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You can consolidate your own debt. If we can do it for you, most likely you can do it for yourself.
Suppose you decide to do the debt consolidation yourself, this will save you approximately $20 each month that you are in a program with some company.
Usually the debt consolidation program might last over 12 months to make you debt free. So over a period of 12 months this might save you $240.
Though you have to make this choice with a lot of introspection.
In this section of the website we will provide you with :
The creditors database and the terms at which they are willing to consolidate your debt
The sample letters that you should write to the creditors
The steps that you should take as you go about consolidating your debt.
A forum where you can discuss your situation with other fellow visitors to the site. Some of our most experiences counsellors also answer questions in the public forums when they have the time.