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The State of Wyoming Collection Agency Board Statutes protects Wyoming consumers from unfair and abusive debt collection practices. The Act also provides protection under the provisions of the Federal Fair Debt Collection Practices Act (FDCPA). The Act applies to all collection agencies and debt collectors who work for collection agencies. However, this Act does not apply to creditors who collect their own debts or commercial debts.

• You may dispute the debt (or any part of it)within 30 days after receiving the first notice. This first notice is a written document sent to you by a Collection Agency . Here there is a mention of the total amount of money due and also the name of the creditor who referred the debt to the collection agency. This must be done in writing. The collection agency must then stop collection of that debt, or the disputed portion, until it gives you proof of the debt and also the name of the original creditor. However, the collection agency may sue you during that time.

• You may tell the collection agency to stop contacting you at work. It is best if the request is in writing. They cannot call you before 8:00 a.m. or after 9:00 p.m. or at any other time or place which the debt collector knows is inconvenient for you. (If 8:00 a.m. to 9:00 p.m. is inconvenient, notify the collection agency in writing and state when you can be called).

• You may refuse to pay the debt or demand that the collection agency stop contacting you altogether. The request must be in writing. The collection agency must then stop trying to collect the debt from you although it may contact you one final time stating whether it will stop trying to collect the debt or plans to sue you. If you are sued, you then have the right to argue your case in court. You may ask the collection agency for a copy of your payment history. It is best if the request is in writing. The requests cannot be more often than payments are made.

• Misrepresent the amount of the debt or collect an amount greater than the amount you legally owe. He cannot threaten to take actions that are illegal. Neither can a creditor threaten to take or sell your property, garnish your wages, or attach your bank accounts unless that action is legal and the debt collector intends to do it. He can neither report false credit information about you

Campbell County Abstract Company
406 South Gillette Avenue, Gillette, WY 82716

Credit Information Systems
2020 E Grand Ave Laramie, WY 82070

Davis Enterprises
2440 Douglas Dr Laramie, WY 82070

Michael Fawcett Construction
2738 Nottingham Sq Fort Collins, CO 80526

Mortgage Source Incorporated
414 E Lewis St Laramie, WY 82072

Quality Mortgage Solutions
3850 Grant Ave Ste 130 Loveland, CO 80538

Safe Haven Incorporated
1713 1st AveScottsbluff, NE 69361

Superior Debt Svc Incorporated
Superior Debt Svc Incorporated2625 Redwing Rd Ste 140Fort Collins, CO 80526

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