| Misc Tips that don't quite fit elsewhere: 1. Complain! If you have been treated badly or let down by a company the best way of getting compensation is to write to the managing director. You don't need to know his/her name, just send a firm and polite letter detailing your problems to the 'managing director' at whatever main address you have.
2. Christmas shopping - don't leave it until Christmas - nothing is cheap in the shops then. If you see nice gifts for your friends and family at other times of the year in sales buy them then - it takes the expense out of December! Don't miss our Frugal Christmas section or outlets such as Bargain Crazy below:

Readers Tips:1. Using a fabric
softner keeps your clothes looking new for longer
- it also lessens the time you will spend
ironing. Jean.
2. Carol recommends a site that tells you about competitions - she has won many large prizes - www.ealthy.co.uk
3. Haynes manuals can seriously save a great deal of money when it comes to running a car. They talk you through fixing just about anything on your car, and tell you how tough a job is likely to be. Ben. - www.haynes.co.uk
4. Cheap face scrub: Mix some ordinary table salt with olive oil in the palm of your hand. Massage gently onto damp skin avoiding the eye area. Rinse with warm water and soap. Pat dry - lovely soft smooth skin! Moisturiser and make-up seems to go on better after this as well.
Hope this is useful. Dee Hagan
5. Budgeting tips from Derek: Know what you get, and set categories with weekly or monthly spending
limits that keep the total outgoings below this. Using multiple bank accounts can help this to work well, I have about 8,
one for the car, one for house maintenance and decor, one for christmas, one for holidays etc. This stops annual bills making my 'core' account
look sick, ideally the core account should increase by the same amount each month. Try not to use credit cards, even if you pay the entire balance off each
month. There's nothing quite like looking at an empty wallet to let you know you've run out of cash this week.
6. Catalogue advice from Cat: Buying from mainstream catalogues can be expensive but the 'free' credit facilities can be useful if you're on a tight income. Look out catalogue websites such as Kays where many items are hugely discounted and you still get the 20 week 'interest free' period in which to pay!
7.Jon shares food shopping and gaming advice: I strongly recommend you visit a Julian Graves shop. Nuts, fruit,
herbs, sweets, minimal packaging, very high quality, very low prices (way
better than supermarkets) and frequent bargains, 2for1, bigger packs. Julian Graves
have very cheap pistachio, different types of peanuts, and their herbs,
20g-50g for around 60p, better than supermarkets.
I also recommend you get into german board games. Great fun, huge replay
value and cheaper than the rubbish games you get here.
Little
Freebies:
Very little
is ever actually free and the offers below are
not going to change your life in any signifigant
way - but they are completely free and it is fun
to get them through the post!
Tetley Tea usually have free
teabags to give away - the offer comes and goes
and you might have to play an online game first!
Red Bush Tea has an unusual
taste which is rather nice and very good for you.
Jelly Belly jelly beans - the
first 100 people to complete the survey each day
get a free sample.
Free Vegetarian
Starter Pack
LoSalt
Yorkshire Tea - will send you tea
to suit your local water!
NatraCare - eco sanitary wear sample for women (click inquiry to fill in your details)
Original Source - toiletries
samples
Many of the major washing detergent and shampoo manufacturers offer freebies from time to time - it is worth typing in a search on Google for their names and products "+ free sample".
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