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How much life insurance do I need?
Insurance needed
For years
For all expenses listed below
 
Assets to cover expenses
Cash and savings $  
Home equity $  
Investments $  
Other $  
 
Expenses at death
Estate or inheritance taxes (on above assets)   %
Probate costs $  
Funeral costs $  
Uninsured medical costs $  
Debt repayment $  
College fund, child 1 $  
College fund, child 2 $  
College fund, child 3 $  
Your family's future monthly income
Amount (monthly)Years until startDuration
(years)
Spouse's income from work $          
Social Security survivor benefits $          
Social Security survivor benefits (children gone) $          
Other $          
 
Your family's future monthly expenses (in today's dollars)
Amount (monthly)Years until startDuration
(years)
Child care expenses $          
Living expenses (children at home) $          
Living expenses (children gone) $          
Children's college expenses $          
Retraining or education for spouse $          
Other $          
Other Information
Inflation rate   %
Your savings rate   %
Your state + federal tax rate   %
 
Your Sex
Male
Female

Terms of Use
THE RESULTS PROVIDED BY THIS CALCULATOR ARE INTENDED FOR ILLUSTRATIVE PURPOSES ONLY AND ACCURACY IS NOT GUARANTEED. FINANCENTER ARE NOT TAX OR LEGAL ADVISERS. THIS CALCULATOR IS NOT INTENDED TO OFFER ANY TAX, LEGAL, FINANCIAL OR INVESTMENT ADVICE NOR DOES THIS CALCULATOR PREDICT OR GUARANTEE THE ACTUAL RESULTS OF ANY INVESTMENT PRODUCT. PLEASE CONSULT WITH QUALIFIED PROFESSIONALS TO DISCUSS YOUR SITUATION.


How much life insurance do I need?
What is my return on a whole life policy?
What is my return on a universal life policy?
What is my return on a variable life policy?
Which is better: term or whole Life?
Which is better: term or universal Life?
Which is better: term or variable life?
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