There's more than one reason to refinance your home. Refinancing and consolidating your debt can lower the total amount you pay out each month. You can even arrange to have extra cash.

Here are some reasons to refinance that you may want to think about:

• Consolidate your high-interest debt. Consolidate high-interest debt such as credit cards. Your overall monthly payments may be reduced and could even be tax deductible.*

• Get extra cash. Refinancing can give you extra cash for the things you've always wanted to do. Like taking that long-deserved vacation, or paying for a college education. It's your choice.

• Make Home Improvements. Fix the roof, purchase new kitchen cabinets, or remodel to increase the value of your home.

• You'll get your money fast. Unlike other lenders, Ameriquest doesn't take months to close your loan.

• 24 hour preliminary approval. You'll know if you qualify in as little as one day.

• Ameriquest is right in your neighborhood. With over 2,000 loan officers in over 200 locations, Ameriquest combines nationwide strength with the knowledge and friendliness of a local business.

• Take a 30-day break from payments. Your first payment is usually not due for 30 days or more.**

• The care you want. The service you deserve. Your Ameriquest loan officer will take care of you through every step of the loan process - from application to approval.

** The 30-Day Break From Payments is an available feature on all home loans from Ameriquest. For example, if an Ameriquest loan closes between June 2 and June 30, the first mortgage payment would not be due until August 1, thus allowing a 30-day or more break from payments.