Many of us long to be rich, but assume it will never happen unless we win the lottery one day. But building up a fortune is not magic — rich people do not belong to an elite money-making club that is closed to the rest of us. The truth is that many well-off individuals are simply people who have worked hard, made some sensible decisions and benefited from a smattering of good luck. And the good news is, as Richard Branson says, it’s never too late to start growing your wealth.
- Guides for my finances
- The best savings rates
- Best cash Isas
- A better bank account
- A cheaper mortgage
- The best DIY investing platform
- The best credit cards
- A cheaper energy deal
- Better broadband and TV deals
- Cheaper car insurance
- Stock market data
- Power Portfolio investment tracker
- This is Money's newsletter
- This is Money's podcast
- Investing Show videos
- Help from This is Money
- Financial calculators
LATEST BUSINESS NEWS
Grandparents helping with childcare urged to claim state pension perk: Credits could be worth £5k over a 20-year retirement
Hundreds of thousands of grandparents and other family members could be missing out on valuable credits towards the state pension worth around £250 a year in old age, new research reveals. Some 10,000 people a year who help mums and dads with childcare are now applying for the credits - a huge jump on the 1,300 who did so in 2016. But this is 'a drop in the ocean' out of the number who could benefit, according to pension giant Royal London, which obtained the take-up figures via Freedom of Information requests.
DON'T MISS
- Second-hand cars that won't let you down revealed: The most reliable used models on the market... - and the ones you should have little faith in.
- Are the rich getting richer and should Britain worry about inequality? SIMON LAMBERT on the study seeking the answers
- I've thrown out my gambling addict ex-partner but now he's trying to claim a stake in my home Where do I stand?
- The big holiday companies and their shareholders have got much more to worry about than Brexit ALEX SEBASTIAN
- The DVLA flogged 6.8M driver details to parking firms dishing out tickets last year Thirteen sold every minute
- Serious Fraud Office blocks sale of properties worth £12m by four men involved in LCF Savings scandal
- My husband and I have our £20,000 savings in Metro Bank and I've read it's in trouble - is my cash safe? We explain protection
- One in three older workers 'battling ageism': Careers are blocked in favour of younger colleagues Skills dismissed by bosses
- Seen a house you like but it's not for sale? Tempt owners into selling with a £5 card through the door Knock for Sale
- Europe switching to electric cars would only help to reduce global CO2 emissions by 0.4% Motoring expert claims
- Homeless and hungry, please help... by contactless card Meet the man making cashless donations possible
- How to discover your true wealth 'We turned detective and found we can retire FIVE years early'
- What is going on at Metro Bank? Shares down 87% in just over a year and then customers queue to pull savings amid WhatsApp rumours.
- My big brand bargain hunt: Fancy a cheap washing machine or cut-price sofa? AMELIA MURRAY tries her luck at the auction house selling off High Street stock.
- McLaren's GT is a £163,000 supercar that can do 203mph but also has room for a set of golf clubs and skis When performance meets practicality.
BUSINESS & MARKETS
MARKET REPORT: Shares in Allied Minds soar after activist investor Crystal Amber reveals it has built up a 4.2% stake in the company
Allied Minds, which is also backed by fund manager Neil Woodford, invests in nascent technologies and helps to turn them into viable businesses. But the company has been struggling in recent months. It revealed in April that cash levels had shrunk, and unveiled a strategy to pause investment in new ideas for a while. The move to hunker down left some shareholders wondering what the point was in an investment firm which didn't invest. Crystal Amber will put a cat among the pigeons, however, as we understand it plans to call a shareholder vote to oust all members of Allied Minds' board. It also wants to wind up the firm and sell its remaining assets, to help return cash to shareholders.
SAVE MONEY, MAKE MONEY: OUR TIPS TO GET RICHER
- This is Money's five favourite best buy cash Isas
- Looking for a better bank? Five of the best current accounts
- Energy bills: Could you save by switching?
- Best credit cards for spending, holidays and rewards
- The best mortgage rates and should you fix?
- Ten tips for cheaper car insurance - and compare prices
- Best debit and credit cards for spending overseas
- The best and longest balance transfer credit cards
- Best (and cheapest) DIY investing Isa platforms
- Ten tips for buy-to-let and how to find a mortgage
MONEY NEWS & ADVICE
My upstairs neighbour took up her carpets and now I hear every move: Our lease says floors must be covered, but how do I enforce the rules?
I can hear people talking, walking around and anything else that goes on up there, in both my living room and bedroom - and she is letting out a room on Airbnb, which is compounding the problem. I checked our lease and it says that she must keep the floors covered, but I don’t know how I could enforce this.
THIS IS MONEY PODCAST
- Would you build your own home? The plan to make it easier
- Would you pay more tax to make sure you get care in old age?
- Is it possible to help the planet, save cash and make money?
