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UK Mortgage Protection Insurance

Mortgage insurance online in the UK for all residents

Since October 1995 new mortgage borrowers have received no state help for the first nine months of unemployment or disability.

Pre-October 1995 mortgage borrowers receive nothing for the first two months, only 50% for the next four months and then full benefit for mortgages of up to £100,000 (provided they qualify for Income Support).

The Government estimates that 70% of mortgage borrowers will not get Income Support due to their having savings, income, or a working spouse or partner.

Mortgage Protection Insurance can protect your home during financial difficulty. A good payment protection plan will secure the house, and give peace of mind during a period of unemployment. Almost 1,000,000 UK residents are unemployed. 500 people per day register as unemployed due to redundancy or disability. 60% of men will remain unemployed for 6 months or more. However good mortgage protection can be covered with Life Assurance to make you completely bullet proof. Take a look at our Life Assurance pages now.

Applying for cheap, effective mortgage protection insurance online is quick, easy and hassle-free. Being made redundant or taking redundancy can be daunting enough without the hassle of money worries. Besides redundancy and unemplyment, having an accident can also affect your job, your circumstances and your income.

However, anything that affects your income will affect your family life. Mortgage protection means peace-of-mind for you and your family during difficult times. Get a quote, apply online, and save money. The unknown may be just around the corner.
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Real industrial strength mortgage protection insurance

We believe that most home owners in the UK should not go without a comprehensive mortgage protection insurance plan. The statistics continually prove this by detailing the amount of house repossessions.

Your mortgage payments are protected from day one of any unemployment. With mortgage life insurance, your family is totally looked after.
Highly competitive premiums starting at just £2.45 after the FREE COVER period.
Back-to-Day-One benefits payable after only 30 days.
3 MONTHS FREE COVER for both new and existing mortgage borrowers.

Get an Instant Online Quote Apply for Cover Online

First, think about what happens to your family home, if something happens to you. Then click on one these buttons for the UK's best mortgage life insurance, or simple mortgage insurance.

Our UK wide private mortgage protection insurance cover means you never have to worry about the roof over your head. It's as good as freehold! And for as little as £3.95 per £100 for combined unemployment and disability cover, and £2.45 for single unemployment or disability packages

UK-Online-Finance and Goodfellows private mortgage protection

Our structured mortgage insurance plans are effective, cheap, completed online and include mortgage life insurance, or mortgage cover only options.

Goodfellows are our partners in offering you the best on line private mortgage life insurance in the UK. We chose them to work with us because they have exhaustive experience of the mortgage insurance business, and a bulletproof reputation.

And we were right. Goodfellows have come up with a graded private mortgage insurance plan, and it cuts straight through the flannel and jargon surrounding most mortgage insurance presently on offer in the UK. In fact, if you have a new mortgage, or are applying to re-mortgage, it's so good it's free for up to six months! Click in the “get a quote” button above to find out all about it.

Cutting the cost of your cheap online mortgage insurance plan

Let's face it, there's only so many sources of insurance money in the country, so why should you pay a bank or building society a premium that is often many times the real cost of the insurance ?

Our carefully structured mortgage insurance array means there is a plan that's absolutely right for you, and our policy of keeping our own commissions to a minimum means we can beat the banks and building societies, hands down.* We can provide cheap, effective mortgage and mortgage life insurance cover, simply by being fair abut our costs.

We've got your online mortgage life insurance cover.

We always thought it was fairly simple to save people money and offer cheap, reliable on line private mortgage life insurance, and we've been proven right. In fact, a new survey by The British Association for Protection Brokers (BAPB) says mortgage borrowers are being ripped off by their lenders and are “paying hundreds of thousands of pounds over the odds for their Mortgage Insurance”.

This is a view shared by a BAPB Director, Richard Longfellow who says, "Just because a Mortgage Payment Protection Insurance is one of the most expensive, it doesn't mean one is getting a better level of cover – in fact, the only difference in 99% of cases is how much commission goes into the provider’s pocket".

These insurance professionals agree that independent insurance providers, like uk-online-finance, are the best way for the ordinary UK citizen to get private mortgage insurance. With our policies, most of what the others would have charged for commissions ends up where it belongs, in your pocket.

UK resident? We'll cut your costs on mortgage insurance

You are eligible for cover under this policy if:

you are at least 18 and under 65 and you live and work in the United Kingdom, Channel Islands or the Isle of Man.
you are taking out this policy to protect the mortgage on the private residential property you live in.
you agree to keep to the policy terms and conditions.

Get under the uk online finance private mortgage protection insurance umbrella now. Don't go without, call us, talk to us, we're here to help.

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