American Express Credit Cards for Small Business

A Credit Article Contributed by Kris Griebe

What is an American Express Credit Card?

American Express is a credit card company much like Visa or MasterCard. They offer a variety of credit cards to their customers. One of the areas where American Express has excelled is business credit. A leader in this sector, they have developed a whole network dedicated to service for small businesses. As they are at the front of this market, they offer the best, and more varied, plans to aid small businesses in their credit endeavors.

Thousands of businesses utilize the network they have established, so by joining in, you will be in the company of all these other recent additions to the commercial industry. Because of this, you will be able to enjoy benefits that many other credit card companies can not offer. Discounts, frequent purchaser rewards, and financial services are all at your fingertips.

What is the American Express Credit Card Small Business Network?

"OPEN", the name of their small business network, is a complete solution to every need a business could have in regards to credit. Credit cards on the OPEN network come with built in rewards programs, designed to reward you for every dollar you spend on an eligible American Express OPEN credit card. Aside from this, there are also hundreds of tools and articles on the OPEN web site, dedicated to helping small business owners improve their business from the ground up.

OPEN business cards have no annual fee, and a low APR. Many of the cards also have no limit, or a very high limit, allowing businesses to purchase the supplies they need in bulk, hence saving even more money.

One of the biggest benefits of the OPEN network is the huge rewards and discounts a card holder gets on travel. Whether it be an airline ticket, a hotel room, or a train ride, OPEN members can save just by using their card. This is a benefit for two reasons, one, you get discounted services, and two, you earn rewards points for using your card. So, it's like saving twice on the same purchase!

How Do I Apply for an American Express Open Credit Card?

There are two primary options when applying for a card on the OPEN network. The first option is to call a customer service center for American Express. You can find a number by going to the American Express web site and looking for a link that says something about contact information. While this is an easy method, if you are going to go online to get contact information, it is just as easy to apply online as well!

By going to their web site, you can find an application, apply online, and get an answer in minutes. Go to a search engine online, type in "American Express Business" and hit the search button. In a moment you will be shown results. Near the top should be the home page for the American Express OPEN network. There will be an "apply now" button on the page. Click on it and you are on your way!