- As TSB commits to refund all fraud, will others follow?
- How London Capital & Finance blew up and hit savers
- Are you one of the millions in line for a pay rise?
- How to sort your Isa or pension before it's too late
- What will power our homes in the future if not gas?
- Can Britain afford to pay MORE tax?
- Why the cash Isa is finally bouncing back
- What would YOU do if you won the Premium Bonds?
- Would you challenge a will? Inheritance disputes are on the rise
- Are we primed for a Brexit bounce - or a slowdown?
- How to start investing or become a smarter investor
- Everything you need to know about saving
Second-hand cars that won't let you down revealed: The most reliable used models on the market - and the ones you should have little faith in
Only cars that were between four and 10 years old were included in the results - models that are likely to be out of warranty, putting potential buyers at risk of covering huge garage bills if they turn out to be a lemon. The most reliable list contains (from top left) the Honda Jazz, Toyota Yaris and Mitsubishi ASX. The least dependable ranking includes (from bottom left) the Land Rover Discovery, Ford Kuga and BMW 1 Series.
Help! I've thrown out my gambling addict ex-partner after years of financial abuse, but now he's trying to claim a stake in my home
He has instructed a solicitor based on him saying that the only reason he moved in with me was because I said 'I would see him right re owning part of my property'. He has financially abused me for years, emotional pressure for years and I even suffered a heart attack due to the stress. I am in my 60s and can now see he has been manipulating me for years just because I own my home. Lawyer Alexandra Kenyon, of Dickinson Parker Hill Solicitors, replies.
Are the rich getting richer and should Britain worry about inequality? SIMON LAMBERT on the study seeking the answers
However you define what a richer or fairer life is, there is no escaping that a concern about inequality is one of the defining features of our times. Over the next five years a new study will attempt to answer whether it's actually a problem in the UK and at its launch a report laid bare a fascinating snapshot of Britain that shows who is getting richer.
Thirteen sold every minute: The DVLA flogged 6.8M driver details to parking firms dishing out tickets last year
The number of driver details sold to private parking companies reached a new high last year, according to analysis of government figures. The RAC Foundation found 6.8million sets of vehicle keeper records were released to parking management firms in 2018 to 2019, up a fifth from 5.65million a year earlier.
Seen a house you like but it's not for sale? Knock for Sale offers to tempt owners into selling with a £5 card through the door
Many people will have at some point walked down a street and thought 'I'd like to live here'. There's often just one small problem, however. None of the houses are for sale. But Knock for Sale, a new company that wants to help people buy their dream property - even if it's not up for sale - reckons it has a solution. Cards cost £5 each and prospective buyers can send multiple cards to different properties.
Cheers! Rolls-Royce unveils a £44,000 champagne chest for its luxurious cars - and it even has a CAVIAR DISPENSER
Once the chest is opened there's a light inside to guide you to one of the quad of hand-blown crystal champagne flutes, which the marque says are 'arranged to evoke memories of a V12 engine'. Costing the same as a new Mercedes-Benz E-Class saloon, the champagne chest has two ejectable thermal containers that can be used to serve caviar and canapes or chill a spare bottle of bubbly. Prices start from £37,000 before tax - so £44,400 including VAT in the UK.
Over 65 and can't cope without help? You could qualify for a little-known benefit worth as much as £88 a week
Low awareness of and confusion over the name 'attendance allowance' - which implies you are receiving home visits from a carer - could be putting people off, according to retirement home developer McCarthy & Stone. The firm helps its residents claim any benefits to which they are entitled. But some three quarters of the 4,000 people it has assisted over the past three years had failed to apply for attendance allowance until it informed them of its existence.
MORE BUSINESS & MARKETS NEWS
Barclays and RBS hit with share of £930m EU forex-rigging fine: Traders met on train commute and planned how to fix currency markets in web chatroom called the 'Essex Express'
Barclays and Royal Bank of Scotland are among five banks to have been slapped with a slice of a £930million fine for rigging foreign exchange markets. The European Commission's investigation revealed that some individual traders in charge of foreign exchange spot trading for 11 currencies on behalf of their banks exchanged sensitive information and trading plans. Traders involved in the rigging occasionally co-ordinated trading strategies through online chatrooms, the Commission said.
YOUR MONEY ESSENTIALS
'We turned detective and found we can retire FIVE years early': How to discover your true wealth, from pensions to property and savings
We are used to keeping an eye on our bank balance, but are we looking at the big picture? If not, you are missing the vital first step to transforming your fortune. Calculating their wealth has allowed Siubhan Reid-Litherland and Mark Litherland (pictured) to bring forward their retirement and plans to travel by five years.
