In Future - Pay Securely With Gold!
Karatbars - going one step further
In Future - Pay Securely With Gold!
"Everything true is simple"
The vision is easy to explain: Gold as a method of payment.
What is the value of CashGold?
We will give people the opportunity to build up their own wealth
- free and independent -
with the oldest and most stable currency in the world: gold.
Trust in gold. Become a K-Exchange partner. Pay with gold. Secure your future.
That's how it's done:
General
The following gives a simple overview of what happens to your personal information when you visit our
website. Personal information is any data with which you could be personally identified. Detailed
information on the subject of data protection can be found in our privacy policy found below.
Data collection on our website
Who is responsible for the data collection on this website?
The data collected on this website are processed by the website operator. The operator's contact details
can be found in the website's required legal notice.
How do we collect your data?
Some data are collected when you provide it to us. This could, for example, be data you enter on a
contact form.
Other data are collected automatically by our IT systems when you visit the website. These data are
primarily technical data such as the browser and operating system you are using or when you accessed
the page. These data are collected automatically as soon as you enter our website.
What do we use your data for?
Part of the data is collected to ensure the proper functioning of the website. Other data can be used to
analyze how visitors use the site.
What rights do you have regarding your data?
You always have the right to request information about your stored data, its origin, its recipients, and the
purpose of its collection at no charge. You also have the right to request that it be corrected, blocked, or
deleted. You can contact us at any time using the address given in the legal notice if you have further
questions about the issue of privacy and data protection. You may also, of course, file a complaint with
the competent regulatory authorities.
Analytics and third-party tools
When visiting our website, statistical analyses may be made of your surfing behavior. This happens
primarily using cookies and analytics. The analysis of your surfing behavior is usually anonymous, i.e. we
will not be able to identify you from this data. You can object to this analysis or prevent it by not using
certain tools. Detailed information can be found in the following privacy policy.
You can object to this analysis. We will inform you below about how to exercise your options in this regard.
Data protection
The operators of this website take the protection of your personal data very seriously. We treat your
personal data as confidential and in accordance with the statutory data protection regulations and this
privacy policy.
If you use this website, various pieces of personal data will be collected. Personal information is any data
with which you could be personally identified. This privacy policy explains what information we collect and
what we use it for. It also explains how and for what purpose this happens.
Please note that data transmitted via the internet (e.g. via email communication) may be subject to
security breaches. Complete protection of your data from third-party access is not possible.
Notice concerning the party responsible for this website
The party responsible for processing data on this website is:
Karatbars International GmbH
Vaihinger Straße 149A
70567 Stuttgart
Deutschland
Telephone: +49 (0) 711 128 970 00
Email: support@karatbars.com
The responsible party is the natural or legal person who alone or jointly with others decides on the
purposes and means of processing personal data (names, email addresses, etc.).
Revocation of your consent to the processing of your data
Many data processing operations are only possible with your express consent. You may revoke your
consent at any time with future effect. An informal email making this request is sufficient. The data
processed before we receive your request may still be legally processed.
Right to file complaints with regulatory authorities
If there has been a breach of data protection legislation, the person affected may file a complaint with the
competent regulatory authorities. The competent regulatory authority for matters related to data protection
legislation is the data protection officer of the German state in which our company is headquartered.
A list of data protection officers and their contact details can be found at the following link:
https://www.bfdi.bund.de/DE/Infothek/Anschriften_Links/anschriften_linksnode. html
Right to data portability
You have the right to have data which we process based on your consent or in fulfillment of a contract
automatically delivered to yourself or to a third party in a standard, machine-readable format. If you
require the direct transfer of data to another responsible party, this will only be done to the extent
technically feasible.
SSL or TLS encryption
This site uses SSL or TLS encryption for security reasons and for the protection of the transmission of
confidential content, such as the inquiries you send to us as the site operator. You can recognize an
encrypted connection in your browser's address line when it changes from "http://" to "https://" and the
lock icon is displayed in your browser's address bar.
If SSL or TLS encryption is activated, the data you transfer to us cannot be read by third parties.
Encrypted payments on this website
If you enter into a contract which requires you to send us your payment information (e.g. account number
for direct debits), we will require this data to process your payment.
Payment transactions using common means of payment (Visa/MasterCard, direct debit) are only made via
encrypted SSL or TLS connections. You can recognize an encrypted connection in your browser's
address line when it changes from "http://" to "https://" and the lock icon in your browser line is visible.
In the case of encrypted communication, any payment details you submit to us cannot be read by third
parties.
