The Wayback Machine - https://web.archive.org/all/20041216084415/http://www.if.com:80/info/security.asp
Skip top navigationIntelligent Finance Home Page Home Log in to your Intelligent Finance plan Customer Centre Click here for about us information Click here for contact us information
Mortgages information Current account information Savings information Personal loans information Insurance products Offset plan
Skip left navigation
Terms and conditions
Legal information
Interest rates & charges
Privacy
Security
Accessibility
Contact us
Security
In a world where we all rely more on information technology, keeping your personal financial information secure is bound to be a concern. That's why we've employed some of the most advanced technologies in online security to make sure your details are kept safe.

Bank Safe Online is a one-stop advice website which has been set up by APACS, the UK payments association. To keep up to date on online security issues, please visit www.banksafeonline.org.uk.

Important Notice

A number of fraudulent emails, alleging to be from various UK banks, have been sent out encouraging people to visit a website where personal card or internet security details are then requested.

We will never send emails that ask for confidential information or security details. If you get such an email, please delete it immediately without responding.

If you are concerned that you may have divulged any details, please call us on 0845 609 4343. If you have received such an email, please forward this to onlinesecurity@if.com and then delete it immediately without responding or visiting any site it details.

Our guarantee

If an Intelligent Finance customer is a victim of fraud involving the Internet, we will guarantee that you will not lose any money as a result of the fraud, and will reimburse you in full.

How is my information kept secure on the Internet?

The best way to ensure online security is to use the most recent version of a recommended Internet browser which offers the latest encryption technology. Currently the latest versions of Netscape Navigator/Communicator and Microsoft Internet Explorer offer this technology.

What is encryption?

Encryption is a way of coding information to make it virtually impossible for someone else to read, unless they have the 'key' to decipher it.

The effectiveness of encryption is measured in bits (binary digits). The latest web browsers available from Microsoft and Netscape offer 128-bit encryption technology. Intelligent Finance cannot be used without 128-bit encryption - for your security and peace of mind.

What does Secure Sockets Layer (SSL) mean?

SSL provides a secure communications link between your browser and Intelligent Finance. All information passed back and forth is encrypted. SSL is now supported by all major browsers and is generally accepted as a way of doing business securely over the internet.

How should I protect my security details?

Your Plan Security Code, passwords and customer identification number are the 'key' to your plan.

  • Never write them down
  • Never give them to anyone else
  • Never include them in an e-mail

In addition,

Never leave your PC unattended when logged in to your plan, especially without a screen lock. We recommend that you log out if you leave your PC unattended.

When logging in to your plan, make sure that no-one can see what you're typing.

Always log out and close your browser when you have finished using online banking.

Never respond to emails that request you to reply with your security details, including those that appear to be from Intelligent Finance.

Remember that protecting your Plan Security Code, passwords and customer identification number is your responsibility.

Security Certificate

When entering secure websites you should always check the security certificate and look out for warning messages. Double-clicking the padlock symbol displayed on your browser will tell you the level of security being used.

However, changes to the technology used by VeriSign, the issuer of our website security certificate, means that older versions of Internet Explorer (version 4 and older versions of IE5) are unable to read updated certificates. An alert may appear suggesting that our security certificate is not valid - this is not true. If you choose to 'OK' the alert you will still be able to proceed and use the online banking service as normal.

If you are getting this security alert then we suggest you update your browser to version IE6 or later to correct this problem. If you'd like to update your browser you can visit the Microsoft site here. (Please note Intelligent Finance is not responsible for the content of external websites.)

How can I help prevent someone else finding out my details?

When visiting the Intelligent Finance website always complete your financial transactions before leaving the site. Never leave your computer unattended while you are on the internet, especially when you are logged in to Intelligent Finance. Always log out before leaving the site.

How can I protect myself from computer viruses?

We recommend that you use virus detection software to keep your computer free from known viruses.

I am suspicious about a transaction on my Intelligent Finance plan. What should I do?

If you are ever concerned about any suspicious activity on your Intelligent Finance plan you must contact us immediately.

 

Back to top

Terms and conditions | Legal information | Interest rates & charges | Privacy | Security | Accessibility | Contact us | Home

Intelligent Finance is a division of Halifax plc. Registered in England No.2367076. Registered Office: Trinity Road, Halifax, West Yorkshire HX1 2RG. This site is intended only for people who live in the UK and you must be a UK resident to apply for our products.