My big bargain hunt: Fancy a cheap washing machine or cut-price sofa? AMELIA MURRAY tries her luck at the auction house selling High Street stock
The first floor of the former printworks could pass for a dishevelled furniture showroom, writes AMELIA MURRAY. Wide-screen TVs and chests of drawers are lined up around the sprawling space. Sofas are grouped together in makeshift living rooms, with dining-room tables just around the corner. In fact, the warehouse, in Stockport, Greater Manchester, is home to Simon Charles Auctioneers, whose twice-monthly Super Saturday Live Sale is about to start. The auction has been running for more than 70 years and sells more than 5,000 lots each week. It is 9am, and eagle-eyed shoppers have an hour to inspect what's on offer before the bidding begins. Pictured: Chairs costing £600 which were bought for £55 (left), a microwave that retails for £110 but sold for £33 (top right), and a Samsung washing machine, which retails for £419 but sold for just £46 (bottom right).
Savings rates are finally on the rise with a spate of providers improving easy access deals in May: Here's why
Savings rates have been low for a long time but over the past nine months or so, they've been even lower than usual - and that, in spite of the rising base rate. But since the start of May, Beehive Money, Post Office Money and Sainsbury's Bank have all either launched or increased rates on their easy access accounts.
Is the winning streak for US shares ending? As Trump's trade war rumbles on, we ask if UK investors should stand firm or head elsewhere
Having outperformed all other major markets for most of 2019 - not to mention being in the longest bull run in American history - investors in some quarters believe the US stock market's winning streak could finally be due to end. The US stock market matters a great deal to British investors. Not only does it make up about 55 per cent of the global index, but where the US market leads, others tend to follow.
'You need the world's best companies': A global fund manager's tips on how to beat inflation, on the INVESTING SHOW
Investors have no shortage of choice about where to put their money to work nowadays, but narrowing that abundance of opportunities down is tough. We talk to David Coombs, of Rathbones, who sifts through the world's investments to find the pieces of the jigsaw needed to deliver good and reliable returns for investors.
THE INVESTING SHOW: IDEAS TO MAKE MORE OF YOUR MONEY
- Can UK shares shake off the Brexit hangover?
- Is commercial property an unloved investment ripe for returns?
- Buffettology manager's tips on picking shares to beat the market
- Invest in the UK's best companies and beat Brexit: Free Spirit manager
- Are house prices due a fall or could there be a Brexit deal bounce?
- Profit from smaller company shares but take less risk - Gresham House...
- How to find the world's best dividend shares: Evenlode Global Income...
- The US is expensive and the UK is unloved, so it's time to be picky:...
- Ruffer made 23% when shares crashed in 2008, so where is it investing...
- The shares hit the hardest in the stock market slump (and those that...
- How to invest in improving our world: From a reverse vending machine...
- Mark Mobius: 'Emerging and frontier markets are cheap'
- How to invest around the world the easy way - and try to dodge crashes
- How impact investing can profit from the companies that will shape our...
- Did England's World Cup run boost the economy?
- How to find the best companies - and make sure their shares are worth...
- What is happening to house prices and the property market?
- Three opportunities to profit for investors - from gold and oil shares...
- What you need to know about global funds - and finding the world's...
- When is a good time to start investing - and how can you cut the...
- What you need to know about crowdfunding, peer to peer, and Innovative...
- How to invest in retirement: The Investing Show Live
- Tips to invest your Isa - and what to think about if you're worried...
- Why now is the time to invest in Vietnam
- Get a 4% dividend from the future of medicine: International...
- Asia's best companies can deliver for the next 20 years - we speak to...
- Where are the best places to invest in 2018 - and will UK shares be...
- How to find cheap shares: Fidelity Special Situations value investor...
- Buy unloved banks, not expensive beer - how to invest for higher...
- 'You can't beat the market, so profit from being a passive investor',...
- How to invest for income and growth: Tips from dividend hero Brunner's...
- How to invest like Warren Buffett in the UK: Buffettology manager's...
- How investors can learn from Black Monday and other crashes
- Tax relief and tax-free dividends, should you invest in a VCT?
- How to profit from technology and hunt for the next consumer stars...
- Should investors be fearful or greedy right now?
- As house prices slow and tax bites, is buy-to-let still worth doing?
- Gervais Williams's tips to pick the best small company shares
- Britain is leaving the EU, but should Brexit-hit investors dive in?
- Are stockmarkets too expensive to invest right now?
- Should you invest in India? Manager whose fund is up 40%
- Is it time to invest in Europe? It's not fixed yet, warns Tom Becket
- John Redwood: Has the French election rescued the euro?
- Will shares go off the boil or keep on rising?
- Tips to choose the best funds for your Isa
- Can you profit from the growing Chinese middle-class?
- How to make sure all your eggs aren't in one basket
- Templeton Emerging Markets' Carlos Hardenberg on what next
- Who is buying gold now and is it set to rise again?
