This may help you search through the tangle web of credit...just answer all of the questions to the best of your knowledge and then press submit...your plan will be delivered to the screen.

Bankruptcy advice:

Step Do you have any Judgments? No Yes

Judgement Advice:

Step Do you have any Tax Liens? No Yes

Tax Lien Advice:

Step Do you have any Collections? No Yes

Collection Advice:

Step Do you have any chargeoffs? No Yes

Chargeoff Advice:

Step Do you have any late payments on your mortgage,
auto loans or credit card accounts? No Yes

Late Payment Advice: