|
- You should contact Our Administrator, Adminicle Limited,
Callidus House, Cirencester Business Park, Love Lane, Cirencester
GL7 1XD or telephone 01285 886600 to request a claim form.
- You must complete the Income Protection Insurance claim form
fully and accurately and return it to Us at the address above.
This claim form should be received by Us within 60 days of
the date Your Disability or Unemployment began, or as soon
as possible after this.
- We may ask You to fill in a continuing or supplementary Income
Protection Insurance claim form at Your own expense for each
month You are claiming. You must send this to Us within 60
days of the date We last paid Your Monthly Benefit or as soon
as possible after this.
- To properly validate Your Income Protection Insurance claim
You must give Us any proof We ask for otherwise We cannot pay
any benefit. This is at Your own expense if any. We may also
ask You for additional information during Your claim such as
(but not limited to) being examined by a Doctor (at Our expense)
or, certificates from Your employer stating that You are not
presently working or, a copy of the Jobseekers Agreement that
You signed with the Employment Service or, a certificate from
Your last employer stating that You no longer Work for them.
- We will not pay Your Income Protection Insurance claim if
We cannot validate it because You are late sending Us Your
claim form or any additional information that We may reasonably
request. Any attempt to falsify any information provided to
Us may invalidate Your claim and may result in Us cancelling
this insurance immediately.
- If We start to pay Monthly Benefit because You are Disabled
and You become Unemployed You must write and advise Us straight
away. When deciding if Your claim is valid, We will ignore
the fact that You have not been Working because of Your Disability.
We will continue to pay Your Disability benefit while it remains
valid. If You are still Unemployed once a Doctor says You are
fit to return to Work, You must tell Us and We will ask You
to complete an Unemployment claim form. If You change Your
claim, the most We will pay for both Your Disability and Unemployment
claims combined is 12 times the Monthly Benefit.
- If We start to pay Monthly Benefit because You are Unemployed
and You become Disabled You must write and tell Us straight
away. When deciding if Your claim is valid, We will ignore
the fact that You have not been Working. You will no longer
be eligible to claim benefits for Unemployment and You will
have to complete a Disability claim form. If You change Your
claim, the most We will pay for both Your Unemployment and
Disability claims combined is 12 times the Monthly Benefit.
- If You are unable to meet Our conditions to claim for Disability
benefit You can claim Unemployment benefit once You are fit
to work. You must let Us know that You are no longer Disabled
and You must meet Our conditions to claim Unemployment benefit.
If Your claim is valid, the most We will pay is 12 times the
Monthly Benefit which will include any Monthly Benefit We paid
before Your Disability started.
|
