Repair your poor Credit today

Repair your Credit is just not another buzz word but a continuous process. Our experts will help you in each and every step to repair your poor credit.

Click Here for most suitable debt solutions with free counseling & analysis.

Sometimes you can come across ads which says "We can erase your bad credit, 100% guaranteed". Now the question is :

• How reliable are these ads ?

• How can I judge their credibility?

• What are the Cautionary steps?

• What is The Credit Repair Organizations Act ?

• Have You Been Victimized?

Beware of the companies which ......

• Demands advance payments for the services
• Hide their policies
• Hide your rights
• Suggest that you try to invent a "new" credit report by applying for an Employer Identification Number to use instead of your Social Security Number
• Gives you an illegal advice.

The law says credit repair organizations must give you a copy of the "Consumer Credit File Rights Under State and Federal Law" before you sign a contract. Also they are supposed to give you a written contract that spells out your rights and obligations. You should go through these documents very carefully before signing the contract. The law is in your favor which says

• A credit repair company can't make false claims about the services.
• They can charge you only at the end of service.
• You have three- day waiting period and during which you can cancel the contract without paying any fees. Also without your signature they can't perform any services.

Almost all the states have laws strictly regulating repair credit companies. In case of repair credit scams, States can really help you out. Don't hesitate to report State authorities, laws are in place to protect you.