Going away on holiday or a short break?

No one wants the unexpected to happen when they go abroad, but unfortunately
there's no such thing as a totally risk-free activity holiday. Last year there were more than 400,000 travel insurance claims by UK holiday makers and business travellers, according to the Association of British Insurers.

Travel insurance is not so much an optional extra as an integral part of any activity break. Our specialist activity and outdoor sports insurance policies cover the obvious problems, such as an accident or an illness, a stolen wallet or purse. Our insurance also provides cover for all your equipment.

Holiday Autos Travel Insurance also provide compensation for delays and cancellation, for damaged or lost luggage, and even a telephone help line for emergencies.

What type of cover is best?

The simplest way to buy travel insurance might seem to be through a travel agent or tour operator. Sometimes, these policies are free, but where they are not free they can be expensive. Travel agents are no longer allowed to insist that holiday makers book insurance through them and it's almost always possible to find a better deal by shopping around.

The traditional way to buy travel insurance is to take out cover for each trip and this is usually how tour operators sell their cover. If you only make one or possibly two trips abroad a year, this might be the best option. A growing number of travellers, however, are opting for annual travel insurance. Holiday Autos annual insurance also covers you for 17 days ski and snowboarding insurance for free.

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