High street estate agents raked in almost £500,000 from people selling their homes in the last year because of a reluctance to haggle over fees, according to new research. A staggering 82% of sellers admitted they just agreed the first fee they were quoted, a survey by online estate agents Housesimple.com. Worse still, four in 10 (41%) of those surveyed said they didn’t know that they could have negotiated their commission fee, while almost one third (29%) wished they had tried to get a lower rate after they had agreed it
A ski resort's not just for winter! We visit the dual season resort of Les Gets to find out why apartments are being sold for the summer too
Buying a luxury apartment in the Alps is widely perceived as the preserve of winter sport enthusiasts. Of course, you can visit in summer - and the mountains are beautiful then too - but some resorts that thrive in winter can be a bit of a ghost town once the snow goes. But if the purchase is in what is known as a dual-season season resort, buyers can get the benefits of using the property in both the winter and summer.
INVESTMENT EXTRA: Would you take a bet on a boom in Kuwait or other very risky fast-growing nations?
Choosing to invest money in some of the world’s smallest but fastest-growing economies, known as ‘frontier markets’, has always been a risky business. But with that pool of countries becoming smaller and potentially more volatile, frontier-markets investing could become even more of a game of roulette.
Tempted by a place in the French Alps that says it will pay for itself? We explain how leaseback schemes work, how long they take, and what it costs
The ski season has ended and most people are thinking of the beach, but for some the lure of a home in the mountains will remain strong. But how achievable is that - and can you actually make it pay for itself? Leaseback schemes claim that by renting an apartment out when you're not using it, you could cover your costs. Our timeline explains how this works.
Was World Cup fever good for business? England's heroic football foray gave some industries cause to cheer, while others nursed a sore head
England's World Cup heroics may have done little to boost the UK's struggling retail scene, but the team's run to the semi-finals did give some industries a kick in the right direction. Latest government figures found that consumers steered clear of fashion, home and electricals shops during the dizzy heights of England's World Cup match days.
The most common reasons your insurance claim could be rejected - as revealed by the UK's biggest insurer
In fact 55 per cent of consumers also believe insurers will always try and wriggle out of insurance claims, fuelling their resentment of the industry. However, the UK's biggest insurer, Aviva, says this is a myth and it paid out 96 per cent of claims in 2017 across its individual and commercial customers.
Handbag maker Hermes delivers sales rise as lust for luxury fashion holds firm in China despite Trump's trade war
Hermes International has hailed strong quarterly sales as Chinese shoppers continue to go wild for luxury fashion, despite the burgeoning trade war with the US and China's slowing economic growth. The French bag maker's sales performance in this region - up by 'double-digits' - bodes well for the luxury market.
Across the UK there were 170,000 existing homeowners moving house in the first half of 2018 compared with 175,500 first-time buyers. It was the first six-month period when the number of first-time buyers had been higher than home-mover numbers since the first half of 1995, said the Lloyds Bank Homemover Review, which only looked at properties bought with a mortgage. Andrew Mason, of Lloyds, said: ‘Despite continuing low mortgage rates, the home-mover market has stabilised in the first half of this year to leave first-time buyers now driving housing activity.
The used cars RISING in value: Buyers are snapping up electric runarounds - and some are worth 30% more than a year ago
If you want to buy a car that will rise in value, you usually need to go for something classic or exotic - not a £6,000 small family car. But new figures reveal a handful of hatchbacks bucking the usual price trend and they all share one attribute, they are electric cars. Topping the list of these unlikely star cars are (clockwise from top left) the Citroen C-Zero, Peugeot iOn, Nissan eNV200 and Renault Zoe.
House prices grow at slowest rate since summer 2013, official figures show, as London continues to slip
House prices in Britain are growing at their slowest annual rate for nearly five years, according to latest data from the Office for National Statistics. In the 12 months to May, house prices increased three per cent down from 3.5% in April. The last time it was as low as three per cent was August 2013, historical data shows. The average price is now £226,351.
How I was duped into selling bogus tractors on eBay: Navy veteran Neil thought he'd got a legitimate job - in fact, he was unwittingly helping a fraudster
Neil Burns thought he'd struck gold when he was offered a job selling farm vehicles on eBay. The 51-year-old Navy veteran's income had fallen significantly since his engineering contract ended four years previously. The commission he would get for listing the vehicles and collecting payments from buyers - as much as £250 for a £5,000 tractor - would be a welcome boost to his finances. But just weeks after accepting the job, Neil discovered that he had unwittingly been caught up in an internet scam.
NS&I; cuts the rate on its popular easy-access Isa - here's where tax-free savers can head to get a better deal
NS&I; has hacked at the interest on its Direct Isa, cutting rates by 0.25 percentage points to just 0.75%. The new rate, introduced from September 24, means savers will earn £50 less interest on a full tax-free allowance over the course of a year. We reveal where tax-free savers can get a better deal.
THIS IS MONEY'S FIVE OF THE BEST SAVINGS DEALS
The Bank of Cyprus UK pays 1.34% interest on its easy access account. The rate includes a 12-month bonus, after that interest drops to 0.85% so make sure to move your pot again to a better deal. It requires a minimum deposit of £1.
Ford Money pays 1.45% AER (1.44% monthly income) on its one-year fixed rate Isa. It is a Portfolio Isa which means savers can open more than one Isa under the same tax-free wrapper to divide cash between easy-access and fixed rates. It requires a minimum deposit of £500.
Atom Bank pays a top rate of 2.05% AER interest on its fixed-rate bond lasting one year. The minimum deposit is just £50. You must apply and manage your account via its mobile app
Gatehouse Bank pays 1.9% AER interest on one-year fixed term deposit plus This is Money readers can earn a £50 bonus for opening an account. The bank is Sharia compliant and therefore quotes expected profit rather than guaranteed interest. It requires a minimum deposit of £1,000.
RCI Bank pays 1.3% AER variable interest on its easy access deal - the best rate on the market without a temporary rate bonus. Deposits in its Freedom Savings Account have no FSCS protection, but you are covered for up to €100,000 by the French equivalent (FGDR) It requires a £100 deposit.
What next for interest rates? The 'dead certain' hike that never arrived - Bank holds at 0.5% but door left open for an August move
The Bank of England's Monetary Policy Committee kept interest rates on hold at 0.5 per cent, in spite of forecasts of a 90 per cent chance of a rise just three weeks ago. Policymakers voted 7-2 for a hold, with the two members who called for a rise saying that they believed there were 'upside risks' for inflation.
Borrowers are being offered a raft of cheap fixed rate mortgages as lenders attempt to lure them into remortgaging or buying a home. But HSBC has decided to buck the trend and launch a new rate mortgage that is a tracker instead. We pick out the best fixed and tracker rate mortgages and look at what next for rates.
Buy-to-let is much tougher than it once was. A tax crackdown on buying properties and a tax raid on the rental income from owning them has seen to that. But for many Britons the idea of investing in property still appeals, as they trust bricks and mortar and may feel that they can add value to a property. Read our top ten buy-to-let tips
Premium Bonds Winners
|Prize||Area||Value of bond|
|£1,000,000||South West Wales||£5,000|
|£100,000||Hampshire and Isle of Wight||£50,000|
|£100,000||Hampshire and Isle of Wight||£600|
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|Updated 21 Jul 2018.|
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