The Wayback Machine - https://web.archive.org/all/20031210105253/http://www.creditinfocenter.com:80/bankruptcy/bkDebts.shtml
Credit Info Center Home Credit Info Center Home Credit Info Center Home
Credit Info Center Home Bankruptcy Consumer Info Credit Cards Credit Reports Debt Discussion Loans Mortgages News
 
FREE Debt Help
Donations
We Consult!
Online Store
Order Status/Q's
Affiliate Program

Good Credit Is Sexy Book

Mortgage/Card Rates
Credit Scoring
Rebuild/Repair
Find a Credit Card
Identity Theft
Newsletter
Sample Letters
Scam Alerts


Free credit report and more!

Legal References
Divorce
Bankruptcy
Debt validation
Mortgages
Loans
ChexSystems

credit card offers

Contact Info
About this site
Ad Info & Rates
Errors or Corrections
Privacy Policy
Site Map

Which debts can I include in a Chaper 7 BK?

Certain types of debts cannot be discharged in a bankruptcy. These debts are called non-dischargeable and apply in every case. However, certain debts normally dischargeble may be ruled as non-dischargeable if a debtor has a comitted a crime or fraud.

Non-dischargeble debtsCircumstances in Which Normally Dischargeable Debts May Become Non-dischargeable.
  • back child support and alimony obligations, and debts considered in the nature of support
  • student loans, unless repayment would cause you undue hardship
  • income taxes less than three years past due, and
  • court judgments for injuries or death to someone arising from your intoxicated driving.
  • debts incurred on the basis of fraud, such as lying on a credit application or writing a bad check
  • debts from willful or malicious injury to another or another's property
  • debts from larceny (theft), breach of trust or embezzlement, or
  • debts arising out of a marital settlement agreement or divorce decree that aren't otherwise automatically non dischargeable as support or alimony


Do you have a question we haven't answered? Call us!   E-mail us! or Buy the Book!
Document last modified Wednesday, 27-Feb-2002 14:51:15 EST