Debt Management Organization: Curadebt

A Credit Article Contributed by Brandie King

Introduction to Curadebt Debt Management Organization

CuraDebt is a debt management organization located in San Diego, California, and is a member of the Better Business Bureau Online Reliability Program, the Better Business Bureau in San Diego, and the Chamber of Commerce in San Diego. They help you determine which of their services is right for you and will benefit you the most by providing a free consultation.

The fee that you will be charged for their services is based on the amount of debt that they get reduced for you, and there are no up front fees. The main person that you will work with is a financial counselor that is very experienced. In addition to that counselor, you will have the support of lawyers, financial advisors, lenders, experts in credit arbitration, and even psychologists.

You can get help with such secured and unsecured debts and unpaid medical and legal bills, loans, credit cards, liens, litigations, and judgments, leases (including those for equipment and office space), accounts payable, and a whole lot more. In addition to this debt management organization's debt reduction services, they offer free information about repairing your credit, as well as live teleclasses where you can anonymously get your questions answered without feeling pressured.

Their website is http://www.curadebt com.

Curadebt Debt Management Organization: Debt Settlement and Negotiation Services

As a debt management organization, CuraDebt offers debt settlement and negotiation services to both businesses and individuals. These services include debt negotiation for personal debts, negotiation for student loan debts, and negotiation for business debts. Their debt settlement and negotiation services can present a very viable alternative to bankruptcy for both individuals and businesses.

If you have both personal and business debt, CuraDebt can work out a comprehensive plan that will take care of both. The purpose of debt negotiation and settlement is to come to an agreement with your creditors that will allow you to pay a reduced amount, which means that you will not have to pay the entire amount that you owe them. CuraDebt has successfully negotiated payment amounts that are 50% to 89% less than the full amount of the debt owed.

Curadebt Debt Management Organization: Debt Consolidation Service

In addition to their debt negotiation services, this debt management organization also offers a debt consolidation service.

The benefits of a debt consolidation service include the possibility of collection calls from both creditors and collection agencies stopping, the possibility of lower interest rates and monthly payments, only having one payment to make each month (which is usually less than all of your separate payments combined), and the chance to have late fees and over the limit fees reduced or completely eliminated. CuraDebt accomplishes this by negotiating with your creditors on your behalf.

After a plan (customized to you) is worked out, you will make a single monthly payment to CuraDebt. They will, in turn, dole out that payment in the necessary amounts to each of your creditors on a monthly basis.