- Where to invest for income and how to spot the best dividends
- How to profit from property in the world's best cities
Who forks out the most for their car insurance? Why having nine points on your license could mean paying less than with zero no-claims discount
Motorists who are one step away from a driving ban could be paying less car insurance than drivers with zero no-claims discount, new research has revealed. Insurances quotes were on average nearly 10 per cent cheaper for a typical UK driver with nine points on their license for speeding or other transgression, compared to those who have a no-claims discount, according to data from Vantage Leasing.
WHAT YOU NEED TO KNOW ABOUT YOUR MONEY?
How much do I need to save for my pension? A quick guide to retirement saving...
The amount you can save into a pension ultimately depends on what you can afford - but the longer you leave it the more you will need to save. We tend to put ambitious targets on our hoped-for income in retirement and then underestimate how much we will need to set aside to achieve that. So how much should you save?
What next for interest rates? Bank tipped to hold for most of 2019, as inflation stays low and Brexit is extended
Lower than expected inflation figures have added weight to expectations that interest rate rises will remain on hold throughout most of 2019. This combined with the Brexit extension is forecast to keep monetary policy steady, with rates held at 0.75 per cent. While unemployment is low and wages are rising, there are still concerns over Britain's consumer economy and business investment being stalled by continuing Brexit uncertainty.
What next for mortgage rates? Rates low as lenders chase business
The average two-year fixed rate mortgage rate has crept up by 0.13 per cent in the past month, possibly showing the first signs that the ongoing price war between lenders is drawing to a close.
Ten tips for buy-to-let: the essential advice for property investors
Buy-to-let is much tougher than it once was. But for many Britons the idea of investing in property still appeals, as they trust bricks and mortar and may feel that they can add value to a property. Read our top ten buy-to-let tips
ABOUT THIS IS MONEY
Premium Bonds Winners
Prize | Area | Value of bond |
£1,000,000 | Kent | £3,000 |
£1,000,000 | York | £5,000 |
£100,000 | Central Scotland | £20,000 |
£100,000 | Kent | £2,500 |
£100,000 | Cornwall | £5,000 |
£100,000 | Kent | £5,000 |
£100,000 | West Scotland | £5,000 |
£50,000 | Kent | £37,000 |
be a successful investor
THE INVESTING SHOW
- How to invest to beat inflation: A global fund manager's tips
- Can UK shares shake off the Brexit hangover - and where are the best places to invest now?
- Is commercial property an unloved UK investment that's ripe for returns?
- Buffettology manager's tips on picking shares to beat the market
- How to invest in the UK's best companies and beat Brexit: Free Spirit fund manager
- Are house prices due a fall or could there be a Brexit deal bounce?
- How to profit from smaller company shares but take less risk - Gresham House fund manager's tips
- How to find the world's best dividend shares with Evenlode's Global Income managers
- We bought a Japanese housebuilder for growth: Monks manager on hunting the world's best firms
- Blue Whale Growth fund backed by Peter Hargreaves is up 17% in a year - manager Stephen Yiu explains how it beat the market
- The US is expensive and the UK is unloved, so it's time to be picky: Where to invest in tricky times
- Ruffer made 23% when shares crashed in 2008, so where is it investing now?
- The shares hit the hardest in the stock market slump (and those that went up)
- How to invest in improving our world: Impax Environmental Markets
- Mark Mobius interview: 'Emerging and frontier markets are cheap'
MOST READ MONEY
- The hits (and misses) that I discovered when spring cleaning my investment portfolio in search of better returns THE PRUDENT INVESTOR
- British Gas owed us £1,745 but still sent in the debt collectors... now I'm worried about my credit rating ASK TONY.
- Why are our holidays a rip-off - just because we go on our own? We call on travel firms to treat single people fairly.
- Broadband, TV and phone firms must warn customers their contracts are ending and offer them better deals, under new rules
- Torquay house that looks like a medieval castle is for sale at £1.5M... but it's really less than 30 years old Fort-y towers!
- Who forks out the most for their car insurance? Why having nine points on your license could mean paying less than with zero no-claims discount.
- Is the winning streak for US shares ending? As Trump's trade war rumbles on, should UK investors back it.
- We need strict guidelines to stop solo travellers being ripped off, says VICTORIA BISCHOFF Cost of going it alone.
- Multi-asset manager David Coombs' tips on investing to beat inflation 'You need the world's best companies'
- Is the Lifetime Isa finally a hit? First-time buyers seven times more likely to pick one over Help to Buy rival, says building society.
- Monzo users encouraged to switch energy deals through their bank app with a £50 credit... - but they only get the choice of two firms.
- Bond fans can now buy their own Aston Martin DB5 that's kitted out with Goldfinger film gadgets including a smoke screen and replica machine guns For £3.3MILLION.
- We need to change the financial landscape for female entrepreneurs and backers Angel investor JENNY TOOTH
- Where landlords are cashing in on buy-to-let Property investors selling up make an £80,000 average profit - but those in London rake in £248,000.
