Gap years are now not restricted to those in their late teens and early twenties. Many people with fully fledged careers are now taking time out from the work place in the form of sabbaticals to travel and explore the world.

Perry Wilson, says: "The world is so accessable now, even more so than 10 to15 years ago and gap years have grown so popular that employers are becoming increasingly flexible in allowing employees a few months off to travel. However when you are older you have a greater number of responsibilities than those of a younger age so taking out a good backpacker travel insurance policy is as necessity."

InsureandGo offers two policies. For those aged 35 and under there's the company's adventure traveller policies and for those aged 36 and over there is the company's long stay policies. Both offer great levels of cover for the lowest prices and are inclusive of over 40 adventure sports. Travellers can also add on winter sports cover, extra valuables cover and home visit cover for small additional premiums.

For more information visit www.insureandgo.com