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These are a few debt consolidation laws practised in the state of Alaska. The page also gives you a record of the reliable and some of the best debt consolidation firms in the state.These informations are the stepping stones towards a debt free life.

• The Fair Credit Billing Act applies to "open end" credit accounts, such as credit cards, and revolving charge accounts - such as department store accounts. It does not cover installment contracts - loans or extensions of credit you repay on a fixed schedule. Consumers often buy cars, furniture and major appliances on an installment basis, and repay personal loans in installments as well.

• The Fair Credit Reporting Act (FCRA), enforced by the Federal Trade Commission, is designed to promote accuracy and ensure the privacy of the information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law.

• According to the Credit Repair Organizations Act; consumers have a vital interest in establishing and maintaining their credit worthiness and credit standing in order to obtain and use credit. As a result, consumers who have experienced credit problems may seek assistance from credit repair organizations which offer to improve the credit standing of such consumers.

• The Fair Debt Collection Practices Act ensures that all creditors should maintain the law while collection of debts. There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy.

Anchorage Bowling Association
1200 I St Anchorage, AK

Colonial Home Loans
4141 B St Ste 307 Anchorage, AK

Credit Counseling Ctr-America
4020 Debarr Rd Anchorage, AK

Debt Reduction Service
341 W Tudor Rd Ste 207 Anchorage, AK

Ennis Deitra
880 H St Anchorage, AK

National Tenant Network Alaska
Po Box 230507 Anchorage, AK

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