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powered by Bankrate.com  October 19, 2002
Home > Monthly Checkup >

Are your credit cards getting the best of you?


Most people don't pay much attention to their credit cards, simply charging away wthout even reading the paperwork. But it's a litte more complicated than that. Fortunately, we're here to help.

Bankrate's database of credit card rates is the world's largest, and you can use it to find a card that's right for you. If you are looking to transfer a big balance to a lower rate card, we'll show you the right way to do it and how to avoid balance transfer fees. With credit card fees and penalties on the rise, we'll show you how to avoid them. Since the best way to save cash on your credit card bill is to pay down that balance, we have pay-down tips and strategies, plus calculators that help you pinpoint just how much your credit card debt is costing you and why it's time for it to go.

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FEATURES
Find the right deal Finding the right credit card deal
Bankrate has the screens and calculators to help you make the best choice. More
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Are you heaidng for credit card trouble?

Credit card quiz
Are you heading for credit card trouble?

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Balance transfers Transferring a balance can save cash
But avoid transfer fees and other traps. More
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Credit card search Looking for the card that's right for you? Use our search engine to find that card that fits your needs.
Retire debt Retire that credit card debt
It won't be easy, but it can be done. More
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Calculator Credit card calculators
Calculate your payment on any loan (includes amortization schedule), How's your credit?, Calculate the real cost of your debt, What will it take to pay off your credit card?, The true cost of paying the minimum.
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Penalties Credit card penalties on the rise
Companies hit harder and more often. More

About our monthly checkups
Like any machine, your finances need an occasional look under the hood. That's the idea behind Bankrate'com's monthly checkups. Each month, we will examine an important area of personal finance -- your mortgage, your auto loan, your savings, and your retirement plan, for example -- and present you with all the tools you need to be certain that your finances are finely tuned.

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