Archive of Dr. Don columns

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October 19, 2002

Archives

Stories found:	1 to 30 of 544		Next 30 >
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Dr. Don: Does overdraft protection affect credit? -- It protects your banking relationship by preventing bounced checks. (10/18/2002)
Understanding bonds -- Bonds is shorthand for fixed-income investments. Barring the issuer's bankruptcy or default, the investment returns are contractual or fixed. (10/17/2002)
Dr. Don: Should I prepay my mortgage? -- It depends on whether you can make a better return than you save on mortgage interest. (10/17/2002)
Dr. Don: Short-term loan for college -- Start with a visit to your college financial aid office. (10/16/2002)
Dr. Don: Where a newcomer starts investing -- Begin with a 401(k) and an emergency fund. (10/15/2002)
Dr. Don: Finding lost savings bonds -- Don't worry, the government has an agency that can help you out. (10/14/2002)
Dr. Don: Refinancing an upside down car loan -- You're better off trying to extend the term of the loan. (10/11/2002)
Dr. Don: Credit card issuer raised his rate -- It's probably legal since credit card companies write the agreements in their favor. (10/10/2002)
Dr. Don: Co-signing a daughter's car loan -- Better be ready to pay the bill, because you probably will have to. (10/9/2002)
Dr. Don: Setting up an emergency fund -- Make sure you can get at your money if you need it. (10/8/2002)
Dr. Don: Explaining an interest-only mortgage -- It's fine if you have the financial discipline, or won't be in the property long. (10/7/2002)
Dr. Don: Should I lock in my mortgage rate -- You can't predict the future, but rates are very low already. (10/4/2002)
Dr. Don: Pros and cons of credit-counseling service -- It's not that different from a Chapter 13 bankruptcy. (10/3/2002)
Dr. Don: Trying to keep heirloom despite bankruptcy -- Don't try to hide the asset by commiting fraud. (10/2/2002)
Dr. Don: Rate lock doesn't guarantee APR -- Lenders aren't required to give you exact closing costs until it's too late. (10/1/2002)
Dr. Don: Pay mortgage early or late? -- As long as you don't get hit with a late fee, it doesn't make much difference. (9/30/2002)
Timing is everything -- The time of the month in which yor buy or sell a savings bond makes a difference in how much you get. (9/27/2002)
Dr. Don: How to compare ARMs -- Take a look at the index that is used for the mortgage. (9/27/2002)
Dr. Don: Choosing between CD and money market -- It depends on how long it will be before you need the money. (9/26/2002)
Dr. Don: Rent or buy as you near retirement? -- Buying is better, but there's no need to pay cash. (9/25/2002)
Dr. Don: Diversify your bank accounts -- Don't put all your investing eggs in just one basket. (9/24/2002)
Dr. Don: Car loan interest is not deductible -- Many purchasers use a home equity loan instead. (9/23/2002)
Dr. Don: Buying a new car before a divorce -- It might make sense. Much depends on the maintenance costs. (9/20/2002)
Can you borrow from your IRA? -- No, but you can take money out temporarily. (9/19/2002)
Dr. Don: Bank suing over co-signed auto loan -- You may have to consider bankruptcy because the debt is yours. (9/19/2002)
Dr. Don: Debtor with same name ruins credit -- You'll need to contact credit-reporting agencies. (9/18/2002)
Dr. Don: Battling bad news on your credit report -- It takes time to heal those wounds. (9/17/2002)
Dr. Don: Seeking safety with settlement money -- Consider certificates of deposit, Treasury securites and annuities. (9/16/2002)
Dr. Don: Figuring the difference in CD investments -- You have to measure for the same time periods. (9/13/2002)
Dr. Don: Deciding when to refinance -- It depends among other things on your reason for refinancing. (9/12/2002)
News Archives	Show Subtopics:	Show URLs
Stories found:	1 to 30 of 544		Next 30 >

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