Ski and snowboarding is great fun - but it can be hazardous too. If you haven't had a spill on the slopes, you must know someone who has.It's fairly obvious that you are far more likely to have an accident skiing, or indulging in some other hazardous sport, than you are relaxing on a beach reading a book. As a consequence most basic travel insurance policies exclude these activities. If you have annual travel insurance, for instance, check it carefully - it's likely that your skiing trip is not covered. It means that a slippery slope could end up as a real expense if you do actually have a spill rather than simply a thrill.

No one wants the unexpected to happen when they go abroad, but unfortunately
there is no such thing as a totally risk-free wintersports holiday. Last year there were more than 400,000 travel insurance claims by UK holiday makers and business travellers, according to the Association of British Insurers.

Ski travel insurance and snowboarding insurance is not so much an optional extra as an
integral part of any winter sports break. Our specialist wintersport ski travel insurance and snowboarding insurance policies cover the obvious problems, such as an accident or an illness, a stolen wallet or purse. Our insurance also provides cover for all your ski and snowboarding equipment.

Insure and Go Ski Travel Insurance also provide compensation for delays and cancellation, for damaged or lost luggage, and even a telephone help line for emergencies. Off piste ski and snowboarding is covered with our ski travel insurance and snowboarding insurance policies.

What type of cover is best?

The simplest way to buy ski travel insurance and snowboarding insurance might seem to be through a travel agent or tour operator. Sometimes, these policies are free, but where
they are not free they can be expensive. Travel agents are no longer allowed to insist that holiday makers book ski travel insurance and snowboarding insurance through them and it's almost always possible to find a better deal by shopping around.

The traditional way to buy ski travel insurance and snowboarding insurance is to take out cover for each trip and this is usually how tour operators sell their cover. If you only make one or possibly two trips abroad a year, this might be the best option. A growing number of travellers, however, are opting for annual travel insurance that include ski travel insurance and snowboarding insurance cover. Ski Insuranceis part of our annual travel insurance policy and provides up to 17 days ski insurance and snowboarding insurance cover at no extra cost.