- I want to take a 25% tax-free pension lump sum, but after that can I pay in a £40,000 or £4,000 maximum each year? Steve Webb replies.
- More than 3,000 law-breaking motorists caught by undercover police HGVs in a year... - including a lorry driver making a CARD PAYMENT at the wheel.
- Terminal cancer patient left hundreds of pounds out of pocket after Tui refused to refund holiday deposit
- Brexit travel money questions answered Holidaymakers are worried about how leaving the EU will affect their summer spending.
- Football fans could net themselves an extra £197m this summer - by pausing sports TV packages until next season Is My Bill Fair claim.
- The Silicon Valley veteran helping Lloyds kill bank 'goo' that hurts our finances 'I don't aspire to win a Nobel Prize - but if I did, this would be the project'
- Don't wait until you're a pensioner to pick up free perks Cash in on the financial treats of turning 60.
- You may not be lucky and get the mortgage paid off as a prize, but you CAN clear it early How overpaying saves a fortune.
- Spend 60 seconds less in the shower and save £60 a year How to cut your annual energy bill by £500.
- Booking.com won't pay my £762 refund TONY HETHERINGTON investigates
- How mums who work part-time are losing out on pensions The 'motherhood penalty'
- The robots that beat expensive investment fund bosses by keeping it simple Exchange-traded funds
- BT set to hike broadband and mobile bills to cover the cost of rolling out ultra-fast networks
- AFH, the firm offering finance for the over-50s, could give YOUR investments a brighter future MIDAS SHARE TIPS.
- The ultra rare Royal mugs of unloved monarchs that are worth £3,500 CASH IN THE ATTIC
- DJ Pat Sharp is now earning the most in his 37-year career 'I'm the 'go-to' presenter for all things retro'
STEVE WEBB ANSWERS YOUR PENSION QUESTIONS
- My state pension forecast was wrong, so should I rely on the new figure and buy top-ups?
- I have a £310k pension pot at age 41 - how do I work out what that might grow to in coming years? Steve Webb replies
- My pension scheme has severe penalties for retiring early, so should I use my £100k savings to buy an annuity?
- I kept my final salary pension, but my colleagues are taking pots worth hundreds of thousands - did I make a big mistake?
- Does caring for parents aged in their 90s qualify me for extra state pension top-ups?
- Why has my late daughter 'lost' her DHL pension, which she paid into for nearly two years?
- If you move in with someone too ill to cope alone, do you risk losing your widow's pension?
- If my pension fund keeps growing after I retire, can I have extra bites of the 25% tax-free lump sum?
- Can I avoid drawing a private pension so I can keep my pension credit?
- My husband worked 20 hours a week while on pension credit - could he get in trouble over it?
- How to get rich... by those who've done it: Now YOU can learn the secrets to making a fortune like...
- Thomas Cook risks COLLAPSE with summer holiday bookings in jeopardy as its shares tumble another 40 per cent...
- 12 simple steps to saving a fortune from Money Mail's master of making your cash work harder
- Grandparents helping with childcare urged to claim state pension perk: Credits could be worth £5k over a...
- Would being richer make you happy? The This is Money podcast on how to work out how wealthy you are... and...
- RAY MASSEY finds Toyota's eye-catching new-generation muscle car is fit for a Supra hero
- House sales, pension contributions and the income tax personal allowance: If a future Chancellor John...
- Britain's pension blackspots laid bare: Research shows the West Midlands is home to the lowest retirement...
- MARKET REPORT: Shares in Allied Minds soar after activist investor Crystal Amber reveals it has built up a...
- Shareholders turn on Metro Bank founder: Legal & General leads bid to oust Vernon Hill after £375m cash call
- Sports Direct selling scandal-hit Shirebrook warehouse in Derbyshire for £120m
- Easyjet plunges deeper into red due in part to more expensive fuel and drone disruption at Gatwick in...
- ALEX BRUMMER: Amazon now seeking to use its logistics skills to challenge in other markets
- Property tycoon Robert Tchenguiz backing shake-up at First Group being pushed by activist US hedge fund
- My upstairs neighbour took up her carpets and now I hear every move: Our lease says floors must be covered,...
- How to get rich... by those who've done it: Now YOU can learn the secrets to making a fortune in part one of a life-changing Mail Money series
- Thomas Cook risks COLLAPSE with summer holiday bookings in jeopardy as its shares tumble another 40 per cent after City analysts brand them 'worthless'
- Shareholders turn on Metro Bank founder: Legal & General leads bid to oust Vernon Hill after £375m cash call
- How to find a mortgage broker - and make sure you choose the best one and they pick the right deal for you
- Give yourself a financial health check by taking our quiz to discover whether you're a 'Savvy Susan' or 'Pinched Peter'
- RAY MASSEY finds Toyota's eye-catching new-generation muscle car is fit for a Supra hero
- House sales, pension contributions and the income tax personal allowance: If a future Chancellor John McDonnell wanted a £48-a-week basic income, could these tax reliefs be under threat?