Opposition to promotional emails
We hereby expressly prohibit the use of contact data published in the context of website legal notice
requirements with regard to sending promotional and informational materials not expressly requested. The
website operator reserves the right to take specific legal action if unsolicited advertising material, such as
email spam, is received.
Statutory data protection officer
We have appointed a data protection officer for our company.
Günter Harke
Riensberger Str. 40B
28359 Bremen
Telephone: +49 (0) 163 8600740
Email: datenschutz@karatbars.de
Cookies
Some of our web pages use cookies. Cookies do not harm your computer and do not contain any viruses.
Cookies help make our website more user-friendly, efficient, and secure. Cookies are small text files that
are stored on your computer and saved by your browser.
Most of the cookies we use are so-called "session cookies." They are automatically deleted after your
visit. Other cookies remain in your device's memory until you delete them. These cookies make it possible
to recognize your browser when you next visit the site.
You can configure your browser to inform you about the use of cookies so that you can decide on a caseby-
case basis whether to accept or reject a cookie. Alternatively, your browser can be configured to
automatically accept cookies under certain conditions or to always reject them, or to automatically delete
cookies when closing your browser. Disabling cookies may limit the functionality of this website.
Cookies which are necessary to allow electronic communications or to provide certain functions you wish
to use (such as the shopping cart) are stored pursuant to Art. 6 paragraph 1, letter f of DSGVO. The
website operator has a legitimate interest in the storage of cookies to ensure an optimized service
provided free of technical errors. If other cookies (such as those used to analyze your surfing behavior)
are also stored, they will be treated separately in this privacy policy.
Server log files
The website provider automatically collects and stores information that your browser automatically
transmits to us in "server log files". These are:
Browser type and browser version
Operating system used
Referrer URL
Host name of the accessing computer
Time of the server request
IP address
These data will not be combined with data from other sources.
The basis for data processing is Art. 6 (1) (f) DSGVO, which allows the processing of data to fulfill a
contract or for measures preliminary to a contract.
Registration on this website
You can register on our website in order to access additional functions offered here. The input data will
only be used for the purpose of using the respective site or service for which you have registered. The
mandatory information requested during registration must be provided in full. Otherwise, we will reject
your registration.
To inform you about important changes such as those within the scope of our site or technical changes,
we will use the email address specified during registration.
We will process the data provided during registration only based on your consent per Art. 6 (1)(a)
DSGVO. You may revoke your consent at any time with future effect. An informal email making this
request is sufficient. The data processed before we receive your request may still be legally processed.
We will continue to store the data collected during registration for as long as you remain registered on our
website. Statutory retention periods remain unaffected.
Processing of data (customer and contract data)
We collect, process, and use personal data only insofar as it is necessary to establish, or modify legal
relationships with us (master data). This is done based on Art. 6 (1) (b) DSGVO, which allows the
processing of data to fulfill a contract or for measures preliminary to a contract. We collect, process and
use your personal data when accessing our website (usage data) only to the extent required to enable
you to access our service or to bill you for the same.
Collected customer data shall be deleted after completion of the order or termination of the business
relationship. Legal retention periods remain unaffected.
Data transmitted when entering into a contract with online shops, retailers, and mail order
We transmit personally identifiable data to third parties only to the extent required to fulfill the terms of
your contract, for example, to companies entrusted to deliver goods to your location or banks entrusted to
process your payments. Your data will not be transmitted for any other purpose unless you have given
your express permission to do so. Your data will not be disclosed to third parties for advertising purposes
without your express consent.
The basis for data processing is Art. 6 (1) (b) DSGVO, which allows the processing of data to fulfill a
contract or for measures preliminary to a contract.
Google Analytics
This website uses Google Analytics, a web analytics service. It is operated by Google Inc., 1600
Amphitheatre Parkway, Mountain View, CA 94043, USA.
Google Analytics uses so-called "cookies". These are text files that are stored on your computer and that
allow an analysis of the use of the website by you. The information generated by the cookie about your
use of this website is usually transmitted to a Google server in the USA and stored there.
Google Analytics cookies are stored based on Art. 6 (1) (f) DSGVO. The website operator has a legitimate
interest in analyzing user behavior to optimize both its website and its advertising.
IP anonymization
We have activated the IP anonymization feature on this website. Your IP address will be shortened by
Google within the European Union or other parties to the Agreement on the European Economic Area
prior to transmission to the United States. Only in exceptional cases is the full IP address sent to a Google
server in the US and shortened there.
Google will use this information on behalf of the operator of this website to evaluate your use of the website,
to compile reports on website activity, and to provide other services regarding website activity and Internet usage
for the website operator. The IP address transmitted by your browser as part of Google Analytics will not be
merged with any other data held by Google.
