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> First
Time Buyers
Buying a house is one of the most important purchases you will
make, and buying a home for the first time will be an even more
daunting prospect.
Over the following few pages, we have a range of first time home
buying tips, and advice on finding the right mortgage.
[Find first
time buyer mortgage deals]
Getting Mortgage Advice
Terms such as "loan to value ratio", "income multiples",
and "discounted mortgages" may all sound very confusing
when someone explains things for the first time, and it is important
to get as much advice as possible. Our mortgage advisors can explain
any of these terms to you, and offer a free, no obligation mortgage
quotation service.
Please please fill in our quick
enquiry form, or call us on 0845 108 0505
for a free, no obligation, consultation. You may also find our
mortgages glossary useful
to explain some of these terms.
Will I get accepted?
Buying a house may involve substantial amounts of money, but
the key thing is to remember that you are buying an asset, which
should go up in value, as opposed to a car, which will almost
certainly decrease in value.
Always remember that it is in lenders' best interest to provide
you with a mortgage, as long as they do not feel you are stretching
yourself. A mortgage is generally a lower risk to them, compared
to a personal loan, or a credit card, as they always have the
house to "secure" the loan if you are unable to make
your payments.
[Find first
time buyer mortgage deals]
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