- How to get rich... by those who've done it: Now YOU can learn the secrets to making a fortune like billionaire Richard Branson in part one of a life-changing Mail Money series
- Sports Direct selling scandal-hit Shirebrook warehouse in Derbyshire for £120m
- 12 simple steps to saving a fortune from Money Mail's master of making your cash work harder
- Grandparents helping with childcare urged to claim state pension perk: Credits could be worth £5k over a 20-year retirement
- Beware the allure of high-yielding stocks: How soaring dividends can mask a world of trouble
- Property tycoon Robert Tchenguiz backing shake-up at First Group being pushed by activist US hedge fund
- MARKET REPORT: Shares in Allied Minds soar after activist investor Crystal Amber reveals it has built up a 4.2% stake in the company
- ALEX BRUMMER: Amazon now seeking to use its logistics skills to challenge in other markets
- MOST READ IN DETAIL
MIDAS SHARE TIPS
- MIDAS SHARE TIPS: AFH, the firm offering finance for the over-50s, could give YOUR investments a brighter future
- MIDAS SHARE TIPS UPDATE: BT gets the message - must do better as shares tumble to just £2.09
- MIDAS SHARE TIPS: Want your profits to pour in? Try water firm Water Intelligence that mends leaky swimming pools
- MIDAS SHARE TIPS UPDATE: Rising returns from Somero Enterprises - the firm making floors flatter
- MIDAS SHARE TIPS: This boss invested £45m of his own money in oil firm President Energy. Is it worth yours?
- MIDAS SHARE TIPS UPDATE: Growing City Pub Group's recipe for success
- MIDAS SHARE TIPS: Plug into fuel cells with fast-growing firm Ceres Power, which could profit from the electric car revolution
- MIDAS SHARE TIPS: Tablets and debit cards... how Morses is taking doorstep lending upmarket
- MIDAS SHARE TIPS UPDATE: Egg-free bakery chain Cake Box has a winning formula with turnover set to rise
- MIDAS SHARE TIPS: Run for the hills with a Labour Government on the horizon? It's tempting but you can still make tasty profits
- MIDAS SHARE TIPS: Fund manager Miton should be in pole position when Brexit clouds lift
- MIDAS SHARE TIPS UPDATE: How 3D software firm Elecosoft trebled your cash in FOUR years
FUND AND TRUST IDEAS
- ARTEMIS US SMALLER COMPANIES: 'Up-down' boss is turning results on their head
- TROY INCOME & GROWTH: The trust that stays away from volatility - and comfortably beat the market
- SANLAM MULTI-STRATEGY: Spectacular? No... but it will give you an income
- SMITH & WILLIAMSON ARTIFICIAL INTELLIGENCE: Smart money is on AI as new fund grows 43% in two years
- SECURITIES TRUST OF SCOTLAND: The £220m fund Scottish fund... scouring the world for stocks
- ICG ENTERPRISE: Private equity management does not have a good reputation - but this trust isn't an asset stripper
- MARTIN CURRIE GLOBAL PORTFOLIO: Fund manager Zehrid Osmani stamps his mark on investment trust
- GRESHAM HOUSE UK MICRO CAP:
- MERCHANTS TRUST: 'Dividend hero' that's on track for 37 years of rises
- LIONTRUST UK MICRO CAP: The minnows of the market roar for Liontrust
Latest: Mortgages & home
- How to find a mortgage broker - and make sure you choose the best one and they pick the right deal for you
- My upstairs neighbour took up her carpets and now I hear every move: Our lease says floors must be covered, but how do I enforce the rules?
- Seen a house you like but it's not for sale? Knock for Sale offers to tempt owners into selling with a £5 card through the door
- Does your child or grandchild want to buy a home? How to get the first-time buyers in your family mortgage-fit within two years
- What next for mortgage rates? Bank of England says rates will rise as it calls time on the mortgage price war
- You may not be lucky and get the mortgage paid off as a prize, but you CAN clear it early: How overpaying saves a fortune
- Is the cheapest mortgage always best? As the watchdog warns on advice, SARAH DAVIDSON says sometimes it can pay to pay more
- Could YOU be a Grand Designer? The red tape's been cut and councils told to find you land... now might be the time to build your dream home (just like these couples)
- How property rose 53% from the depths of despair: Average house price up more than £82,000 since the lows of the financial crisis a decade ago
Latest from Saving & banking
- HOW TO GET RICH: Now YOU can learn the secrets to making a fortune
- HOW TO GET RICH: City superstar Helena Morrissey says your first investment should be YOURSELF
- What is going on at Metro Bank? Shares down 87% in just over a year and then customers queue to pull savings amid WhatsApp rumours
- Our savings expert Sylvia Morris wins gong at the 'Oscars' of personal finance journalism
- Why it's getting harder to pick a fixed-rate bond: If you don't scour the terms and conditions you could lose out
- Is the Lifetime Isa finally a hit? First-time buyers seven times more likely to pick one over Help to Buy rival, says building society
- Savings rates are finally on the rise with a spate of providers improving easy access deals in May: Here's why
- Nationwide, Co-op Bank and Investec win £75million in second round of RBS business banking bonanza
- 'I don't aspire to win a Nobel Prize - but if I did, this would be the project': The Silicon Valley veteran helping Lloyds kill bank 'goo' that hurts our finances
- Will we get a Marcus Isa next year? Goldman Sachs' UK savings boss hints at new products - and says it signed up 250,000 customers in eight months
ANSWERS FROM THE Experts
- My husband and I have our £20,000 savings in Metro Bank and I've read it's in trouble - is my cash safe?
