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Credit Cards
Credit Card Rates 
Balance Transfers 
Cashback 
Interest Free Credit 
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Providers

UK Credit Cards

A credit card is basically a potential unsecured loan facility. This facility is easy to access by using the credit card to purchase goods and services as an alternative to cash or cheque.

Credit cards were first introduced into the UK in the 1960's by Barclays Bank. The Barclaycard remains one of the most popular credit cards in use today.

Avoid being confused between debit cards, charge cards and credit cards. The debit card (e.g. a Switch card) looks like a credit card but is linked directly to your bank account and purchases will be immediately debited.

Charge cards and credit cards operate by debiting your card account and a statement is sent to you each month detailing the minimum to be paid and a date by which it must be paid. The charge card has no credit facility attached to it so you have to pay off the whole amount each month. These cards do not provide the same level of consumer protection as credit cards.

There are many credit card issuers today and Find Credit Cards will help you to choose the most appropriate credit card matching your needs and spending patterns.

Credit cards are very useful but take care to avoid running up debt that you cannot service from your income. Interest rates for borrowings are generally much higher than loans and bank overdrafts so it pays to repay as much of the outstanding balance as you can.

Take care to match the credit card to your spending patterns, if you expect to have large monthly balances outstanding then go for the lowest interest rate credit card and avoid add on goodies, such as airmiles and cashback, unless of course you can identify a credit card which gives you both!

Other useful sites


Bad Credit Loan, Homeowner and Tenant Loans - Low cost homeowner and tenant loans for people with bad credit history. Apply online.

UK Credit Cards, 0% purchases and balance transfer card - A selection of the latest credit cards offering 0% on purchases and balance transfers, free gifts, airmiles, etc.

Debt Consolidation Loans, Bad Credit Loan to Consolidate Debts - Low rate secured and unsecured loans for debt consolidation or any purpose. For both homeowners and tenants.

Credit card advice and company information on All Money Matters - For all your credit card information and more come to All Money Matters.




Credit Card Providers
Abbey Credit Card
Accucard Credit Card
Alliance and Leicester Credit Card
American Express Credit Card
Argos Credit Card
Arsenal Credit Card
Bank of Scotland Credit Card
Barclaycard Credit Card
Birmingham Midshires Credit Card
Birmingham City Credit Card
Cahoot Credit Card
Capital One Credit Card
Chase Credit Card
Cheshire Building Society Credit Card
Citibank Credit Card
Clydesdale Bank Credit Card
Co Op Credit Card
Easy Money Credit Card
Egg Credit Card
Halifax Credit Card
Halifax One Credit Card
HFC Credit Card
HSBC Credit Card
Intelligent Finance or IF Credit Card
Leeds and Holbeck Credit Card
Lloyds Credit Card
Loughborough Building Society Credit Card
Manchester United Credit Card
Marbles Credit Card
MBNA Credit Card
Melton Mowbray Credit Card
Mint Credit Card
More Credit Card
More Than Credit Card
Morgan Stanley Credit Card
Nationwide Credit Card
Nectar Credit Card
Newcastle United Credit Card
Rangers Credit Card
Reading Credit Card
RSPCA Credit Card
Saga Credit Card
Sainsbury Credit Card
Smile Credit Card
Tesco Credit Card
Ulster Bank Credit Card
Virgin Credit Card
Waitrose Credit Card
Yorkshire Building Society Credit Card