Can't get a credit card?

Some consumers may not have Visa® or MasterCard® credit or debit cards to register and therefore would not qualify for marketing refunds from participating merchants. We have solved that problem. In the near future, we will launch the family of cards specifically designed to allow even more Americans to become part of our cash rebate program.

You can apply for:

eMoney Debit MasterCard® Card

This branded debit card is our premier card for the consumer. Not only can the consumer register this card for merchant refunds, but they can use it worldwide for making ATM withdrawals, purchasing anywhere major credit cards are accepted, sending money to a family member cardholder, and for making purchases, bill payments and balance inquiries online or via telephone 24/7. Additionally, the cardholder can have their pay-period earnings direct deposited onto their card by an employer and can even have funds credited to it at thousands of designated retailer and banking locations ("card-funding locations") nationally or through certain payment services such as PayPal and Yahoo.

Advocates enjoy residual income in the form of commissions and loyalty usage bonuses on purchases consumers make as a referred consumer by someone in their team organization. And every time the consumer uses their eMoney debit MasterCard® Card or any registered Visa® or MasterCard® Card to buy at participating refund locations, they too make money, in the form of a refund, just doing what they would normally be doing anyway... being a consumer!

eMoney Debit Maestro® Card

This non-branded ATM debit card is a great card for the primary cardholder with a son or daughter in college or other such family or business member needing just the basic cash withdrawal and PIN-based purchasing ability. Although it is not Visa® or MasterCard® branded and can't be registered, it can be used for making ATM withdrawals and purchases virtually anywhere PIN-based transactions are accepted. It too can have payday earnings direct deposited onto the card or funds credited to it through the designated card-funding locations and payment services. And, of course, card balances can be checked 24/7 online or via telephone.

The consumer benefits and usage of the eMoney debit Maestro® Card add yet another source of loyalty usage bonuses to the Advocates' residual earnings.

eMoney MasterCard® Pay Card

This is our branded debit pay card with which our Advocates receive their earnings from the Company as well as their merchant refunds when purchasing at participating locations. Whether sharing the story with a fellow American or traveling abroad, Advocates can use their pay card for everything from ATM withdrawals to making purchases anywhere major credit cards are accepted, or sending money to a family or business member cardholder. The eMoney MasterCard® Pay Card can also be used for making purchases, paying bills and checking balances online or via telephone 24/7. Along with their earnings, Advocates can have funds credited to their pay card through the designated card-funding locations and payment services as well as have payday earnings deposited to the card.

Unlike the Debit MasterCard® Card and Debit Maestro® Card, we do not sell the eMoney MasterCard® Pay Card. Nevertheless, Advocates earn a commission on the "Marketing Fee" paid by the participating merchant every time they or an Advocate in their team organization uses their Pay Card to make purchases and receive refunds.

The eMoney MasterCard® Pay Card technology and features are provided through our strategic alliance with an industry leader in advanced payroll card technologies. Thanks to this strategic alliance, Advocates can receive added earnings when they or someone in their team organization simply refers a prospective client interested in having our strategic alliance partner provide them with their own payroll card. Every time the referred client's employee-cardholder uses their payroll card or any other registered Visa® or MasterCard® Card to make purchases and receive refunds, commissions and loyalty usage bonuses are being earned. When referring a prospective payroll card client, Advocates simply access their back office link for submitting referrals and follow the "Required Steps".