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Cosmetic & Plastic Surgery Financing Loans
Helping those with bad credit receive loans for necessary or cosmetic surgery.
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BadCreditService.com has partnered with Health Ready Inc., a financing company that specializes in offering loans to prospective plastic surgery patients. Simply complete the application form and submit it.  Your application will be processed within 24 hours, but usually the same day.  You will be able to obtain status information online.

Health Ready has partnered with a number of lenders so that you receive the best loan terms available.  Some of the features include:

  • Loans and Credit Lines up to $25,000.
  • Interest Rates as low as 9.9%.
  • Terms up to 84 months resulting in the lowest payments available in the industry.
  • Deferred payment plans for 90 or 180 days (your first payment is not due for 90 or 180 days).

All applicants also receive a comprehensive credit analysis.

Click Here To Get Started!
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Should you not qualify for a loan, we highly recommend you check your credit report for potential and/or unknown problems with our special 3 agency credit reporting service.


More Information:

Among the many procedures and services that can be financed through Health Ready are:

Plastic and cosmetic surgery.   Plastic and Cosmetic Surgery
LASIK and PRK eye surgery.   LASIK and PRK Eye Surgery
Dermatology.   Dermatology
Dental.   Dental
Orthodontia.   Orthodontia
Physical therapy.   Physical Therapy
Urology.   Urology
General surgery.   General Surgery
Infertility.  Infertility
   And more....

Click Here To Get Started!
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Should you not qualify for a loan, we highly recommend you check your credit report for potential and/or unknown problems with our special 3 agency credit reporting service.


More Information:

Frequenty Asked Questions:

Q. What if I have had credit problems in the past?
A. Health Ready has programs for most all types of credit histories. If you've been declined in the past by other finance companies, Health Ready may still be able to approve your loan request.

Q. What will my interest rate be?
A. Your interest rate will vary based on your credit history, selected loan term, and loan amount. Patients with excellent credit ratings who apply for financing through Health Ready qualify for extra-low interest rates. Even patients with past credit problems can qualify for very reasonable rates.

Q. What loan terms are available?
A. Available loan terms may include 12, 24, 36, 48, 60, 72, and 84 months or a revolving credit line depending on your credit background.

Q. Is there a pre-payment penalty?
A. In most cases you may pay off your loan at any time without penalty. Many of our loans also come with a 90-days or 180 days deferred payment plan. The deferred payments allow you to defer you first payment for 90 or 180 days -- interest does accrue during the deferral period.

Q. Are there down payment requirements?
A. Down payment requirements are determined based on your credit history and your health care provider's requirements, if any. If you have average or above average credit, you may not be required to put any money down.

Click Here To Get Started!
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Should you not qualify for a loan, we highly recommend you check your credit report for potential and/or unknown problems with our special 3 agency credit reporting service.


 

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