How do I Get a Free Copy of My Credit Report?
A Credit Article Contributed by Annie Bauers
I Got Denied for Credit Can I Get a Free Credit Report?
You can get a free copy of your credit report if you have been denied for credit recently. In order to obtain a free copy of your credit report you should contact one of three credit bureaus. The three credit bureaus are Exuifax, TransUnion and Experion. You can find their toll free numbers by looking under credit in the yellow pages.
If you have not been denied for credit recently you are still entitled to one free credit report a year. You can obtain a copy of your credit report by contacting one of the three credit bureaus. Simply explain that you want a free copy of your credit report. Getting a copy of your credit report at least once a year is advised. This way you can see what your credit score is and check for any errors that may appear on the report.
Where Can I Get a Free Copy of My Credit Report
You can get a free copy of your credit report by contacting one of the three credit bureaus. In addition free credit reports can be obtained online. There are literally hundreds of sites that will offer you access to a free credit report.
Many of these companies will want to sell you other services so obtain a free copy of your credit report with caution. Obtaining a free credit report to review is not difficult nor hard to find someone who will offer you a free credit report. Experion, Equifax or TransUnion will provide you with a free copy of your credit report one time a year or if you have been recently denied for credit. Simply tell the credit bureau why you want a free copy of the report and one will be issued to you.
How Many Free Credit Reports Can I Get?
If you are denied for credit you can request a free copy of your credit report. Each time you are denied you are entitled to a free credit report. You should be aware that each time you apply for credit and are denied it will be noted on the credit report and this is viewed as negative. If you apply for credit you know you will be denied for just to obtain a free credit report please be advised you are doing more damage to your credit than the free report is worth.
You are entitled to one free credit report a year from Equifax, Experion or TransUnion. If you request a copy from them and explain that you would like a copy of your yearly credit report.
there are some companies if you search online that will give you a free copy of your credit report. You should be aware that many of these companies will try to sell you credit or other types of services to give you a free credit report. Do not purchase anything you do not want or need.