- ASK TONY: British Gas owed us £1,745 but still sent in the debt collectors... now I'm worried about my credit rating
- Booking.com won't pay my £762 refund: TONY HETHERINGTON investigates
- My father-in-law has recently received a lump sum of £60,000 – what are the easiest options for him to save or invest?
- ASK TONY: TSB hasn't paid THREE years' worth of interest on my £40,000 savings despite several complaints
- Is my £50,000 car park investment at Gatwick stuck on the runway? TONY HETHERINGTON investigates
- My daughter’s favourite pizza restaurant has shut: How do I find out if it's gone bust?
- ASK TONY: Drippy home insurer billed me twice to fix the same leaking pipe leaving me £500 out of pocket
- My abusive ex forced me to pay off his debts with my inheritance - can I get it back or is it gone forever?
- I'm stuck in a leasehold house with doubling ground rent: I thought they were being banned, so what can I do?
Latest from Holidays
- Compare the best money transfer exchange rates in THREE easy steps
- Why are our holidays a rip-off — just because we go on our own? We call on travel firms to treat single people fairly
- Brexit travel money questions answered: Holidaymakers are worried about how leaving the EU will affect their summer spending
- Terminal cancer patient left hundreds of pounds out of pocket after Tui refused to refund holiday deposit
- No way back! How airlines cancel your return ticket if you miss the flight out (and won't even tell you)
- German airline Lufthansa launches its Miles and More travel rewards in Britain, but is it worth signing up for?
- As restaurants and shops rake in cash from currency con when you use a card... Don't fall for the big lie that you MUST pay in pounds on holiday
- Cruise firm kept our £5,000 deposit even though it has time to resell the tickets: How hefty payments could be lost at sea if you're forced to cancel a cruise
- Watchdog calls on holiday firms to treat travellers more fairly when they need to cancel trips for reasons such as illness
Currency | Rate | Buy now |
---|---|---|
Updated 18 May 2019. | ||
Euro | 1.115 | Buy Now |
US Dollar | 1.245 | Buy Now |
Australian Dollar | 1.807 | Buy Now |
Barbados Dollar | 2.4 | Buy Now |
Brazilian Real | 4.909 | Buy Now |
Bulgarian Lev | 2.132 | Buy Now |
Canadian Dollar | 1.674 | Buy Now |
Chinese Yuan | 8.507 | Buy Now |
Croatian Kuna | 8.23 | Buy Now |
Czech Koruna | 28.52 | Buy Now |
Danish Krone | 8.31 | Buy Now |
Egyptian Pound | 16.27 | Buy Now |
Hong Kong Dollar | 9.73 | Buy Now |
Hungarian Forint | 359.3 | Buy Now |
Icelandic Króna | 146.9 | Buy Now |
Indian Rupee | 81.89 | Buy Now |
Indonesian Rupiah | 17155.0 | Buy Now |
Israeli New Shekel | 4.362 | Buy Now |
Jamaican Dollar | 157.7 | Buy Now |
Japanese Yen | 136.3 | Buy Now |
Jordanian Dinar | 0.8481 | Buy Now |
Kenyan Shilling | 122.8 | Buy Now |
Malaysian Ringgit | 5.039 | Buy Now |
Mexican Peso | 23.32 | Buy Now |
New Taiwan Dollar | 36.45 | Buy Now |
New Turkish Lire | 7.392 | Buy Now |
New Zealand Dollar | 1.901 | Buy Now |
Norwegian Krone | 10.89 | Buy Now |
Polish Zloty | 4.766 | Buy Now |
Romanian New Leu | 5.255 | Buy Now |
Russian Rouble | 75.14 | Buy Now |
Singapore Dollar | 1.705 | Buy Now |
South African Rand | 17.82 | Buy Now |
South Korean Won | 1429.0 | Buy Now |
Sterling | 1.0 | Buy Now |
Swedish Krona | 11.95 | Buy Now |
Swiss Franc | 1.259 | Buy Now |
Thai Baht | 39.32 | Buy Now |
UAE Dirham | 4.572 | Buy Now |
Vietnamese Dong | 27678.0 | Buy Now |
LATEST ON HOUSEHOLD Bills
- Pensioners' home insurance soared from £300 to £3,300 in four years due to flood risk, even though they'd lived there for four decades
- The life insurance firm that sets you goals and challenges: Ex-Vitality boss launches Yulife, which rewards customers with 'coins' for exercise
- Think you are getting a raw deal on your broadband? The best deals to get you faster speeds and smaller bills
- Broadband, TV and phone firms must warn customers their contracts are ending and offer them better deals, under new rules
- My big brand bargain hunt: Fancy a cheap washing machine or cut-price sofa? AMELIA MURRAY tries her luck at the auction house selling off High Street stock
- Cheapest car insurance - how to choose the best policy and drive down your costs