Browser plugin
You can prevent these cookies being stored by selecting the appropriate settings in your browser.
However, we wish to point out that doing so may mean you will not be able to enjoy the full functionality of
this website. You can also prevent the data generated by cookies about your use of the website (incl. your
IP address) from being passed to Google, and the processing of these data by Google, by downloading
and installing the browser plugin available at the following link:
https://tools.google.com/dlpage/gaoptout?hl=en
Objecting to the collection of data
You can prevent the collection of your data by Google Analytics by clicking on the following link. An optout
cookie will be set to prevent your data from being collected on future visits to this site: Disable Google Analytics.
For more information about how Google Analytics handles user data, see Google's privacy policy:
https://support.google.com/analytics/answer/6004245?hl=en
Outsourced data processing
We have entered into an agreement with Google for the outsourcing of our data processing and fully
implement the strict requirements of the German data protection authorities when using Google Analytics.
Demographic data collection by Google Analytics
This website uses Google Analytics' demographic features. This allows reports to be generated containing
statements about the age, gender, and interests of site visitors. This data comes from interest-based
advertising from Google and third-party visitor data. This collected data cannot be attributed to any
specific individual person. You can disable this feature at any time by adjusting the ads settings in your
Google account or you can forbid the collection of your data by Google Analytics as described in the
section "Refusal of data collection".
Google AdWords and Google Conversion Tracking
This website uses Google AdWords. AdWords is an online advertising program from Google Inc., 1600
Amphitheater Parkway, Mountain View, CA 94043, United States ("Google").
As part of Google AdWords, we use so-called conversion tracking. When you click on an ad served by
Google, a conversion tracking cookie is set. Cookies are small text files that your internet browser stores
on your computer. These cookies expire after 30 days and are not used for personal identification of the
user. Should the user visit certain pages of the website and the cookie has not yet expired, Google and
the website can tell that the user clicked on the ad and proceeded to that page.
Each Google AdWords advertiser has a different cookie. Thus, cookies cannot be tracked using the
website of an AdWords advertiser. The information obtained using the conversion cookie is used to create
conversion statistics for the AdWords advertisers who have opted for conversion tracking. Customers are
told the total number of users who clicked on their ad and were redirected to a conversion tracking tag
page. However, advertisers do not obtain any information that can be used to personally identify users. If
you do not want to participate in tracking, you can opt-out of this by easily disabling the Google
Conversion Tracking cookie by changing your browser settings. In doing so, you will not be included in the
conversion tracking statistics.
Conversion cookies are stored based on Art. 6 (1) (f) DSGVO. The website operator has a legitimate
interest in analyzing user behavior to optimize both its website and its advertising.
For more information about Google AdWords and Google Conversion Tracking, see the Google Privacy
Policy: https://www.google.de/policies/privacy/
You can configure your browser to inform you about the use of cookies so that you can decide on a caseby-
case basis whether to accept or reject a cookie. Alternatively, your browser can be configured to
automatically accept cookies under certain conditions or to always reject them, or to automatically delete
cookies when closing your browser. Disabling cookies may limit the functionality of this website.
Newsletter data
If you would like to receive our newsletter, we require a valid email address as well as information that
allows us to verify that you are the owner of the specified email address and that you agree to receive this
newsletter. No additional data is collected or is only collected on a voluntary basis. We only use this data
to send the requested information and do not pass it on to third parties.
We will, therefore, process any data you enter onto the contact form only with your consent per Art. 6 (1)
(a) DSGVO. You can revoke consent to the storage of your data and email address as well as their use
for sending the newsletter at any time, e.g. through the "unsubscribe" link in the newsletter. The data
processed before we receive your request may still be legally processed.
The data provided when registering for the newsletter will be used to distribute the newsletter until you
cancel your subscription when said data will be deleted. Data we have stored for other purposes (e.g.
email addresses for the members area) remain unaffected.
Google Web Fonts
For uniform representation of fonts, this page uses web fonts provided by Google. When you open a
page, your browser loads the required web fonts into your browser cache to display texts and fonts
correctly.
For this purpose your browser has to establish a direct connection to Google servers. Google thus
becomes aware that our web page was accessed via your IP address. The use of Google Web fonts is
done in the interest of a uniform and attractive presentation of our website. This constitutes a justified
interest pursuant to Art. 6 (1) (f) DSGVO.
If your browser does not support web fonts, a standard font is used by your computer.
