For buyers in the San Diego, La Jolla, Del Mar, Rancho Sante Fe and Southern California area.

2. Hold Off Making Any Major Credit Purchases

Don't go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.

Every $100 you pay per month on a credit payment could cost your about $10,000 in home eligibility. For example, a furniture payment of $200/month could mean that you qualify for $20,000 less in a mortgage.

Hold off making any large purchases until after closing. The last thing you want is to know that you could have purchase a new home had you curbed the urge to spend.

Let AAA Real Estate help you with your San Diego, La Jolla, Del Mar and Rancho Sante Fe Homes and Real Estate