- Monzo users encouraged to switch energy deals through their bank app with a £50 credit... but they only get the choice of two firms
- Football fans could net themselves an extra £197m this summer – by pausing sports TV packages until next season
- Privacy concerns as energy companies could be given access to all smart meter data and take readings every 30 minutes
- Spend 60 seconds less in the shower and save £60 a year: How to cut your annual energy bill by £500
Latest from Cards & loans
- Get more for your holiday money: The best debit and credit cards to beat overseas fees
- You CAN beat the credit card crunch: Super-low offers are harder to find than ever. But we've investigated almost 150 of the best deals
- Act now if you were mis-sold PPI as final deadline for submitting a claim nears: here's what to do
- Play your cards right: The best credit cards for spending, holidays, rewards or clearing your debts
- How to get out of debt: Your ten-step plan to getting your finances back under control
- How to improve and protect your credit rating and check your credit report
- Amazon and Amex slash credit card reward bonuses for joiners and users - meaning more spend is required for 'free' flights and gift cards
- Snoop Dogg backed fintech firm Klarna now has 4.4m users in Britain as young shoppers flock to the 'buy now, pay later' model
- Shopping at your fingertips: We test the UK's first biometric bank card... and find it is very much touch and go!
Latest from Investing
- Beware the allure of high-yielding stocks: How soaring dividends can mask a world of trouble
- Is the winning streak for US shares ending? As Trump's trade war rumbles on, should UK investors back it
- Revealed: The investment trusts that pay a dividend of 4% or more - and those paying out the most
- Britain's big dividend-paying companies are getting richer, but smaller firms see profits drop 18% in a year
- ARTEMIS US SMALLER COMPANIES: 'Up-down' boss is turning results on their head
- MIDAS SHARE TIPS: AFH, the firm offering finance for the over-50s, could give YOUR investments a brighter future
- MIDAS SHARE TIPS UPDATE: BT gets the message - must do better as shares tumble to just £2.09
- SMALL CAP SHARE IDEAS: Rental strength helps Belvoir Lettings despite property market downturn
- How to profit from a loss-making firm: It might sound bonkers but you can make a fortune as tech giants are chased up
Latest: money and Cars
- RAY MASSEY finds Toyota's eye-catching new-generation muscle car is fit for a Supra hero
- Secrets of a traffic officer REVEALED: Former road cop explains why you might get a ticket, what winds police up most and common driver errors that lead to accidents
- Cheers! Rolls-Royce unveils a £44,000 champagne chest for its luxurious cars that even has a CAVIAR DISPENSER
- Turning the page: Iconic British car maker Bentley publishes seven £200,000 diamond-encrusted BOOKS to celebrate its centenary year
- Thirteen sold every minute: The DVLA flogged 6.8M driver details to parking firms dishing out tickets last year
- Second-hand cars that won't let you down revealed: The most reliable used models on the market - and the ones you should have little faith in
- Car making giant Ford set to cut 550 UK jobs in Essex as part of operations restructuring
- When performance meets practicality: McLaren's GT is a £163,000 supercar that can do 203mph but also has room for a set of golf clubs and skis
- Europe switching to electric cars would only help to reduce global CO2 emissions by 0.4%, expert claims
- Who forks out the most for their car insurance? Why having nine points on your license could mean paying less than with zero no-claims discount
TOP CALCULATORS
- This is Money's calculators and tools All our calculators in one place. See how they could help you
- Historic inflation: how the value of money has changed The effects of inflation since 1900 and what past prices mean today
- True cost mortgage tool - rates AND fees Compare the cost of rival fixed and tracker rate mortgages
- Mortgage affordability: How much you can borrow Find out how much you can afford to borrow and the difference between repayment and interest-only
- Monthly or lump sum savings calculator How much a regular monthly savings scheme could make or a lump sum could be worth.