Michele Stemplinger has made something of herself over the years.  Growing up in New York, Michele knew the true meaning of poor and living on the streets.  Now she wants to give back and help others through the Speedway Children's Charities.   Between March and December of 2004, every loan that Michele gets aproved she's giving 10% of her earnings to help children with social, medical and educational needs, through Speedway Children's Charities.  Visit Michele's website: home.countrywide.com/michelestemplinger or email: michele_stemplinger@countrywide.com.  You can make a difference in the Life of a child.