Further information about handling user data, can be found at https://developers.google.com/fonts/faq and
in Google's privacy policy at https://www.google.com/policies/privacy/
Paydirekt
Our website accepts payments via Paydirekt. The provider of this service is Paydirekt GmbH, Hamburger
Allee 26-28, 60486 Frankfurt am Main, Germany (hereafter referred to as “Paydirekt”).
When you make payments through Paydirekt, Paydirekt collects various pieces of transaction data and
forwards it to the bank you have indicated to Paydirekt. In addition to the data required for the payment,
Paydirekt will also collect such data as your shipping address or the items in your shopping cart.
Paydirekt then authenticates the transaction by using the authentication method your bank has set up.
The payment is then transferred from your account to ours. Neither we nor third parties have access to
your account information.
For more information, see the terms and conditions and privacy policy of Paydirekt at
https://www.paydirekt.de/agb/index.html
Data Security:
Your personal information is safe with us! They are encrypted and transmitted to us through SSL128Bit.
Our websites are protected by technical measures against damage, destruction, unauthorized access.
To provide information & Withdrawal:
They receive at any time without giving reasons for free information about your stored data.
You can always place your lock us in correcting the data collected, or deleted.
You can always granted us permission for data collection and use without giving any reason revoked.
Apply this to support@karatbars.com
Information provided according to Sec. 5 German Telemedia Act
(TMG):
Mailing address
Karatbars International GmbH
Vaihinger Straße 149A
70567 Stuttgart
Germany
Contact & Support
| EU Support phone number: | +49 (0) 711 128 970 00 | |
| US/CAN Support phone number: | +1 224 829 00 47 |
Please press 2 for an English, Spanish or Italian speaking support agent.
Lines open German Support
| Monday - Thursday: | 9.30am - 12.30pm CET | |
| 1.30pm - 6pm CET | ||
| Friday: | 9.30am - 12.30pm CET | |
| 1.30pm - 4pm CET |
Lines open English, Spanish and Italian Support
| Monday - Saturday: | 9am - midnight CET |
Email: support@karatbars.com
Register entry:
Registering court: Amtsgericht Stuttgart
Registration number: HRB 739615
Managing Director: Harald Seiz
VAT
VAT Id number according to Sec. 27 a German Value Added Tax Act:
DE280813147
Information concerning professional indemnity insurance:
Berufsgenossenschaft
Handel und Warenlogistik
Gesetzliche Unfallversicherung
Körperschaft des öffentlichen Rechts
MB305M
68145 Mannheim
Scope of insurance: Germany/Deutschland
Company: Karatbars Korea
Business Reg Number: 395-36-00135
Address: #241,123, Dongil-ro, Seongdong-gu, Seoul
Karatbars offers an online shop or e-commece service for gold and luxury products. Karatbars does not operate any banking transactions and does not provide financial services within the meaning of § 32 KWG (English: banking act). Karatbars does not have any authorization from BaFin for its activities.
Statements about the BaFin by affiliates (including those of commercial nature) are NOT AUTHORIZED and are prohibited by Karatbars. To claim that Karatbars is recommended by BaFin is strictly forbidden. Any violation may result in legal consequences including the termination of an account.
Dispute resolution
We do not take part in online dispute resolutions at consumer arbitration boards.
Liability for Contents
As service providers, we are liable for own contents of these websites according to Sec. 7, paragraph 1
German Telemedia Act (TMG). However, according to Sec. 8 to 10 German Telemedia Act (TMG),
service providers are not obligated to permanently monitor submitted or stored information or to search for
evidences that indicate illegal activities.
Legal obligations to removing information or to blocking the use of information remain unchallenged. In
this case, liability is only possible at the time of knowledge about a specific violation of law. Illegal
contents will be removed immediately at the time we get knowledge of them.
Liability for Links
Our offer includes links to external third party websites. We have no influence on the contents of those
websites, therefore we cannot guarantee for those contents. Providers or administrators of linked
websites are always responsible for their own contents.
The linked websites had been checked for possible violations of law at the time of the establishment of the
link. Illegal contents were not detected at the time of the linking. A permanent monitoring of the contents
of linked websites cannot be imposed without reasonable indications that there has been a violation of
law. Illegal links will be removed immediately at the time we get knowledge of them.
Copyright
Contents and compilations published on these websites by the providers are subject to German copyright
laws. Reproduction, editing, distribution as well as the use of any kind outside the scope of the copyright
law require a written permission of the author or originator. Downloads and copies of these websites are
permitted for private use only.
The commercial use of our contents without permission of the originator is prohibited.
Copyright laws of third parties are respected as long as the contents on these websites do not originate
from the provider. Contributions of third parties on this site are indicated as such. However, if you notice
any violations of copyright law, please inform us. Such contents will be removed immediately.