worth of debt racked up by my ex-husband
Inside Britain's biggest bank branch
New mega Halifax features safety deposit boxes accessed by fingerprint, a café and kids entertainment centre
Is NS&I; set to slash more deals?
State-owned savings bank wants to attract less from savers this year
Lloyds Bank and Bank of Scotland slash current account interest for Club Lloyds and Vantage customers
So should you switch?
Is this building society boss REALLY worth £2.3m a year?
If you're a Nationwide member and think that's too much, then vote 'X'
Bank branch staff help stop £25m worth of fraud
Thanks to 'code word' scheme to tip off police
ASK TONY: I paid £100 into a Santander cash machine
And then it went missing
Looking for a better bank?
This is Money's five of the best current accounts
| Prize | Area | Value of bond |
| £1,000,000 | Suffolk | £40,000 |
| £1,000,000 | South West Wales | £5,000 |
| £100,000 | Hampshire and Isle of Wight | £50,000 |
| £100,000 | Hampshire and Isle of Wight | £600 |
| £100,000 | Staffordshire | £17,000 |
| £100,000 | Oxfordshire | £15,000 |
| £100,000 | East Sussex | £25,000 |
| £50,000 | Devon | £20,000 |
The Lifetime Isa is a duff idea but it's also a great deal if you're saving for a first home
So grab that 25% bonus
Beekeeper John Edwards was killed off by TSB with cards, account and pensions axed
The sting in the tail? Just £50 compensation!
The building society boss on banker money
Nationwide chief gets £595 in perks a day - that's on top of his £855k salary, £903k bonus and £342k pension
NS&I; slashes Guaranteed Growth Bond saving limits from £1m to £10,000
Where can savers get the best return?
Now you can tell banks about a loved one's death with just a click or a call
Victoria found a flaw in the system after her mum died and won a victory for all
Embarrassment for the Royal Mint as student finds Paddington Bear 50p coin in her change BEFORE its official release
And it could fetch £16k
'HSBC stopped me paying in £450,000 and lost my will'
Angry Premier customers claim premium service failed to live up to its promise
Is the Gibraltar £1 Neanderthal skull coin that I found in my change really 'ultra rare' and worth thousands?
Meet the man whose party trick is to nab your bank card details...
And he uses a £5 app that anyone can download
Million of shoppers hit by the Visa card blackout could get compensation
And here's how
Why are banks making it so easy for fraudsters to open accounts?
We obtain secret police list of accounts set up with bogus IDs to scam victims
'I got £100 compensation from bungling TSB'
Here's how you can get the bank to pay up too
Rare Kew Gardens 50p now sells for £91 online
Coin doubles in value in less than two years - but beware the fakes...
Should you save with an Islamic bank?
Sharia accounts offer some of the best savings rates in the UK - we take a look at what's on offer
Banks are closing their branches and forcing us into the path of fraudsters online
Where just £1 stolen in every £4 is being returned to us, writes DAN HYDE
Pensioners missing out of £300million in savings interest because they don't use the internet
The mother left struggling to feed her children after losing £1,600
Scores of TSB customers robbed of life savings after IT debacle - and left on hold for hours
NatWest dangles £100 cash carrot to get you to switch current accounts
And some existing customers could get paid too. Should you bite?
Clever trick to boost interest by £96 a year
Bounce cash from easy-access account into a regular saver and back
Want your current account, savings, credit cards and mortgage all in one place?
HSBC launches 'very secure' app that allows users to view products from 21 different banks
How to be a successful investor
Get your free guide to investing written by This is Money
Three simple steps to switch your current account to a better deal
Checking whether you can get a better current account is a wise move - we explain how to do it
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