Click
on the * wherever
you see it, for more information
Real industrial strength income protection insurance
Protecting your income protects
your home, family and your future. Here is the income
protection insurance plan we can do for you:
| • |
Income
protection insurance benefits paid from day one
of any unemployment. |
| • |
Our plan charges no
premium penalties for age, gender, occupation or
personal habits, like smoking. |
| • |
Low premiums for income
protection: Just £5.50 for every £100
of combined unemployment and disability
cover. |
| • |
An easy low premium
of just £3.50 per £100 for single
disability or unemployment packages. |
Our UK wide cheap income
protection insurance helps you carry on a normal life
if unemployed
for any reason. Click one of these buttons now to get
yourself under our income protection plan.
Goodfellows and UK-Online-Finance . . . UK income protection
Here at UK Online Finance we believe
in the strength of teamwork, and we pick our team partners
well, for your protection,. Goodfellows is our partner
for the UK income protection plan, and
we know that if a client of ours needs cover for a period
of unemployment, whatever the reason, Goodfellows has
income protection insurance products
that will look after them, well.
Further, we work hard to
get you paid straight away.*
For example, if you took out cover and then made a
claim on the 1st of July
you would wait until the 31st of July before receiving
any benefit, but the payment would be for the entire
period of your unemployment or disability,
dating from the 1st of July. So, effectively, you would
get benefit
as soon as you were eligible for a claim. There is
no 'excess period' in which you would not be able to
claim benefit.
A flexible, cheap and effective income protection plan
The UK-Online-Finance income protection
insurance plan, developed in partnership with Goodfellows,
is designed to provide a package of benefits most needed
by someone confronting the results of unemployment,
or the onset of sudden disability.
Unemployment, disability or redundancy, our plan covers
you
A totally flexible package, the
Goodfellows and UK-Online-Finance income protection insurance
plan can cover mortgage payments, rent, loans, household
bills and any other expenses you may have.
Our low premiums can be paid by
direct debit and all benefits are totally tax free. Our
income protection plans also extend to self employed
people, and further, our plan means that if your business
ceases to trade, for any reason, you're covered.
Don't forget, you are never
locked in on an insurance plan. We offer free transfer
and immediate cover to anyone switching from another
insurer.
Am I eligible?
If you are between 18 and
64, a UK resident working here, and have six months
employment before applying for an income protection
insurance plan, and if you are eligible for Jobseeker's
Allowance, then you rate.
Can I claim?
You can claim at any time during
the life of the policy, provided you give us notice in
reasonable time. There is a 120 day exclusion period,
at the beginning of any policy, unless you are an exclusion
free transferor from another scheme.
If you need to claim, you will
be covered for up to twelve months for any one claim.
If you return to work, you must wait 180 days before
making any subsequent claim.
All the conditions of policies
issued under the income protection insurance plan are
spelt out in the policy material. Goodfellows are members
of the Insurance Standards Council (GISC) and the Association
of British Insurers. They are regulated by the Financial
Ombusdman Service. UK-Online Finance is a Registered
Financial Adviser and permitted to provide financial
advice by the Financial Services Authority under the
provisions of the Financial Services and Markets Act
2000.
Copyright
2003 © UK Online Finance. Follow this link for legal
matters.
