If your holiday plans are taking you out of Europe then you'll need a good worldwide travel insurance policy. And if you are travelling more than twice this year an annual policy may work out the best value for you.

InsureandGo offers annual worldwide policies that include under 18s for free and over 40 adventure sports automatically. Plus they include winter sports cover for free.

It's own research shows that you could save over 80% with InsureandGo rather than from the average high street travel agent.

Perry Wilson says: " Don't get ripped off by buying your cover from your travel agent. Shop around and you will find that the savings you make can be used where it should be - on holiday.

For more information on its range of travel insurance products visit www.insureandgo.com

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