The following is a sample letter requesting Chexsystems to validate and remove a listing from their database.
June 20, 2001
Chexsystems
Customer Relations
12005 Ford Road Suite 600
Dallas, TX 75234
To Whom It May Concern:
My bank has informed me that there is negative information reported by Glendale Federal Bank included in the file Chexsystems maintains under my Social Security number. Upon ordering a copy of the report, I see an entry from this bank listing a "debit card revoked" in March 1997.
I do not recall having a debit card from this bank in 1997.
Please validate this information with Glendale Federal Bank and provide me with copies of any documentation associated with this "debit card" bearing my signature. In the absence of any such documentation bearing my signature I ask that this information be immediately deleted from the file
you maintain under my Social Security number.
My contact information is as follows:
Your Name
SSN: xxx-xx-xxxx
Your Address
Sincerely,
Your Name
If you would like to download a copy of this file for cutting and pasting into some other text editor for your information, click here.
This letter is part of our information on Chexsystems. We have other sample letters to handle a variety of credit situations. Here is the list.